Revealing How Much Money The Graham Stephan Show Makes! | Ep. 14

welcome to the 14th ever episode of the iced coffee hour what's new how much money have we made so far we have made 2 68 and 90 cents yeah so that is an average of 42.51 cents per day in the past 28 days wow cool so we're actually it's good yeah this is like this is like a full-time career now no kidding really it is not bad at all and that's counting weekends as well yeah saturday and sunday so nice yeah very cool so thank you guys so much for all of the support i really appreciate it this is the first episode by the way that we're filming in the morning yeah we always film these at nights um but yeah early in the morning it's thursday morning 8 30 7 a.m yeah if i seem tired this is this is why but we do have iced coffee and we usually both don't drink iced coffee because we usually film at like 10 p.m or something ridiculous but now we have it i sip i sip on it start it right off uh youtube commented on one of our videos i know insane i still don't believe that's real yeah so yeah youtube's youtube account has like 30 million subscribers verified and everything they commented on our david dobrik video yeah so what are we gonna do so i have a thought when it comes to that i am convinced it has to be someone at youtube watching who didn't realize you're logged in the account it has to be because i don't believe that youtube would just be like just out there commenting on channels maybe but then why would someone be watching the videos from the youtube account how many people have access to that account yeah no it it threw me off as well and when i saw it i i was so flustered yeah and then i i told you and our conversation was actually quite funny i'll throw up screenshots if it's okay available but but yeah like i saw and then you said you thought that someone forgot to log out or something i thought and i i really that never occurred to me and i thought that was such a far-fetched like conclusion or or like for some reason i i just didn't think that was the case and then people were responding to the youtube comments saying that so maybe that was the case but you know what the weird thing is they used my name they said graham make sure to smash the like button for graham uh subscriber wouldn't say that sounds like a youtube-esque thing to do yes yeah because then it's like they're talking about a person like any subscriber would be like yeah just smash the like button for the algorithm or something yeah but no one ever comments like graham so that kind of makes me think it is actually youtube it's just weird the whole thing is weird it's in a good way like in a really amazing really good way yeah we were freaking out made my uh made my whole week really yeah imagine if they commented on this that would be crazy if they're watching watching everything they're like that's like for the youtube algorithm graham that would be like mildly unsettling like if they were watching everything you know what i mean it's like how far can they go you know like you're older they show them outside of the house yeah someone just peering in through the bushes he's like hey what's up how's it going they're always watching i wouldn't mind it's okay also for an update uh on the options trading i am so far eight for eight in auction stream you're gonna get to 19. of course i will tell them about our uh our bet here right right so it's 20. uh 20 options trades if i'm 20 for 20 in the green then graham will he'll say he's proud he didn't even say that much he would be impressed okay so right now you're eight well i'm actually seven for seven my eighth contract is open right now but i'm so far in the green on my eighth contract okay so and the total return so far is what it's about 5.7 or so percent all right that's not bad you would have been higher had you just bought neo and held yeah but i i that's that's a hypothetical right it's like i had so much control over my gains and losses and this type of option trading selling puts but that's not too bad and uh explaining my my poor returns obviously off of eight trades you know 5.7 isn't that great this is because i make very very conservative trades in options trading to lower risk all right so if you get a million dollars you'd be up 50 grand yeah yeah i'd be up around 50 grand so if you were to loan me a million dollars and i were to invest it you could be all right so i'll loan you money at a seven percent interest rate you'd have to make at least seven seven percent per year million dollars seven percent so 70 000 a year i couldn't in my right mind i could never invest a million dollars in options trading i would just be way too scared and also one thing that graham and i have been for some reason we've just been we haven't done it because it it takes us getting ready and stuff is changing the profile picture in the name of the channel or whatever yeah like i personally just to let you guys know i it does it doesn't bother me whatsoever that i'm not in the middle it bothers like two people yeah they're like visibly bob or whatever and someone else i i know you guys really want me in the in the profile picture i'm saying it right now that we're gonna do it that means we have to do it by sunday all right so so we're going to do it between now and sunday this is going to hold us accountable all right we'll make it out it's going to happen also add us on instagram stefan jels selby jack yeah you guys all already have graham add me on instagram one thing i think would be really cool is a q a segment so if you guys want to comment questions as well we'll answer them two episodes from now because we have a very very exciting guest for next week yeah you know what or they could ask questions now for us to ask the mystery guest next next week you don't know who it is but ask questions you want someone to answer some something you want someone to answer could be us could be our mystery guest but yeah so let's talk about faze rug okay mr problematic you want to give a little bit of a yeah explanation he bought a house guys and then i reacted to his house great house by the way he puts in the title it's a 10 million dollar house i'm like there's no way that's a 10 million dollar house there's no way so i look it up online sure enough with a few clicks here and there you find out he paid 4 million and fifty thousand dollars in the house like two months ago and then he claims it's ten million dollars not a big deal but i get it it's for the title i understand it but he's so going from four to two to 10. that's a big leap he explicitly stated it's a 10 million dollar house i've seen other people say something similar there was a i can't say who it is but someone else said that they had like a very expensive home and the home was really worth like half of that but face actually less than half yeah you know 4.25 