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Meet The Multi-Millionaire Gas Station Employee | Investing $0 to $10,000

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In this podcast episode, host Graham and guest Jeremy discuss their journey from humble beginnings to financial success, focusing on investing strategies that started with zero capital. Jeremy reveals his backstory of working as a gas station attendant in Oregon and previously at Walgreens, where he began buying discounted company stock through an employee plan. A pivotal moment occurred when a community college accounting teacher introduced him to the power of compounding interest using a calculator, sparking his investment journey despite high per-trade commissions that were common in the mid-2000s (ranging from $19.95 down to $9.95). Jeremy emphasizes frugality as a key strategy; he lived on ramen noodles and pork-and-beans meals costing under a dollar, allowing him to invest up to two thousand dollars monthly once his income at Quick Trip gas stations rose significantly around 2010. A major turning point in Jeremy's career was identifying multi-year trends rather than short-term fluctuations. He highlights Trinity Industries as the first stock that gave him significant confidence; he recognized the potential for a boom in rail car demand due to fracking activities in North Dakota, leading to substantial gains despite entering during a market downturn in 2008-2009. By age 24, Jeremy had accumulated $200,000 and eventually became a millionaire before turning 30, primarily through real estate appreciation rather than just stock trading. He notes that hitting the million-dollar mark did not feel different or bring a sense of accomplishment compared to other life events like his son's birth. His wealth accumulation also involved running a real estate marketing business where he undercut market prices by offering photography and drone services for low fees, eventually transitioning fully to YouTube in 2018 after realizing its scalability potential over the non-scalable nature of his previous ventures. The conversation shifts to addressing common misconceptions about making daily profits in the stock market. Jeremy advises beginners against focusing on unrealistic goals like earning $100 a day immediately, warning that such thinking often leads to gambling-like day trading rather than long-term business investing. He explains that successful investing requires treating purchases as buying into companies for years ahead, similar to acquiring a franchise, rather than seeking quick daily returns. Currently, he holds approximately 20 stocks across various accounts, including positions in Corsair Gaming and Tattoo Chef, though he acknowledges market volatility affecting some of these values due to factors like private equity sell-offs or post-pandemic sentiment shifts. He stresses the importance of patience, noting that building a position often takes months rather than days, contrasting this with the fast-paced mentality instilled by recent market rallies in 2020-2021. Beyond stocks and real estate, Jeremy discusses his latest venture: "The Hungry Bull," an app designed to provide unbiased business-focused content without political bias or pop culture distractions. The platform allows users to track their entire stock portfolio within the app, listen directly to earnings conference calls with features like rewinding and fast-forwarding, and engage in forums for discussion. Developing this software required hiring a team of around 80 employees and significant upfront investment, reflecting Jeremy's philosophy that people are crucial to business growth; he believes great hires bring three to four times more value than their salary cost. Despite his substantial net worth estimated between $10 million and $20 million—including equity in multiple properties and seven-figure stock positions—Jeremy remains transparent about the risks involved in startups, acknowledging that while expenses like salaries are high, retaining top talent is essential for scaling any enterprise successfully over the long term.
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well holy smoke is this ain't no jokers welcome in it's the iced coffee hour and uh yeah i made it over i am a neighbor next door and i made it over i walked over and i said hey let's do a podcast they said hey let's do a podcast and these guys they have an awesome channel and i'm here to talk about whatever these gentlemen want to talk about stocks the market finances whatever you guys want to talk about i guess we can talk about it what's going on guys we want to talk about everything stock market related okay so we want to know what beginners could do to invest in the stock market if they have nothing how they could get their first ten thousand dollars how they could then make a hundred dollars a day in the stock market we want to know the top five stocks you're buying this year and how your investing strategy has changed okay so we got a lot to cover today that ain't no joke that's a holy smoke cause wow we got a lot to get into gentlemen oh my gosh where do we even start well first of all it's it's cool to be your neighbor down yes officially it's the first podcast since we've been neighbors man and it's uh awesome we have no neighbors uh you're my only neighbor so yeah every all the other houses are getting built right now but yeah that house was you know 14 plus months in the making so uh to finally move in there is like uh i don't want to call it a dream come true but it is nice so and that's the first i don't say it's the first house probably the second house this is the first house in nevada that i've really wanted like the all everywhere else i've lived it's kind of been like you know um let's try to go way under budget let's try to live as affordable as possible to that house i definitely didn't go over budget but i did i bawled out a little bit okay just a little bit with the with the upgrades and those sorts of things so man i love it and this community is great you got the gym close jack and i go get jacked all the time now we're gonna might do sprints after this podcast is over you never know so this is awesome it is really fun to be able to text you and be like hey you want to do the gym in 15 minutes i'll see you there and it's like a 50 foot walk down to the gym community center it's been a lot of fun yeah yeah last night text you hey you want to go grab dinner you're like oh yeah let me see oh yeah let's go and yeah yeah that's the type of stuff that if you live on the other side of town you know with a friend you can't do it you know you got to have it planned out but this it's like you could do something last minute so yeah it's been awesome love it and uh yeah so we got to talk about your stock market escapades now where did this all start because uh i i don't think a lot of people know your your true backstory working at a as a gas station attendant yeah yeah a tendon that's that's a that's a term there attendant it sounds like i'm the guy that like pumps it if i think i think there's still some states where you can't legally pump that's true oregon yeah what oregon are you serious yeah oregon wow crazy there's a fancy gas station in beverly hills where they have this uh the service for it it's the gas like a dollar extra a gallon that's a luxury but you go to oregon and it's just like assumed someone's gonna pump your gas yeah do you do you tip them or is it i mean i'm assuming that you do that you do tip them yeah it's just to provide jobs like that's the they provided they made lettuce legislation to like really of course yeah so you have to have people pumping your gas for jobs is that a service people want yeah for me no i don't think so i was about to say like i feel would feel uncomfortable i would feel like this is something i'm capable of doing myself and i should be able to they're probably better at it than you are yes so if they can do it better than you sure from a from a quick google search people in oregon do not tip oh okay so it's not customary to tip wow okay well it doesn't cost any money right well if it's free yeah and you don't pay more for gas where does the money come from listen i didn't research that far i just saw that the locals do not tip yeah because oregon doesn't have sales tax that is your like their big thing that's their shtick no sales tax you buy something what you pay is what you pay i'm curious where the money's coming from no oregon don't they also have no state income tax no oh it's not oregon okay i don't know why i was thinking oregon was wondering gosh imagine i would be in oregon i would be in portland right now if there's no sales tax income tax jeez everyone would move to portland oh my goodness but anyway anyway yeah back back to the the whole story there so in terms of me getting the stock market actually happened before i i got to gas station and quick trip that actually happened back when i worked at walgreens uh making shoot i don't know i think i started there at 8.75 an hour in the photo department at walgreens and essentially that walgreens had a plan where essentially you could buy shares of walgreens stock for i think it was either a 10 or a 15 market discount so you know if the stock was trading at let's say 20 a share you could buy it for i don't know 18 19 a share or whatever and so i was like well that seems like a no-brainer you just had the only catch was you had to hold it for at least three months and so i was like okay let me start doing that so i started doing that that's how i set up a fidelity account and then i had an accounting teacher actually a community college who showed me the most powerful thing in my life as far as financially which is a compounding calculator oh i love that yes and he would show us you know if you had this amount of money and you and you got this percentage return and you know if you've never seen that before that is like the most mind-blowing thing at least for me seeing that right and uh so