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How To Make $100 Per Day In The Stock Market ft. Jeremy Financial Education

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In this celebratory 50th episode of *Millennial Money*, hosts Graham Stephan and Jack Davison welcome guest Jeremy Miner to discuss stock market strategies, current market conditions, and personal investing regrets. The conversation opens with lighthearted banter about a $313 million channel milestone and Jeremy's controversial Versace t-shirt worn specifically to "troll" the hosts. They delve into the state of the equity markets, acknowledging what they term an "everything bubble" driven by massive liquidity from real estate investors and retail participants who feel cash is devalued. Despite this overvaluation in high-growth sectors, Jeremy emphasizes his strategy of seeking specific deals regardless of market sentiment, noting that while he previously relied on broad research methods like Seeking Alpha or CNBC, a significant portion—over 75%—of his current stock picks now come from recommendations within his private Discord community where thousands of trained eyes scour the markets for opportunities. Jeremy outlines his rigorous process for evaluating new tickers suggested by others, starting with understanding the fundamental business model via Yahoo Finance profiles before diving into financials and investor relations pages. He highlights specific examples of missed opportunities and regrets, such as failing to invest in AMD when it was trading around $2-$3 or selling Apple too early despite its subsequent massive gains. The discussion also covers his approach to hedging during volatility; he recounts buying stocks like Apple and Palantir during a dip but utilizing covered calls on March 20th options to shield against further downside, illustrating how option strategies can protect portfolios even when the underlying assets continue to decline temporarily. He contrasts this with his hesitation in March 2020 due to fear of an unprecedented health event, noting that while he eventually entered positions in April, he missed the absolute lows on stocks like Wynn and Uber. The dialogue shifts to broader economic policy debates, specifically regarding Universal Basic Income (UBI) for individuals earning under $100,000 annually. Jeremy expresses skepticism about government-funded direct cash transfers without structural reforms, citing concerns over budget deficits and societal changes, though he acknowledges the potential benefits of such programs during recessions. This leads to a critique of local governance inefficiencies, with Jack sharing anecdotes about Santa Monica's rent control fees and parking ticket revenue exceeding $15 million annually despite visible poverty in certain areas. The hosts also touch upon their personal lives, including struggles with backordered appliances like KitchenAid refrigerators and Samsung dishwashers that failed prematurely, prompting Jeremy to suggest leveraging social media influence to force corporate accountability rather than relying solely on legal channels or waiting for warranty expirations. As the episode concludes, the conversation turns toward content creation sustainability and future investing horizons. Graham admits he may need to reduce his main channel output from three videos a week to one or two to avoid burnout, potentially shifting focus to their podcast and vlog side-channels while maintaining *Millennial Money* as a weekly staple. They discuss the evolution of financial media on platforms like TikTok for younger demographics who grew up with YouTube but may prefer different formats in ten years. When pressed for his top three long-term holdings, Jeremy selects Planet Fitness (PLNT), Tattooed Chef (TTCF), and Facebook/Meta (META) over Tesla due to Meta's established cash flow machine status compared to Tesla's need to become a car company again. He identifies Corsair Gaming as currently undervalued at roughly 40 times earnings with significant growth potential, ending the session by encouraging viewers to subscribe for their free stock offer and promising continued engagement on social media platforms even if he eventually steps back from daily video production.
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well holy smoke is this ain't no jokers welcome into the 45th episode ever of millennial i mean excuse me the ice coffee hour with graham and jack they have made 50 313 in the history of this channel congrats gentlemen and thank you for having me thank you so much that was really good that was really good you know mateo right now is right after that calculating calculating all the numbers i'm curious to see what it's going to be this episode 50 grand 50 000 that's pretty amazing that's incredible that's a full-on salary yes that's crazy how long you guys about a year right you've been doing this a year in a couple months no it hasn't been a year yet no a year in a couple months oh okay okay it sounded like a year and a half okay and a couple months yeah and this is my third time on the channel so thanks for having me you've been on the channel more times than anyone else that's true we've had a few people twice but never for a third time okay well i appreciate it guys thank you you're just so good the first two times we had to have you back we want to know what stocks to buy oh man what's going on with the stock market what's happening with the stock market collapse of 2021 what's going on with bitcoin what are you buying right now what are you selling where's the market gonna be headed how do we make money right now this episode oh my gosh that's a lot we're gonna we got a lot to get into holy smoke as well you guys got how much my flapjacks how much is that shirt this shirt uh so okay guys i'll be honest i i wore this to troll graham it's a 350 t-shirt from versace straight from italy so got it at neiman marcus and i saw it in my closet and i said what am i gonna wear to get graham's blood boiling because you guys know i like to troll you every time last time i came with starbucks yeah the other time i had starbucks delivered with uber and then we had a tip and everything and then this time i was like well i'm not bringing starbucks i'll just wear a versace shirt so yeah that was the first thing i saw when you were walking up i'm like why yeah what's the point why did you buy that shirt