and he said it was 10 million right that's like a big it becomes easier to half it the more expensive the home is though that's what i think like you can't say you got a million dollar house for 500 grand that's fair you can't do it but if you have a 30 or 40 million dollar house you paid 20 for it then maybe it's arguable yeah maybe it becomes the line becomes blurry in terms of value there yeah i would say i actually have like a fairly difficult time distinguishing between like a 50 and 100 million dollar house like i could i could see the difference being like 5 million or 10 million dollars contrary to 50. yeah sometimes like that it's very subjective sometimes but it also has to do with sometimes a lot and where the sun rises up and like what the view is and how much of that lot is flat like there's a lot of stuff that goes into that same with art like art is one of those very subjective things where to somebody it might be worth 70 million and for another person will be worth 130 million dollars so that could be one of those things uh-oh i will just leave it we got ramsay scratching out the window again he wants he wants out of that window but that wasn't our only issue with faze rug do you know what you remember the other issue i edited it like four or five times what was the other issue demonetized oh how many times oh i re-uploaded it like the fifth upload was the one well actually the fourth as well but we threw in a little edit for the fifth one but it got demonetized it got flagged three times yeah so it's full screen media so he's with full screen and they're an mcn so basically what they do is they comb the internet for anything that has any of phases content in it anything and if there's any match whatsoever they will go in and manually just be like nope that's ours reclaim the monetization for it it's so so basically if you use any of his content it's not going to get monetized even if it's in fair use like i would say that was very much fair use very much but uh the system is very much it it's not articulate enough yet to differentiate between like what's fair use and what's not so they err on the side of caution with that if someone claims your content most likely they're claiming it for a reason youtube will side with them and then it's up to you to prove otherwise but we're not going to prove otherwise on a you know on a reaction video to his house fortunately enough if they do claim monetization it's usually when it's not published yet so it's still unlisted so we actually as long as we're ahead and we can post it and then you know maybe we're it's going like a lot uh it's gonna be uploaded like you guys can all see it like a week or two from then like we have time to see if they're gonna claim monetization so we can remove it re-edit it and then re-upload it with fixes yeah that's really one of the best features of youtube is that you can uh upload it as unlisted that's what i've actually been doing now my new thing is not so much scheduling i'll leave it unlisted for the first 24 hours i've always been so superstitious that i feel like if i leave a video unlisted and then schedule it for posting it somehow impacts the algorithm but that's that's now not true i think that was just in my head but uh yeah so now i leave it unlisted i wait for a manual review of the video and then i feel better knowing that like if someone reviewed the video and it's good then no problems whatsoever yeah you're a little superstitious when it comes to like youtube algorithms oh yeah everybody totally like there have been times where like you'll want to sit in a specific area or you want to sit outside or in the unit like because i've had bad luck sitting right there that's my unlucky spot yeah for uh posting videos it seems like every time i sit there in a video post it's bad so the good areas seem to be we have so many like ones twos and threes uh sitting in the by the guesthouse and not only that like this is exactly where the pokemane tragedy happened so that's why i don't want to sit there really it's because of that i'm not going to sit there there's a little inside gram right there but yeah that whole phase rug thing was rough fortunately we got it all sorted out the house was incredible i mean i i really liked it i thought it was kind of just big just to be big you know which i think is like a lot of houses or youtuber houses i don't think that's that big of a deal though would you agree they just buy big houses just because they're big i think it looks good on camera yeah it's a set you're buying a studio set is really what you're doing and a big house i think has a statement it's interesting you have more rooms to do stuff in so i think i think it could be a good business expense like imagine if this were double the size how many more rooms we would have to film the podcast yeah that's very true so that's that's how i think of it the most unfortunate thing honestly about the the getting flagged is the fact that we have to re-edit it and to make the video not what it is like we we have to if you guys notice we flip phase rug so it's like inverted and then we move graham to the other side and graham is inverted and then that didn't work so we had to throw in um like music over it and then music was atrocious if you listen to the music it is most obnoxious music i don't know what exactly it's called like an endless pool an infinity pool but basically the water just goes through here i think it's more so the music we'll we'll do some testing but i have a feeling if we could keep it the way it is but just music i think it's audio i think youtube will have an easier time to give audio than they would visual stuff it's just unfortunate because essentially it's the same thing as it was in the beginning right now it's just a worse video with bad music thrown over it yeah but it's still good content right so like if you guys haven't seen it yet definitely check it out smash the like button exactly and this too yeah yeah smash like button so something that's interesting that's happening right now i i figured we could try to start talking about this stuff obviously remaining apolitical just because you and i aren't honestly we don't talk politics whatsoever um is the the post office thing that's going on and honestly i'm not i'm gonna say that i'm a little ignorant when it comes to this whole situation but i thought it was interesting to discuss what i do know and from my understanding of what's happening is i think that the democrats proposed universal mail-in balloting which essentially means that they would be sending in ballots via mail to like every home or something and then i think that the the republicans weren't in favor of that because i think if more people get ballots or they send it to like a bigger group of people or more different types of people i think it gives the democrats a