right away i was like okay investing i kind of started doing the walgreens thing and then i was like well i can look into other stocks and i was like this is all available information on the internet and then i just started going down the rabbit hole started watching warren buffett things learning all that and next thing you know i was starting to invest money and it was like 250 500 bucks a time back then it was 19.95 to buy a stock to execute any trade yes or sell you don't realize how good you have it now oh man thank you robin hood i used to use sk it was scottrade back some someone bought them i forget who it was but it used to be scottrade i think back then it was and this is like mid 2000s but this i think they were like seven dollars and ninety five cents or it was like seven to ten bucks yeah per trade if you wanted to buy anything or sell anything yeah fidelity was 1995 when i first got started and then very shortly after they switched to 9.95 because i think they were getting competitive pressure one time i made a huge mistake and i phoned in a trade i didn't know how much it was 39.95 and we're talking i was buying like 400 worth of a stock so now i need to get a 10 return roughly just more than 10 yeah yeah then just to cover the trade to buy and then imagine if i was to sell another 19.95 if i did online or 39.95 but anyways that's a long story so i i stayed with it because i at the end of the day i looked at it and i was like i think i can get a positive return then they lowered in 9.95 i got even more into investing so i'm like oh now it's only 10 to buy a stock i'm like this is great and i would save up between five hundred dollars and a thousand dollars a time and i go to make that move so the way i thought about it is i save a thousand to invest you know which would sometimes take me a month if not several months back then to do that right the way i kind of thought about it was all right uh invest a thousand is a ten dollar trade commission so that's like one percent right and then so basically in my mind i'm like i gotta get at least two percent on this position to cover cover the the trades and um and then i just started building from there at first it was the most boring stocks i bought stocks like canada foods walmart like like uh i bought bp after the oil disaster uh the the stock just got hammered i was looking at the balance sheet at that time and i was like i don't think they're going to go bankrupt there's some people pricing it for bankruptcy they made it through i made a little money on that um and then i just started building from there when i got the job at quick trip that's when i really started rolling so that was that was a game changer because then i was making uh for they started me out about 40k moved up really quick uh to a high bonusing store one of the best bonusing stores in arizona started making over 50k and um and then my apartment was probably 725 or 750 a month rent and uh i used to keep all my other expenses super low i used to shut the air conditioning off if i was gone at work and like do anything eat ramen noodles and just like i used to eat those uh pork and beans uh you guys you can get those back then you get them for like 88 cents at walmart and then you throw a piece of ham or two in it throw it in the microwave that would be a meal less than a dollar so i try to keep all my meals less than two dollars for sure but ideally less than a dollar and uh man i was just investing i was invest in beast and uh invest in like a thousand two you know at that time you know when i started getting to a place where i could invest like two thousand dollars a month it was crazy that's a decent amount of money though two thousand a month so what were you making to invest two thousand a month back then that's when i got up that's when i uh what was i making as terms of my job yeah so that's when i got bumped up to making about four thousand to five thousand dollars a month for my job and then you get the taxes taken out of that you know uh quick trip uh they used to help a lot with health and health insurance so you got the health insurance you had some other cost uh i used to always keep my expense super low as far as my cars went things like that so yeah i was able to start investing like two thousand dollars a month um back then which yeah it felt like a lot of money there's no doubt about it and and that's how i really started this snowball rolling in 2010 and then i also simultaneously taken my investing game up to another level and i found some really good stocks back then so what did you find you know what i realized alex that you're wearing two different kinds of socks yes but you know what else oh what we could just sponsor ourselves in this video how about that you know what that sounds great i always like my own posts anyway me too and for a limited time if you want access to the youtube creator academy where i go over exactly what you need to do step by step to start a youtube channel and turn it into a business i will give you 200 off when you use the coupon code 200 off the link is down below in the description this is everything that i have learned about how to grow a youtube channel what makes a successful title and thumbnail everything you need to do along the way it's all down below in the description and it's 200 off 200 bucks off 200 off but i'm gonna take you up on that deal because i have this to family to run wow there we go well thank you guys so much for watching enjoy the discount and with that said let's get back to the video some tattooed chef oh yeah that's now yeah so yeah oh gosh no so there was a a stock i found named trinity industries and uh this is when i started piecing things together as far as uh trends that were multi-year trends that were going to play out in industries where i saw a tremendous opportunity so trinity industries was this company super boring company they they had a construction side of their business uh selling like safety cones and like the the stuff that's like on the side of the highway that if you like hit it it kind of like crumples you know those sorts of things but they also have to decide their business of selling rail cars in this real car business there's hardly any um companies that sell rail cars it's such a random thing you need to get all these industry standards there's maybe two or three companies in the whole united states that probably are sell big volumes of rail cars right specifically oil oiling gas rail cars well i was looking and at that time in north dakota fracking was starting to take off huge and you were starting to hear stories about people were moving to north dakota making like 120 150 000 like basically just fracking oil and so i was like well there's no pipelines to like transport this so the only way you could transport it is through rail cars so i looked at this and i was looking at the stock and it was trading very darn cheap and i'm like they're about to see a massive multi-year boom in their business in my opinion sure enough that's exactly what played out and trinity industries went on a crazy run and that was one of the first if not the first stock that really gave me a lot of confidence that i'm like i can do this like i can do this before that it was kind of like this is this is something i could be decent at that was the stock that took me and i was like i can be really good at this and i gave me the confidence and then after that it was a lot more stocks including cabela's and some others but the trinity industries that was huge for my confidence that was a really good time to invest though yeah to start in like 2008 nine that was like you missed the entire run up started going down and that's when you started investing so everything after that was was gravy for the most part yeah i just wish i had more money back then the problem was you know 2008 2009 you know i'm investing 500 bucks a time or 250 bucks whatever you know 2010 i finally started getting going but that was until like the end of 2010 so that huge initial ramp up i had like hardly any money in the market so i really wasn't able to capitalize but from your standpoint what if i had got in in 2006 maybe that would have killed my confidence right off the bat seeing the market dip i don't know you know you can't ever go back in time like that but uh but yeah it was certainly you know it was an interesting time to get involved in the market because you know a lot of people are scared and i looked at it i'm like i'm just getting involved in this thing man like you know i i didn't have much fear as far as that went but i also didn't start out like super confident like oh i'm gonna be such a great stock picker that happened over time i needed to see the results and that's mostly how i am in life so so you built up the portfolio your number is 200 000 at 25 years old and then once you were 25 years old is that when you quit quick trip no i had 200k before i was 25 so i quit quick trip at 24 and um you know it was a it was a tough decision so i was really burnt out a quick trip i'll be completely honest you know it was um it was a grind man up at 4am almost every day and um just putting in the hours you know you're working 48 hours a week sometimes 50 hours a week on manager's schedule you know waking up at 4 a.m you get off pretty early you get off at like 2 30 but you're on your feet all day there's no breaks a quick trip there's no yo let's go sit in the back for 30 minutes aren't legally you're supposed to have a lunch and two breaks or do they is it just you know well um yeah i'm not gonna throw my whole company under the bus man they gave too much to me for me to ever throw them into the bus but i don't know you'd have to look into that situation but uh essentially yeah there were no there were no breaks there were no uh official breaks there was no like oh you get you know go clock out now and take your lunch or take your 15. at walgreens yeah it was super professional like that in terms of like you know you got your 15 then you