Submind YouTube summaries
Thumbnail for “I’m Officially Homeless!” Togi Breaks Silence On Going Broke, Losing Everything, & Starting Over

“I’m Officially Homeless!” Togi Breaks Silence On Going Broke, Losing Everything, & Starting Over

Watch on YouTube

Video summary

In this high-stakes interview, Togi G reflects on his recent financial crisis following a disastrous game show video where he lost $2.3 million and gambled away his Miami home via coin flip with Steve Will Do It. The primary driver of these losses was not just the gambling itself but an undisclosed production cost of $900,000 for a Japanese-style arena event featuring elaborate sets, specific audience demographics (Japanese nationals), and flown-in hosts who did not speak English. Togi admits that while he publicly framed his goal as making only $100,000 in a week to cover expenses, the aggressive betting spiral was fueled by an urgent need to recoup the massive production debt within two weeks. He explains that losing the house felt like paying rent on property he no longer owned due to high interest rates and opportunity costs, noting that banks are currently unwilling to lend him money for refinancing because of his public "financial crisis" status. The conversation shifts to Togi's philosophy on risk, addiction recovery, and lifestyle choices after getting sober from drugs. He argues that while drug rehabilitation centers often fail because they do not provide potent enough replacements for the dopamine hits users are seeking, high-stakes gambling serves as a functional stepping stone in his own recovery by keeping him awake and excited to wake up each day without relying on substances. Togi contrasts this with traditional addiction models, asserting that unlike drugs which cause physical seizures and severe withdrawal symptoms like panic attacks, gambling is primarily mental; one can function productively while engaging in it if they have the income to sustain it. He maintains a belief system rooted in his Christian faith, stating that finding fulfillment through God rather than external validation or audience praise was the key to overcoming his past struggles with drugs and financial instability. Despite acknowledging poor financial management regarding taxes—specifically missing out on potential write-offs for gambling losses—and admitting he lacks professional advisors who would tell him to sell assets like his Lamborghini gift, Togi defends his spending habits as essential experiences in youth that cannot be replicated later in life. He details a monthly burn rate of approximately one million dollars covering living expenses and video production costs, viewing the purchase of supercars and luxury items as pure bliss comparable to any drug experience. When pressed on whether he could return to a "normal" life with modest savings like $200,000 in his bank account, he declines, arguing that there is no such thing as normal for him because avoiding risk would leave him feeling stagnant; however, he does concede that if forced to choose between having the best physique in the world or ten million dollars, he would prioritize his physical appearance. The interview concludes with a series of rapid-fire logic questions and personal admissions where Togi demonstrates a lack of critical thinking skills despite his wealth, scoring poorly on IQ-style riddles about lily pads and probability puzzles while jokingly accepting an AI-generated prediction that these errors indicate a low IQ. He shares anecdotes about recent brain fog caused by NAD drips affecting his memory during soccer betting parlays and discusses the social dynamics of apologizing versus standing one's ground, citing examples like Tyler Oakley (Claude) running over someone with a car to illustrate how public perception can shift from backlash to praise depending on confidence. Ultimately, Togi reaffirms his commitment to executing bold ideas immediately without hesitation or seeking outside validation, trusting that even if he fails spectacularly, the experience gained is worth more than playing it safe, though he ends by thanking his supporters and announcing upcoming travel plans for future content creation.
Read the full video transcript
How would you rate your finances today? 1 [music] to 10? 8 Coin flip for 1.9 million dollars. Oh my god. I would like to say I'm probably one of the very few people that is [music] quite literally gambled their house away. I This was my idea. This was the worst idea ever. My first five houses is gone. I have no money. [music] But it's in the pursuit of more entertainment, more content. In 2 years, I will be making 30 million dollars a year. How are you going to make 30 million dollars in 2 years? What I That's kind of like a arbitrary >> [laughter] >> But it's going to happen. It it will. He's manifesting. The bigger I go with my content, the more money I'm going to make, and the more fans I'm going to bring in. Spending 900,000 dollars on a game show video is just >> [music] >> a step. >> Behind me, I got five convicts fresh out of one of the most brutal jails in the country. They were released just yesterday. What's the most unethical [music] thing you did in your Japanese game show? >> [music] >> Togi, thank you so much for coming on the Ice Coffee Hour. The goal of your very last video was to make 100,000 dollars in 1 week. You ended up losing 2.3 million. >> [laughter] >> You don't got to remind me, bro. >> What What is the logic behind that? Well, the logic What the What exactly How do you mean logic? So, originally, let me remember this correctly. I started the week and I first tried to make money playing blackjack. And I was playing blackjack with a Well, okay. Okay. Yeah. Yeah. I was playing blackjack with a watch dealer and I made 25,000 dollars. And then I had 50,000 dollars. I was like, "Great. All I got to do is have Jesse James West pick the right basketball team. 50/50. Even money. And then we're good for the week." And he lost. And that loss put me on like a crazy tilting spiral of losing $2.3 million and one thing that wasn't touched on in that video was I was having money problems not because I needed to make $100,000, but behind the scenes my next YouTube video was a game show. We all we've got it filmed and everything now, but it was like a really high-end production like 10 cameras, big arena, Japanese game show, whatever. Production cost $900,000 for that. So, I owed the production $900,000 and I didn't talk about it in the video and I was like Yeah, like haha I just want to make $100,000, but in the back of my mind I'm like I need to make $900,000. They need it in 2 weeks. So, that's why the bets got so aggressive. I was like, okay, then we'll go play play poker, lost $60,000 playing poker, um and then I wanted to just like bite this situation in the ass, like call it good, done, whatever. And I was like I just need one big bet hit. And the only person that I could think of that would be like willing to do something absurd with me was one of my friends Steve Will Do It. So, I brought up the idea like he he was doing a video where he's like trying to spend all this money and go crazy. He's back on YouTube and I was Yeah, he's got his financial crisis. >> This is exciting. This is the first time Togi and Steve Will Do It are back on YouTube together. I need money. Let's just coin flip for my entire house in Miami cuz I don't like stay in it too often. I stayed in it one time and I whatever. Um coin flip lost. And then after that there was like a 0% chance of me making money cuz I was taking like really, really aggressive bets. You know, one person it was funny they commented on my YouTube video and I was This is how I know it's fake cuz no one would ever bet Puka Nacua over three touchdowns. Like that's just an insane bet. At the time I was like, oh no, whatever. Like it seems like a good bet. So, yeah, that whole video we just had to cut it short cuz I couldn't climb out of $2.5 million. Usually we like a nice conclusion to the >> Did you think you were going to lose? No, that's why >> [laughter] >> I took the bet cuz I thought I was going to win. And then how cool would that be? I get to pay production, have an extra hundred thousand for the week, and you know, I'm chilling for If I made four million dollars that day, cuz that's what really sucks. There's actually a lot of things that suck, right? Cuz A, for those of you that never bought a house before, I'm new to this. That was the first house I ever bought. I didn't know when you are I have a mortgage on that house. I don't know when you're you're paying it off, it's going towards interest for the first like however long. It's like I'm paying rent in the house that I already own, cuz it's So, what? I pay thirteen thousand dollars for thirty years? You do the math. I'm paying like five, six million dollars for a two million dollar house. So, that sucks. I got to pay the mortgage on the house that I don't own, and also it's not like I lost two million. It's more like it's opportunity cost. It was either zero or four. >> Wait a second. So, you're continuing to pay the mortgage until the home is paid off? Yes. I can't just give him the debt. >> I thought you would just give him whatever equity the house is. You just take it out. >> no, no, no, because Steve was putting up two million, so why would you just put up two hundred thousand dollars in equity? That makes no sense at all. >> I thought maybe the home was owned outright, and it's just a >> [laughter] >> It's like that [ __ ] has gotten like What the [ __ ] a nine percent interest rate. >> Are you Nine percent interest? >> Yeah, I think I got fleeced on that whole situation. Bro, it's the first time I ever >> refinance it. Refinance it? Yeah, at least in the fourth. >> I have a refinancing crisis because I have another uh like 1.5 million owed on my house in Texas. No one wants to loan him money. No bank wants to loan him money. You say crisis after everything. It's just like refinance crisis, angel [laughter] crisis, anything crisis. If they see someone talking about a financial crisis, they're not going to lend him money. Well, no, that's the problem is I can't. Like it's really hard to get to these people to deal with me. So, I'm just going to Maybe if you show up wearing something like this with the chain and the Rolls Royce, with a business plan and outline with a business plan, how you're going to make it back. I Yeah, I mean, I make a lot of money. Like I make a [ __ ] ton of money. So like really I'm I'm good for it. But I if I will be honest the idea is like what's 13,000 a month really like as long as within the next year I win like there's an event Yeah. >> per se where something uh What do you mean by this? What do you mean by you win? Well, anything can happen, you know? >> Another coin flip. You know, the way I gamble like literally anything can happen at any moment and I'm just like, "Okay, put it on the back burner. One day I'll pay it all off at once and then it's like said and done." And you know what's really nice is he gave me um his Lamborghini Huracan. It's like $700,000 car, which was like funny cuz I can't sell it cuz it was a gift and I still needed money for the production. And so now it's like, "All right, you got this dude with $0 in his bank account." Three Lamb- I own three Lamborghinis, a Ferrari, two Audis, an AMG, a Rolls-Royce, and it's just like, "I have no money." Oh, it's getting better. That was that was like a month ago problem. Now things like uh things evolve and then I got paid again and it goes against all the that stuff. >> How did you spend $900,000 on a game show? >> That also might have been a scam. I'm not really sure. I think I exist on this planet to get [ __ ] by everybody. >> Who did this? Walk us through this. How How did >> [laughter] >> Because Dude, I Because I've seen Ludwig host these events and he's hosting insane events and they're like 500,000. Yeah, I well, I think whoever made it probably made like 2 300,000, which is fine enough um because I was in a time crunch. But it is very cool. It's a an arena. I'll show you Yeah, I'll show you later. You'll see it. But it's like this set was as big as a football stadium and there's three very elaborate Japanese games. So it's like event one, event two, event three, big audience. And there were certain things that were very expensive that they were like, "Hey, by the way, this is like not the best use of money, but very I was like it's important." Like for example, I needed 100 audience members all to be Chinese. And it's like to source that was more difficult than you would imagine. >> How do you source 100 Chinese people? I don't know, they did it. So, but either way, the point being is that What if it's not Chinese people and they're like charging you a Chinese person premium, but it's just people that act like they're Chinese? >> but that that I'm sure some of them were actors. But that's fine cuz to the camera as long as they're like fully Asian. Why couldn't you just ask for Asian people? Why specifically Chinese? >> Oh, it was actually Japanese. Excuse me. Um >> I said no Chinese people, no Indian people. Japanese cuz it's a Japanese game show. Okay. It was awesome. Why did you want to make, out of all things, a Japanese game show? Shower thought. I was sitting there Mm, I don't know. They but they do them, right? Have you ever seen the clips of a Japanese game show? >> Yeah, they're hilarious. They're good. Yeah, it's awesome. So, there's there's no Chinese game show. It's like there's the American ones, there's the Japanese ones are the heavy hitters and they're like slightly less ethical than the American ones and I thought it was hilarious like we should get it like the announcer we flew out from Japan. That was probably like 20,000 just to fly this famous guy out from Japan. He didn't He showed up. He didn't speak a word of English the whole time. He was on camera yelling in Japanese the whole time. It was hilarious. It was awesome. So, there's things like that where it was like, okay, whatever. You used to spend 40,000 on the host. But that goes a long ways for the content. >> What's the most unethical thing you did in your Japanese game show? Oh, well, just the principle of it all um could be considered unethical because so, this is you'll see. It's good they wanted to be there, right? But I show up to Atlanta and we go there's in a jail in Atlanta. It's like the most brutal jail in Atlanta or in the world um so they so I've been told like all the locks on the jail cells are like broken or whatever. So, it's like a jungle in there. Whatever. So, I bail out five people. But when I bailed them out I had like armed security with me and we're like, okay, congratulations on getting bailed out. Like stay with me. If you want to be bailed out, you have to come with us and compete in this game show. So, like they didn't have a choice. It's like either go to jail or do my game show. Which like some people is like, "Oh, okay. That's like maybe." But, it's like, "Dude, they were running up like slippery lubed-up stairs." And And this is a good point. I competed in the game show because the whole thing is like everyone's like, "Oh, Mr. Beast is unethical. Like, how far will people go for money?" I thought it was fun. I did the game show, the Trend Twins did the game show, Stahli did the game show. So, it was very fun. Like, everyone was having fun. They were having fun. How we got them there, like the idea of you're either going back to jail or you're competing in the game show might have crossed some boundaries, but it worked out. Who was the most