competitive edge and then the republicans are fighting it because obviously they don't want the democrats to win the the election um and i i think that it's it's very interesting that that now we're seeing like what could be the end of the the post office the usps you know which is i mean it's been around for forever and i think that the thing that i can't i can't say this like i don't want to it's too political do you think i don't know i think one of their biggest things though is that um they need to be accountable for like where all that money goes and they gotta run them like a business like there's no reason why like i get that it's it's a great service that all of us have to use no we don't really have to use it but it but it's a good service but the reality is that you know my understanding was there's a lot of people taking these crazy overtime hours completely just unsupervised that's something that that that is expensive and if it if we're sending in mail and they're losing money we should pay more money you should run it like a business but technically it is it's a independent company that has contracts with the government yes and and it's running at a deficit like they haven't had it's not been in the green for like thirteen or four years i don't get it if they're running in the deficit they gotta audit their financials figure out where they're losing money cut back on those areas or charge more money yeah i don't think anyone would complain if the price of a stamp goes up 15 20 20 i mean it's just most of us use email it's really only honestly i don't get even who needs mail and fedex runs at a profit right and amazon runs at a profit yeah for delivering all their stuff yes i get deliveries okay well i guess what i'm thinking when i think mail the first thing that i that comes to my mind is like you send a postcard to someone or like we had to send in some stuff to the city and it was like why why can't i just email that to you take a picture and text it seriously we should be able to text these they'll be more organized as well but yes but let's say package delivery there should be a profit they should make money every time a package gets delivered there should be no reason why they need to lose money on packages that's what i think so i think it makes sense if they need to charge more money they audit their financials they figure out where they're going wrong they fix it and then they adjust their prices accordingly it doesn't make sense if it's an independent company that runs for profit it's not running for profit and it's being it's being backed and supported by us when it's not honestly like my experiences with the usps have not been incredible like whenever i get a delivery and it's been via usps it has just been very very poor delivery you know what someone there's these numbers don't get sent out elon musk or someone is going to come to the rescue and and it's gonna have drones that's what i believe like imagine seriously like imagine you could send for a drone you have your mail out here it comes and picks it up in a basket or something like that like you just put it in the basket and it whizzes off and it goes right to your destination uh maybe there's like a sorting facility or like something there but that's what i would love something we'll just have like universal portals and the portals will just be spread out and you can throw your stuff in there and then swipe a wheel that will be like the destination that you want it to get sent to throw it in the portal and it pops out there that's what elon musk is gonna do yeah all right i agree it's gotta be something like that when do you think the hyperloop is gonna actually be be implemented do you think it's gonna happen for decades i don't know is it even gonna happen i hope it does you know what the i was really upset but the city of i don't know if it was hawthorne or inglewood or culver city elon musk wanted to do a hyperloop in culver city it was right by the 405 and the 90 freeway and i was all excited for that because that's not too far away and he wanted to go through like the bottom of la and uh they shut it down for some reason they just it wasn't approved i don't get it like that that's exciting stuff that i think would bring so many jobs to this city it's it's cool it's it's a destination cutting edge it'll it'll help us all out and the city's like no we don't we don't want that we don't want innovation here i don't know i know all the details i'm sure there's more to it than just that but still that's odd but i mean that would be huge if you guys don't know i'll probably just throw this in before the hyperloop is something elon musk is working with is his company the boring company essentially what it is it's like a vacuum chamber that's underground where you can like shoot cars really really fast or something and you could basically travel like ridiculous speeds and since you're in a vacuum chamber it's like efficient and it's quick and it's like a tunnel that you drive into it's like a train but for a car you could just drive into it and like yeah i don't know that's probably a poor explanation but you guys get the picture and uh and yeah i think that it's it's absolutely incredible like if you could get that put in that would be huge i think all across california you're gonna see property like um prices increase and it's one of the reasons why i've wanted to invest in if i do get into real estate in a place like bakersfield because although it's kind of like a dead zone right now like not like the greatest place for for investing in real estate but if they implement like a hyperloop or something like that then all that whole area would probably like be booming in real estate because you can live there and work in la you don't want to live in bakersfield but you i know it's but it one of the things is it's just like proximity wise it's not close to like any huge like it's not close to l.a it's not close to like san fran but you can work in those places and be living in bakersfield yeah maybe hyperloop maybe we'll see so keep that in mind everybody if they implement a hyperloop you could invest in bakersfield maybe you'll see a pretty awesome you could say five minutes from the beach yeah close proximity to the beach everything yeah let's go on to life advice from jack and graham got by the way everyone seems to prefer jack and graham which really surprised me i prefer that too really graham and jack sounds smooth jack and graham all right do you have any life advice just general life advice you could give the viewers out there to to have a better life or do you want me to go first too first so recently i've been waking up early and i think that it's game changing like i'm typically like a 8 30 9 a.m waker but recently i've been getting up at like 7 30 which is early for me may not be early for you guys