Video summary
The podcast frames life through a game development lens, arguing that individuals are programmed like video game characters where beliefs and values dictate perception rather than objective reality alone. The host asserts that while physics is real, most human experiences are interpretations controlled by subjective choices; therefore, changing one's internal programming alters what they see as challenges versus obstacles. He describes the world as a Player vs. Player vs. Environment (PvPVe) survival crafting game with finite resources, necessitating competition and resource collection rather than passive existence. To thrive in this environment, listeners must understand that life is not working against them but adheres to specific rules of physics and adaptation, meaning those who invest time and energy into improvement will inevitably get better. Success within this framework requires mastering the economy by understanding inflation and asset ownership to avoid becoming a non-player character (NPC) trapped on a hamster wheel. The host emphasizes that skills have utility and must be relentlessly built out in one's "skill tree" to become indispensable, noting that ideas are worthless without execution amidst life's chaos machine. He advises seeking higher difficulty zones for growth through the optimal zone of development, where struggling with challenges breaks down old muscle fibers—metaphorically or literally—to rebuild stronger capabilities. Furthermore, he warns against chasing side quests that do not advance a clear goal defined by fulfillment rather than money or fame, urging listeners to focus single-mindedly on noble goals that elevate both themselves and their group. Adaptability is crucial in an era dominated by AI, which the host describes as changing everything faster than any event since the asteroid extinction of dinosaurs. He urges people not to fear change but to master it immediately rather than waiting for clarity or wishing the world would stay static. The transcript highlights that failure is actually the most information-rich data stream on Earth and should be embraced as a necessary step in iteration, citing Ray Dalio's use of economic history cycles to predict future outcomes. By mapping cause-and-effect mechanisms within systems like relationships, emotions, and markets, individuals can navigate complexity without being swept away by emotion or external manipulation. Finally, the host stresses that meaning is engineered rather than discovered through introspection, requiring a deliberate loop from area of interest to passion via skill acquisition and positive feedback. He advocates for "skating to where the puck is going" in AI's future instead of reacting to current positions, suggesting physical strength training as a way to mentally reinforce resilience against difficulty. The ultimate strategy involves establishing strict habits with bright lines—such as working or exercising Monday through Friday—and using pattern interrupts to stop negative thinking loops. Ultimately, 2026 can be the best year if one accepts that standing still is guaranteed failure and instead relentlessly pursues progress toward fulfillment by building skills, taking on difficult challenges, and refusing to quit despite inevitable setbacks.
Read the full video transcript
I've been an entrepreneur for about 25
years, but the last year as a game
developer has taught me 26 critical
lessons that are going to help you make
2026 the best year of your life.
>> [music]
>> One, you are programmed just like a
character in a video game. If you want
different outcomes, you got to change
the programming. Your life is controlled
by your values and your beliefs. This is
one of the most important things that
I'm going to discuss today.
>> [music]
>> Your beliefs and values are the
programming that dictate both what you
look at
and what you see. It is shocking, but
true, that both beliefs and values are
subjective
and largely choices.
Physics is real.
But beyond that, most things are just
interpretation. Humans are shockingly
bad at identifying what's real in the
world. To give you an idea, we see
0.0035%
of the electromagnetic magnetic
spectrum. And yet, when we look out of
the world, we feel like we're seeing
everything there is to see. There is a
dime-sized blank spot in your field of
vision right now, but you don't perceive
it at all. Your brain just fills it in.
>> [music]
>> You can look up countless examples of
the way that your brain [music] will
fall for optical illusions because it's
not representing reality as it actually
[music] is. It's representing a
heuristic, a rule of thumb, a quick
sketch. You can alter your beliefs
>> [music]
>> and your values, and that will actually
change what you see.
Do you see a challenge or problem? Do
you see an obstacle that you can't
overcome or something that you can
solve? The difference [music] between
those kinds of things will change the
entire quality of your life. And if, for
instance, you want to [music] feel
differently and behave differently, all
you need to do is change the things that
you believe and [music] value. Now, I'm
not saying that you can detach your
beliefs from physics, but the reality
is, whether something is an exciting
challenge or an unovercomable problem,
comes down to your frame of reference.
It isn't objective truth, because if it
doesn't violate the laws [music] of
physics, there is a way around it. Two.
Remember, life [music] is a player
versus player versus environment game.
AKA, this is PvPvE.