hardened criminal? Well, they were all pretty like >> know what they did? Um assault. >> bailed them out. >> So, like potentially a racist person on the streets now. Well, I told them Or maybe it was like abuse. Something where he beat a woman or something. But, out of all people, why would you You got to understand this. They're not proven guilty yet cuz they're waiting a trial. They're in jail. Then there's people There was like armed robbery. Uh domestic What What happens if one of these people gets out and they just reoffend because you bailed them out of What do they say keeping the streets unsafe for this one? No, bro. Here's the thing. Just cuz you're in jail for because you did an armed robbery, I don't think that makes you a bad person. That just makes you like not very conscious and like most likely an idiot. I've done a plethora of things that would land me in jail. One of them was a drug dealer. And it's like, "How do you even Well, it was So, that's not ideal. But, it's like, "How do you end up in jail?" I think it's cuz they were all black in Atlanta. Like, I don't think they're bad people. I think the justice system made it very difficult. It's like, "Oh, like okay, not to say it realistically if I beat the [ __ ] out of someone unwarranted, there'd be a very small chance that I land up in jail because of the systems I have in place and all the money and the lawyers and all that. Well, yeah, okay. Cletus ran over the dude in the car. He had a very expensive lawyer, was able to get out of it, right? Cletus went to jail recently for possession of drugs. Got out of it cuz he has expensive lawyers. So, my point is that these people A, like what what is up with the system that they're all of a sudden guilty until proven innocent? Why are they in such a brutal jail and they haven't even had trial yet? So, at the very least like bail them out and then if they go to trial, they're still going to go back to jail. >> if they're guilty anyway? What if they did it? It's just they can't afford the expensive lawyer. >> they go to prison. And then they're going to go back to jail. Well, I just gave them the freedom for the month Yeah. >> grace period until they have their actual trial. So, if they're actually guilty, There you go. >> the only crisis is if they run. And that will cost me hundreds of thousands of dollars. Wait a second. So, there is a chance you put up 900,000 and it's going to be more if they don't show up to their court date. >> If they don't show up to If all of them don't show up to the court date, it'll cost me 400,000 dollars. >> [laughter] >> It's about 100,000 dollars each if they run. Which is like, bro, how many And wait, how many people competed? Five. Five people. >> So, 100,000 per person that runs. Um but yeah. So, 500,000. >> Yeah, the odds there one of them isn't going to show up most likely. >> And I It was like an idea like do we keep armed security with them and hold them hostage? And I was like just let it go. Just let it happen, you know? Like that's expensive in itself. So, that's kind of um Dude, just let >> [sighs] >> let fate decide that one. So, how much of a return financially do you think you're going to get on this game show? Well, there's no number that I'm getting at all cuz I don't want to monetize my YouTube. But it's in the pursuit of more entertainment, more content. And this is like pushing the envelope for me cuz I've always been just like a regular vlog. But as like go, I tell you trying something new. So, it's like if I dabble in this world and I give it my all for the first try, like that's kind of life, right? When you embark on something new, you have to go above and beyond, and you have to be willing to get nothing back, but then all of a sudden a new window of opportunity is open. So, the reward is infinite, cuz say this game show goes really well, the people really love watching it, then all of a sudden I can maybe double my audience by dabbling with this. It's a an a test, but the problem is this window of opportunity only opens if I give it my full heart and effort. Like with everything. A lot of people want to say, "Oh, I'm going to like start a new business, cuz I want to like chase my dreams." But you're still working a 9-to-5, and you only have, say, five productive hours of thought a day of like truly energized incredible ideas. And then if you're spending all that time working for a dick, and then you go home, you're operating at like 10%. You're never going to be successful. So, if I just try to put on this game show, like let's just like dabble. Let's just like tip our toes in the water. We'll spend 50,000, put together some slop. Of course, that's going to fail, and I'm going to say I'm never going to embark on game shows, because it was So, I had to go all in, whatever it takes, and now we'll see is this going to work out? I don't know. Now, on the topic of finances, I think this is really interesting. You said, and I quote, "I'm sick and tired of this BS, chronically in financial crisis mode." So, you do, quote-unquote, one last incredible gamble, where you coin flip for $2 million. Uh you ended up losing your house on a coin >> [laughter] >> You ended up losing your house on a coin flip. I'm curious, what are the tax consequences of that? I don't know. Do Is there something? Isn't it a benefit? You get a write-off of the whole house, I would imagine. I'd hope. No, I don't think you could write off the house. No, I don't believe so. >> just take like a $2 million write-off. You gave it away. It was a gift. It wasn't like a It was a loss, for sure. I I can't I surely I can write off like a large degree of that. I was planning on writing off the whole $2 million. >> The The problem is right now you could write off gambling losses against gambling gains, but you could only write off and I believe it's only 90% of your loss. So, if you lose $2 million, you could write off 1.8 of that. What you really should be doing is selling the house, so you don't have to pay the interest. Then all of the proceeds go to Steve and you make him basically $2 million without paying interest on it. Cuz I guarantee he's not living at the house. It's not like he's going to be staying there, right? What is happening with the house right now? I believe it's empty. Sell the house. Me? Yes. Yes, you sell the house and you give Steve the proceeds of the house. So, the house is who? Sell it on your YouTube. Yeah, just be like, "Hey, I want to sell this house." What you could do is say on YouTube, "I'm going to sell this house and alongside the sale, we're also going to have a massive party. I'll be partying at this house on this date and that's a part of the contract of you buying the house." And then it would sell at a premium. an incredible amount of sense to me. I cuz right now on paper, I've gifted Steve will do it a house, but what I need to do is sell the house, avoid $4 million of interest, then give Steve $2 million and then Steve is paying taxes on $2 million. >> Yes, because what you're doing right now is basically taking out a loan to pay Steve and your loan is Wow. It's already been worth it coming on this podcast. >> Yeah. You just saved me three four million dollars. Wow, thank you. That's actually incredible. >> years. Yeah, I'll take it. I'll take it, but yeah, sell the house. Yeah. I would never cuz that amount of money over that long like 30 years it feels free. Like what, bro, you know? Like that's so long from now. I don't have to deal with that really. Say I sell it, then $13,000 interest payment I can invest. Correct. This is incredible. That's all I have to do and then hire How has nobody told me this? Hire a really good tax I'm surprised you lost a thousand. Nobody's been like, yo, like sell it and then Edward, seriously, is no one in your corner telling you what to do financially? No, Edward though, where is he at? That's my guy. But everybody it's fun. >> And but no one's telling you like, hey, listen, for tax purposes, you should be doing this. Hey, we need to structure it this way. If you're going to pay Steve, we need to get his, you know, 1099. He you know, he's he's got to be paying He's literally zoning out as you're saying that. >> [laughter] >> Graham. No, no, I'm listening. How do you not see that either? I'm listening. I'm listening. Like there could have been a fly buzzing in front of him and he >> No, no, I'm listening. Bro. >> [laughter] >> There's nobody doing it, but is there's a person that like helps me with this stuff, but he happens to be like also a 23-year-old that's my best friend. >> Dude. Okay, can I elaborate? Let me check this out. Well, this is good. He I can trust him with my life. So, it's like, are you going to Uh although he might lose me 3 million by a missed tax loophole situation. There's a billion benefits to having a friend like you. We're going to hook you up with Amanda. >> Yeah, we have a tax strategist, Amanda Han. In fact, if you want a great tax strategist, we'll also link her down below. Yeah. I use Amanda Han. She does a great job and we will tell you I I get no affiliate. I get no referral. It's just out of the good and grace of our hearts. Amanda Han's incredible and so I will hook you up with her. But she will do your taxes. She is phenomenal. She's a tax strategist, also. So, if you have any financial move, you can reach out to her and she will hop on a phone call immediately with you and just say, "Hey, this is the obvious thing to do. Let's do it." Edward, yeah, that would be great. >> she's certified. She's everything. So, like you are Yeah, I would actually love to get in touch with her. >> to do that cuz I I promise she's going to save you so much in hassle cuz like I'm surprised the IRS is not just like cracked down on this seeing these videos and like, "Well, this is a taxable event. You've now received a car as payment that is technically a taxable event. It's only a matter of time you land at an airport and then you get detained by some federal agents. Like whistle-blower diesel, it's it's going to happen. But I okay. Fair. I'm I'm I'm I I paid my taxes though for 2024. How much do you owe? Then one of the biggest frustrations with traditional debit cards is that they're completely passive. You swipe, money leaves the account and that's about it. There's no flexibility, no personalization, and no upside for how you're already spending money. But that's where our sponsor Cash App comes in. Instead of just being another card in your wallet, it's built to be modern and flexible, especially because you could see and control everything from within the app. >> One of the cool features is that you can completely customize your Cash App card, making it totally your own. It's super easy to send money, keep track of your spending, and use it for daily purchases. They've also just launched a new program that really fits how people use their money. Cash App also just released a new status program for the way people really spend their money called Cash App Green. It unlocks new ways for you to pay, get rewarded, and easily grow or manage your money on your terms. Now when you spend at least $500 a month on the Cash App card or Cash App pay, you could earn green status, which unlocks benefits like up to $200 of overdraft coverage, higher borrowing limits, and customized personal cash back offers at the places you love to shop. Turn everyday spending into status with Cash App Green. Download Cash App today or visit cash.app/new to learn more about this or other great features they're launching now. For limited time, new Cash App customers can earn $10 when they use code cashapp10 in their profile at sign up and send $5 to a friend within the first 14 days. Terms apply. Cash App is a financial services platform, not a bank. Banking services provided by Cash App's bank partners. Prepaid debit cards issued by Sutton Bank, member FDIC. Cash App Green overdraft coverage, borrow, cash back offers, and promotions provided by Cash App, a Block Inc. brand. Visit cash.app/legal/podcast for full disclosures. I I paid my taxes though for 2024. How much do you owe? Somehow, whatever this accountant did, I it was great. And it makes a lot of sense cuz at the end of 2024, I remember being like, "Where's all my money?" Cuz I I pulled in that year it was like 2 million, but I guess I spent 2.1 million. Or something. Or like along those Either way, I ended up sending him $60,000 and it's no longer a problem. I mean, it could be. I I would still be >> [laughter] >> I don't know. Yeah, the the audit window is 3 years and you usually know if it's a problem year two. But my accountant did say, "You're probably going to get audited. We're ready for that." Okay. I believe. And then I But I fired him. Oh. >> We have a different person now. Why? Why did you fire him? He took too long. Bro, he was like 8 months late. >> I just paid 2024 taxes like 3 months ago. Why is it his fault? Because it's like, "What are you doing this whole time, dude?" You had 8 months to do the taxes cuz I gave him all the information, I believe. And so what? You were asking him, "Hey, what's going What's going on?" He's like, "I'm I'll get to it. I'll get to it." Yeah. Okay, I mean, that makes sense. You just need to have a better tax person. A manager can file your taxes, she'll do the bookkeeping, etc. Anyways, enough of that. >> Woah, I feel like I'm moving up in this world like [clears throat] as we speak. >> You absolutely will cuz she's not just a CPA, she's a strategist. So, I will seriously take you up on Yeah, you're ascending right now. In everything. This is awesome. Word. Tax maxing is what we can call [laughter] it. >> That's going to be the new cool thing, tax maxing. Okay, after you lost the $2 million in the coin flip, how was the rest of your day? Very bad. Yeah, that was one of the worst days ever. But, um yeah, I think I laid in bed for about 2 days, didn't talk to nobody, didn't do nothing, didn't check my phone. Um but dude, it's like that's the way the way [ __ ] that [ __ ] goes. You know, how would you feel if you lost? I mean, devastated. Yeah, that would be horrible. Yeah, but um my uh dad always told me I think I talked about this maybe last time we were on here. Five days, no matter what happened. You have five days to complain. Sure, you can feel bad for yourself, complain, get the world. After day five, it's like it never happened. You got to lock in, move on to the next thing, keep chugging forward. So, it was like two days and then we started filming uh, the YouTube video again. And did you have a negative net worth at the time? No, because >> Cars? What? I mean, there is I probably have a million and a half of cars in loan. I just don't have very many like assets that are moving me in the right direction. Like, but I have I maybe like 500,000 on jewelry, a million and a half of cars, 800,000 of equity in um, Real estate? Real estate and then like mortgage aside, if you assume the $4 million of debt on that mortgage, then definitely. But, that's a 30-year problem, so that wasn't really like At the time, I maybe had a million and a half of personal debt. And then like a mil I was probably worth like $500,000. After you lost the $2 million? Yeah. How would you rate your finances today, 1 to 10? Eight. Oh. So, went a little bit down from last time. Well, dude, but my finances are awesome because um, how do I say? Dude, I I have I have so much um, I got the world in my palm. I I I can do anything and everything and in two years, I will be making $30 million a year, guaranteed facts. So, say if I lost $2 million on that video, but in a video made