got your 30. and people were super demanding of it too quick trip you might work 10 hours straight you're on your feet your whole time and you might never get a chance you if you're gonna even dream of eating you better eat that hot dog fast that's all i'm gonna say about that i i hated the 15 30 minute breaks when i was doing that uh data entry job they made you take uh the 15 minute break in the morning 15 minute break in the afternoon and i think it was a 30 to 45 minute lunch i hated it because i didn't want to have lunch i didn't want to take a break i was just like i'm just getting going and now i have to take a stupid and i'd literally sit there and just twiddle my thumbs for 15 minutes being like can i just finish what i was working on yeah and i remember we had uh roxanne i did not like roxanne she was the uh like the back office manager and i would tell her these complaints like can i oh what i wanted to do is just take my break a little bit later and then push my lunch later like i want my lunch to be as close to the end of the day as possible no no no you can't do that you have to take your lunch between these hours like it made no sense to me and then i brought up the argument what if i just work straight and i just get off an hour and a half early no we can't do that we have to comply with you it's just it's stupid it's because i i'd just rather work and just get it done and then leave yeah leave an hour and a half early then i miss the traffic driving home but never understood the the need for a break i don't know just just take a break when when you're hungry yeah and for as long as you need to and then just come back and finish it that's what it was like for me working in a restaurant before i worked for you it was there was there was no mandatory breaks even if you were working like an eight and a half hour shift or whatever you just take a break whenever you get hungry or whenever you like get tired from walking everywhere then you take like 15 get a sandwich get back to work yeah so it should be they should really go over the entire structure of the nine to five i really think they should stagger it get rid of the nine to five completely and just have different shifts like you want to be shift a b or c and maybe shift a starts at like 5 a.m for the people who just want to finish early shift b starts like eight shift c starts at like 11. you need to have people in the office at the same time well nine to fives are typically those jobs where like you're going to have a manager you're going to have like people above you it's going to be a corporate structure and they need to oversee all the work that's true yeah i'm just thinking from traffic yeah because if we spread out the times where people start and leave there wouldn't be so much rush hour traffic i know yeah oh gosh anyway yeah yeah so anyways yeah quick trip it was a grind you know i remember uh even as early as you know 2011 so i hadn't even been working for the company that long i remember just like having this fantasy i'd be driving to 99th and camelback quick trip i was working at i had this fantasy there was this pretty decent nightly nice uh just like two-story office it was kind of almost across from the quick trip i remember driving by that and i had this fantasy in my head i was like how nice would it be to just like wake up in my apartment when i want go to that office and have a little office like executive office in that building and just like invest in stocks all day and this was like a fantasy that i just like thought about every day and i was like man that would just be the life man that would just be so good like i could only imagine how happy i would be doing that and um and so nowadays when i would that i kind of live in life my own terms you know you start taking it for granted like working from home being able to like like if i didn't want to record a youtube video i don't have to like just i go play with my kids at the park and sometimes i remember back to those days a decade ago and i'm like dang man like it was just a dream you know what i mean to like live life when you want to not have to work when you have to work because a quick trip it's like you know you you got these hours you better work those hours right um and so anyways yeah but 2014 i left the company and uh i actually thought i could make it on stocks with only 200k which is not conducive for my strategy so my strategy is investing in stocks for years right well when you only have let's say 200k and you still need money to live like you still got to rent you still got that i had a kid coming right the first born and so um you know you then you start putting short-term pressure on yourself and so for me i started doing a lot of short-term trading i got into margin super heavy because then i was like well i was getting like 30 to 40 consistently year after year so then i was like why not margin i only have to pay six or eight percent or whatever and uh next thing you know i'm making short term trades earnings trades some would go bad i'd lose like 10 000. and when you lose ten thousand in a day uh you know and you all got only got 200k to your name you know it was just uh it went bad really really fast it was it was a good decision because i got out of that i started businesses and i used some of the stock market money to start my first business my real estate marketing business which i started for probably less than ten thousand dollars but i pulled that out of the stock market and um it was it was nice to be able to at least make that decision to not be stuck in that job because i do definitely feel like if you're in a if you're in the financial position where you don't have money you you're forced to keep doing this job even if you don't like it and um it was nice to be able to make that decision and be like i'm going to branch out on my own do my own thing i don't know what it is which i had no clue what i was gonna do when i left quick trip i had no clue i knew i was gonna for sure keep doing stocks but i didn't know like i was like i'm gonna probably do something entrepreneurial but i don't know what it is and then i moved out to vegas and and uh yeah i didn't even know what i was gonna do so i took over a year off no i'm talking no work uh just stocks and that was it and one thing i want to mention that i don't mention too often in videos is that we do actually have a mentorship group down below in the description where you could meet with me every other week and you can also talk to jack every other week as well we do zoom calls we talk for about an hour an hour and a half you could ask me whatever questions you want it's a really small group so we have a lot of one-on-one time so if that's something you're interested in joining the link is down below in the description would that two hundred thousand dollars go to after that year off because i'm sure you're you're a lot i lost seventy five thousand dollars that year wow i was gonna joke because like yeah it went down to eighty but like wow i i was i go because i started pushing putting so much short-term pressure on myself and so i was started like i started doing i don't want to say day trading but i was trying to get in and out of positions and time it out and i had so much time on my hands which i wasn't used to having time on my hands because working at quick trip i work like 48 hours a week so the only stock market time i'd really put in is um like researching companies and then actually executing a trade but i was busy during the day so i didn't have time just to sit around and look at stock prices then all sudden i have all this time doing nothing but looking at stock prices i'm doing all the short-term crap and yeah man it went bad so quickly how did you last a year wouldn't you realize after like three months like hey this is this isn't working out i'm losing money at first it was going good at first it was going that's always how it is yeah at first at first i um was reaching new records i remember i was in maui hawaii accountants hit all-time high if i recall her right around that time my wife actually won a trip from quick trip uh and it was all-inclusive paid trip paid everything to maui hawaii and um i remember being out there and my account were pretty much at an all-time high and then that summer the market turned and also you know like i said i was just getting so much short-term crap man and i was just i was going against everything that made me a successful i was going against it and it just yeah it went bad fast so um it was a great learning thing i would tell you that um you know it definitely taught me about risk reward uh you know going through going through that time period and it allowed me to recharge my batteries that was a big thing because quick trip really took a lot of energy out of me man and i think that's why i've been able to run for so many years now without um taking any substantial break uh i don't even know if i've taken a full week off in the last five years um i mean the longest trip i probably took was maybe four or five days and even those days i still kind of work and i still feel like i have as much energy as as always so um but anywho i think we got way off the point there but it's probably because you drink bankroll coffee now for sale at bankrollcoffee.com i i don't know if to the moon coffee sold out or not i have to check if to the moon coffee is available it's going to sell out 100 it's it's we only made a certain number of bags it's going to sell out but it's double the caffeine this is nice that's total coffee to the moon coffee was to celebrate moon day and we wanted to make sure we sell them all so i i don't have any to the moon but yeah beautiful i need to see some of those bags that sounds amazing how did you make your money back oh man it was a grind i think it took me i want to say it took me about two years to get back to where i was and that brought me to a great lesson i try to preach to everybody now it's not just about you know the reward potential