You are up against other players as well
as your own environment. This one always
weirds people out. People do not want
life to be a competition, but the
reality is,
life is a competition. You have to
contend with not only other people that
are trying to win. You have to contend
with things like your political
environment, [music] the economy,
geopolitics, and in the age of AI, a
whole lot more than that. Now, [music]
it's important to remember that it is a
co-op game, but it's a competition, and
so you [music] want to play to win. I
see people make this mistake all the
time. Part of the frustration right now
is that people want to believe that you
don't [music] really have to compete to
get ahead, that you can have an
incredible life just going along and
cruising, but the reality is that life
does [music] not work like that. You
currently live in a world with finite
resources and no one is willing to work
for free, so at a minimum, everything
costs money. Now, maybe one day AI is
going to change all of that, but that
day is not today. For now, life is best
understood as an open-world survival
crafting game. Your job is to, first of
all, stay alive.
>> [music]
>> Second, you want to collect resources.
Three, you want to make cool stuff,
incredible things. One of the great joys
of life is being able to build and
create, whether that's a family, whether
that's a business, [music] whether
that's models.
It doesn't matter. Building cool things
is one of the great joys of life. One of
the biggest pieces of advice that I have
for people is to find a romantic
partner. [music] There's no doubt a lot
of the things that I'm going to talk
about right now make it sound like this
is a solo game, but life played with
somebody that's trying to help you, that
gives you an opportunity to help them,
is going to make the most out [music] of
this game that we call life. Three, the
universe is just a set of rules. So,
take responsibility for all of your
outcomes. This has been one of the most
profound lessons I've [music] learned by
being a game developer. Is you realize,
"Whoa, this is [music] all just a set of
rules. Everything functions on something
akin to physics."
>> [music]
>> And once you understand what those are,
then you can get better, then you can
improve, then you can anticipate where
things are going to go. The game of life
is not working against you, I promise. I
know that it can feel that way
sometimes, but the reality of how the
world works is that it simply obeys
[music] rules. So, if you master those
rules, you can wildly improve your
outcomes. When you approach life like
it's working against you or like you
can't get better, you end up getting
stuck. Life adheres to what I call the
only belief that matters. The only
belief that matters is [music] that if
you put time and energy into getting
better, you will actually get better. We
are a species that has [music] chosen a
strategy of adaptation. This is why the
famous saying is, "It's not the
strongest of the species that survive,
>> [music]
>> nor the most intelligent, but rather the
most adaptive to change." Focus on
getting better. Four, skills have
utility. You want to relentlessly
build out your skill tree in this game
of life. You want to get so good that
you can't be ignored. If you're willing
to grant me that life really is a
competition, then it becomes all about
learning the things that are going to
help you move towards your specific
goals. You want to become very capable
of doing things other people can't do.
That's exactly how you outperform them.
So, whether that's
>> [music]
>> doing better your job, whether that's
becoming a better parent, whether that's
growing your business, it [music]
doesn't matter. You have to be able to
outperform people by being able to do
something [music] that they can't do.
Five, you need very clear goals. If you
don't understand exactly what the win
condition of the game that you're
playing is, you [music] are guaranteed
to lose. The universal win condition of
life is not money, it's not [music]
fame, it's not accolades. The universal
win condition is fulfillment. Now, the
great news is fulfillment has a formula.
Fulfillment is working really hard
to gain a set of skills
that allow you to make progress
towards a noble goal. Now, a noble goal
is something that elevates you and the
group as you pursue it. The human mind
is wired to need to contribute to the
group. And so, if you're only doing
things that are selfishly beneficial,
you are going to have a profound sense
of disease. [music] You need to find
something that you can pursue that
you're passionate about that even if you
were losing, you would have a good time
making progress towards it. [music]
This is a deterministic universe. Your
brain does work in a certain way, and
you don't want to fight against that.
The thing to understand about the human
mind is that we are mountain climbers.
[music] We are not designed to sit at
the top of a mountain. That's why you'll
never be able to achieve something
>> [music]
>> so grand that you feel like you've
crossed the finish line. The reality is
that we are designed to keep moving, to
keep climbing. And [music] so, you've
got to orient your mind towards making
progress
rather than achievement. Now, you're
going to set that goal. It's going to be
very clear. You're going to know what
the achievement looks like, but you're
not going to fool yourself into thinking
that once you get it, you're somehow
going to be satiated or you're going to
feel like you finished. You want to
always have your eye on what's that next
thing? What's that next thing? And to
fall in love with the sense of progress.
If you tie your ego to outcome [music]
or accomplishment, you're going to be
devastated. First of all, you're going
to fail a lot. And second of all, you're
going to be left feeling depressed when
you actually get the thing that you've
always said that you wanted. Because you
will get there and you will realize that
that hunger for more has not gone away.
So, don't trick yourself. Six. [music]
If you don't understand the economy,
you're going to be stuck being an NPC,
a non-player character. I hate [music]
that this one is so true, but the
reality is one of the most important
skills in today's world is to understand
how money works. I never thought I would
be talking about the economy as much as
I do, but this is one of the things that
people really get wrong.