whatever, more people stoked on Togie, more people invested in the Togie timeline, and then you spend 900,000 on a game show, but then the game shows are going really well. It's no problem. Like, it it's really a drop in the bucket. If I spent a million dollars today just to be on this this but then 1,000 people from this podcast are like, "Oh, I like this dude." You got no problem. Because one day it's like what I say what I tell people they're like having a hard time digesting the idea of quitting your job and working for no money. But, the day you quit your job and you start working on a business, you're really getting paid 100,000 an hour because that money one day when you're getting paid the full salary of owning the business, average it out over the last 10 year You know what I mean? How are you going to make $30 million in 2 years? What I That's kind of like a arbitrary >> [laughter] >> But, it's going to happen. He's manifesting If I currently make whatever I probably get paid maybe like I I I Every All things considered maybe I make like 10 to 15 million a year right now. And I don't have anything optimized. I don't have all my businesses optimized. I don't have everything like going exactly how it needs to go. And my audience isn't nearly as big as where it will be one day. Then, dude, 30 million I don't know where it's going to come from. No problem. >> That is crazy income. It's great. How do you make that much money? Well, dude, so there's a four five six There's a supplement company which has recently been launched, evor.com, if you want to We'll link it down below. Really? Yeah, yeah, yeah. We'll link IT DOWN BELOW. OH, THAT'S SO NICE OF YOU GUYS. Thank you for the free promo. >> even know what the supplement is. >> incredible. So, no, no, no, it's It's got 15 active ingredients. >> [laughter] >> It's all um Let me Let me get It's all natural stuff. So, it's like I've been really on um I quit 3 months ago or whatever it might be and quitting Adderall was one of the hardest things I've ever had to do. Really fried dopamine levels. So, I became obsessed with like, how can I feel better every day, optimize my dopamine, and just like get out of bed pretty much. So, did a bunch of research with all these like doctor nerds and stuff and we came up with the formula that would get me out of bed and happy. But, we found that all this stuff if you take it and you're just like a regular person, you feel incredible. So, it has L-tyrosine, which is a precursor to dopamine. So, it's like if you're low on sleep or whatever. It's like uh coffee, but it's like similar to caffeine, but it's a supplement, right? So, makes your brain make more dopamine. You feel good. L-theanine is the stuff that's in the Neuro Gum, but we dose ours Neuro Gum got like 80 mg. We dose ours the max dose, 400 mg. So, it gets rid of your anxiety, makes you think more clearly. Alpha-GPC just like good for um very neuroprotective, makes you uh it's a long-term play. Okay. >> Makes you smarter, reaction time increase. Like this is all you can look at the studies. Like it factually makes your brain wire faster. Like uh whatever. This is not a good This right here is a bad ad. But either way, it's cuz it's I'm still working on it. Um Rhodiola rosea is uh another Either way, the point being is there's a bunch of natural stuff in it that make you feel incredible and productive and motivated to seize the day. So, that's what I've been taking and I feel incredible. And then we have one that makes you sleep better, makes you not hungover. Like you take it before you go out. And one that gets rid of your acne. All natural supplements, very exciting. So, either way, that has been selling like crazy. I've been incredibly blessed to have this endeavor. So, I'm really excited to see that where that takes me. The margin on the supplements are also pretty good. Maybe we make uh uh 200%. So. It's fantastic. Wait, 200% margins? Yeah. >> Holy cow. Because it's like you're if you get it for $10, but you sell it for 30. That's what I'm saying. >> you know? >> Or you sell it for 35 plus shipping and Technically, yeah, yeah, yeah. Yeah, it makes sense. Yeah, but it still What's crazy is that I make 200% and my product is still a tighter margin than any other product on market. Like like NutraCost does like thousands of percents and it's the same ingredients. They really make it out of there they'd be digging out the ground putting in. Either way, so that's been incredible. I have a clothing line. There's no clothes out right now, but when we do drops like it's like make a quarter million dollars in 5 minutes, but we're getting rid of that moving into it's a whole thing that is going to be a whole thing whatever. And then we have obviously the casino sponsorship which is like the bulk of the money. Like I I I got I got to say I shouldn't say the exact percentage cuz they don't want to know people know how much they're paying me, but it's a lot of money the casino sponsorship, then Snapchat revenue What do you make on Snapchat? 30,000 a month. I mean that's incredible. Yeah, it's great. And it's like free like whatever, you know, I'll snap a picture after this and then it's like good whatever. And then what did we go over? Supplements, clothes, casino, Snapchat, Kick. I have a Young LA sponsorship. And then that's it. It's wildly impressive honestly. >> Thank you. Thank you. I appreciate it. It it puts it in context now that you if you spend 900 grand and you lose it, it's not the end of the world. I mean that's >> Oh yeah, it's no problem. It's a >> like a lot of money to me. Like 900,000 dollars on a game show, but But you're very rich. You're much richer than me. >> I don't spend dude, I don't spend anywhere close to even that in a year. But we talked about this last time. What are you going to do with your money? I spend 2% of it a year. So whatever you have it's 2%. You know like >> spending 2%. But then it's like when you die you have it like so much money and where's it go? You pass it on. You could buy a museum, you buy collectibles. Open up like >> dead. It doesn't matter. You don't have any of it anymore. You got to spend it you got to spend it on experiences. >> in a museum and they're like oh this is Graham Stephan's museum. Oh look at this there's a there's the car that he had in the background. There's some cool Pokémon cards on the wall. >> the money to go to that? Yeah, [laughter] that's the point. what it sounds like I'm doing. >> Cuz it sounds like you're just talking cuz there's a mic in front of your mouth. You are not going to open a museum when you >> think you want to do things. There's no way I That's WHAT ALL OF THIS IS FOR? SO YOU >> [laughter] >> YEAH, YOU work every single day so hard so that you can have a museum? That's absurd. >> Just talking. Yeah. Like >> [laughter] >> but seriously it has to be like a to a degree like it it it ain't going to change me. No, in all in all seriousness, I spend 2% knowing that no matter what happens, my lifestyle never has to decrease. So the market could >> Yeah, I mean it's the the world could blow up and your life could because bro, like you are so far below, you have a like the biggest cushion of all time right now. No, 2% has never failed throughout history. I can maybe do 2.5%, but this this includes like hey, if a great depression hits, if my lifestyle goes up in price, there's a health emergency, like things that come up. I'll be able to maintain. So two things. That's not counting his income. That's just 2% of the money he has invested. And on top of that, he doesn't spend 2%. It's less than 2%. But I could spend 2%. >> are going to happen back-to-back? >> closer it's closer to 1%. Like it would have to be like mother gets cancer, great depression, dog breaks his leg, and then you accidentally get in a car crash. >> And he has 12 like medically 24/7 kids that need help. Yeah, with a with a few lawsuits thrown in there. Does that feel mildly absurd? No. To be ready for all of that? You are sacrificing so >> I don't feel like I'm sacrificing anything. Dude, but that's cuz you're not doing it yet. Imagine if you went and right now you just like built a school in Africa, how good would you feel? Yeah, that whole experience, I guess you don't know exactly how good you'd feel, but that would probably bring you a lot of fulfillment. I feel like I could get just in the short term, I think the effects right now early on, I could do so much more 30 years from now than what I'm able to do today. Okay, that's fair. So like right before you're about to kick the can, you're just going to like Yeah, technically if you if you want to optimize, age 42 is the best time to start spending more money than you invest. Really? Mhm. Based on life Based on life expectancy, it's 42 when the compounding effects start to shift in favor of spending now instead of saving. What's the life expectancy? Is like 70-something? Depends on lifestyle, but right now it's about late 70s for men. Okay, cool. >> But but they're estimating it could be in the 90s based on medical research. Yeah, I feel like it's hard to use those metrics cuz I'm a I'm going to live till I'm 110 years old. Like pretty confidently can say that. Um so it's like maybe >> What are you basing that off of? Because I think the last thing not even a year ago when we spoke, you said you were going to hopefully live to like 30. Oh yeah, a lot has changed. Well, dude, I I I spend like a ton of money on my health these days. And that was always the goal. I remember I used to watch uh some of the people would text me, "Yo, Togi, why are you like straight murdering yourself for the pursuit of more?" And I was like, "Dude, it's fine cuz you know who did it first? It's Steve-O. He used to do it. He used to chug bottles of liquor to whatever entertain the world and now he spends 100 to 300,000 a month on just surviving harder and better and like having the most optimized uh routine and whatnot. So I spend a ton of money on my health to make sure that everything is in place for me to live forever. Do you look up to Steve-O do it in terms of like that's how you want to end up? I look up to Steve-O do it in uh a plethora of uh examples. Like you can see it reflects in my content and how I act and whatever how charitable I am or how uh how reckless I am or a lot of the jokes whatever. He's always been a big role model to me, and um, that specifically uh, is something I've always admired, how tuned in he is with his health. I will say, SteveWillDoIt has always seemed like the most generous person, like the the sheer amount of generosity that he has in his videos is insane. It's absurd, and I commend him for it a ton. But also, I do wonder to what extent is it like healthy? Now, yeah, I don't want to be like peanut gallery like chiming in on this or anything, but I also feel like I've heard from some people that it could be a little excessive sometimes. Like even when he was on Bradley Martin's podcast recently, and he was like basically holding on for dear life like a bottle of vodka like during the conversation. Like I do wonder how much of this is stemming from him being like a good spot. Which I hope he is. Well, the really commendable is no uh, secret that SteveWillDoIt has dealt with a ton of depression over the last few years, but it's almost like he's giving Uh, this is something that's interesting. When you're miserable, it's very hard to imagine that anyone has good intentions, that anyone else is happy, that anyone else is um, you know, a a good person overall. Like that's just kind of how it feels when you're miserable. Like anybody that's viewing that has been like genuinely depressed knows that that's what it feels like. But despite that, he says, "I'm depressed. I am still going to give away 95 to 110% of my income, and just because someone struggles with like drug use or something doesn't uh, take away from the many efforts they have in putting out. If anything, it's more commendable cuz it's like this guy is going through a lot, and he's doing very well right now, by the way. But I'm speaking on past SteveWillDoIt. He's going through a lot, but he's still You know how much harder it is for him when you're depressed and you have to now take instead of one step of let me just give away this money, you have to take two steps. I got to get up and like be willing to be charitable and then give away the money. So if anything, it makes it more spectacular in my eyes. Although really quick, there is a shift that happens when you stop working on something and you start running a company because it's not just about revenue. It's when someone else depends on you for a paycheck. Suddenly, payroll isn't just a task, it's a responsibility. We're talking taxes, filings, compliance. You don't get to guess anymore and that is where our sponsor Gusto is there to help. Gusto is online payroll and benefit software built for small businesses. It's all-in-one, remote friendly and incredibly easy to use so you can pay, hire, onboard and support your team from anywhere. It's kind of funny because I've actually used Gusto long before they ever offered to sponsor this podcast. In fact, when I built my first ever S Corp 6 years ago, who did I use? None other but Gusto and who do I use to this day? None other but Gusto because they are really that good. Honestly, things like tax filings, benefits, deadlines, all of that stuff is so overwhelming but Gusto has walked me through everything step by step by step over all of the years and I've been using them ever since. They take care of payroll taxes automatically and you get unlimited payroll runs for one monthly price. There are no surprise fees which honestly takes a lot of the stress off and if you ever have HR questions that you're just unsure about, Gusto will connect you with certified HR experts which is just a huge help when you're trying to do things the right way. It's also really quick to switch and you don't pay a single cent until your first payroll. So try Gusto today at gusto.com/iced and get 3 months free when you run your first payroll. That is 3 months of free payroll at gusto.com/iced. One more time, gusto.com/iced. What do you think's going on with Steve now? What do you think is going on with Steve right now? Uh he's doing very well. He's very very very um I've never seen him so motivated. So it's really like really exciting to see cuz before he when he didn't have his YouTube he um just felt very lost in everything but now it's incredible he has like a billion schemes and plans I'll get on the phone with Steve and I won't get a word out for an hour straight he'll just be talking about this is how I'm going to do this and this is the strategy with this like there's a ton of strategy in all the things that he does very critical with his movements and I think he's going to take over the world in the next 5 years I think he's going to be a past his past prime. What about giving away all the cars to like Corinna and stuff like some of us could see that as like being financially irresponsible but if he's really crushing it like he was making a ton of money then that is totally within reason. >> No he's he doesn't have any more money it's it's it's insane it's awesome it because he uh actually he gave away 500,000 on one of his YouTube videos he's on a payment plan with the winner he sends them money every month until he's out of debt that he gifted to them pretty well. >> Why go to that degree because he could achieve >> Steve will do it that's >> the same effect giving away half of his income. >> No no no but that's not how yes in the eyes of us practically