but when you take that step back you have to climb just to get back it took me about two years and um yeah man it was it was a grind it was um just investing in trying to build out the portfolio as solid as possible after that and getting back to at least long-term investments now i still had one bad investment during that time which was gopro which was 2016 2017 but i had win resorts and some other stock set that did really really well but it was about getting back to the fundamentals and you know staying away from earnings trades and all that stuff because i got to a point in the stock market where i started being able to predict um and i can i can essentially predict a lot better than analysts can on certain stocks like what a company's gonna do revenue wise and eps wise and substantially better but the problem is that doesn't mean that stock's going to go up so back to the whole situation i was like well i'm right a lot more in these analysts right so i think this company's gonna beat beat beat let me invest in it but then the stock would go down because of maybe guidance or maybe the ceo said one thing that rubbed investors the wrong way like you never know it was always something and so um staying away from all that stuff man and just getting back to the fundamentals and i mean if you've followed me anytime in the past years i'm always talking about stocks from a multi-year perspective and if i'm ever thinking about a short-term perspective it always ends badly for me and so that's why you when you hear me talk i'm like well this company i think they're going to do this over the next three to five years they're going to expand their business revenues blah blah blah so but yeah so you then started the real estate marketing business and how much were you making how long did you do that and how much were you making from that did the real estate marketing business for about two years and gosh i i never made a ton of money from that business i made enough to pay bills and keep investing uh by the time i started building that up it was 2016 i started it and that was let's see it took me about six months just to cover our bills so i think our bills were about i want to say about 2500 a month at that time we're living in a three bedroom apartment only had one kid um i i think i might have owned the car we had the nissan versa outright but i can't 100 remember so it took me about six months to get to a point where making more than 2 500 a month and then kept building it from there 2017 youtube started pick up plus the real estate marketing business was now popping because in that business it's all about getting consistent clients so getting your foot in the door because then you know real estate agents keep bringing you more and more properties and then oh i need your own photos for this i need um uh you know a video for this house blah blah blah so uh i probably may never made more than 40k from the real estate marketing company but i only did it for two years so but by the end of 2017 i already knew like youtube was going to be way too big for me not to focus full-time on that um and so i actually gave up the real estate marketing company in january 2018. and how much did you make from youtube your first like two three years doing that the first year probably less than two thousand dollars that was 2016. 2016. yup and i made i don't know probably 200 videos that year yeah 100 200 videos to make probably less than two thousand dollars and you'll be getting videos that were like two minutes long they're like yeah 30 seconds yeah what is a checking account yes what is a savings account yeah and i thought about what is a cd yeah and i thought about quitting youtube twice along the way to two different times i thought about quitting it um but but anyways uh and then 2017 i probably made uh you know probably as much from youtube as a real estate marketing company if not more in 2017 um shoot i think between the both of them i might have made 70 or 80 thousand dollars so um yeah i did really well uh which was probably my second best income year i ever had the best income year i ever had was i think it was 2013 working at quick trip i made like 50 000 or a little over 50 000 from quick trip and then i made like 39 000 from stocks which yeah that's another point that gets me into 2014 that gave me confidence i'm like oh i made almost as much from stocks just stock sales we're not even talking about ones i didn't cash out on just stock sales as i made from quick trip ooh maybe i can keep this going but anyways you know i don't want to get up those points again but but yeah so so going in 2018 man i i knew like you know if i kept spending time in the real estate marketing business it was going to end up like putting me in a position where you know it's just like where's your where's your time best spent and uh the real estate marketing business just it wasn't it wasn't scalable i had to personally be there um i thought about hiring somebody but it's not a big enough margin business uh especially considering i was undercutting everybody else's prices in the market so yeah i even used to i think i told graham the story before um i'd used to drive out to la to take photos for some agents out in la beverly hills super high end homes and i would weigh the like the photography prices out there is ridiculous and i would undercut them all i would drive out their day you know do a property or two and then drive back to vegas same day yeah but it was it would be profitable for me because even though i was undercutting everybody i was still making a good sum of money what were you charging because i remember we used to pay depends on the size of the house but let's say for a four to six thousand dollar house it was about i think it was like 600 bucks was how much we would pay but that also included i think a property website if i'm correct okay so included a website so you go to like 90210 beverly hillshome.com or something like that yeah so uh yeah i used undercut bad man uh so if it was under a two thousand square foot house ninety nine dollars oh yeah that's really how do you how is how do you even make money gas money man yeah because i'm thinking with gas well the time to edit those pictures cost me 150 to drive one way oh yeah not enough for la properties for la i would make like uh 500 to 600 on a trip for that um because i would be doing some drone stuff like drone pictures and stuff and maybe even some drone videos i think i was doing for some clients back then um but um yeah as far as the las vegas i was 99 for under a 2000 square foot house i was 129 129 dollars for photos if and this is just if it's from a dslr right not like drone photos too that was like an add-on i had but a 129 for 2000 square feet to 3000 square feet and anything over 3000 square feet was 149 and i would give you 40 50 photos wow yeah so so i i i definitely undercut the market man but i was the worst you know i took all the pictures with my iphone no yeah no i'm kidding no it's just like like you know i i'll just be honest i was the worst i was the worst uh of the bunch like you know some of these people are really good man and i undercut st george utah too i would drive out to st george utah which is about two hours away and uh if you don't have the quality the only thing you have to compete on is price so i was the walmart i'm gonna give you good quality for cheap price if you want great quality or you want top caliber we'll go spend that money and a lot of real estate agents are very cheap so you're making 40 000 a year from your real estate your marketing company and at the same time you're making about 40 dollars from youtube channel the second year you're doing that yeah then the third year is when you stop doing real estate marketing and you went full like all in on youtube yeah and how much did you make your third year on youtube oh third year on youtube let's see um boy probably a quarter mil yeah probably holy cow youtube scales yeah my first year on youtube 26 000 second year i think uh i think it was like 253 260 something like that it was the third second year yeah that was 2018. okay yeah you made like 250 right it was about 250 but yeah 2017 because it started like late december of 16 full year 2017 26 grand yeah yeah it's crazy man i remember i used to document the process back then so uh on the channel because back then i was like talk all things finance yeah you know it wasn't just stocks back then didn't didn't you post wasn't it every day that you were posting yeah i was i treated like it was a daily vlog essentially and i would always have something uh to talk about and yeah it wasn't just stocks back then and uh yeah i used to do income updates i i made how i make five thousand dollars a month from youtube or something like that i would make those sorts of videos why don't you bring that back why don't you start doing that well i started getting a lot of hate as the numbers grew and i think the last one i might ever did was maybe like ten thousand dollars yeah and um i don't know just you know uh the stock market is a different community and i think a lot of my my subscribers are different some would support it but a lot would hate and they would uh just not like that i wasn't talking about stocks they didn't want to hear about how much money i made and those sorts of things so um it's just a different bunch i don't know you know uh i feel like your community is really really supportive for that and some other communities but yeah this mine's such a stock market niche that a lot of them it came across as maybe like bragging and just it was rubbing some folks the wrong way and i was like ah that's all right so yeah so you continued doing youtube full-time built out a few businesses and then when did you achieve the status of being a millionaire was it like 29 28. yeah uh before i was 30 i became a millionaire and um i actually don't remember the day i feel like graham and i talked about this one time because i'm like i'm having a little deja