The markets are complex. There's no
doubt about that. But because the
government is printing money, if you
don't own assets, you are going to be in
trouble because [music] inflation is
going to erode all of your purchasing
power. And whether you like it or not,
you are going to be competing in the
markets against other people. Against
other people using AI, by the way. So,
you've really got to have your wits
about you. You've got to be sharp. I
wish that the government never created a
central bank. I wish that they weren't
printing [music] money, which is just
counterfeiting by another name, but the
reality is they are, and therefore you
have to understand how it works.
Otherwise, you're going to be working
incredibly hard to earn money and be
stuck where so many people are stuck
right now today, which is they [music]
cannot make ends meet. This will return
to the show in a moment, but first, the
average person spends 13 hours a year on
hold, and the average company spends
millions on call centers [music] that
customers still hate. But there is a
much better solution, AI call centers.
Bland builds AI voice agents that handle
your entire call operation. They sound
human, they work 24/7, and they actually
get cheaper as you scale. They're the
only self-hosted voice AI company, so
your data never goes to large providers
like OpenAI or Anthropic. That way,
everything stays on your servers,
completely secure. The results speak for
themselves. Companies cut costs by over
40% using Bland, and Bland handles it
all for you. Customer support,
appointment reminders, follow-ups,
almost any use case you can think of. If
you're a large business, Bland is
offering [music] to build a free custom
agent for Impact Theory listeners. Just
head to bland.ai/agent
to get a voice agent trained
specifically on your business and your
use case for free. Let's talk about what
happens when [music] life gets busy.
Your schedule fills up, deadlines pile
on, meetings run back-to-back, and
[music] the first thing that falls apart
is taking care of yourself. You skip
meals because there's no time, you grab
whatever's fastest, but running on
inconsistent nutrition means [music]
inconsistent energy when you need it
most. That's where Huel comes in. With
two products designed to keep you fueled
when you're too busy to think about it.
There's Huel Black Edition, ready to
drink. It's a complete meal in a bottle.
35 g of protein, 27 vitamins and
minerals, zero prep, zero cleanup, and
there's Huel Daily Greens. 42 vitamins
and nutrients, 4 g of fiber. Try it in
apple, peach, or blueberry flavors. Get
15% off your first order for new
customers with code impact [music]
at huel.com/impact.
Minimum $75 purchase.
>> [music]
>> All right, let's get back to the show.
This isn't because you're a bad person.
This is because the way that money
works, the government can actually rob
you of your buying power even as you're
working your ass off to make more
[music] and more money. You have to
understand inflation. You have to
understand asset ownership. You have to
understand how money flows, [music]
how it works. Otherwise, you're going to
get eaten alive by the bad policy that
we have had for more than 100 years. All
of that [music] forces you to go into
asset ownership in order to escape
inflation, which is why you have to
master money. Learn about how assets
work. Learn about how the system is
[music] rigged against you, but that you
can still win. Now, if you own the right
basket of assets, you'll be able to
thrive. If you don't understand money
full stop, you are going to be on a
hamster wheel until you die. Seven. No
one is coming to save you.
There are going to be plenty of boss
fights in this game, and you are going
to have to win with your own skills. One
thing you're going to hear me say over
and over is that this is about skill
acquisition. [music]
You want to improve your skills. What's
standing between where you are today and
where you want to go
>> [music]
>> is a set of skills. As you level those
up, you are going to be able to move
farther forward. The key to leveling up
your skills is to understand exactly how
the game works. It really is rigged
against you, there's no doubt about
that, but once you understand the ways
in which it is rigged against you, you
can master the actual rules of the game,
not the rules as they should be, but the
rules as they actually are, and you can
play the game to thrive. I find so many
people are so busy trying to get the
whole world to be this moral, just place
instead of looking at what are the
changes that they can make in their
actual life, their real skill set right
now today, based on how the game
actually is played, not how they wish it
were played, but the way that it's
actually [music] played, and win right
now today. That option is available for
all of us, but you've [music] got to set
aside all of the campaigning to get the
world to change, [music] and instead
focus on the thing that you can actually
control, which is changing you. Eight.
The meta is constantly changing. You
have to adapt, or you're going to be
eaten alive. You are living through the
greatest period of change since an
asteroid killed the dinosaurs. AI is
changing
everything.
But for right now,
the key is to master AI. Don't get stuck
in fear about what's going to happen.
Figure out what works right now today.