and it's huge it is huge so i get start i can get started on all of my work early in the morning i realized you know if i'm waking up early and like a little uncomfortable waking up i might as well put myself to work and it's more inspiring to work and easier to work and also i think just that entire day i feel less lethargic even if i get less hours of sleep but i get up early it works really well and it's inspiring and you guys should definitely just try it just try waking up at like 7 7 30 and just see what happens you'll feel much more energized to get stuff done to i don't know to organize your finances that's what i love doing like every day in the morning get get started on the day nice and early yeah i would say don't procrastinate that's a big one there's something you could do immediately just do it immediately if you think of it just go and do it you told me that if you have chores or you have like a bunch of stuff to do with a bunch of tasks the easiest way to attack it is find the stuff that's going to take three minutes or less and do that immediately just get up if you're on the couch just get up and do it you know you have some dishes in the sink just get up do it yep and that's like huge a cluttered workspace is also gonna affect your productivity so if you clean up you do those dishes you do all that then it's it's easier to get to work on on a bigger project exactly sets off the chain of just you get one thing done you can get another you get another you get another now you have that momentum going for you can finish anything 100 like once you get started on working and you started being productive you can't stop no it's like a train yeah you're building momentum exactly that's 100 exactly and it's hard to get that train going yeah it's at first it's kind of slow but then once it picks up speed then it's just unstoppable that's very true a huge quote in my life was my cross-country coach said the hardest part about going for a run is putting on your shoes and that's a hundred percent correct the hardest part isn't the run it's getting the not the courage but the getting the courage yeah you know what i mean like getting ready to get going and accepting that you're gonna do it yeah i agree i've also realized a lot of the battle in life is is you against yourself i think it's important to recognize where you put your time and where you put your efforts and to be constantly thinking what could you be doing to be to be making making your life better to always be thinking what you could be doing what changes you need to be to make worded poorly but the concept is there do you have any other i have no idea what you just said there you have no idea no i was like half zoning out but i was also listening it's important to know where you wanna put your efforts where you wanna what you wanna care about because in my life it's like maybe something bad happens right maybe something bad in my life happens i can either entertain that whatever bad experience happened like i can i can let it affect me right and i can sit and i can dwell and i can think about how unfortunate i am or whatever and i can put all of this emotion and like strain into that or i can put all of that energy into something else is what i'm trying to say you need to know where you should yeah i agree and where you shouldn't care true like like one thing one of the biggest things that ever affected me in my life and i swear to god like it sounds so stupid but i was coming back from a soccer tournament with my dad in the car and i had my feet up on the windshield and i was totally slouched in the chair like this and i had my feet up on the windshield and i pushed to sit up in the chair and i broke the windshield whoa i just completely shattered the windshield like this this was life-changing for me yeah and what happened and my dad was driving and i was like i was 12 and i was just like oh my god i just shattered the windshield and my dad looks at me and he just goes oh jack and like that's all he needed to say that's all he needed to say and i was just like i seriously messed up but the thing that changed me wasn't really that but it was it was the fact that he didn't freak out like he didn't get angry at me and put all of this like his rage and like emotion and he didn't do that he just he knew that's not something that he should really care about it's like i learned my lesson right and he didn't want to be thinking about like he didn't want to put all of his effort into fixing that you know what i mean are you going to pay him back for that i was like 12. now i was really like i was in fifth grade it's like i learned my lesson right and i felt terrible and i still do maybe someday i'll bam back but like that concept is what i'm trying to apply here it's like he didn't want to waste all of that that strain in that that that i get it now daily bottled energy he didn't want to waste 20 of that just being frustrated i agree with that yeah which i think is huge i agree with that that's a good point one of the most transformative experiences in my life and i haven't talked about it to him literally since the incident but i always think about that should bring him on the podcast just bring him on the podcast tell them about that seriously oh i mean he'll he'll see this that one turned off okay that was a good story thank you i it's sometimes it's hard for me to word stuff but that's essentially what i was trying to tell it's just interesting to me what sticks out to you and what doesn't yeah you know it seems like such a small event in my life but it really really i mean breaking a car windshield i've never done that before with your feet when you're just dead no never such a small thing but yeah i don't think it's a small thing breaking a car but like like i'm saying like i'm just in the car with my dad coming back from a soccer tournament how many times in my life a million times and i just try to sit up yeah but you only broke the windshield once that's a member of your point that's very if anyone broke a windshield they would remember it yeah yeah but there you guys go i think it's important to know where you should put your care into and what you shouldn't yeah do you have any other advice uh oh there's ramsay ramsay has some advice hello ramsay hey i don't know i'm not good with coming up with advice on the spot this early you're gonna lay down ramsay oh oh good oh there we go he's gonna just he's gonna join us i wish ramsay was in frame for anyone who doesn't see this here you go here's ramsay there's uh there's us ramsay hey there he is oh oh my gosh so that's what we're looking at now my final piece of advice is to think long term and think about your decisions now how they affect you short term and how they affect you long term and to always put preference into the long term yeah that's it's the most important thing