vu but we um yeah i hit the number i think it was close be between being 28 or 29 i don't remember specifically if it was like at the back half of 28 or the beginning of 29 but yeah i i hit the number and uh you celebrated if i remember correctly i didn't feel any different and i didn't celebrate a million wait oh you celebrated a hundred thousand yes yeah yeah i i i celebrated uh ten thousand i celebrated i think fifty thousand maybe even as far as stock market and then i celebrate a hundred thousand and i i actually don't remember celebrating a million dollars becoming eight we should celebrate your million dollars man i know it's too late it's not too late yeah i know jeez we could celebrate it's super sushi yeah cool that would be fun yeah to jeremy millionaire for many many years ago yeah but uh and yeah i felt no different absolutely no different it wasn't um i didn't feel some self uh a sense of accomplishment and so i guess when they tell you you know uh if when you get rich it's like you're not gonna feel any different yeah i didn't feel any different there was nothing there was like the sun didn't shine different that next day let's put it that way when my first son was born the sunshine different that next day after hitting a millionaire felt the exact same nothing changed so did it feel the same for you graham no no and how did you how did you like the day that you achieved the status of a billionaire was it just like equity in a home or something like that yeah it was it was mostly property appreciation yeah and uh i think like uh cause cause i would track it on mint so it would just this estimate would change day to day but i think i just i closed a commission or something that kind of like pushed it over the edge so but it was mostly because of appreciating property values that was like the bulk of it was just buying a product yeah yeah i think it was buying a property and there was some built-in equity there and i was able to fix it up and uh rent it out and then accumulation of that the value went up and then yeah uh have you ever disclosed what the biggest commission check you ever got in real estate was oh yeah yeah yeah it was uh selling a house to orlando bloom and his i think what did he pay for that seven seven or eight million dollars for that so we made like 100 000. more than that yeah whoa yeah that's crazy yeah i mean most people can't even fathom that because a hundred thousand plus from one deal from one deal yeah and that was a that was a cool one too because um like obviously i didn't have a connection to orlando bloom but it was from a referral from a client i met on craigslist the guy reached out to me he was a uh uh i don't want to throw out names here but he was a uh he was a talent agent and i think he was working at uh is either william morris or caa i think it was william morris uh and he was living with a roommate and they split their rent together they threw in like 2 500 bucks and they wanted to rent a house that was you know somewhat close by their office and i represented them on that and they were awesome to work with because because they were like younger they were on the younger side so i think i was probably like 21 and they were probably late 20s at the time maybe early 30s it was just fun to work with and they were just so nice like really respectful and i think we sent like a two year lease and then after two years they came back to me wanting to get an even nicer place so i rented them and they went from paying like five grand a month then they went up to like 85 or like 9 000 a month a few years went by and then he says my client wants uh to get a place he didn't tell me who it was by the way and originally the client was looking for lease so he's like my client wants to look for a lease anywhere from like 20 000 to like 50 000 a month and i was like yeah absolutely so i started showing him around and he didn't tell me who it was and he's like oh yeah you know i think this house something we'll bring him back to turned out it was orlando bloom but then once meeting orlando then talking to him really turned out that he wanted to buy something and um the re he just wanted to rent long enough to be able to find a place to buy but the issue with working a lot of these leases the clients don't really know it's like oh you do sales too they're like oh i just thought you were a leasing agent i'm like no the whole point is you know i want to get sales so it turned out that uh orlando was a good buyer and he found a place in uh beverly hills yeah incredible what a story yeah that's amazing i always remember watching millionaire or million dollar listings los angeles i always loved that show and yeah seeing the commissions pop up on the screen forty seven thousand two hundred and fifty thousand it's just like you know when you see those numbers it's like from one sale and you know the fact that you did six figure deal like that's crazy you know six figures that came to you oh yeah and we bought uh we bought the guy that referred us uh breitling a watch wow as a gift yeah whoa is that that was big because and by the way he asked for nothing a lot of these deals they'll ask like hey if i bring you this client could you give me you know it it's common and this was just he was such a nice guy he's like i just i just want to make orlando happy that's it i don't need anything back but if if you sell them a house uh it'll make me look good so that's all so like is it just a thank you we got him brightly i can't remember the exact yeah i don't want to go too far off subject here because i know this is uh kind of more about me but did you ever have something like some sort of you know kind of like me my thing with the real estate marketing business how i you know was was undercutting everybody price-wise did you have some weird technique or something you did that you felt most agents weren't doing that helped you become a successful uh in that releases leases that was ed it was just just representing tenants when they found an apartment or a house that was because no agents would want to do that but my whole yeah my angle was that uh that i would help you find a lease and then hopefully you would buy a house and so i really learned that like if someone is spending anywhere from 4 000 to usually 15 000 a month for for a lease those people were the ones who ended up buying something within one to like three four years afterwards the people spending under 4 000 a month never really at least from my experience never really had the funds to go and buy something they were uh they were just they would perpetually rent rent rent but after a few years of doing this i know this wait a second this price point they buy something so then i really honed in uh to just doing a whole bunch of leases within that price point how do you attack that market though like how do you like i i don't get it like posting a lot of rentals up on craigslist um so what i would do originally what i what i would do is go to my office i'd identify and this is called a banker so there's like no shortage of agents out there called the banker but i would identify before you were yes okay yeah i would identify uh other agents in the office who had rentals i just offered to photograph their places for free did that in exchange for me being able to post it up on craigslist and they were ecstatic because they get free photography and they get more marketing so it doesn't cost them a single dime and a lot of these places i would just rent out so yeah and you wouldn't make any direct money on the the rental would you i would okay a little bit now a lot of the commissions i'd make anywhere from a few hundred dollars to like a few thousand at the moment the most i mean if i made like three four grand on like i was that was a ton so most of these agents would never do that because it's a lot of work it's like imagine selling a house except you're renting and you get 120th of the commission yeah so no agents would bother with it but for me when i was like 18 19 i would love it like because it didn't matter to me i just wanted to get the leases but that expanded and then what i found cool was that i would always post like 10 to 20 leases up on craigslist at any given point so if you're looking for anything and like really from santa monica to west hollywood you would see one of my leases if you're looking between five and fifteen thousand a month and landlords started calling me hey we see you have all the leases here like you're the leasing expert meanwhile i'm like some 22 year old yeah we see you're the leasing expert uh you know i have my house over here would you consider uh putting it up for lease i'm like absolutely yeah and so i started growing that business from just representing landlords now the funny thing is a lot of those landlords uh i don't think i had a situation where i represented a landlord that eventually sold so it didn't work the other way around but it was great for meeting tenant like tenants would buy something landlords would just perpetually be a landlord like they had no intention of selling so i never was able to to get the reverse of that but tenants would consistently want to move on did you learn the strategy from anybody or did you just come up with this uh strategy by yourself yeah when i first started uh i was working in an office with this guy frank i don't frank's not watching this but uh what's up frank what's up frank frank was the one who gave me the idea for craigslist okay uh because he was posting some leases on craigslist so that sparked the idea that's like wait we should we should post on craigslist um and also the guy was working with uh was was coaching frank and together between the two of them they've identified that like hey craigslist is a good place to post up leases but then i took it to like like imagine just like posting videos on youtube just like on the surface it's good to post videos on youtube but then i took it from the standpoint of like how could i up these clicks so i did the