[music] You cannot afford to bury your
head and wait until AI's impact is fully
realized. [music]
You've got to be willing to adapt as
rapidly as you can to what's changing in
the meta. There's no [music] sense in
fighting about it. There's no sense in
wishing that the world would stay the
same. There's no sense in being
paralyzed by a fear of change. That is
what the vast majority of the world is
going to do. You cannot allow yourself
to do that. Figure out what is going to
win right now, and right now [music]
that's mastering AI. That is dealing
with the rapid rate of change. That is
getting control of your own emotions so
that you can continue to move forward,
no matter how much the world is
changing. The human mind wants to hold
on to the past, but the reality is you
can't. We are always moving forward,
[music]
now faster than ever. So, the people
that are going to win are going to be
the people that stay centered, do not
allow fear to overtake them, and no
matter how crazy things are getting in
the world, they keep marching forward,
adapting, learning new skills, and
mastering whatever works today. Nine. If
you want bigger rewards, you've got to
enter higher difficulty zones.
Your abilities will improve when the
challenge is just outside of your
current skill level. It is a fascinating
element of the human experience that if
you want to adapt, you have to put
yourself into a zone where things are a
little too hard.
>> [music]
>> It's called the optimal zone of
development. You want to get to that
space where it's like, "Ah, it's a
weight that you can't quite lift yet."
And you push yourself, and you try, and
you struggle, and you actually break the
muscle fiber, literal or metaphorically,
so that you can rebuild stronger. But,
you have to put yourself in that
position where you're actually breaking
yourself down a little bit, so that you
can get stronger. So, you want to seek
out a higher level of difficulty. If you
don't seek out that higher level of
difficulty, you never encounter the
thing you can't do, you never give
yourself the impulse
>> [music]
>> to adapt. Elon Musk has a great quote
that I'm going to paraphrase. You're
paid in direct proportion to the
difficulty level of the problems you
solve. So, you want to seek out the
hardest problems. You want [music] to
get to the point where you're capable of
actually solving those. If you stay in
the small pond and you solve the
problems that are easy for you to solve,
you're never going to be able to make
progress,
>> [music]
>> not in a world where other people are
pushing themselves. So, you want to
figure out where is that thing that
[music] just exceeds what I can actually
reach and push yourself to grow into
[music] that, to become capable of that,
to face that failure, to be willing to
try something that you can't quite do
yet. Step back and assess
why wasn't I able to do that? Be honest
with yourself.
>> [music]
>> What's the hole in your game that you
need to improve? What skill do you need
to seek out and then go [music] and do
that. 10. Don't chase side quests that
don't move the main story forward.
[music]
Persistence without a strategy is just
grinding.
Now, I'm haunted by a [music] phenomenal
quote.
You can do anything you want but not
everything. You've got a finite amount
of time. There are only so many things
you're going to be able to focus on
[music]
and the constraints that you put on
yourself to ensure maximum momentum,
those aren't limitations. Ultimately,
they just focus you. And given that we
all have a limited amount of time, a
limited amount of energy, the fewer
things you try to do, the better you
will be able to do those things. And
when you go into a competition, you're
going to be able to outperform other
people because [music] you have taken
all of your time and pointed them at a
small subset of things.
>> [music]
>> There's a great quote from Bruce Lee
that I'm going to paraphrase and he
said, "I don't fear the man who
practices 5,000 kicks once. I fear the
man that practices one kick 5,000
[music]
times."
That's the situation that you want to
put yourself in. You want to set a clear
goal and then go after it with
single-minded
determination. You want to be obsessed.
You want to eliminate distractions and
you want to outwork everyone else. That
has somehow become one of my more
controversial beliefs, which is wild to
me. The reality is this is a competition
and [music] if you want to win, you've
got to get better than other people. And
what is the fastest way to do that?
[music]
To just be mono-maniacal
on the thing that you want to accomplish
and then just go after it with
everything you've got. To the point
where I tell people, you want other
people to be worried about you. You want
other people to be concerned about how
hard you work. That's why make sure you
have a clear goal that you care about so
that as you pursue [music] it, you
actually enjoy your life. Remember the
punchline is fulfillment. 11,
when you rest,
your competitors are practicing. And
when you meet, whoever is the most
prepared is going to win. Always be
improving. When you collide with
somebody in the marketplace, applying
for a job, wherever, you are going to
lose if you're under prepared and you're
going to win if you're more prepared.
12, your environment
>> [music]
>> is either a buff or a debuff, so choose
wisely. You want to surround yourself
with people who are optimistic and
driven,
who are emotionally stable, who want to
get better, who stare nakedly at their
inadequacies and are willing to work
[music] to improve them, who will give
you honest feedback, who can love you
and yet be truthful. When you're [music]
surrounded by a group of hyper ambitious
people that act like that, you are going
to improve. The reality is all of us
will go way out of our way to earn the
respect of the people that we respect.
And ultimately, that's going to be the
people that we surround ourselves with.
So,
>> [music]
>> as I say, you are the average of the
five people and ideas that you spend the
most time with. Make sure that you are
surrounding yourself with people and
ideas that are going to buff you. And by
the way, booby trap your life in a way
that makes pursuing your goals the
easiest path. So, things like [music]
putting gym clothes next to your bed.