i agree and to like if you aren't investing now start investing now because although it might be difficult now when you're 50 when you're 60 you're gonna be so grateful that you did so grateful yep and get your two free stocks down below in the description because when you deposit a hundred dollars fourteen hundred one thousand you're gonna oh you know what that's one of those things you should not procrastinate on that if you're thinking about doing it do it now graham i have not done it are you serious no you're messing with me are you serious i haven't done it why because it takes like an hour no it doesn't take an hour are you serious maybe five or six minutes tell me how how did that affect you the fact that i said i haven't done it you really i don't i think you're joking i'm not why it it takes like five minutes to open up an account type in your info yeah all you got you link your bank account there you send over 100 bucks and within like a few days you end up getting two stocks yeah i haven't done it come on let's do it right really yeah let's just see what two free stocks i get they're not going to show up immediately that's the thing i wish you could just sign up within seconds you get to it takes it takes like a day or two for them to go and verify your account and then for the deposit to go through you got to use the the link the affiliate link okay here so let's go to graham stefan stock marketplace oh grim said that took him like seven takes yeah what's up guys you it's here graham now i could say it yeah you could i could you know okay all right you better do it right afterwards though have you ever seen the tv show how i met your mother uh a few episodes here and there why there's a concept in the show where you find someone you think that they're great you think that they're amazing you don't you see little faults but you don't see any reason why anyone could ever hate this person right and then all of a sudden you have this this epiphany it's called like the plate crash right and it's they played a plate crash sound every single time this happened in the show and essentially what that is is like you're like oh i get why people could dislike this person oh i see this huge fault in them yeah was that weeble the plate crash for you get out get over it get out yeah oh man i thought you were dry come on why wouldn't you have done it dude i because every time i open up an account with a brokerage it takes like an hour like i was doing it oh no it doesn't i was doing it for my friend we've i've opened up accounts like full-on bank accounts in like five minutes yeah but that's another thing to remember a password too and a username too and could i try some of your coffee yeah sure i wanna because you say it's better isn't it i'm trying some coffee from meet kevin because he gave graham the free coffee maker graham says it's a big change from the mr coffee coffee maker which i now own thank you graham that is stronger yep and ramsay did not move no good job ramsay there you go oh do you think that the the money advice you give other people is different than the money advice you have for yourself or what you practice oh really um because now because now it's just my income has gone up so much so if i spend something uh it's just it's such a small percentage based on everything else i mean that that's the thing it's like if someone spent ten dollars on you know on a vacation or whatever you would you wouldn't even bat an eye um but if i spent a thousand dollars it would be like this the the equivalent of someone else spending ten so um i would say overall it's pretty much i rarely spend money anyway rarely i mean we went to chipotle last night that was like sixteen dollars yeah that was that was my entire spending basically for the day was 16 bucks so overall no graham and i have these cute little dates usually about once a week oh yeah once a week uh jack and i will work late and then we go to dinner that's been our thing yeah so this time we had chipotle last time we also had chipotle i think the time for that it's usually chipotle and we both get the same thing but like 16 bucks 16 a week ain't bad that's not bad no and it's a business write-off yeah we talk business exactly it's for that's like eight dollars business use yeah exactly eight dollars after tax so that's not bad it's worth it for a good meal good meal good meal good talk good bonding cute date i find that the advice i give other people is oftentimes more risky than the advice i what i practice i tell other people that they should basically invest everything except an emergency fund at least at my age into index funds but for me i've built up a savings and now i have like a legit savings that i do not invest into index funds or mutual funds because i'm i'm content with like my current investing when i in reality real estate i should be investing more because i don't honestly have that i keep telling you to invest more money had you invested a few weeks ago i mean you would be up like five percent on your money everything has gone up check the markets now i've been telling you just to invest it all in let's see let's see how much i would have yes up today wow look at that i was down like six grand on the uh my stocks earlier today and now i'm up 4 800. what a difference i'm glad every morning i wake up and i buy more uh schb and charles schwab and uh yeah i bought it literally at the low today but i i tried i had fun every day trying to like time i could time the market within a day as long as i'm investing it's not that big of a deal but uh yeah that 50 grand that you invested in that one video is it up or down since you invested in it it's up how much 80 33 okay so i'm not up that much 80 33 okay so i'm up 125 dollars 100 so aka less than the amount i'm up on options yeah but that's just one time i bought and bought i've been buying like every day i know i just i love your time all right yeah but yeah it's not meaning that the advice i give other people is bad because i give them more like liberal advice with their money is that's not the case it's just that for some reason people are just risk-averse that's at least in my experience i'm very risk-averse so i'm very very very concerned with his mind you shouldn't be you shouldn't be i know i shouldn't be no i should really be i should max out my 2020 roth ira yeah today ah it's another thing that's not going to take you very long with it just do it i know it's not going to take me long no but i maxed out my 2019 when like i'm like what three yeah good to go and max it out this year yeah the sooner you invest the better i should be dollar cost averaging no you don't use a dollar cost average for what just to to make sure that everything is going according to plan you're going to be making money every single month if you dump in what you have right now you're going