speaking if you gave away 200,000 instead of 500,000 that video it would have been identical but the reason he's so spectacular so successful is because there was never that ceiling and so when you are willing to go above and beyond on whatever like drinking alcohol sure that is going to ROI like crazy like go crazy above and beyond but he doesn't have that line on anything in his life and that's part of being Stevewilldoit you it's not all like you can't have you can't pick and choose where you have a ceiling he's just like on Mars 24/7. Well I commend it I've always been really impressed by Steve he seems like an incredible guy Graham's always been like a super fan. >> a super fan of Steve ever since his Instagram days. Really? >> Yeah cuz I followed Nelk since the very beginning. So, I saw Steve's first videos through Nelk. Instantly subscribed. He's a um Well, I don't want to speak poorly on Nelk, but he's definitely the most entertaining Nelk character there's ever been. Like Well, not even Nelk. I watch his like YouTube in general. It's like he's so entertaining. >> This morning he um I got a woke up to a text this morning um and it was him. He I guess he won a bunch of money the other night. He goes, "Oh, do you want a loan?" Like I didn't even ask for a loan. He goes, "Do you want a loan?" I'm like, "Well, yeah, sure. Like I'll take 30,000." He sent me 30,000. I put it on a three-team soccer parlay. I'm going to pull this up right now cuz it's awesome. He sent me 30,000. I put it on Uh this is the text with me and him. I put it on a three-team soccer parlay. It paid a quarter million dollars. I sent him back 100,000 and I just got 120,000 for free today. Like how cool is that? It's like It all works out. That's what gambling is all about, you know? >> Holy do you need to borrow money? Well, I didn't necessarily need to borrow that money. He just was like, "Oh, do you want it?" And how do those taxes [clears throat] work out? If he sends you that money and then you send him more money back and then like the loan cuz doesn't >> Dude, you got to stop asking me about taxes. I have no idea. >> But doesn't Shouldn't there technically There has to be technically interest on a loan? There's like a fair value clause or whatever you want to call it. >> Yeah, where it has to be like the fair market interest rates. Oh, I don't know. >> Technically, but nobody does that. Okay, so it doesn't even Okay, at the end of the day it really depends on what the transaction is. But in in that if like, "Hey, can I borrow 30K?" Yeah, all right, I'll pay it back. Usually you don't. I mean, that's insane. So, you didn't even need to borrow the 30K. You just did it because why not? You put it on soccer. Well, it's not like I had 30K laying around. I my um current finances are really tight cuz I uh am on a payment plan with Alex G. I'm on a payment plan with the production. I have another video after this that cost 500,000. Like there's a ton of things that I owe money towards. I got to buy this some European dude. I was drunk one night gambling. I borrowed 130 racks from him. Lost it. Whatever. Now it's like obviously he wants his money back. So, I got to He's buying a car, so I'm sending the wire out tomorrow to pay for his car. Like, there's a lot of things So, I I really don't have any extra money just like sitting around. So, that was like really nice that he knows that I don't have a ton of money. He doesn't have a ton of money right now either, and he's like, "Oh, you want a loan? Like, whatever." >> Does anyone ever get worried about not getting paid back? Cuz all of these are unsecured loans as far as I'm concerned. >> No, people um I've never had anybody been concerned I never had anybody even text me like Well, that's a actually good point. I owe the jeweler this chain I don't even owe it out right yet. Like, I still owe him like a hundred something thousand for it. But either way, um nobody has ever given me a hard time uh because I've never not paid back loans, and I'm like the loan like Steve sent me 30, I sent him a hundred back. The interest on a Togi loan is insane, and I've never defaulted on a loan, and I never would. I would rather uh I owed some of my employees like 50,000 a few months ago, and I started selling watches to pay them. I would rather like sell all my stuff than not pay somebody back, and I have such a high income, and it's no secret that people are like, all right. Feel pretty safe. Who is the best person to borrow money from? Steve will do it. He Dude, Steve will do it cuz he gets it, you know? Like, I won't pay him back for literally like, you know, five months, and he Sometimes he just like he's like, "Dude, you know what? It's been so long, don't even worry about it." I'm like, "What? Like, I'll pay you back." >> Isn't Steve also borrowing money from other people? So, Steve is borrowing money >> like he's using the money that he borrowed. Well, yeah, pretty much. Not necessarily. He is like um a blue chip as in you could give money to Steve, and it's for 10 years he's always paid back loans. So, he's a really really solid And then, to me it's like if I need a loan, the first person I'm texting is Steve will do it just cuz he understands sometimes you get a loan, and then you gamble it away typically, and then you need time to like figure out how to pay it back. But I saw Steve will do it posting that he borrowed money from this guy Alex and then Alex is saying that he's not gotten paid back from Steve yet, but it's okay. He trusts Steve, but he's like, "But Steve, it's been like 3 months now and I've not gotten paid back. [laughter] What's going on? I trust you Steve, but like hey, it's been This is beyond that, right? Yeah, it's part of the sure. I get offered frequently over six figures just for me to show face something or show face on your stream. Or they want an Instagram story. They give me 200,000. I never do that kind of stuff, but the point is the easiest way to get into somebody's life and get them to like like you like somebody like Steve will do it. He's blue chip whatever. You just have to loan him money cuz he's not going to take a payment from you for something in return. But if you're just like, "Oh yeah, I'll loan you money ask for nothing in return." Now you're it's like networking, right? It's like risky networking. Now all of a sudden boom, you you hang out with Steve will do it, you know. What are some of the craziest money opportunities you've had? Uh what the 50,000 a month for the Zen thing for three Snapchats was not Zen itself, but whatever. That was pretty crazy. Two weeks ago somebody offered me $350,000 to do a 4-hour long stream on their channel. I just had to sit there and be like excited. >> No, of course not. Why not? Cuz I dude, maybe he's a Like there's so many things that could go wrong with doing business that I don't know. I don't know who it is. >> No, no, no. It was like some like what some small streamer. Who was it? Can you just say? No, I I I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll I'll check his name and let you guys know after, but you wouldn't know him. Like very small guy. >> actually be worried that they're a Well, the point is I never I am so turned off by the idea of like going out of my way to do something that like is not benefiting my career. Like $300,000 is not excelling me to where I I to be. If I take that flight to go out somewhere and then, you know, like go on a stream, it's like a net overall like a huge pain in my ass where I would rather spend that time here. Like I made $3 million today. You know how crazy that is? Like you guys gave me one piece of advice and it saved me 3 4 million dollars. Like there's so many better ways to spend your time than And then you do the stream with the guy and then it's like you they think I don't know. It's just like I don't want my network to be Sure. bigger with people that aren't really going to bring much of it. Like being friends with you guys, I A, obviously I like you guys, but you guys can teach me the world. Like I would pay money just to hang out with you guys cuz it's so valuable. But that it's like what am I getting out of that? I dude, I wish that you would just give me access to your finances and just control them. >> [laughter] >> Anytime Anytime you need money, I'm just there like, yo, maybe we don't need this much. Let's dial it back a little bit. Or I'm just taking But that's the that's the problem. I'm just investing it in an account. And then you don't get to know. Yeah, you wouldn't even notice it. All you have to do is give Graham and I POA and then we'll take No, no, no, but this Yeah, we wouldn't veto it. But you wouldn't even >> living on the same planet. You live in in a world where it is not appropriate to spend 900,000 on a video and you spend two and a half or there's such a large >> even veto it. We wouldn't veto anything. No, no, but the veto would come in the sense like, oh, we don't have [clears throat] any money. And it's like, where's the money? Secretly it's invested and growing for me. I don't want it to be growing and invested. >> It wouldn't be. But maybe we could take the 900 down to 700 and you don't even know. Or maybe right now we could say, hey listen, Tfue, you have $4 million invested in a Schwab account right now. Just a heads up. So like, you know, we're not going to touch it, but it's there. Then Tfue would have $4 million dollars >> would get pulled out of that account? Like like The problem is I'm in a position where I think you guys are more well-versed in finance than me, but I have a firm belief that I can do everything better than everyone. And that's obviously not the case, but it's never failed me once that it's like, just do it yourself. I manage all my deals. I manage all my finances, and it's like working out in a positive direction. And that's the mentality I think uh everyone should have uh because I respect you guys, but also it's your first time being alive, too. And a lot of people are scared to embark on something spectacular because there's a lot of judgment from the world that this isn't going to be They have to remember that it's everybody's first time being alive. So, if you can rely on anything, it's kind of like uh your own ideas and your mother cuz, you know, that's your mom and whatnot. Everybody else's ideas uh more or less can go out the window. And if you're fully invested in just your ideas, you're guaranteed to be successful. That's Pretty pretty deep, actually. >> was It sounds like it's not your first time being alive cuz that was that was that was great. >> No, it's definitely my first time being That's also assuming when you're giving him that offer of like, "Hey, I'll seize control of your finances and like take some money off the side and invest in stuff." That that's even something that he wants. Like, if you offered him, "Hey, Togi, like could I save you an extra $200,000 a month?" You might even just say no. And if that's the case, if it's like as simple of an offer as that and he says no, then there's no middle ground. >> [laughter] >> There is no bridging that gap, so. That's true. Who is the worst person to borrow money from? Mhm. Probably like the you could the credit card companies. The casino kind of bust my balls sometimes. They don't come at me too hard, but like I had a friend and he borrowed $30,000 from the credit card company, and then he invested in a meme coin, and like whatever. It didn't like work out and whatnot. And now he's like stuck on these payments incredibly He's at uh 25% interest. Like >> Why don't you pay off his thing and then >> I offered and he was like >> 20%, 15%. >> No, I I offered to pay it off. Pay me back whenever you want. But he was like, "This is my own battle. Like I I took the bad loan and I have to like reap the consequences." A lot of my friends, um, are more or less, uh, not sick but they I I I offer my help so frequently and they think it takes away from their own personal growth. So I have one of my best friend he, uh, he's the one that we talked about last time, lost his life savings gambling, whatever. He's still huge drug addict, gambling addict. And he currently lives in a shack in the backyard of some strangers in LA, whatever. He pays $400 a month in rent. He's cool and I go, "Hey, I have a mansion in Texas. You can live with me for free. No problem." This is Udi for you guys, you they know him. Um, and he's like, "No, dude, because I feel like my whole life I've been living with Togi and I get to live the Togi life. We get to go private jets and do a bunch of drugs and parties and like really nice things. But then it's like he just gets life on free mode. So he he was sick and tired of not seeing the success that he wanted and he said, "The only thing that's going to make this me lock in is if I uh, stop getting so much stuff for free." So all my friends are pretty much on the same page. None of them take any amount of handout even though I'm like dying to give it to all of them. So how much do you think you spend a month? Well, last month the Amex was 300,000 and the Amex we save for our flights, hotel rooms, and dinners. Uh, 300,000 is probably like the baseline for Well, that was like high higher than usual. But that's like 300,000 for living and then, um, production of videos and you know, whatever goes into my brands. I probably spend, um, on average maybe a million a month. So what's expensive? You know, 900,000 a video. The next video is 500,000. I lost 2.3 on the video before that. The video before that was actually Scheme Land, wasn't that expensive. Um but the point being is making YouTube videos is really ends up. And I like nice things and I like giving away money. This is like it's just it's just it blows my mind. That Dude, but it's so incredible to I guess um there's nothing like being young and spending a lot of money. Like sure, maybe was it not worth it to like fundamentally to spend, you know, 30,000 at a dinner. But those like I cherish those memories a ton and the experience of driving a supercar like I tell everybody, if you're young and you have $40,000 to your name, you should probably just take out a loan and buy your dream car because that experience alone is just as good as uh like any drug, any amount of sex. It's like pure bliss rather than you know, investing your 40,000 one day you have 400,000, but then you're 45 years old and you just got your first course, like that sounds like it sucks. Do you think there is any downside to this lifestyle? No. 0% because listen, I have lived um in my lifetime enough experience more experiences than 99% of the world has lived in their entire life just by like playing it safe. So if I died today, it still would feel like I lived 10 lives. And by the end of my life, I'll have so much experience and wisdom and phenomenal memories that the goal is like period, the goal is that when I die, there's not an ounce of regret. Like that's how I approach every single day is making sure I did anything and everything so at no point I'm laying there like damn, I wish I had embarked on that or I wish I took that risk because you don't get another chance. Do you think you could ever go back to like having a normal life after this? Um if I had to, yeah, but it would be there's no such thing as normal to me in the sense that when I was in the frat, we would still be doing I used I the one of my first things I only had a Subaru. I sold it to gamble it to get more money to gamble. Whatever it might be, there's always schemes, there's always random stuff and it keeps life so potent that I would never want it any other way and I um