So, that's the easiest set of clothes to
put on. It's the thing that prompts you
to go into the gym. Only have good food
in the house [music] if your diet is
bad. Remember that you're being trained
by your algorithms. So, make sure you
train your algorithms to show you useful
content. Do not be blinded by the ways
that the world manipulates you. Take
control of that. Be very intentional
about all of the things you intake in
your world. Do not let external forces
decide for you what you do. Have that
goal. Structure your life in a way
that's always going to be moving you
towards that. That is how you get the
momentum going. That is how you make the
structure of your day, your life, your
calendar, all of it be something that
elevates you rather than just [music]
dissipates your energy into nothing. 13.
Meaning isn't discovered. It's
engineered. You are not going to turn
inward and find a thing that you were
born for. It [music] doesn't work like
that. Meaning and purpose
are not archaeological digs. They are
architectural builds. You get to decide
what your purpose is going to be. It
isn't handed to you by anything.
>> [music]
>> Because there's nothing that immediately
feels obvious. Nobody was born to do
something. You turn inward. You see an
area of interest. You decide, I'm going
to go do that thing. And then you pursue
it and you get better at it. And you
move through the creation of a passion,
which is a loop and it starts with area
of interest. You then invest time and
energy into it. If it grows in
fascination and interest, then it's a
candidate for becoming a passion. As you
build your skill set,
if as you go through that [music]
process of doing the boring hard work,
you start getting positive feedback from
the world that, "Oh my gosh, I love this
thing that you do. That feedback loop of
I like it, I'm more fascinated by the
more time that I spend on it, and when I
start putting the skill out into the
world, I get the feedback from other
people that yeah, yeah, yeah, that's
amazing. We want more of that from you.
That then inspires you to work harder,
to get better, to be able to further
contribute to the group, to be able to
further make progress towards your
goals. Progress is a foundational pillar
of human happiness.
>> [music]
>> And so, as you do that, then it becomes
a passion. If there's no feedback from
the real world, you are not going to
turn that thing into a passion. And it
certainly isn't already [music]
going to be a passion when you look
inward and try to figure out what your
life's purpose is. You decide. 14. Ship
early and get feedback. I am constantly
letting people play my video game,
Project Kaizen, even though it is still
23 months from being ready for early
access, but I need to [music]
get out of my own assumptions and into
the real world. As Mike Tyson says,
everybody has a plan until you get
punched in the face. You've got to want
to get punched in the face.
>> [music]
>> You've got to want to figure out what's
working and what's not. 15. All of us
are trapped inside of a frame of
reference. [music]
Your frame of reference is to you what
water is to a fish. You don't even
notice it. You don't realize that it's
there. [music]
And you've got to figure out what's
really going on with your ideas. You
want your ideas, your beliefs, your
abilities,
and the things you're trying to create
to encounter that real world. You want
them to get walloped so that you can
figure out how to dodge that punch, how
you can hit back even harder. And to do
that, you've got to be honest about
what's working and what's not. Please, I
beg of you, don't lie to yourself. This
is where people go cuz they want to feel
good about themselves. You have a thing
called the psychological immune [music]
system. The psychological immune
system's job is to keep you from killing
yourself. So, it's going to lie to you.
It is going to tell you that you're
awesome, the world is against you, those
other people are stupid, they just don't
understand, and the reality is you've
got to be hungry for disconfirming
evidence. You've got to want to know,
wait, why didn't that work? Why are
people rejecting us? Because I own my
outcomes entirely. I am not going to
blame anybody else, not going to blame
the universe, not going to blame God,
nothing. I'm going to look at what I can
control, which is me.
And I'm going to be [music] honest that
it's not working as well as I thought it
was. That there are reasons, remember,
you live in a deterministic [music]
universe, meaning this is just a set of
rules. The rules are not different for
different people.
They're simply the rules. [music] And
so, if you adjust your approach to
adhere to what's going to work within
this system, then you can get ahead. And
if you're not getting ahead, it is by
definition because you're not doing the
right things. So, adjust as needed. 16,
your first 100 attempts are going to be
trash. You still have to do them. Please
burn the following idea into your soul.
Failure is the most information-rich
data stream on planet Earth. You're not
going to improve by thinking about
things. You're going to improve by
taking action and then thinking about
why you aren't good enough yet. Now,
don't worry,
even if you're bad,
just focus on learning and getting
better. If you stay in that loop,
constantly trying to figure out, hey, I
did this thing, but it didn't work as
well as I thought it would, what exactly
[music] do I need to alter in order to
get better? That is a springboard that
will send you forward. 17, success is
iteration done longer than anyone else
could possibly stand. Here is the good
news. Most people quit. 90% [music] of
businesses fail to even make a million
dollars. 94%
of businesses fail to make 10 million
dollars. It is because everybody breaks
emotionally. It is so hard to face an
unrelenting parade of failure and
recognize that failure is the most
information rich data stream on planet
Earth that most people just just stop.