to have more money next month more money the month after more money you're going to end up dollar cost averaging anyway what do you say four thousand a month five thousand a month i should be investing is that good yeah you'd be happy yes all right deal i'll do that cool four or five thousand a month here you've got this one four or five four four thousand dollars fine because you're gonna have to pay taxes and whatnot so the other stuff for robin hood uh selling puts options trading okay fine [Laughter] i'll keep my bases of three grand so i thought it would be a funny idea jack uh single and he's ready to mingle and so he made a tinder account so if you're in the what what's your radius like a 100 mile radius um i would say 500 miles if you will personally buy your plane ticket i'll put you up in a hotel yeah if you're within a 50-mile radius of like los angeles i would say and uh you set your age to like 21 to 23. jack is gonna show up like if you swipe enough i'll show up you'll show up on on the account so anyway jack has been swiping and i thought it would be really funny to basically have jack's first tinder date on the podcast so what would you like you wouldn't even have met this person before yeah but just you would have matched and say like hey have for the first date come on the podcast and we just have a tinder date on the podcast for the first time i think that would be amazing that would be so much fun you would officiate it'd be me and this this yeah poor lady let's be realistic that is not the most ideal for his date mean this poor lady yeah and it would yeah it takes like this person would have to be so confident to be willing to be on camera to come on a podcast like already we're going to weed out 90 of people out there because i don't i don't even think i would have been comfortable with doing something i wouldn't like i don't want to be like filmed with strangers and then be grilled from the podcast so they could be on chipotle yeah yeah exactly what credit score yeah that's something too you tell your tinder like please bring your bank statements so we can ridicule you in front of us but here's the thing if someone does agree to to come on the podcast you know they're they're a sport yeah they'd be up for anything like that's an adventurous person who's willing to try new things put themself out of their comfort zone those are all really great qualities to have but at that same time like i want someone to come on the podcast from me you know what i mean it's like i won't they would be doing it for for you i don't think would they be doing it for that for the podcast or like the pod get what 10 000 views yeah no but like maybe they thought it was bigger i don't know you're gonna look you're gonna do research yeah probably whoever's gonna maybe they're gonna be watching this vid how about this too if uh tell people what you what you're looking for in a girl what do you what do you want and if there's someone watching this right now who wants to come on the podcast in la all you need to do is just dm jack on instagram say saw your podcast i want to be on it or something like that here's some info about me yeah um what what's your age bracket you like like what do you want um legal consenting age so what we're going to say 18 to 25 18 to 25 female i'm just gonna say this for you 18 25 female um like what likes likes hiking yeah likes being outdoors likes running maybe into personal finances ramsay stop it likes personal finance to some degree uh like saving money i really am not picky yeah no standards at all no standards really has to be alive and yeah i'll take it it has to be yeah it has to have a heartbeat alive yeah okay that's gotta be a lie it's stretching at the moment yeah so that's essentially our current status i made it the top line of my tinder bio that i have serious inquiries only looking for someone to come on the podcast no one wants to do it i've like i've matched with people i said hey you want to come on the podcast like i'm really trying to get the segment for a podcast would anyone like to they're like no i don't want to be on a podcast how many people did you get to the point where you brought that up though four they all said no four said no all said no yeah they don't want to do it dude it's a lot it's a lot to ask of somebody there was a girl that i that i matched with and then she she messaged me first and she said like i know graham stefan reference when i see one because in my bio it says like iced coffee hour with graham and then and then i was like oh do you because i don't think she was aware of the podcast yeah i was like do you know of it and she's like yeah she's like i like him do you like him i'm like yeah and then i was like and then we were talking like about stuff and i was like i dropped out of ucsb to work with him she goes to ucsb and i said do you want to come on the podcast and she was like what you can't tell me you actually actually work with graham like she didn't connect the dots that we work together and then i told her and then she freaked out and uh she's not here and i thought she was going to be here today i thought she was going to show up jesse wait what there's a girl the girl that was the one yeah she got back to you she didn't get back to me no she was like she was super excited when she learned that we worked together and then she didn't respond i don't know the ladies are confusing like here's the deal right yeah and you tried too can we say what you did on your instagram oh i mean let's not go into too much i i put out a feeler to see if we can get someone for the podcast for jack and uh yeah different uh different demographic different people our interests gender of people responded than what we it's like it was like a ten to two yeah it's a comment i'm very humbled yeah but i i have a preference did you message the one that i sent you to send her a message or no you didn't do it okay did okay no it didn't i don't know okay i have a preference of women and just making that clear okay um uh moving on yeah one thing that's incredible if we continue on our current trajectory with the second channel this could be the first ever 40k month yeah 40 and we just had our first 30k month yeah no it wasn't the first 30 came up yes it was no yeah it was may no no may that was our first 30k month no yes it was really i think so if i'm remembering i think so i didn't research this but if i remember correctly it was our first ever 30 000 right income month for the second channel and we're gonna hit 40 000 maybe we probably realistically won't yeah but because cpm's went a little bit down yeah that's true but yeah we could be hit like i mean 40k month is definitely in the foreseeable future for the second channel which is pretty cool yeah like absolutely massive that video just posted that uh we did a first ever uh reddit review