I I I would say overall I'm like uh really happy with how I've I've never done anything I've ever made a mistake in my life. I think everything is as it should be. But what about the dopamine maxing? We spoke about this last time how if you constantly have these huge spikes and then cliffs that you fall off of in terms of just overall dopamine and serotonin, don't you think that at a certain point it can make you numb to everyday life things? Like Oh well, that was a huge crisis for me. Um I I talked about this when I was doing a lot of drugs. Um that I could probably give not me literally I I could have a child and it would be like, okay, that was all right. Like I wouldn't even be that excited about it. Just from the drugs, but I've eliminated the drugs and that's also deep down I know part of the reason I coin flip my house is cuz I've been gambling a lot more since getting sober cuz that's like at that time I was like not quite as distanced from that so I literally felt nothing. Like every day I would just be like, bro, I don't feel anything. And that was the most for that 4 seconds when I flip like coin was in the air, I had never felt so alive and then it landed lost whatever depression. But the point is that gambling was able to give me um finally the dopamine hit that I couldn't get from anything. That's why I think um rehab doesn't work. Very low success rates at rehab centers because it's a scam. You go in there and you say, I'm withdrawing and it's ran by a lot of people that have never dealt with drug addiction in their life. It's like, "Oh, I'm coming off the And they go, "Oh, yeah, like go ride this horse. Go on hike." That is not going to feel good at all. That is not going to do it for me. You need like things that are potent in order to get off the drugs, and it's been a proven method. Because now I wake up out of bed and I'm excited to go do regular things again by utilizing high-stakes gambling. So, if they had high-stakes gambling in rehab centers, um people would be less likely to give up and go back to the drugs because there's something that's It's a stepping stool of potency. And now that my dopamine is returning a little more to the normal, I go to bed. Uh I used to go to bed. Um it would be my favorite part of the day would be to go to bed because I didn't want to be awake. You know, I was like, "I finally get to have like some I get to live in the dream world. It's exciting." Now, I'm off the drugs. I use gambling, and I still use gambling to get off the drugs. I'm scared to go to bed because I'm so excited to wake up the next day. I wish I could never go to bed. I'm so excited to wake up the next day and take my Evolve Brain Stack and uh drink my caffeine and seize the day, even if it's something that's more boring like um just planning a video or hopping on a call because this is a good method. I've started placing a parlay every day. So, there's always a lingering thing. It's like a coat hanger of dopamine that holds me up. So, I always have a at least $10,000 on a parlay, and I always have the opportunity to win a quarter to a million dollars. And that way, no matter what, even if you lose, it's like caffeine. And this is not a drug at all. It's like caffeine that's always there, but actual potent caffeine. You have the opportunity to win a million dollars. Is it a losing game? Yes, but I'm paying to feel alive and happy to do my meetings without drugs. >> Isn't that a problem though, to feel like you have to pay to be happy to do the meetings? >> But that's I I play I I did the did the damage, and now it's like time to pay So, now you're paying the price the price. And would That's the problem. You know you did so many drugs and you [ __ ] up your dopamine but it's rapidly recovering. Now it feels like maybe in a month I'll be able to go every other day but place a parlay and in two months maybe once a week I place a parlay. Like it's like weaning off of the you know whatever they give the people when they're coming off it's a stepping stool. So this is just a stepping stool and I really think that this is going to be a good solution. Could a gambling addiction be as destructive as being addicted to drugs though? Never. Never in a million years. If you gambled away A I would like to say I'm probably one of the very few people that has quite literally gambled their house away. Like everyone like jokes about like oh I gambled my house away. I gambled It's very hard to gamble your house away and I've had instances where I'm really drunk. I've tried to sell equity in companies for crypto. I've tried to sell houses for crypto. It's not There's You need lawyers. You need It's just not going to work. So it's very really difficult to gamble um you know your house like something that's going to be irreversible and it's also very difficult for a person to get significant debt. Like the stars have to align so perfectly for a gambling addiction to destroy your life and if you are addicted to gambling to that degree where it's destroying your life I don't want to be rude you are a [ __ ] because try taking you you think you have to gamble every day. You think you wake up and you're like oh I'm really I got to gamble. Try taking a every single day for 30 days and coming off that and you're having seizures you can't walk throwing up anytime you smell water. Like it's mind-blowingly so much more difficult to get off of drugs. You cannot function as an adult when you're addicted to drugs. Gambling A there dude just stop gambling. There's no like physical withdraw it's all a mental thing, right? And you can also go about your day. There's There's not You can be gambling and productive. And if you claim that gambling is preventing you from being productive, you're lying to yourself. You absolutely can. >> the gambling, you're able to do this and say that because you have the income to be able to just keep gambling. Well, that's But here, this is the thing. I used to gamble before I had high income. I would be gambling like extremely extremely high stakes, whatever. You If you the only time you're not conscious is when you're doing drugs. If you're losing again and again too much gambling, that makes you an idiot. And you can blame an addiction. You're aware of what's going on unless you're doing drugs, obviously. But gambling sober, at a certain point, you have to learn your lesson or it's you can't blame anyone but yourself. If you're on drugs, it's a different story cuz the drugs do talking for you. I've never met somebody that like Eventually, you're going to lock in. Which drug has the worst withdrawals? Mhm. Xer. Probably So, I would say. Um because I will In my personal experience, I've battled the that withdrawal like more aggressively than the Both of them can kill you. Um the withdrawal I disliked because it gave me like chronic panic attacks for like 6 months. So, I had never had a panic attack before and I have genetic testing where it's like I have baseline zero anxiety and any anxiety I feel is strictly situational. Like it's impossible for me to feel anxiety, um which is a huge blessing to have that genetic trait. Um never had a panic attack, could never relate to people. And then I got addicted to And then after coming off of it, A, you're you know, like living in fear that you're going to have a seizure. You feel there's like And then for 6 months after, I would like even I'd walk into a room with my friends. Like I would never be able to come on a podcast, let alone like you know, I would walk I would go on a date and then like 2 minutes in the date I'm like I got to go cuz you just have a panic attack and it sucks. So, anybody that's looking to get addicted I would say do not. >> What was the lowest low that you've hit? You know what's really interesting? This is fascinating. I um have believed so I dropped out of college whatever. I was doing a ton of drugs and I was not successful and to people living in your friend's basement doing drugs every day seems to be like rock bottom, but to me that wasn't even close to rock bottom because I had a goal. Although I was depressed and I was doing drugs every day, I said, "I'm going to make it one day." And I had a specific goal in mind, "I'm going to get famous famous. I'm going to get attention and I'm going to make money off of working out and doing something that I love. So, even though I had nothing, I had a goal. But then I had I I gained the world that being I had millions of dollars, I had the physique that I wanted, I was on all the steroids. I was very, very successful to other people. But then I overdosed. I almost died. That was real rock bottom for me, which is crazy that rock bottom looks so different for everybody cuz I was accomplishing like every male stereotype's dream, like tons of girls, tons of drugs, muscles, whatever, money, everything, but it was rock bottom because my god was drugs and it felt like so it was so depressing because it's like, where now, right? I have everything and I almost just died and I still just want to do drugs. There's no up from here. Like life forever is going to be terrible because I my only goal that I had since a young kid I accomplished and I still felt not happy. You had something to lose and when you had something to lose I had no more to gain. So that was the scary part. That's Yeah, it's kind of like game over at that point. It's like now what do you do? [clears throat] Yeah, but you don't feel that way anymore. No. And how much do you think the drugs were clouding your judgement on what you had to gain and what you didn't? And what have you noticed getting sober changing your life outside of the ups and downs of drugs? >> What happened first was I found God. So I'm a Christian now and I love Jesus Christ, right? I tried to get off drugs a billion times, could never get off of drugs. I was living for things of this world. All I wanted was more money, more drugs, higher quality drugs, more girls that's going to make me happy. More attention. I used to be like a slave to my audience, my views. Like whatever is getting me more views, that's really important. Um but this is something that a phrase that I really like, it's like if you live by their praise, you'll die by their rejection. And so many people are so quick, especially in today. Like people that love you one week ago are the same people that are talking [ __ ] about you, want nothing to do with you the next week. So it was such an emotional roller coaster, constant anxiety of how do I find my fulfillment? Like cuz I'm relying on you guys. The only thing that could ever that ever helped me get sober and the only reason I was able to get sober, I tried hundreds of time, was finding fulfillment from within and my connection with Jesus Christ. That's the only way you can truly in my experience, right? I don't know everything, whatever. In my experience, the only thing that has brought me true peace is my relationship with God. And here's what I've noticed. When your business grows, hiring usually turns into one of the toughest challenges. It's more than just getting applications. It's about getting people with the right skills who could jump in and make a difference right away. A growing trend is skill-based hiring, which is looking at what candidates can actually do rather than just their background or education. This can help make the hiring process faster and more effective. That is where our sponsor ZipRecruiter comes in. ZipRecruiter is a hiring platform that helps businesses find qualified candidates more easily. One useful feature is that ZipRecruiter suggests screening questions you can add right into your job post. This, of course, helps you spot the applicants with the exact skills you need. ZipRecruiter also uses matching technology to quickly show you qualified candidates. That way you spend less time sorting through applications and more time on the right people. You can even filter for candidates who have been active recently, so you can focus on the people who are ready to take the next step. So, let ZipRecruiter help you find amazing candidates with the skills that you seek. Plus, four out of five employers who post on ZipRecruiter get a quality candidate within the first day. And now you can try it for free when you go to ziprecruiter.com/ICH. Again, that is ziprecruiter.com/ICH. Meet your match on ZipRecruiter. And really quick, when Jack and I first started the Iced Coffee Hour, we were learning everything ourselves on the fly. I'm talking we're sitting there Googling the best cameras to use, the best editing equipment, how to try to get guests and sponsors. Every day was a new challenge. That's why if you're starting or growing your own business, you know how valuable today's sponsor is. And that would be Shopify. Shopify is basically an all-in-one business platform. They power millions of businesses worldwide from major brands like Mattel and Gymshark to everyday entrepreneurs that are just getting started. And here's just an insane fact, you've actually already used Shopify. You may not know it, but you definitely have if you've ever shopped online in the US because they power about 10% of all American e-commerce. One of the best things about Shopify is that they have a complete design studio with hundreds of ready-to-use templates to build a beautiful online store that perfectly matches your brand. There's no coding needed and their AI tools even help you write product descriptions or enhance your product photos. And if you're worried, like most businesses are, about getting exposure to your product or service, don't be because Shopify has incredible marketing campaigns that reach customers wherever they're scrolling. They also handle literally everything from inventory to shipping to returns, which is all of the complicated stuff you realistically do not want to deal with. Start your business today with the industry's best business partner, Shopify, and start hearing Sign up for a $1 a month trial when you go to shopify.com/ich. Again, that is shopify.com/ich with the link down below in the description. shopify.com/ich. Thank you so much to Shopify for sponsoring this episode. How did you find God? Do you guys know who Bryce Crawford is? Mhm. It was a crazy crazy I cuz I was always um curious I was agnostic, right? >> Mhm. Um and so I I thought whatever there's a God, this world is too spectacular. There's no way that this is all all this craziness is a coincidence, but I can't ever like talk to God. I don't understand like how I can build that relationship. And I didn't even know where to start, right? So, there was a day where I I never mess up my pills. Like I got all my pill bottles like perfectly in line and there's one pill that you take when you're taking testosterone to drop your estrogen and for me it was um Arimidex, Adex. So, I grabbed my pill bottle, but I grabbed the wrong one. I accidentally grabbed a bottle of Aromasin, which is Asin, and that one is a whole different drug. I accidentally take a whole pill of Asin, which made me like super depressed, which is really bizarre um because I would never take the wrong pill like in a million years. That just like would never happen. Somehow I took the wrong pill, crazy depressed, and then I saw a Bryce Bryce and I was like, "That guy looks like he knows what he's do Like, bro, how do I have 10 times more money than him, 10 times more 10 times more muscles, 10 times more whatever, 10 times more everything of this world, and he is stoked on life." Another guy, he got uh he was on a 40-page 40-page he had cancer, he got diagnosed for the cancer with the fourth time. He goes, Oh, I