It's just too hard. It's [music] too
damaging to the self to have to admit
that you're not good enough yet. That's
frame of reference. That is a frame of
reference that tells you who you [music]
are now is what matters. The thing I
want you guys to embrace is it doesn't
matter who you are today. It matters who
you want to become and the price you're
willing to pay to get there. [music]
If you want to become someone
extraordinary and you're willing to pay
the extraordinary price that that's
going to demand, there's essentially
nothing that you can accomplish. You
just have to keep your wits about you,
stay emotionally resilient, and keep
moving forward. But if you do that,
you're going to be ahead of 99%
of the world. 18. If you don't measure
it, you can't improve it. You've got to
track your progress, measure your
results, find more efficient and
effective ways towards your goals. Life
is really about something I call the
physics of [music] progress. You're
going to be wrong a lot. That doesn't
matter. What matters is that you measure
the outcomes that you're getting, accept
responsibility if they're not the
outcomes that you want, adjust your
approach, and move forward. And
remember, unless your goals violate the
laws [music] of physics, they are
achievable. So, it's just about finding
that right path forward. 19. Ideas don't
make you valuable. Execution does.
Please do not worry about people
stealing your ideas. This gets so many
people hung up, but ideas are a dime a
dozen. What matters is [music]
execution. So, when you've got your
idea, you're going to run into something
that I call the chaos machine. The chaos
machine is just life. [music] Everything
is so difficult. The economy is
constantly changing. Look at what AI is
doing to disrupt us. Your competitors
are going to try to outcompete you.
You're going to get sick. Someone in
your family is going to get sick.
[music] Life is just hard. If you focus
on becoming the kind of person that can
just keep moving forward, being
resilient, learning from your mistakes,
not giving up, focusing on progress, you
can start generating momentum. You're
just always in a solution-oriented
mindset. You're trying to find ways
around the problem, over, under, through
it. It doesn't matter, but you never
accept defeat. You just always ask,
"Does this violate the laws of physics?"
Because if it [music] doesn't, there is
a path forward. I just have to find it.
And if you can stay enthusiastic through
that, you're going to win. Churchill
used to say, [music]
"Success is the ability to go from
failure to failure without a loss of
enthusiasm." Stay focused. Create that
momentum. 20, learn from the past.
Understanding history is the single best
way to predict the future. History
really does loop, and it loops [music]
because we live in a deterministic,
rules-based universe. The human mind
might be complex, but it is knowable. We
act in very similar ways. There's a guy
named Ray Dalio. Ray Dalio created a
company called Bridgewater. Bridgewater
[music]
is the largest hedge fund ever created.
And he said when asked, "Ray, how were
you able to create this incredibly
successful company?" And he said, "The
answer is, I have learned about economic
history. I understand what he calls the
big debt cycle." And he says it's a loop
that just repeats over and over
throughout history. And simply by being
able to identify what countries are what
stage of the debt cycle, I just go in
and bet that the future is going to look
like the past. [music] And by doing
that, he built this incredible company.
Now, that isn't just true of the
economy, that's true of so many things
in life. History may not exactly repeat,
but it does rhyme. And the reason it
rhymes is because the human mind only
operates in certain ways. We're not
suddenly going to start acting like a
zebra or an amoeba, we are going to act
like people, and people act in knowable
ways. 21. [music]
Skate to where the puck is going to be,
not where it is. Nobody understands
better than I that in the age of AI
it is very hard to do this, because it's
like the puck is teleporting, [music]
it's very hard to understand where it's
going to be, but you really do need to
try to be two or three steps ahead of
everybody else.
To do that
>> [music]
>> you have to figure out the underlying
mechanics of how things work, cause and
effect. You want to think [music] about
how one thing naturally leads into
another. Once you understand the cause
and effect of a system, no matter how
complex it is, you can begin to navigate
it. You can begin to create that
momentum, because you know, if I do
this,
>> [music]
>> I'm likely to get this outcome. But to
do that, you really have to get down to
the mechanisms that drive everything
forward. [music] So, start mapping out
the most important things in your life.
How do relationships work?
How does your own mind work?
What is the nature of emotions? What
triggers your emotions? How does the
economy work? These are the kinds of
things that are [music] going to have a
outsized impact on your life, and if you
fail to understand those mechanisms
[music]
of the human experience, you are forever
going to be lost. But once you
understand things like your mind follow
predictable patterns, [music]
then you're able to step outside of that
stream and begin altering it from the
outside. [music]
Not altering the way that it works, but
altering the way that you respond to it.