reddit review i think i think i have a good feeling about reddit i don't know i just i i gotta i got a good feeling about it i rarely get good feelings about stuff like this but when i do i think this is the new big thing i think is going to be reddit reviews like this intuition yeah but that's that's literally little news stories yeah the thing about youtube the thing about any like community where you get contributions from a ton of people like youtube everyone can post um anything like that i think is really really successful ramsay come on get down i don't know ramsay down what are you doing up there good boy get down the thing about any community like that where you have so many people contributing i think since you have so much information and like i said so many people contributing you have that much more of a chance to hit something and to to get something that will spark people's interests and i think that's what's great about reddit is like you have so many people posting stuff and so many people liking stuff that literally the best of the best gets to the top the best of the best gets upvoted the best of the best gets to be seen by you whereas something like cnbc how many how many people contributing do they have writing those articles a lot they have a lot but think about reddit how many people they have like two million people in the wall street that's community what i like about reddit though is that people can upvote what they want to see more of and things like cnbc or cnn or or any of those news sites they choose to place which ones generally are the most popular i don't know if they have control over the trending they probably have a good idea of which ones people are clicking on i find them to be pretty accurate for their like top 5 trending on cnbc but you know for the most part reddit is is so organic and it changes like every hour there's something new on there it's true to what people are interested in yeah it's not like like figured out already what's going to be at the top what's not going to be exactly so it's good yeah reddit is a definitely a gold mine i think that video is going to do well if it doesn't i think that we will do more like it yeah one more minute and we'll figure out what it is out of attendance exactly a lot of it does have to do with thumbnail and title though because this video we've never done anything like it so people may be unfamiliar yeah with what we're doing in the video i agree i'm curious to see what this is going to be out of a 10 uh because right now we're at uh almost 5 000 views but let's see if it climbs because right now what happens is you get a big surge of views then it dips down and then it goes back up so that back up is that average view duration yeah very important for that swing backup yeah but yeah we're still trying to figure out the best way that we can scale the second channel and i think having more variable content is very important so if we throw in stuff like the reddit reviews huge for the channel and if we can do the mori if we can do the dr phil oh man yeah that's gotta happen at some point like that is a it could be like a mainstream media type production yeah you show up you have your own little space people fight it out and you solve the money and marital issues we need i feel like like a live studio audience and stuff like that at some point like a full-on studio yeah where like it's professional like it looks like dr phil where i'm in a high chair like that and there's other people in high chairs and you know they just give over the bank statements you're gonna have like a designated place like unlike the ranch that you can send them to send them to the bank go to the yeah go to the bank like some place you can send the badge oh my yeah i would love that and then for the audience to be like listen good news guys as a thank you uh weeble is giving everyone a free stock and just people are just like everyone from happiness not only run you like what 18 bucks yeah that would be hilarious and then be like one of the audience members gets a free fang stock yeah what whoa yeah i think that's great because like colin and samir said they had amazing advice like they said it's really good when they as an audience can experience something that you're experiencing at the same time because when they see you learning and growing rather than just regurgitating researched information yeah then it gives them a good idea of who you really are you know because if you're learning something you really show your character in that at that point in time and i think that that would be really really interesting that's true throw some wild cards at you and just see how you react it's kind of what the phone calls are but also it's not because it's not in person it's like it's different yeah but if we could come up with something like that i mean that would be amazing that would be fun we got to do that we're looking at craigslist ads we were thinking about doing it but realistic we'd have to pay them yeah like a hundred dollars a person probably i don't think we're there yet it's it's a big investment for something we don't know how it's going to do also during the trust yeah we got to try on a small scale yeah yeah but that would be really really interesting and let us know if you guys would ever be interested in seeing something like that i think the answer to that is going to be a yes but let's see yeah what do you think this is out of the 10 it's eight five that's not bad five out of ten five out of ten seven dislikes who dislikes that video the commentary everything was spot on you guys haven't seen that that's a funny video this guy this guy funny guy funny guy we're basically done i'm just gonna throw up well we got one google question that i liked hey guys my name's jack rackham i recently made the jump into working full-time on youtube and i'm curious to know if there's been a point on any of your channels that you had to make a serious pivot when did you know it was the right time and how do you weigh the importance of consistency against doing the same thing over and over expecting different results serious pivot the main channel has really been for the most part almost the same the serious pivot i guess for me if there was any was once i started getting more views i started taking it really seriously i'm like i can't mess this up so i just i doubled down i made better content i put more thought in my titles and thumbnails really tried to make every video as great as possible it took about a year for me really to start getting good at that um second channel was was a major pivot for me just doing something different but other than that i've been really good at just doing the same thing consistently you did make a pivot though in in obviously the format and your video just like content because you did you know you had like