know who you're talking to. >> "I just got diagnosed with cancer for the fourth time, and this is perfect. This is amazing. This is just how I'm meant to be." And I'm like, "Dude, I need whatever this dude smoking, cuz this is crazy. How is he so stoked and his hand of cards that he got dealt was quite literally infinitely worse than mine? I am missing out on something huge here." So, that's when I was like, "Okay, I got to DM Bryce Crawford." I DM'd Bryce Crawford and he responded in like 2 seconds. For some reason, he was already looking at his DMs. And then, 3 days later, I went on his podcast, and he was able to lead me in the right direction of how can I take the first step in building a relationship with God? And ever since that day, it's like the clouds have been cleared. I don't even look uh at life through the same lens because I've been put on the right path of building a relationship with God by Bryce Crawford. That's interesting that it was a sin as well Yeah. >> that you took on the day. And I didn't even think about that. That's crazy. >> I thought I thought you meant that because it was like a sin. >> No, no, I I I didn't put those pieces together at all. >> that was a part of the story. Like, you took a sin and that was >> No, I just realized how I tell that story. Now I know. the beginning, like the inflection point of your video where you started losing money, was in that [clears throat] poker game. And it was that hand where the flop came and it was 666. >> 666. And I was like, "Wait, hold on a second." Like, after I knew you'd already kind of turned a new leaf and I saw that and with the ace in thing, that's kind of interesting. Yeah, it's um it feels as if for me um God reveals himself to everybody uh that's just like in one way or another. That's like how he is. Seems like to me I was missing the mark by like so much. Like he's calling for Togi. Togi, like walk with me. Trust me. I'm giving you the signs. And I was just like, whatever, ignoring everything. I almost died. And then the next day I did more drugs cuz I was like, whatever, I guess I got lucky. That night when I was having like I had I was having seizures for like 4 hours straight. There was like a 40% chance I died that night. Um so it was like, you know, to me I was like, okay, whatever. If anything I was on the winning side of that coin. Like I was going to survive either way. But things like that, like God has been calling at me so aggressively in life. So many like small signs like this. Maybe a lot of people write them off or whatever. But eventually he just had to like be like, okay, you're taking A sin. You're getting depressed. We're going to bring Bryce Crawford in your life. So I've been super lucky to have that entire experience. And um now I feel uh Yeah, like I said, the smoke has cleared. The lens I see the world is completely different now. And what about your health? How are you taking care of yourself? How's your blood work? Oh, dude, this is good. I got my blood work done yesterday. We'll see how it comes back. My blood work is exponentially better than it used to be. And a big person that used to make fun of me was Greg Doucette. Cuz he, you know, whatever, is all on his high horse. I'm so healthy and I know every time I'm a coach, whatever. And he would make fun of me to the world, like use me as an example of like, don't be like this guy, you're going to die, yada yada yada. He's going to die, he's going to die. And now I can say with 100% confidence my blood work is better than Greg Doucette. My blood pressure, better than Greg Doucette. He's 70? Yes, sure. You're He's like, whatever. How old is he? He's in 50s. >> He's in his 40s. I think he's 29. There's no way. But either way, the point being is obviously I should have better blood work, but it was like a fun um opponent. And obviously he's a good guy and he's always been rooting for me. But it was like an opponent in my mind I've always like, I want better blood work than Greg Doucette. So either way, the first thing getting more healthy was no more steroids, no more hard drugs. That has gone a long ways. And then there's things like on top of that, Um I don't want to sound like every other young male, but it's like all the peptides, the hyperbaric chambers, the red light bed. All there's a lot of things that I am putting into my body now that are natural and supposed to be there that are helping me recover from the years and years and years of drug abuse. But the main thing the best three things for your health is stop doing hard drugs, stop doing high doses of anabolic steroids, and sleep 9 hours a night. Guess what? I texted Greg Doucette. I have not seen this video. He has a video he wants to uh show you. Oh yeah, that's it. >> I don't know what it is. Greg, I know that you're watching this and I'm very much looking forward to your reaction. Togie, how does it feel to no longer be the world's worst fitness influencer [laughter] and to have that title rendered over to Clavicular? And do you agree with me? Is Clavicular the worst fitness influencer in the world or is it somebody else? Wow. Thank you, Greg. >> Thank you, Greg. Love you, Greg. Thank you. I love how Greg makes so many appearances throughout the podcast. [laughter] He's like a third host, basically. Greg Doucette's the man. I love Greg. He's like a distant father that judges me from afar, but deep down >> see if your blood work is actually better than his. >> No, no. Well, well, I I'm going to tag him in a post tomorrow and send it to him and say, all right, this is my blood work. You post yours. You can do the analysis. Wow. >> Let him and he's going to say, Greg Doucette is going to say, wow, Togie's blood work is better than mine. Cuz he's not he's an intellectually honest. He's going to say, wow, Togie really put out blood work better than mine. Clavicular, a phenomenal influence. Um a lot of people really don't understand what it's like to be a loser. Like I used to be a scrub. In high school I would smoke weed every single day, you know, watch a ton of porn, can't talk to girls, no ambition. It was more or less over for me. Not more or less, it was over for me. 99% of young men, it is over for them. And Klav, sometimes it takes extreme measures to make something of yourself, and sometimes you already paid the consequence by growing up in this generation, being you know, Tik Tok and weed is so popular and porn is so popular, your dopamine's getting fried, you're losing confidence rapidly, whatever. You paid the price of this existence likely by just being born. So, now what Klav did, he he's giga autistic insecure kid. He goes, "If I just look better than everybody, maybe I'll be more confident." Like he's and he he would probably agree with this. I don't want to like sound like I'm talking I'm not I love him. He was so insecure that he needed to take extreme measures to be because he was so far gone giga autistic kid that no amount of like healthy remedies would fix him. It took microdosing tran and smashing his face with a hammer and doing all these absurd things to becoming a confident young male. And unfortunately, that's the message that a lot a lot of young men need to hear that you need to take very unhealthy extreme measures to become the man that you need to be, fix yourself and the health issues after. I will die on that hill that it's if you live your whole life and you never fix yourself as a young man, you're going to you know, be working a job that you hate for somebody you're never li- The top 10% of men get 80% of the women. A lot of men average age of being a virgin is like 30 years or something now. A lot of men will go their whole life and they die alone. This is the problem. You don't want to die alone. A lot of people claim, "Oh, no, I like being alone." You don't want to die alone. That's like the worst thing you can do for your spirit and your like overall happiness. So, the point that I'm making here is it's more worth it to sacrifice a large percent of your health and then attempt to fix it after to become the man that you need to be rather than just dragging it on and living your entire life as a giga autistic loser. I'm going to give a Chris Williamson-esque question now and it's going to be really funny cuz you're you're Togie, but what are modern men lacking in today's environment? A lot. I would say number one originality, like being okay with being yourself, right? A lot of young men see somebody like whatever, Andrew Tate have an idea and he seems cool, so all of a sudden that is now their unique identity. They're just an Andrew Tate wanna wanna be When that guy first went viral, it was like the Bible to people. So, a lot of people see like, "Oh, like Togie does all these weird things and it worked out great for him." You know why it worked out for me? You know why it worked out for TGR? You know why it worked out for Clav? Cuz we all found stuff that we were at first judged for. Nobody thought Clav was cool when he's banging his on his face. Super weird, super autistic. TGR, you know, getting surgery on his face and running around talking like being really weird on TikTok, like really weird, like factually weird, right? Whatever I came up doing, like all the steroids and the edits of me injecting myself, all of that stuff was super lame, super weird, but we are so successful and people think it's cool now because it's so authentically us. TGR always thought those weird-ass TikToks were cool and now they actually are cool and now he actually is rich. Clav always was obsessed with getting a sharper jawline when no one else gave a but now all of a sudden everybody's looksmaxing, everyone wants to be like Clav cuz he was so obsessed with it. He didn't care that everyone thought he was wack. No one didn't care that everyone thought he was weird. He made it cool cuz it was a potent version of himself. So, if you take whatever you're into, you're like the coolest dude ever because for whatever reason you were born and you're like, "Dude, I love this finance thing." Like if you uh tell me that, I say that's super weird, especially if you were broke. Oh my If you were broke and we're having a conversation, I'd be like, "Dude, he is a dork and no way." Like right? But now I look up to you because you took something that was kind of quirky, kind of weird. Like why are you, you know, trying to save 2% on taxes? They're like, "It doesn't matter, you know, like grow up and live your life." Now I look up to you because you took something quirky so potently yourself that every person on the planet is incredible at least one thing and they can bring a very potent version of their self to the world. They will be accepted. They will be successful. They will be cool. The dude I could go on and on. Made the movie and the rock climbing one. Alex Honnold? Super weird, dude. He got born and he was like, "I'm going to climb this rock better than anyone ever climbed a rock." That sounds pretty stupid to me. Now he's awesome. I love that guy. Multi-millionaire on accident cuz >> to get him on the podcast. He's a dream guest and I think he's got a place in Vegas. So Oh, we're There you go. You're not watching this. See, that's the point. >> Modern men lack they strip themselves of their unique identity cuz they're too busy scrolling, too busy listening to other people, too busy looking up to other people when they're looking up to Togi. It is Togi's first time being alive. I don't know what's right. I don't know what I'm doing. I'm just being myself and if more young men did that, the world would be a better place. >> That is genuinely good advice. Thank you. Like really good advice. Part of me does wonder like my gut response to that is like, "Ah, but there is a little bit of survivorship bias because you're only justifying his actions because he ended up becoming wealthy." And it's not like it's written in the cards for every single person. Hey, if Hey, if you pursue the stuff that makes you unique, then all of the sudden you will be successful. That's not necessarily true. Sure, it will increase the likelihood. And like you said, if you were still penny-pinching, but he was completely broke, then you'd be like, "Okay, like what is up with this weirdo?" But it only makes sense because he's successful. However, if you even flip the turn a new leaf to the other side of the token, it's also like, "What are you doing living your life in someone else's shoes in the first place?" Like do you really want to exist in mediocrity or mediocrity? Like either way, I'm going to push back on that. I think it's becoming so unique that you don't compete with anyone else. You are your own lane. And that when you're that into like that one thing, it just becomes cool because you own it and that's you and you're so unique and you're not afraid to be yourself. And then that way when people meet you, you're not comparing that person with all these other people. This person just is so unique that they are one of one. And that they're just running their own thing. One thing you have to consider with the survivorship bias is that when you take someone, we could use myself. It's easier to use Klav for an example. He was like, if you look at it like the equivalent of being a rabbit running around in a forest with two broken legs. Like he that rabbit survived because it did the whole be myself thing, but he was truly like really a weird like insecure, super autistic dude. If he could survive with this method, if I could survive, I used to when I was in high school, I remember somebody asked me what my dream job was. My dream job was to work at a smoke shop and be the cool guy at the counter that sells vapes to underage kids cuz I always thought those guys were so cool, right? When I was young. If a kid with those ambitions could now be Togi, bro, that's the bottom barrel. If the bottom barrel feeders, I don't know what TJR was like. I don't know why he's I'm using these same examples, but if these examples made it, everyone in between bottom and wherever they are starting is going to be able to succeed. >> I agree. I mean, if you're a viewer, you're watching this, and you're in between just going for it or not going for it, as a general rule of thumb, it's better to go for it. I love the Shia LaBeouf video of just do it. You know that video? And I saw this one comment, and it had like 10,000 likes or something. People loved it. And it's like, I've seen this video for over a decade now, and I finally get it. And I'm like, dang, that's like kind of deep because it is like really just do it. >> A lot of people don't understand that, and I talk about this all the time, like the real risk in this life is not taking the risk cuz you only get one life, and every single day is not I'll take the risk later cuz your window of opportunity gets aggressively smaller as you get more hardened into the system. Now all of a sudden, you got to pay for your kids, and you got to pay your own health insurance. You're 25 now. You got to pay your own health insurance. So, you have to take the leap of faith on your dreams now because What What is it called? This is a banger. This is not my quote. I'm not going to pretend that I came up with this. Um if you think the price of trying is too hard, wait until you get served the bill for regret. The bill for regret lying on your deathbed thinking Dang, you're not going to be thinking Thank goodness I didn't try that cuz now nobody judged me. Thank goodness they never saw me fail. You're going to be laying there. That's the number one reported quote unquote regret when they do interviews of people on their