Altering the control that it has over
your life. [music] So, instead of
getting mad and lashing out, you can get
mad, pause, step outside of that, ask
yourself, "What's my goal? What behavior
in this moment would lead me towards my
goal?" Instead of just being swept away
by the emotion, which is what happens to
people that don't understand the human
mind. The same kind of thing applies to
the economy. [music] The same kind of
thing is going to apply to your
relationships. Master the underlying
mechanics and life gets a whole lot
easier. 22, you're going to fail a lot.
But as I said before, failure is the
most information-rich data stream on
planet Earth. Life is like a roguelike.
You want to understand, you're going to
go in, you're going to metaphorically
die over and over and over, but by
putting yourself in those difficult
[music] situations, by forcing yourself
to go up against the big boss, by
forcing yourself to approach things that
you know you're not quite ready for,
that odds are you're going to fail at
this thing. That is exactly how you
acquire the things you need to acquire
to go back in and finally beat it. If
you live in that loop of being totally
fearless of failure, being totally
unafraid to [music] embarrass yourself,
then you'll actually be able to grow and
dominate [music] in whatever it is
you're trying to do. But most people are
so afraid of being embarrassed that they
just never try. They would rather stay
outside, not play to win, let other
people embarrass themselves,
but they never get better. I've always
said one of my superpowers is that I'm
not afraid to look stupid. And the
reason I'm not afraid to look stupid is
I know that if I can map cause and
effect, that I can do things that other
people aren't going to be able to do
because they don't understand how things
work. They're steering by emotion,
they're steering by intuition, those
things will lead you astray. Think from
first principles.
First principles thinking is very
simple. You're not reasoning by analogy,
you're thinking up from physics,
>> [music]
>> literally. So, how does the world
actually work? How does the human mind
actually work?
>> [music]
>> And once you have those things, you can
begin to put the pieces together,
act in a way that is optimally efficient
because you're not fighting against your
own nature, you're not fighting against
the nature of the world, you're not
afraid to embarrass yourself, you know
you just need the information. Once you
have the information, then you can make
decisions
>> [music]
>> that actually yield the outcomes that
you're looking for. 23, most people want
to play on easy mode, but you're going
to put it on hardcore instead. [music]
I absolutely love the phrase, "Pray not
for a lighter load, but instead for
stronger shoulders." The great news is,
[music] you don't have to pray. You can
just get stronger by taking on difficult
challenges and pushing through all of
that difficulty. And getting stronger is
far more useful [music]
than constantly going to where things
are easiest. So many of us, and I've
been as guilty as [music] anybody else,
but so many of us want to go where
things are easier so we can look cool,
so we can feel strong, but the reality
is all of this is relative. It's how
strong are you compared to other people?
How good are you at the markets compared
to other people? How good are you in
terms of your ability to do a job
compared to the other people competing
for that job? If you want outsized
success in life, you're going to need to
become stronger than the people that
you're going up against now.
That's going to be hard,
and it will require you to put in the
energy and effort to actually build your
muscle,
metaphorically or literally,
but it will also be insanely
rewarding. I've said many times,
if you want to get to the mind, go
through the body.
Go into the gym.
Get stronger. When you realize, "Wait a
second, I couldn't lift that weight a
month ago, but I can lift it now."
>> [music]
>> It does something to the brain. There is
a feedback loop that we are hardwired
for, that if you get strong in real
life, it will show you mentally that you
can make change. And once you believe to
the core of your existence that you
[music] can get stronger in all areas of
your life, then you'll start moving in
the way that is going to help you become
capable [music] of what other people
aren't, what you weren't capable of
before. It is incredible. Transform the
body, transform the mind. But
ultimately,
>> [music]
>> the goal is to get stronger shoulders.
24. Your habits are daily updates to
your future self.
To paraphrase Aristotle, we are what we
repeatedly do. Excellence, therefore, is
not an act, but a habit. Be
hypercognizant of the things you
repeatedly do and think. One of the most
critical [music] things that you can do
to improve the quality of your life
would be to create something called a
pattern interrupt. I have not found a
way to stop myself from thinking that
first [music] negative thought, but I've
become absolutely ninja level at
stopping myself from repeating it. A
pattern interrupt is simply something
where you say, "Like, [music]
I don't do that. I don't allow myself to
repeat negative thoughts."
