Video summary
The speaker offers men in their twenties and thirties a blend of personal caution and financial strategy, emphasizing the importance of using protection to avoid accidental fatherhood, which can lead to severe stress and relationship breakdowns later in life. He advises against pursuing difficult partners who might destroy one's stability and suggests that while it is acceptable to spend money on experiences during this decade, one should never go into debt to do so. Instead, individuals should maintain a small investment portfolio focused on things they love or understand, ensuring they build wealth rather than just consuming it. This approach allows for enjoyment without compromising long-term security, setting a foundation for future independence.
A core theme of the advice is the development of multiple revenue streams to achieve financial antifragility. The speaker suggests that in one's twenties, a person should aim to transform a single income source into two by turning a hobby into a secondary business, and by the time they reach their thirties, they should ideally have three equal streams of income. If these streams are not yet balanced, the individual must learn how to scale the smaller ones up when necessary. This diversification protects against economic shocks and prevents the trap of living paycheck to paycheck, which is described as a form of slavery in Western societies. To achieve this, men are encouraged to re-educate themselves outside of traditional schooling, which they argue can be brainwashing, by studying mathematics, history from diverse perspectives, and understanding the difference between currency used for trade and actual money that builds wealth.
Beyond financial mechanics, the transcript stresses the value of seeking wisdom from older generations rather than isolating oneself with peers of similar age. The speaker recommends visiting cigar lounges or other social settings where one can listen to conversations among people in their forties, fifties, and sixties to gain insights into struggles that will inevitably arise later in life. He also warns against falling victim to bad habits or risky behaviors between the ages of twenty-five and thirty, noting that many famous figures died young due to preventable causes, effectively ending their potential before they could fully mature. Additionally, he urges listeners to be critical of who funds the information they consume, recognizing that gatekeepers and influencers often have self-interested agendas, and to ensure that hobbies do not evolve into addictions that sacrifice other vital aspects of life.
Ultimately, the speaker concludes that balancing fun with financial responsibility is a personal choice dependent on one's upbringing, but experience itself is a crucial asset that should be actively sought. He reflects on his own mistakes in his twenties, acknowledging that while he made many errors, surviving them was essential to becoming the person he is today. He expresses regret over missed romantic connections that could have led to fatherhood, as those paths would have altered his current life significantly, yet he remains content with who he has become through these experiences. The overarching message is one of resilience: do not fear making mistakes or having a wild time in youth, but always ensure you are building skills, diversifying income, and learning from the world around you so that you can navigate the challenges of adulthood successfully.
Read the full video transcript
BFN, how are you doing? Salut, salut,
salut. What advice would you give men in
their 20s?
Um
use protection.
Don't become an accidental father. I've
seen few go through it. It's very
stressful later on when
usually the relationship doesn't work
and they have to go through a divorce or
separation. Uh
but if you do get involved with women,
don't go after crazy women, right?
Because they can destroy you. I've seen
women destroy many men.
Okay.
Uh
if you're in your 20s, you can blow your
wad, your money,
to have an amazing time, to get
experience. That's okay, but don't go
into debt for it, right?
The smart thing would be if you're
making money, blow as much as you want,
but have a little bit on the side to
invest in something that you care about,
that you love, or that you know about.
Make sure you work on In your 20s, you
probably only have one revenue stream.
Uh if you can,
in your 20s,
learn about something where you can turn
that one revenue stream into two revenue
streams. Now, one could be your main
one, the other one could be a hobby
that's generating a little bit of
income. In your 30s, turn it into three.
So, by the time you come out of your
30s, you should have, preferably, three
streams of revenue. Ideally, three of
them, all of them being equal. If
they're not equal, make sure you can If
one of them is dominant, the other two
are sort of secondary, make sure you
know how to kick these up to
bring more revenue in if you need to.
That makes you antifragile.
Read books. Read books. Read books. Read
books.
Don't just hang around people in their
20s. Have friends that are
younger than you, preferably a little
bit, not too young, right? Because
not too young, but even even in late
teens, there are a lot of smart kids out
there, right?
Don't just hang around people in your
20s, have friends that are in their 30s,
40s, 50s, 60s. So, if you if you live in
a place that you're still allowed to
have cigar lounges, in Canada we're not,
you can't smoke indoors anymore.
Go to a cigar lounge. Sit around cigar
lounge when there's older people there
and just listen. Just listen. Listen to
the conversations and learn. If you
want, have a little notebook and take
some notes, right? So, what you want to
do is
get wisdom from elderly people, older
people than you, because they have
already gone through the ages that
hopefully you will go through and they
would have already dealt with some of
the struggles that you're going to go
through in your 30s, 40s, 50s, 60s, or
whatever it might be, right? So, that
advice, what they've dealt with and the
advice that they have are going to be
applicable to you,
right?
And 100% 100% realize that if you went
through a centralized indoctrination
center, centralized schooling, right?
That means you've been brainwashed for
12 years of your life, right? From
grade one up to grade 12, you've been
brainwashed and you don't know [ __ ]
about [ __ ] So, re-educate yourself.