deathbed. And if you read interviews of people on their deathbed, >> I find that really interesting. >> very depressing. You will be so sad because all these people had these huge dreams. The number one regret for all of them is I wish I had done more. I wish I had taken that risk. I wish I had started a business. I wish I spent less time working for somebody else making their dreams a reality. Can I ask you a serious question? Where were you when Clavicular got frame mogged? >> [laughter] >> By the frat bro ASU. I found out about it when I was gambling and people were like, "Guys, for Togi, Clav just got frame mogged." I couldn't I just lost like 200,000 at that moment. I was like, I don't give How is this number one news? This is everything that everyone is talking about, Clav getting frame mogged. >> know exactly where you were. >> I know I know exactly where I was and I know the exact time and I am still mind-blown that that was that that is the current um state of the internet, but check it out. How incredible is that that the coolest thing now is people saying Clav gets jestered gooned because uh I got frame mogged by the ASU frat leader. Giga [ __ ] That's If that doesn't show you that your ideas are cool, like whatever we're knitting socks, whatever you're into, trust me, it's cool cuz this apparently is the coolest thing in the world right now. I You know what's insane is that Graham literally told me he's like, "I remember exactly where I was." And he wasn't [laughter] even joking. He said he was lying in bed and he got a text from his sister's husband that Clav got frame mogged by an ASU frat leader. And Graham was like, "Wow." >> [laughter] >> Wow. How about that? That That's making the real news outlets. >> Yeah. He did get frame mogged. Um I mean, his shoulders were something else. >> Yeah, Clav has an unfortunate situation where he has um the the expectation is very high for him. Um He's a good-looking guy. He's a good-looking guy, but it's like now all of a sudden God forbid some dude's got wider shoulders, now get [ __ ] Clav or like he set himself up where he has a lot of pressure on himself for a 20-year-old. So, um I I commend Clav for handling his fame. If I was 20 years When I was 20 years old, I was effectively fully [ __ ] and if I was that famous, um I would probably be running over my with my car. I'd probably be doing all that. So, if he's done a great job. Hands off to him. What do you think of this? Uh they've assembled the most catastrophic mog alliance in PSL history to avenge Clavicular. Oh god. Do you think >> I think that's the weirdest thing in the world. Um you know, like the Conor Murphy with the weird hat and that guy is insane. >> needs to be avenged? No, I don't think so at all. I don't think those guys are going to avenge him, either. But the point is, again, 18,000 likes. 18,000 people think that's cool. I do not. I think he's super weird. He doesn't need to be avenged, especially by those dudes. In my eyes, like get good. Weirdos. But dude, who am I to judge, bro? It's not my place. Do you actually think Clavicular is autistic? I guarantee you he's autistic. Through and through. And how do you have this guarantee? Because he is everything he does screams, "What the [ __ ] is wrong with you?" Like bro, and also his older videos, um just like how he handles social and narcissism. Have you seen a video of him near the camera and he's like trying to get the pizza? And then he sees the camera looking at him trying to get the pizza and he just like gives up on the pizza. Like there's social cues like that. Mhm. No regular non-autistic person is going to act that way in social situations. Like through and through. And I think being autistic is uh great. It just, you know, um for most people it's a superpower. That's what I think, too. >> So, I think like, you know, definitely autistic and also definitely good thing. Have you ever been mogged? Yeah, unfortunately. But here's the thing, right? Uh a lot of my life um um has been not like in a literal sense, but as a man you derive a lot of value from mogging other people. Like I money mog, whatever, to the next guy over and it feels good. It's awesome. And then you get the girl, whatever. Very shallow, but the reality of the world sometimes you got to get mogged to know what it feels like so that you can go out and do the mogging yourself. So, I've been mogged literally countless, like uh hundreds and hundreds of times. >> You're walking in a grocery store. You know what's worse? Fan mugs me. Like I'll be chilling wherever and a fan comes up, "Togie, like can I get a picture with you?" And they're like 6'7, they got the jawline, and they they can't go to tail, and I'm like, "I can't take a picture with you. This is ridiculous." Then it's on like, you know, captured forever, this brutal mugging. So, it can happen anywhere, especially like for a guy like me that um it is uh you know, an LTN, you know, like maybe empty >> Uh low-tier normie. So, or mid-tier normie. So, you are just like look regular, unfortunate. Luckily, I have the hype pill, which is nice. Um but I'm working on it, and it's very important to get mugged so that I can become better. And so now I do things like the mewing. Why not get surgery? Like do do what Cloud is doing. >> micro-needling, and I will say your skin actually does look a lot better this time around than it did about a year ago. I noticed immediately as you walked in. The surgery, um You got a good hairline, too. No, I don't. See, that's a good thing. It is like So, I'm receding here, you can see, but now I'm like proactive about it, right? So, I I every day take a plethora of chemicals in my hair. Is it minoxidil you're doing? Yeah, yeah. Minoxidil, dutasteride, PP41, whatever it might be. Um So, yeah, there's a lot that goes into looks, but also there's certain things that are just like not going to ROI, like Andrew Tate does a good job of like he's like really not a very good-looking guy, um but he gets every girl in the world because he's so over the top with the other things. If you go off get Lefort 2, you're pretty much wasted 8 months of your life just Like you really only need surgery if it's uh so over for you that that that that people literally treat you subhuman that, you know, you're never going to be treated with respect because of how ugly you are and that's a real thing and that's unfortunate that people I do not fall in that category so it's more worth my time to better myself in other ways and like >> Soft max. Yeah, exactly. Um, whereas leave the Lefort two like Clav isn't actually going to get the surgery um, because he doesn't need it. He already looks fairly good. He's very successful. He doesn't need to wreck his face for this. But other people like Wando they they going to need the Lefort two. So what's your daily protocol for looks maxing? Like what do you I I I know you're taking peptides, right? What peptides are worth taking in your experience? >> I don't So uh, the looks maxing thing is mostly trying to get like acne under control and like slightly stronger muscles here so you can do the mewing which I Oh, yeah, I see it. Oh. So how long do you hold that for? Mhm. It was a little all day. I don't. It's very exhausting. >> just do like cool sculpting or like you know, they could go in there and just remove a little? Because it's a muscle. So if it's fat they can remove it but it's a muscle so that they what they do is a lot of people do chin tucks so it's like this. And you contract the muscle and if the muscle is stronger it'll like sit tighter, right? If you have weak chest it's going to be like flabby. So you want to like contract it and you'll get a sharper jawline. Um, there's things like that that I do for looks maxing but mostly I um, am obsessed with my mental health because that's like what makes happen and like uh, if I have in a bad place mentally no videos, no money, nothing. So um, looks wise and health wise I take MOTS-c. Um, mental health I do NAD Semax, Selank, methylene blue, Eva Brain Sağlık which is L-tyrosine and L-theanine, Alpha-GPC, Rhodiola, uh, occasionally creatine. So it's like all those things of all the laundry list of drugs that I take, it's like uh, 80% for my mental health. Very little is for the looks because really it looks maxing it just comes down to like become 9% body fat and your face will almost definitely look good if you have a good enough bone structure. So, I don't worry about it too much. Just try and eat healthy, sleep right, maybe like GHK-Cu if you really want to like start getting into it and then get more lean. Like that's it. They they like to sell you on a dream. Oh, like you got to do a billion things and like you got to do autistic whatever. You just need to lose weight. Do you meditate? Not as much as I should. I used to meditate more. Um, and then there was like uh, softer versions of meditating. Like I frequently will go on a drive with no music and it's a good way to come up with ideas and because meditation um, is brutal especially for a lot of people that are so used to Tik Tok. After 5 minutes you're like literally going insane. And you only have really productive ideas after like, you know, 10 minutes of meditating. So, I do things like even small things that are beneficial for young men is like you take a shower, there's no music, you know, or you go on a drive, there's no music. Just you need to have time with just yourself where there's like just enough stimulation where you're still like not going crazy, but you're you know, uh, able to like sit alone with your thoughts. So, I practice that. I would say the most beneficial thing for my life and career has been think. It doesn't take much thinking to have a good idea. Think for 20 minutes a day, whatever that looks like. Cuz if you really crunch the numbers, like actually crunch the numbers, a lot of people will generally speak think for uh, zero minutes a day um, because you wake up, you start scrolling, you respond to your texts, you're hanging out with your friends, you go to the gym, you go to school, go back home, start scrolling again. The second you're done scrolling you go to to Which is another interesting way to come up with ideas. Is factually, scientifically, the flow state is your brain goes into like this different mode, per se, 5 seconds before you're about to doze off into sleep. So, one thing I do is I have my notes up ready next to me by my bed. And as you're going to sleep, you have an idea, you always forget it. Like everyone has experienced this. You have an incredible idea, but you're about to go to bed and you're like, "Okay, that's a really good idea. I'll just go to bed and remember to write it down." Never ever do you remember it. So, you have to wake up, write it down, go back to sleep. Sometimes I'll go to sleep, wake up like five or six times before I actually go to sleep cuz I'm writing stuff down. And you really want to utilize like that period of time to come up with like a bunch of your like whatever schemes and whatnot. Most beneficial thing for my life has been the those like sub meditation practices. >> How long do you think you could sit in an empty room for? No stimulation, nothing. Just you in a room. Well, it wouldn't be pleasant. I could do it for 100 hours if I had to. Like if there is if somebody The idea is that we're talking about sitting in an empty room. You're talking to a guy that thinks he could be in the NBA if I tried hard enough. You know what I mean? So, No, but I could dunk if I tried hard enough. Right? I could be the president. I could go to the moon. All these things I can do. Anything sitting in a room without stimulation is one of them that I could do. >> Okay. Mhm. [clears throat] I think it would be interesting. I would It would be very unpleasant. I'd be going crazy, but no problem. I could do it. Have you started reading more books? I I have not read a single book since the last time we talked. Because do you remember what we spoke about? Reading books? Well, I just asked you like, "Well, what are you going to do moving forward?" And you said, "Oh, I'm going to read books." And then I said, "Are you really going to do that?" And you said, "Yeah." Oh, yeah. [clears throat] I thought I should read more books about four days ago. Do you think you're going to do that? >> Yeah, I like audio books. All right, that was cap. Well, I I probably had to genuine intentions. But no, I've not read about a book and I would still like to read a book because my intelligence and vocab vocabulary has like more or less plateaued as far as like what you can learn. I'm like gaining real-world experiences I go, but I would like to read more books and I might do that in the future. What is the last useful thought you had? Oh god, dude. I saw this clip >> [laughter] >> it had like 5 million likes cuz you guys go, "What was the last useful thought you had?" I go, "Oh, no, today was a bad day." >> [laughter] >> Bro, it's too hard to think of Okay. >> We got to just see if you've improved since last time. Okay. Oh god, you last useful thought I swear there's been there had to have been something. Um I must have been before 4 days ago because I got an NAD drip which makes you have really bad [music] like brain fog and confusion. Um You know this morning I was watching at the soccer game for this parlay and I kept being I couldn't remember which team I was bet on. I kept having to ask my friend, "Wait, which every 30 seconds I'd ask cuz I'm like very confused and disoriented these days because of the NAD I took too much. Either way, the point being is I did that 4 days ago. Uh productive thought or what's the word? Good thought? >> Useful. Useful thought I had in the last 4 days. Oh my god, dude. How long did I think about this last time? I got this. [music] Just give me like a second. >> Yeah, yeah, take your time. Okay, this is an impossible question. What what Bro, what's the last useful thought you had? I like literally like I'm drawing like a crazy blank right now. Um a useful thought I had >> [clears throat] >> was like I texted I told Graham I was like, "Hey, you should ask Greg Doucette for a question for Togi." We're like, "Okay, that would be interesting for the podcast." That's a useful thought. I had another useful thought and we'll get to it at some point somewhere here in the outline of like a a funny thing for us to do in this podcast. We'll we'll get to it, but I don't want to spoil it quite yet. >> Oh, okay. Last useful thought I had um Ooh. Well, I can't exactly say it. I Well, it was about 2 weeks ago. Um It was an idea for a YouTube video and I cannot say what it is because it's a prank on somebody and I don't want them to see it. But, 2 weeks ago I had a really good idea and this is the cool thing about um being intentional with your work and your ideas. I literally only need two good ideas a month and that's two YouTube videos and then we're good. So, as long as you execute on good ideas, that's a really big thing that I try and do is like the second you have an idea, execute it and I've wasted a lot of money doing that kind of thing. Um but you that's kind of like the way she goes. >> That's interesting. Each useful idea you have, to put it in dollars, is worth about $500,000. If you have two a month >> And so, really you're asking me for a useful idea that I had. I can't even tell you that cuz that's valuable to me. >> up with that, that is worth $500,000. >> OH, YOU KNOW WHAT'S A GOOD useful idea? Dude, you scared me. I just did it. Oh my god. >> I said just kidding and that as a man makes you a cuck because, right, just let your joke