You don't need anything fancier than
that. You just [music] need to
religiously deploy that against your
negative thinking. If you know that
certain habits are going to lead you to
your goal, then do those things. And
have a rule in your life that I don't
allow myself to have more than one day
go by in a week or a month or whatever
you're willing to tolerate, I don't
allow myself to do that. So, [music] if
you've already taken that day off for
whatever reason, you got sick, something
bad happened, if you have a bright line
in your life that says, "No, I'm not
taking this off again." And you wake up
the next day and you're sick or
whatever,
tough break. [music]
You've got a rule in your life. Now, I'm
very careful about what rules I put in
my life, but once I put a rule in my
life, I adhere to it. I'm not 100%, but
I'm north of 90%, [music] and that has
had a huge positive impact on my life.
It does mean that you have to be
draconian with yourself. It does mean
that you have to learn to punish [music]
and reward yourself for adhering or
failing to adhere the rules that you
have in your life. You want those lines
to be incredibly bright, so it is clear.
One of the rules that I live by in my
life is that Monday through Friday, if
I'm awake, I'm either working or working
out. Now, that usually pisses a bunch of
people off, but I've gotten an
incredible results in my life by
adhering to that say 90-ish percent of
the time.
There are always going [music] to be
exceptions. Don't get hung up on that.
Just having that bright line allows me
to know instantaneously [music]
whether I'm doing the thing that I
should be doing or not. Remember, the
rules in my life are about the goals I'm
trying to achieve, and the goals I'm
trying to achieve excite me. So, I'm not
saying Monday through Friday, if I'm
awake, I'm either working out or
punishing myself relentlessly and I hate
my life. I'm saying I've built a life
that I want to adhere to. That's [music]
the goal. What are the things that if
you put rules in your life, they would
allow you to make progress towards
something that you really care about?
The punchline of life is not money,
fame, success, it's none of that. It's
fulfillment. So, build [music] a life
that you want to adhere to, and then put
strict, clear lines in in life that
allow you to build the habits that are
going to move you towards that life you
want. 25, practice, don't just repeat.
So, we become what we repeat, fair
enough, but the reality is you can
blindly [music] repeat something or you
can intentionally practice and therefore
improve. [music]
Make sure that your practice zeros in on
the things that you need to improve on.
Don't just repeat the things you're
already good at, which is everybody's
temptation. You want to zero in on the
things that you're struggling with, work
on [music] them intentionally to get
better. Practice can be incredibly
boring, but it's how you actually make
progress. 26,
2026 isn't waiting for you to be ready,
but
>> [music]
>> if you're ready to meet the challenge,
this can be the greatest year of your
life. If you need somebody to believe in
you, I believe in you. I believe in you
not because I know you, I believe in you
because like you, I was at one point
stuck, I was depressed, and the reality
is all the things that I've just gone
through with you were all the things
that slowly over time I had to cobble
together to get myself moving in the
right direction so that I could finally
have the kind of success that I wanted
to have in my life.
And I didn't show any early signs of
promise. My mother thought I was going
to fail, my best friend thought I was
going to fail, my now father-in-law
definitely thought I was going to fail,
which is why when I asked for his
blessing to marry his daughter, he said,
"No." But nonetheless,
I was able to succeed in life. And the
reason I was able to succeed is because
of all the things we've gone through
today. I started cobbling together
things that allowed me to make [music]
progress, to identify what was I
struggling with, to identify what skills
I needed to acquire, and then just
relentlessly
>> [music]
>> focus on acquiring those skills even if
I had to look stupid. It didn't matter.
I just wanted to get better. And by
pointing myself at those things, I was
actually able to acquire skills. I was
actually able to get better. And I know
that you guys can do the same thing. I
am a hopelessly average person by
nature. You don't need to be anything
other than average. The average human is
designed to grow and get better. And I
really hope that's what you invest in in
2026 [music]
because I get it, a lot of people are
paralyzed right now. The economy is
terrible for anyone that doesn't own
assets. The job market is softened. AI
is making the future seem intolerably
[music] uncertain. I understand why
people right now are freaking out. I
understand why people want to wait and
see how all of this plays out [music]
before they plan their next move. But
standing still is the only thing that's
guaranteed to be a mistake.
>> [music]
>> So if you want to smash 2026, set a
clear goal for the year. Build the
necessary skills to get there by taking
on more and more difficult challenges.
Learn from your mistakes.
Focus entirely on progress [music]
that you're going to measure.
Adjust course as needed. And remember,
sincere pursuit and progress matter.
Actually achieving the goal doesn't.
[music] Never lose sight of the fact
that the win condition of life is not
money, fame, or accolades. It's
fulfillment.
So get out there, build up the skill
tree, take on the hardest bosses you can
find,
and play to win. If you do that, I know
[music] you guys will have an amazing
2026. If you want to see me explore
ideas like this in real time, make sure
you subscribe [music] and join me
Monday, Wednesday, and Friday at 7:00
a.m. Pacific time when I go live. You
can join in the debate or just chill in
the community. All right, guys. Until
next time. Take care. Peace.