Learn mathematics, learn history, not
the history that centralized government,
centralized state is telling you what it
is, not the abstinent class.
Learn history. If they're telling you a
certain country is evil,
read the history from that country to
see what they say.
Maybe they're saying that your country
is evil, right? So, in your 20s, have a
good time, party your ass off if you
want to, invest a little bit, and
re-educate yourself because you've gone
through centralized indoctrination
that's brainwashed you, and you need to
deprogram yourself. And obviously,
obviously, eat healthy, exercise, right?
That's my advice, uh, short,
uh, if you're in your 20s. And one other
thing I'll say, don't fall, uh,
don't make sure you're not
doing stupid things where in when you're
26 or 27 or 28, you get taken out of the
game. There's a lot of people that don't
make it past that age, okay? I.E., they
die,
right? I've known people in
20 26 to 28, 25 to 29,
they're done. It's over, right? So, make
sure you go over that hump. There's a
lot of celebrities that that happened
to, right? Uh, Jimi Hendrix is one,
Janis Joplin is another, and a whole
bunch of other ones. Okay?
My favorite planet. Also, pay attention
to who writes the books. Yes,
they all have uh, gatekeepers. Yeah.
Yeah. Who's funding the information that
you're reading,
right?
Where all the money's come from. And
learn, here's another thing for your
20s, learn the difference between
currency and money,
right?
Currency and money. Currency is not
money. Currency is a means for you to do
commerce, trade rapidly. Money is
something else.
>> [snorts]
>> Okay?
To wrap it up, my father has always told
me, "quote, women have ruined better men
than you, end quote." Everyone equal in
a cigar lounge. Great place to make
connections. Yeah, 100%. Yeah. Cigar
lounges, there's a reason why they
banned cigar lounges in Canada.
They don't want that interaction there.
Really, I've spent a lot of time in
cigar lounges before they became
illegal. Right?
You learn so
much. I've had conversations with
gangsters, doctors, politicians,
bureaucrats, technicians, technocrats,
judges, lawyers,
everyone.
Uh construction workers, uh
teachers, students,
really.
Equal playing field.
Right?
VFM, how much would you weigh working
finances in your 20s versus having fun?
Uh it's really up to you. It's really up
to you. Depends what your upbringing
was, right? If you had an amazing time
growing up, then you won't have to do a
catch-up to learn to have fun.
If If you've grown up in a enclosed
bubble, you need to
reach out and experience different
ideas, different mindsets, different
lifestyles, right? To see what's out
there, right? Grow, experience, learn,
right? Because experience is an is an
asset. Really, experience is an asset.
And realize that if you're working from
paycheck to paycheck, you're a slave.
So, you need to in a Western society,
anyway, in Canada, United States, you
need to look into
how you can improve your finances by
forming corporations or sole
proprietorships, i.e. having a business
that you can work around
the
the gates that they put up
to prevent you from becoming financially
independent.
>> Okay.
>> BFN, if you could go back to that age,
what would you have done differently?
What would I have done differently? I
would have hooked up with some of the
uh
women that they were interested in me. I
was interested in them, but we didn't
hook up. That being said, if we hooked
up, I might have been a daddy right now,
which I'm glad I'm not, right? And that
wouldn't have
if I would became a daddy, then
I wouldn't be doing what I'm doing right
now.
And I wouldn't, you know, maybe I would
be. I'm not 100% sure, but I wouldn't be
where I am right now.
And where I am right now is a place that
I'm very happy with who I am, right? So,
even the mistakes that I made in my 20s,
and I made a [ __ ] ton of mistakes in my
20s, I'm glad I came out of those alive.
Those mistakes
have been one of the
major factors into making me who I am,
right?
So,
what I have what would I have done
differently?
Um
hard to say, because if I did them
differently, maybe I wouldn't be here
right now at this moment. I'm just lucky
that I came out of that,
right?
Um
It's what it is.
Real Frenchie Cho, look at them pretty
plants. Haha, Real Frenchie, how are you
doing on Rumble?
I wish my child I would have invested in
Microsoft and then dropped it around
2010.
>> [laughter]
>> Hilarious.
Jonas, definitely befriend Minnie, but
think for yourself. Lots of posers or
YouTubers, influencers that pass along
self-interest as help or guidance. Yeah,
yeah.
Make sure you realize that
everybody has addictive tendencies and
make sure your hobbies, your likes, your
loves don't become an addiction where
you're sacrificing everything else in
your life for them.
Right?
JT Chicho, do you have any fun
psychedelic trip stories? Yeah.
[ __ ] ton.
>> [laughter]
>> A lot. A lot, JT.
Brooks.
Uh
What's up, Chicho? Yeah, I whiffed
on some ladies, too, but hindsight
always 20/20 and you're right. You
cannot be who you are without going
through the experiences you went
through. Yeah.
Yeah, it is what it is, right? It is
what it is.
Right. Al Agon, I was taught that the
Nazi German was bad. My history report
on Hitler fight against the World Bank
got me [ __ ]
>> [laughter]
>> Hilarious.