land. You know, you you say something and you're so it's an obvious like Jack to Herdy does that. It's the worst, bro, cuz it's so obviously a reflection. It makes me cringe when he says just kidding so much cuz it's a like a reflection of very clearly insecurity in that moment. If you say a joke, just let the joke go. If it goes over their head, that's their fault. That's not your fault. You should never say just kidding as a man. Boom. Useful thought. And that's a fact. That's that's the >> now. That's a useful thought in this moment. >> That was a live action useful thought that I personally believe is worth more than half a million dollars. So, all the viewers, never say just kidding ever and you will be 85% more likely to be successful. >> What do you say instead of that? Like, let's just say you make a joke and they're not sure if you're joking around. Do you just say, "That was a joke?" Instead of just kidding? >> god, no. That's the same. That that's the same If you Should you you How about that should you apologize? No, that's even worse. So, this is Graham, you're supposed to you say the thing. It's like you're doing dry humor and you say something that's dry and they don't pick up on it, but you think The thing is you should be making yourself laugh. That's all you have to care about. And if you laugh, then they should know it's a joke. That was a joke, Jack. That's why I was You just got raped. >> Yikes. No, no, but okay, but here here you go. Right, the point is that Dick fell. It's a it's a failed endeavor. If you're trying to impress somebody or whatever and you say a joke and it doesn't land, now just tell a better joke next time. If anything, you can't backpedal on the joke you just said cuz then you look like a and you as a man you really don't want to ever look like a Like we're all uh a lot of as no one can know. Like you don't want to look like a Stand on the ground. Move on to the next joke. The person will be much more likely to respect you as a person even if they're mildly offended by something that you said as a joke. They don't get it's a joke. Whatever, you move on and evolve through the conversation. The only way to ensure that they don't respect you and think you're is if you go, "Just kidding." When's the last time you had to apologize for something? I can't remember the last time I apologized for anything. You know what's interesting? >> Have you ever apologized for something? Um yeah, sure. Like sometimes it's like when we were betting on the Bronco Seahawks money line, I called my friend and said, "This is a lock. You really should put Yeah, you know, he didn't have any money. I said, "Okay, borrow them from me. I'll give you 25,000." He lost it. My bad. Apologies. Cuz I was really like, "Come on, do it. Do it. Do it." Like you have to do it. It's a lock. I promise it's a lock. Just trust me. Just trust me this one time. Do it." He does it, loses his money. I'm sorry. My bad. I When I lost my house, I called my mom. Freaking out at me. I'm like, "Okay, hey, why are you yelling at me?" Sorry, right? There's a good example of saying sorry. If you do something really stupid, but there's instances where you should not say sorry. People latch onto it. Like the internet it's like piranhas. When they see an influencer is like and this is not just this is the grander scale, right? But if you are um in any social circle, maybe it's just 30 people and you're in a classroom, whatever, the second they notice you feel like a little bad or you're like, "Oh, I'm sorry. I messed up. I think I messed up." They're going to make you feel worse about it. Apologizing is never going to make anybody be like, "Okay, dude. You're good. No problem." You just got to be like, "Yeah, I did that and unfortunately that's the reality of this situation and we're going to have to move on." Claude didn't apologize for running over somebody with his car. All of a sudden That looked like partially self-defense and it didn't help the guy was like jumping on the car. If anything He's jumping on the If anything go backwards. You know what I mean? Why why did he drive forward? Okay, either way. The point is that a lot of people would apologize for that cuz he was getting backlash. Why did you run over the guy, right? You know what's interesting? I saw his livestream afterwards and he's going into a club and all the girls are like, "Yo, who Why are you famous? Why are you famous?" He's like, "Oh, I just hit someone with my car." >> Exactly. It's awesome. Well >> And they're and they're like half laughing if he's getting He's like, "No, no. I I I think I killed him." And and they just they start erupting in laughter and they're into him. I genuinely think it's bad to run people over with your car and I think Claude thinks it's bad, too. But you can never apologize or you look like a and then the piranhas come and it's crisis or all of a sudden you're getting praised. How you handle your decisions, you know, are going to handle how the world looks at you. Who do you go to for advice? I guess it's situational. Like if it was financial advice, maybe I'd call you and be like, "Yo, but but generally speaking I go to myself and I It really comes back to the idea that I have a deeply rooted belief that is clearly delusional, but it works, that I am better at everything than everybody and I will win no matter what my decision decision is and I always have a net positive decision. No other opinions help. So, if >> I am really feeling lost or I'm confused, I'll go and have a conversation with God or I'll sit alone in a room having it cuz nobody knows the answers except for literally Jesus Christ is the goat of existing. Like he made a planet. That's insane and awesome. He walked on water. Whatever. Goat knows everything, all-knowing being. Talking to God will be 10 times more beneficial than taking advice from anyone, including your own mother, cuz your mother cares for you but is not all-knowing and can never be, you know, uh inside of your head, whereas God is all-knowing and he does. So, I go to myself and uh as a result to God. What does he tell you? It depends. It's not like a conversation. Like you know, like "Yo, God, what up?" And he's like "Yo, Togi." You know what I mean? It really depends >> What's the video >> on on the situation, but um a good thing that I like to do is you I pray for discernment. So, I'll be confused about this something pray for discernment and it seems like without fail God speaks to you by placing the ideas in your head. I pray for discernment and then the next day I wake up all of a sudden it's so clear to me. The answer is there and I didn't do any critical thinking. I asked God to help me. "Hey God, can you please today just bless me with with wisdom, right?" All of a sudden that's you you have the answer in your head with no critical thing. It's the craziest thing ever and that's one of the things um when I was first learning about Christianity, the first half of the bottle is understanding that Jesus Christ did rise from the dead factually. Um and then after you're like, "Okay, there's a good good, good um bet on like if if there was like, you know, betting odds on like Jesus Christ rising from the dead, it would be a lock. So, you can understand that, but then when it really gets exciting is once you actually start talking to God. Then you really understand that he's real and you can never have a meaningful conversation with God unless you truly are committed to it. And the easiest way to get committed to it is look at the history books, look at the facts of the matter that Jesus Christ rose from the dead. And now I can talk to God. And now maybe I look at the history books to say there's a 70% chance in my mind that I came up that God is real. Now I use that 70% talk to God, now I'm 100% he's real because I get to have a relationship with him. All right, so now we have a quick segment. These are some fast logic and game show type questions. Don't overthink them, just go with your gut. Question number one. What number comes next in this pattern? Two, four, eight, 16, and then what? 20. Uh the correct answer is 32. It was um doubling each time. Two, four, >> [laughter] >> You know, I don't know why I thought Okay, okay, Yeah, that's fine. It's literally just one question. It's just like a game show It's just a game show sort of thing. Okay. Uh question number two. A bat and a ball cost a dollar and 10 cents total. The bat costs $1 more than the ball. How much does the ball cost? Holy That's ripping my brain. So, $1 >> together they're 110. >> $1.10. Bat costs $1 more than a ball. Um if the ball is 10 cents and the bat is $1 then we're at $1.20. So, the ball would have to be It's impossible. 5 cents. I was GOING TO SAY 5 CENTS. OH, I WAS SO CLOSE TO SAYING FIVE OKAY. WELL, YOU SHOULD have just said five but it's okay. There there was only the second question. You still have more. Okay. Question number three. There is a lake with lily pads. Every day the number of lily pads doubles. If the lake is completely full on day 30, what day was it half full? Every day the number of lily pads doubles. >> Oh, the day before. Day 29. Boom. Correct. I crushed that one. Okay. Question number four, you have two left. You're on a game show. There are three doors. Behind one is a car. Behind the other two are goats. You pick one door. The host, who knows where the car is, opens your door and shows that it's a goat. Do you stay with your original choice or switch to the other door? Wait, there's two goats, one car? Yeah. And then you open one and the host says that's just a goat. >> Mhm. And you got your original pick or you can switch to the other one. There I don't I I >> No, he opens up the one that you picked. So you pick one, he opens it up. It that's just a goat. >> Do you Do you stick or do you switch? With the door that was already had in the goat? The one that you picked, he opened it up and it was a goat. I probably don't want the goat. Okay. [laughter] So what would you do? Pick a different door. Boom. Oh, different door. Nice. Okay, you're two out of five. Okay, we have one left. How many animals of each species did Moses take on the ark? Two. Moses did not have an ark. NO, HE DIDN'T. OKAY, AND TOGI, YOU SAID YOU WOULD NOT TAKE ANOTHER IQ test. Uh you just did. These are IQ questions. What do I get? >> So uh after running some simple calculations through ChatGPT, um to get two of five right, they predict your IQ to be 47. Not not good. I got them all wrong. Those questions were way too [ __ ] hard. >> No, those That was Nobody knew the answer on those questions. >> Dude, ChatGPT A, idiot. I bet everyone in the audience watching this is somebody factually probably has a 130 and I bet they got no more than three. Like facts, one of you guys has 130, if you comment below how many did you get? If you said more than three, you're definitely lying cuz those was all ridiculous. I'm just saying ChatGPT did say if you get two out of five, then it is 47. >> [laughter] >> Okay, so 47. So what? You supposed to get five out of five? That makes you what? A genius? Or is that what it >> Three three out of five is average, so it's 100 IQ. That's ridiculous and there's no way that is accurate cuz check this out. IQ has to do with reaction time. I heard I found that out this morning. Really? Wow. So in a real IQ test, they check your reaction time, how fast not necessarily how fast you can run, but things of that nature. Huh. Boom. That is interesting. I always thought that people with higher IQs would actually be more athletic because you can adapt quicker. Like you can learn the game quicker and the strategies, the muscle movement. Yeah, and it's kind of like uh a lot of professional athletes are like geniuses, you know? They just don't get the credit for being a like a a typical genius gets credit for being a genius cuz he invented something ridiculous, right? Athletes don't get the credit. All right, all we have left is some rapid-fire questions. >> these. So let's hear what you got. What's the most degenerate thing you've done in the past 30 days? Corn flavored house. What purchase made you feel dumb immediately after buying it? Mhm. Oh, you know what? Uh I don't do this anymore. It was stupid. You ever buy an OnlyFans girls? Dude, it's a scam. Holy bro, because you get to OnlyFans, you purchase their page, it's like all bikini pictures. It's not worth it. It's a through-and-through scam. What's more powerful, money, muscles, or clout? Uh clout. Without question? Without question. What is your most insecure physical feature? Bro, this [ __ ] right here. I can't get rid of it. >> Dude. I got gyno and I'm not even tripping about it. I need this to be snatched. I need this to be snatched. >> like lose just a little bit more weight, you get more lean, wouldn't that just go away? Yeah, but it's not. There's only like you can feel this. It's mostly skin. So TJR battled with this. He just got surgery. And now he mocks. So Why don't you just get surgery? It's just a huge pain in my ass, but eventually I will. Okay. But who's more attractive, TJR Clavicle? [laughter] Why are we even talking about him? I I that's a ridiculous question. That's ridiculous. >> You will not answer? Who is more attractive, Clav or TJR? I dude I I can't. I I that's an absurd question. I can't next question. What's the most painful or extreme thing you've done for your appearance? I haven't done anything too extreme other than taking a bunch of steroids. So that would probably yeah. Super jaw. If you could erase one decision from the last year, what would it be? Uh picking tails on the coin flip. Well, they actually called it, but it would be along the lines of um not coin flipping my house. Do you think you're happier than the average person? 100%. Would you rather have a hundred million dollars, but look completely average or stay how you look with your current net worth? So you're saying I look above average? I think I mean you have a great great physique. I mean Um well, I'll I'll have a hundred million in less than two years. So I'll stay the way I am now. Okay, you're in a room with two buttons. One gives you ten million dollars and the other one gives you the best physique in the world. Which one you push? Uh the physique cuz you can't buy that. You can't it's impossible to get the best physique in the world. Ten million anyone can make ten million. You're absolutely crushing Togi. Thank you so much for coming on the podcast. Everything you say and do is super impressive. Obviously when you come on the show, we're going to be critical. That's what we do. I mean, we want to critique your finances and say, "Hey, you should save a little bit extra money, build that nest egg." It's in our nature. It's part of our DNA. Isn't that right? That's it. You're doing incredible. Deep down, man. I mean, you're crushing it. You're doing such a good job. And if we can ever support you in any way, let us know. We're happy to help. Right on. Thank you so much. >> loan. Yeah, I'm a little tight on cash. It's all invested these days. Yeah, he sees the rates. Oh, no, dude. I know. I'll give you a great interest rate. How much money is in your bank account right now? 200 grand. Okay. But everything's invested. Everything's invested, you know? So, don't count that as like cash. Viewers, thank you so much for tuning in. As always, we would not be here if not for you. We flew all the way to Austin for this, okay? We're in Austin, we're flying to Puerto Rico tomorrow. This is all for you guys. Thank you so, so much for tuning in. Thank you. Thank you, guys. Boom. Boom. Thank you, Kyle Hammer.