a car review you had like the mcdonald's thing it was about a year it was about a year for me to start dialing in yeah because then i was figuring out what people wanted to see more of and i had a good idea of what people like what people didn't like what i liked doing what people wanted to see what got pushed on youtube so i had to say about it took about a year of just practice one thing people don't realize i think i mean i'm very i'm not a youtube creator but like i think that people don't take they don't treat it like a business no and it's making money like a business they don't treat it like it's a it's a job a lot of youtube creators and it very very well could be or is a job for people like titling and thumbnailing is that's it's art wow it really is it's paramount if you're going to be a good creator and you want to get views you want to get clicks that is so crucial yeah i mean we spend hours titling and thumbnailing every sometimes that's my least favorite part of the video is title and thumbnail because sometimes i know it's like the video topic itself is awesome i'm really happy about it but then it's like it does the title and thumbnail are so important that i'm like oh that's this that can be the hardest thing because everything rides on that yeah like everything is on the title thumbnail but that's about when you pivoted a year in when you realized you could make a lot of money right mm-hmm yeah it was about 100 000 subscribers was when i started started really dialing it in what were you making back then 100k subscribers uh two grand a month two grand a month about that maybe three two to three so job yeah i think i mean some months where like five other months were two so it fluctuated i think one month was like 32. so about that that's what was that hailed the coffee oh man so thanks jack rackham by the way nice youtube channel great he's got like a hundred thousand subscribers nice yeah let's make some really interesting content i'll check it out yeah then we have just a couple money questions that i threw in just as bonus questions what's your credit score uh right now about seven seven seventy or so seven seven yeah mine is like 740 or 730 i've had one line of credit for well over a year now and i pay it off in full i keep my utilization fairly low my average utilization is probably about 15 10 but it really like as soon as i opened it up i think my score was like 700 and it's gone up 40 points in over a year that seems slow to me and i've i've huffered around 735 740 for probably six months yeah it's just time give it more time if you give that another year you'll be fine length of credit history it really doesn't matter if you have a score between like 750 and 850. no no difference really i would say 760 then people start like treating you giving you credits stuff like that but you're not gonna your rate's not really gonna differ that much above 750. in the zoom call mentorship group link down below yeah um i was talking to a member and he says that he invests in like michigan or something and he's never visited there but he has like three or four rental properties and what he does he lives here in l.a what he does is he finds an agent that will also be a property manager and since they're going to be the property manager to that property then they're going to find listings that are going to be easy to manage like not in a crummy neighborhood they're very familiar with the area they know the market well and then he just buys the house and then they they'll buy it for him and then they'll also manage the property and he says his returns are crazy what if they're a bad manager it seems like he's got he's been really fortunate so far he has been fortunate i think he's used the same person good um and he probably shopped around and he talked to a lot of agents and stuff like that maybe the ones that didn't flake or anything but he's like he can get like easily over 10 return easily over 10. yeah and the property's there like 40 000 wow so i'm considering trying something out like that because realistically if i put a down payment for like i don't know talk to brandon investmentjoy yeah he'd be a good one yeah he's buying all these properties that's 20 30 and i can i know for a fact i can trust brandon right yeah yeah i would probably go with him i think that might be pretty interesting to sell houses doesn't he he has his license does i think he has his lice i'm not sure but he buys a lot yeah but realistically if he's gonna buy from me might as well just buy for himself maybe but i'm sure he could throw you a deal i mean how many deals can the guy possibly buy right he has like trailer parks yeah exactly so i'm sure there's one or two that he just no we'll pass off maybe i don't know so we're basically done uh i think it'd be interesting if we could just throw in some recommendations of the week so do you have a song recommendation for the viewers of the week song recommendation i have man i don't know song recommendation let's uh how about sweetness by jimmy eat world sweetness by jimmy eat world i have to listen to that i don't think i've heard that um all right so check that out guys my song recommendation of the week pluto projector by rex orange county check those out let us know what you think about that is there any other recommendations movie recommendations tv show recommendations i started watching dexter so oh my wait did you just start it yeah yes i was literally gonna recommend actually i was gonna say yeah yeah yeah no i just started it started like the other week it's good yes i really like it so far i mean the character dexter is amazing i just finished dexter it's incredible oh cool check that out guys thank you so much for watching really appreciate it make sure to uh get your two free stocks down below in the description hit the like button subscribe button notification bell add us on instagram and uh pretty much daily so if you want to be a part of it there feel free to feel free to add us yeah and uh uh tinder dates for jack let us know in the description or if you are yourself a a possible candidate for a date on the podcast just dm jack and uh we'll be in touch single ladies only please no married ladies please so with that study guys thank you so much for watching and until next time another thing that's really cool is oh yeah do you want to explain the do we want to mention why would we not we're not going to mention until we have more information about it yes okay is this the 14th 14th ever right she never got back to me by the way oh really yeah well she probably just didn't see it yeah maybe do you have read receipts turned on i don't know oh i thought if you pay for the expensive one it tells you if they read your message or not we don't want people knowing i pay for the expensive one okay when you're desperate enough to pay for it they know