same thing like i'm doing on youtube it's really fun but like craigslist would show the thumbnail picture so i'd pick one picture to be my thumbnail picture and then i would work on the titles i realized that all caps titles do the best and then i identified that long titles stand out because i would literally sit there and just scroll and be like what catches my attention and i'd stop and i'd be like why did that catch my attention and so when you look at not the gallery view but like the list view you see all the titles around the same and just one like really long that would be mine like a really long title and then i i on the the no and no one was doing this for apartments but uh when you went to the for sale section you would see these people put like stars on either side like these weird like brackets and stuff yep so i would put those brackets on my listings on apartments no one else is doing that and i found this uh this is when craigslist did html they had a h like a track or a link tracker that i signed up for that tracks how many people are clicking through on every single link so i made a custom link on every single one of my postings per property and i had like 20 properties i had 20 links and i would figure out how different titles would affect the click-through rate and then i basically i came i identified that back then this is like 10 years ago the longest titles did the best all caps with these big like bold black brackets on either end and i would always call it like you know magnificent dream estate in beverly hills with pool or like you know i'd definitely try to like sell it up and then in the description and then once they click through then i was like how can i get their info and then that was a totally different set of uh of like figuring out how to get them to call because i would notice sometimes that like wait i'm getting a lot of clicks on something why aren't people calling or emailing well funny enough i realized that uh if i put call graham stefan with coldwell banker people wouldn't call me because he'd be like oh he's a salesman if i just put call graham stefan well it's that people just weren't into it i found that people really liked call gram no last names call gram phone number email address oh wow people wouldn't call they would email but just knowing that there's a phone number there for people to call if they need to it makes them feel comfortable to email me wow yeah and then i had the whole ad basically where it was just and i figured it out like the best the most optimized ad was just uh headline at the very top bedrooms bathrooms price brief description all the pictures underneath and then below the pictures i i just went crazy with keywords like one two three four five every city in los angeles was listed there yeah uh pool hardwood open floor plan like any anything you could think of yeah and that did really well and i was probably getting uh 20 to 50 maybe emails a day a day yeah it was crazy so it got to a point where i would actually stop posting on craigslist yeah because i couldn't handle it all so there was a point there where i'd only post on craigslist when i needed business it was that good yes it was that good it was incredible so jeremy if you're starting over today how would you build up a portfolio oh today so the way i did it back in the day was was value stocks first because that's the easiest to really understand and uh figure out the valuations to so i mean today i would probably be more inclined to do growth stocks but the issue is i didn't have anybody to teach me i had no mentor i had nobody to hold my hand and be like this is the way you look at a growth stalker how to value youtube back when i you know i was lucky if i could find some warren buffett clips but he's not going in detail in those clips like and warren buffett is not also really not a growth investor he's a value investor so um i had really nobody to learn from so it's hard but nowadays i feel like there's so much good information out there i would have an idea of how to value growth stocks probably in the first year maybe not to a super high level but to a high enough level to where i'd feel comfortable because i didn't really start touching growth stocks until i'd been in the market for several several years so i think if i started today i really focus around kind of what i do a combination of dividend stocks value stocks and growth stocks and building out a portfolio uh over the course of the first year or two that's really centered around those stocks um which in my first years it was really just value um so i you know let's say i had hypothetically ten thousand dollars i would probably focus on buying two growth stocks uh probably uh two value stocks and then one dividend stock something like that and um just trying to find the ones that are the best deals out there and things like that how do you look for those stocks well i mean uh you you can you can find them many ways are you in terms of how do you hear about a stock or how do you get the the thought process to look in this stock how do you both hear about a song and then no it's good to buy do you check out every stock that you hear about no there wouldn't be enough time in the day for that especially nowadays with you know youtube comments uh stock hub like the private discord chat no there's no way um i'm trying to look for or i'm trying to hear about a stock that the business model i hear something about the business model that's intriguing to me that's the main thing i'm looking for if i hear about a stock in the business model sounds somewhat intriguing also i'm like let me at least start looking into that so all might go to i don't know yahoo finance or whatever and just look at the profile of the company oh you know it gives a kind of you know a paragraph of what the company does and i can start doing a little work from there then kind of looking at some of the financials income statement balance sheet i can look at some of the the valuation numbers around it forward p trailing 12-month pe things like that and i started to get an understanding of like do i really want to dive into this company or is it i don't know and so if it seems intriguing enough if i do that 10 15 minutes of research and it seems really really intriguing still then then i'll dive into the 10ks the 10 qs which are reports that are available on companies investor relations pages like if you want to look into uh apple you type in apple investor relations boom you can get all the information you could ever imagine in terms of apple right and i'll go down that rabbit hole list of conference calls and then re-look at valuations think about future growth rates and kind of make judgments from there but um i mean nowadays oh my gosh i get stocks fed from so many different places um i mean i hate to give it a shout out in the video but 75 plus my stock picks come from my private stock group and that's no lie i'm not just fabricating that uh 75 plus on my stock picks come from in there because these people have been trained under me essentially on what i look for in stocks for some of these folks for years i've been following my content and we have this like brain trust of people that just look into stocks all day and then like well what do you guys think about this talk i'm thinking about buying this and they'll post like a bullish case and i'm like nah nah nah nah ooh they got something here tattooed chef that came from the private stock group corsair gaming came from the private stock group every single stock pretty much i can think of in the recent past year actually the spark the initial idea came from the private discord chat and then from there essentially i'll make my own judgments i'll look into the company research and stuff and a lot of the stocks they're just like nah no not interested not a good stock or it's just not the stock for me so it's kind of about sifting through that it's almost like you know you ever seen a a guy on the beach and you must have you know as a kid or whatever you know a guy on the beach with oh yeah the metal detector metal detector yeah that's how i feel like sometimes you know in the discord chat i'm like you know trying to sift through all this stuff and then like there's that one there and i'm like i just found the rolex watch on the beach here there we go baby somebody dropped their rolex so somebody dropped their 24 carat necklace here we go and so yeah that's what it's about it's about sifting through and finding that that real diamond in a rough or the needle in the haystack or whatever you want to call it so that would be fun to go with a metal detector down to santa monica beach should you imagine i would love to do this yeah imagine you're like in some area and like some guys like hey that's my area this is this i do this every day in this area i bet that exists i bet people have territories territories yeah they just pull out a knife and be like nope uh-uh my beach i'm always interested about people getting discouraged when they first start investing and then they lose money like what how likely is someone to stop investing for the rest of their life if they try once and then the market has a sell-off and then they lose money and they pull out yeah that usually happens if somebody doesn't start with the right mentality from the go and uh yeah they'll buy a stock and then it goes down 10 20 and they're like stock markets a scam sell take my 2 000 loss and get out of this thing right uh i think if you have the right mentality from the jump and you've been trained as a long-term investor and to understand these things over time uh will pay off if you've done the right research work and you know what you're looking for i think if you've been trained the right way you stay with it and you'll stick with it and you'll uh buy the dip as they say especially if it's a good company like that's usually the best thing you can do right let's say the market goes down 30 the next month super unrealistic but let's say it happens what's the smartest thing you do more than likely by the dip because i can almost guarantee the market's gonna be massively higher in 10 years than it is today right so a lot of it comes down to being trained with the right mentality uh from the jump in understanding and uh you know learning from folks you know that's why i think it's so great on youtube nowadays that we have this bunch to educate folks um you know on financial matters and you know why why it doesn't make sense to panic sell out of stocks in a stock market crash and stuff like that because so many people were taught the wrong things like they think oh it's if you're in a recession sell your stocks no if you're in a recession that means the stock market likely already crashed you need to buy every stock in sight because i highly doubt we're going to stay in that recession forever right um you know and so a lot of it comes down to having the right mentality long-term mindset and uh talking you know we were talking about the real estate earlier right graham had a long-term mindset and so you you had the right mindset to succeed there if you if you were just thinking about landing the the next uh orlando bloom deal you would have gotten anywhere right you would have been out of business and i'm sure some realtors try that and then they don't make any business and they're like this is a scam i'm out of this it's too hard and same thing with stock market you've got to have that long-term mentality and um avoid distractions that's the biggest thing i would say so because yeah people people fall under those traps what would your advice be if somebody wants to make like a hundred bucks a day in the market what would you tell those people i would tell those people not to focus on 100 a day focus on what you're doing over the course of that year focus on like what you're doing over the next three years five years um this whole let's make 100 a day 200 a day 400 a day whatever it is attractive it is no doubt no doubt when people hear that they're very attracted by that right and so they're thinking like oh i can quit my job because i make 150 a day from my job i can make 150 a day from the stock market bubba usually extremely unrealistic you're not usually going to do that this year i'll probably make i don't know maybe i'll make a half million dollars to a million dollars from stocks from like stocks i sell right you know i don't know what that equates to on a daily basis but what i do know is i didn't get there by focusing on how much i make per day that's not the way this goes you got to focus over the long term you can't focus on the 100 the 500 a day don't get in don't get sucked into that if you if you you're gonna end up going down the day trading route that's what's going to end up happening because also you're thinking well i've got to make money today i'd make 100 bucks today well let me swing trade let me day trade and also next thing you know you're not even investing now you're just trading around stocks and you you're getting more into gambling activities you're not making business decisions whenever i make an investment of stock i say i'm making a business decision i'm thinking about that company over years kind of like you would think about buying a uh or getting a i don't know a chick-fil-a franchise or a mcdonald's franchise right you wouldn't be thinking about oh tomorrow i'm going to make this much from this chick-fil-a or this mcdonald's no you're thinking about like i'm going to make this over the coming years the restaurant if it does this sales volume i may be able to sell it to somebody else for this that's the way you're thinking right and um and so yeah it's a different mentality it's a longer term outlook it's longer term focus and uh yeah i wouldn't get caught up into the daily numbers so it's fun it makes it attractive thumbnail or title on youtube but man it's just not the way to go what are some stocks that you like right now besides tattoos yeah besides besides the chef corsair gaming i've been talking about that one a lot so yeah why aren't they going up so with that one um i mean it's trading ridiculously cheap i bought that to make a hundred bucks a day where is my hundred dollars a day i don't see it oh man you might make 100k over time but yeah i know when it comes to corsair uh there's an eagle fund that's selling out private equity companies so that is uh uh i think their eagle fund there they're called so essentially that that puts a big seller in the market they they made a lot of money on that investment they want to put the money somewhere else so it kind of puts an overhang seller in the market you don't know when they're done selling you don't know when they're selling you just know that they're selling the market right on top of that you got fear about world opening back up gamers and streamers i don't know aren't going to care about gaming and streaming and to that i say have you ever met a gamer or a streamer like these people don't care if the world's open and they're gaming and streaming man it doesn't matter to them like come on and um and so that's going on but the the great the great opportunity when it comes to stocks is the fact that usually you get months to buy into a position sometimes even a year or two depending upon the stock 2020 messed up everybody's mentality because stocks went up so fast coming out for the crash right and so people think like that's normal like oh stocks go boom no usually you get three six sometimes even nine to 12 months to really truly build out a position in something like a corsair gaming or tattoo chef or whatever stock it is before it starts going on a run we call it right and uh that's usually normal but we got in such a hot market last year that everybody thinks like if the stock didn't make money this month it sucks it's a bad stock and it's like that's just not the way the stock market works and you're kind of getting into a short-term mentality so you know i look for for opportunity there um and i mean there's some other stocks that are deficient values know that we've talked about before like the planet um and some of those but those are really long-term investments like those i'm thinking about many years out like if i'm thinking about the plan 13 as an investment i'm thinking about when they have 10 super stores right now they have two but they're going to get to 10 in my opinion within the next five years so i'm thinking about you know years out and um so yeah those are those are some of the stocks come to mind when when stock comes to mind wba stock comes to mind wins us very solid in my opinion value stock travel coming back wba is very solid dividend stock so uh right there i think i gave some some gross stocks some values and some dividends so yeah so how many stocks do you own probably about 20 if you added up all the different stocks in all my accounts probably about 20. in the public account i own 13. i only know that because i counted them up today literally on 13 accounts that account has 1.6 mil i think in it and um but if you added up all the stocks in different accounts about 20 stocks so um you know when it comes to diversification i don't like to over diversify but i don't like to under diversify either i feel like i'm appropriately priced for for what i have you know the smaller amount of money in my opinion the less stock somebody should have the more money you have the more stocks you should have so and i'm still in it to win it so i'm not trying to just uh getting 500 stocks like like snp500 what what are some of the other businesses that you have let's talk about the app by the way now is that now is the time where we could finally talk about the elusive app the hungry bullet you could now download on the app store that we've been working on yes the hungry yeah and uh yeah so that that's exciting so you know we had the idea around starting a newsletter an email newsletter and uh we were talking about that idea and basically starting a business focused newsletter that didn't have any biases didn't come across as anything politically related and really stuck to business related subjects because what i found is a lot of business newsletters go way off subject and they start talking about politics they start talking about more pop culture type things and it's like like you know let's talk about business you know what i mean like if it's not in relation to like what's going on in the markets stock market real estate market uh you know business in general like you know if i'm signed up to a business letter i want business right and so that's where i started then we were like well what if we built out an app team uh an in-house app team and did this the the right way and so i was like well uh i could fund that and we ended up doing it and then just kept adding on features like now you can track your stocks so you can add your whole portfolio in there so if you got 5 10 20 stocks whatever you can track them all in there and then it was like what if we could listen to a conference call directly in the app so if you you want to listen to tattoo chef's conference call you type in ttcf or if it's on your thing already saved you just type you know you hit it earnings call boom it plays for your rate there you can rewind it 15 seconds you know fast forward and instead of having to go their investor relations page and go through all these different things and then try to find it sometimes that takes five minutes just to find a day in conference call and play it and you have to enter in all your information and so then we got to talking about what if we could set up an account and comment kind of like you can on youtube right what if you want to make comments to on on the newsletter so we added that feature and then we have a forum feature coming down the road and other features coming down the road so it's exciting man it's very costly to uh start up a company from scratch like this in the software space in in app development team and things like that no doubt very costly it is a big risk i'm hoping you know people love it and it's a big it's a big success but uh but yeah it's been it's been fun it but it is sometimes stressful because i'm looking at it and i'm plowing a ton of money into that and we might never make money from it you never really know you know what i mean like you never know how these things will work out when it's something you've never done before yeah but um i've learned a lot from it and uh i'm really i'm really proud of the initial product and i know we're just gonna continue to make it better and better over the future years so yeah so how about this um because i'm a part of it too uh we'll put the link to it down below in the description download it and try it out let us know what you think and uh we should we should probably set something up for like comments or like uh or suggestions so try it out and then send us your suggestions so you'll be like you'll be like our kind of helpers on this we just uh launched a really exciting feature so inside the newsletter part now so if you click on a newsletter article now there's a tab at the bottom big green thing that says feedback you click on that button you could type in whatever you want so uh yeah so if you have any feedback suggestions uh positive things whatever and if you really love the app if you don't mind leaving us a review on google play store or ios that would mean so much to us because we've been working on that thing for months yeah so um but yeah i'm excited we're just going to make that thing better and better over time and uh yeah who knows where it is in a few years from now so i really want to know how much money uh you know jeremy's bringing in just like in general that wow that's not how much money you know what bringing it technically you've never really revealed how much money you've uh you make yeah and and net worth yeah never really revealed that yeah you don't have to yeah but uh okay uh net worth between 10 and 20. i will not gonna tell you this number now yes are we counting like the youtube channel and like the value of the are we adding in oh i'm adding zero for the app because that's nothing right now um i'm adding in uh almost nothing for youtube channels that would just be other stuff um including i have a lot in just stocks like like a really large number just in stocks i have several properties now i have three properties all of them have uh at least a quarter million in equity for those properties at least um including a couple that have between 300 and 400 um i have a you know i have multiple positions alone in the stock market that are seven figures so you know and then uh you know there's got to be something to like business and stuff like that so yeah i i would say i make millions and my my net worth is between 10 and 20. and how how much you have invested in the stock market just just in stocks can we i can't disclose that either but it's a it's a really large number so so let's see this there's it's bigger than you could there's 1.6 mill in the public in the public account yes the private account is is substantially bigger than that because that is the account i've had literally since yeah the beginning of time are you the only one who gets to see the private account yes not a soul including my own wife no no she doesn't know my wife does not know what i have in the private can i see it can i see it i can just get my reaction no one will ever see it no it's it's the one it's one of the very few things that i have as like a private map does your does your wife want to know no she doesn't care she's really uh my wife's probably one of the least money interested individuals i know and maybe that's why our relationship works pretty good but uh but yeah she she no what if your son comes up to you daddy daddy how am i pleased why is it so secret why it's fun it's fun it has you guys intrigued what drives us crazy yeah i don't know i want to know what i'm saying let me ask you guys just to clear the confusion is there a private account for your members only and is there a public private account yeah so the public account is for the private stock group so that's why i call the public account so the private stock group's gotten to see every single trade executed in the history of that account alex the private account is literally completely private completely private like sometimes i'll disclose a position why i just like it what brokerage is it uh well it's got to be fidelity because because you're all of your accounts now somebody have fidelity's gonna go in there and hack in and be like i gotta i gotta see this account let me ask you guys how much in stocks do you think i have in the private account what would be your guess uh the three of you might get and my guess would probably be six to eight six to eight okay five five alex graham's cheating because he can't give a range um but i'm going well seven now let's say seven yeah i'm gonna actually go a little bit higher than graham and say seven point eight seven point eight how about who's the closest from all of us who's the closest who's the closest oh yeah we could we could save the closest because that doesn't reveal it it'd be graham graham would be the closest anyways yeah it's a pretty large number but i'm broke now because i'm funding two startups simultaneously one i can't talk about and obviously the hungry bull so can you say what your overhead is like your monthly overhaush my monthly overhead's disgusting disgusting you hire everything you literally employees you have hired you have like 80 employees don't you it's it's a it's a large number of workers let's just call it that so um it's six figures every two weeks yeah six figures every two weeks it's it's it's quite a substantial number so then can you answer the other part of alex's question how much are you making uh making i actually don't know that number it's it's millions of dollars a year um last year last year let's see uh so last year i paid in almost a million dollars in taxes so you could run numbers backwards on that on what i'm actually making five mil four mil yeah no it depends on what the expenses are we're talking next we're talking net then you'd be paying forty percent in tax plus a few other like little times i think between different businesses stock sales everything that you could possibly count up probably four to five top line so um yeah but pre-expenses are gross no that that's just revenue that's just top line something around there so but um but yeah i you know at the end of the day what i found is people people matter people is what's really going to grow you and if you have really good people you're going to figure out ways to to help you grow bigger and bigger when it comes to businesses and um and you know it's about hiring the right people and you know folks that are gonna do a great job eight players but what i found is usually if you hire somebody and they're truly great they're going to bring 3x 4x more to the table than they take so if you you hire somebody to pay them i don't know let's say 100k a year they're truly great they're going to bring you 300 to 400 of true value to whatever you're trying to do and so that's the way i look at it and whenever we think about business expenses business costs the last thing i think about is people i'll think about every service and we use in this software do we really need this every other expense before i think about people and cutting salaries and i learned that at quick trip quick trip paid probably double or triple what all other gas stations paid for this this same workers but people at quick trip you know they're just there's a different bunch you're getting a different you know caliber of people and they're going to bring you way more business than than they take because they have great customer service skills and those sorts of things right so that's the way i think about it and uh i appreciate everybody that's supported along the way because if it wasn't for that we wouldn't be here and i appreciate it for the stock market because it certainly wouldn't beer if it wasn't for the stock market man that's for dang sure so um but yeah it's uh it's a big number man in terms of the expenses you should review jack's robin hood account we should hear what this is as a iced coffee our uh channel clips if i butchered that iced coffee our clips channel exclusive so it's only going to be available on the link down below in the description we're trying to boost up the clips channel a little bit so this is only going to be available there whoa that's not really i just love that you're our neighbor now because i'll like leave the house and i'll be i'll see you like walking up the street with your shirt off oh wow neighbor hello neighbor hello how's it going today yeah jack between this podcast and fadea's podcast it just sounds like you like to see guys with their shirt off no i'm just saying you had your shirt off that one time you remembered vividly don't you i just thought it was like one time without the shirt on no i just thought it was funny that he was walking on the street with a shirt what's funny about it that he's what that it's a million dollar neighborhood and some guy's walking walking up the street with his shirt off yeah that's something you you had your wait did you have you headed off right anyways i like the fact that you're a neighbor yeah and uh it's it's great like going out and just seeing you that's what i look forward to every day all right so jeremy thank you so much for coming on for fourth time all the way over yeah thank you it was a far walk through the desert sands of las vegas and i appreciate it guys this was fun as well so really appreciate it with that said guys thank you so much for watching i really appreciate it make sure to hit the like button subscribe button get the get the hungry ball app down below in the description where you can also get your free stock we'll link to your information down below as well thank you again for watching and until next time well holy