oh man i don't know i think just for this podcast honestly no you didn't what went through your mind did you have money that you had to get rid of that day like it was a challenge like you have to spend the money i think so i just wanted to see does a 350 t-shirt feel better than a five dollar t-shirt and what i can confidently tell you gentlemen no it doesn't it feels the same exactly could someone tell you that was fruit of the loom and you would be totally yeah i feel like it feels like any other t-shirt i'll be honest maybe slightly more premium um but yeah it honestly like i don't feel any different with it on i'll be honest so do you feel nervous eating like a messy food in that like spaghetti would you be really like sweating i spilled dutch bros on this before i got here right across but lucky enough it's black so it doesn't shine dutch throws just like uh the lid kind of leaked a little bit when i was taking a drink and just went shh oh my gosh did anyone ever tell you that you should return the shirt no one restore credit no no no one ever told me yeah i don't know what neiman's park uh policy is on that i'll have to check on that isn't nordstrom's don't they have a lifetime return policy yeah i think you could return stuff to nordstrom's without a receipt without any proof of purchase you just bring it back and uh they hope that you tell them it's like the honor system i believe with neiman walker i appreciate that shout out for jwn stock you guys make any money on nordstrom i did i bought nordstrom at what i think is like ten dollars a share eleven dollars a share yeah i didn't put enough in because i figured like oh it's nordstrom's like when's the last time i shopped in nordstrom's a long time so i think i put in like seven grand or something sure enough it's like tripled yes and i'm looking at that i think recently 45 dollars a share or so no yes i thought it was like 30. it was 30 and then it just made a huge like upward move i think it's like 40. are you still buying nordstrom i'm not buying nordstrom i still hold some shares and unfortunately i sold some shares in the 30s and now i'm regretting it i'm like why didn't i hold it like everything i think i still got about a little under 100k probably in nordstrom wow but yeah it's been a beast man it like it was just 10 to 12 dollars back in that was a few months ago yeah it was like in the fall of july yes sure yeah like september i think you could have picked up shares for 10 12 and now it's like 45 yeah what's going on with the market right now why is everything so expensive yeah everything oh my gosh you know i saw your video about the everything bubble and uh yeah it does make me think i mean there's just a there's a lot of sloshing of money out there there's people looking to put money in different places there's a lot of people that made a lot of money in the market in real estate almost everything and i think just that money kind of makes people want to make more money and invest more money in the market and i feel like we've just had this massive like flooding of money out there and um it's made a lot of stocks get really overvalued you know there's definitely people are willing to pay almost any price for stocks right now i mean it's it's it's substantial especially high growth that's the type of stocks right now that everybody wants to you know i just spend twenty five thousand dollars on pokemon cards okay so i'm a prime example of people at too much money right now i just feel like there's something going on right now in the market where people feel like they have to invest money out there and cash is worthless right now and cash is being devalued and so let's buy stocks there's a lot of people participating in the market i'm talking the stock market specifically that these people wouldn't usually participate in the stock market like you really look at it and i'm i'm watching people get in the market and i'm talking about big money too i'm not just talking about like joe who's got like a thousand bucks and trying to invest his first thousand on it don't talk about joe that way hey i'm sorry joe sorry joe that wasn't directed towards it was another joke sorry there's gonna be a joe out there who's watching this she's like i can't believe jeremy called me out like that he's like yeah but anyways no i'm talking about like like people that have like you know seven figures or even more than that and are investing like mad men in the market and it's like you know no names come to mind but i'm thinking about some of these people i'm like you know some of these people didn't usually participate in the market and now they really want to flood some money and so it's an interesting market we're in right now um and uh you know i'm just uh somebody that's participating in it trying to find deals my main thing you know when it comes to me i'm looking for the best deals regardless if the market's uh a bubble market a bad market an overvalued market undervalued market i'm looking for the best deals and um there's some of those out there but they're they're few and far between right now how do you find a deal where do you look walk us through the process teach jack jack needs help so i'll be honest like 75 or more than 75 of my stock picks now come from the private discord chat in in my private group like i'm getting i i'm in a privileged position now where i just get fed stocks and people like what's your opinion on this stock what's your opinion on this talk and so sometimes it's annoying because it's like it's too many dang stocks to always think about but sometimes i'm like oh my gosh like they got a really good stock like a lot of these stocks now are coming from people because like in my private group like these people are trained to look at everything i look for in stocks so now i have thousands of people scouring the like you know the the markets looking for that next gem the next nordstrom that next uh revolve that next up work that next tesla the next planet or whatever stock you know and so that's where it's kind of like an unfair advantage i have now i feel like because of that but before i would just i would just like look up lists of like s p 500 and um do things like that or just like you know going seeking alpha see what they're talking about sometimes i would just like watch cnbc and look for tickers like coming across the bar and like oh there goes one i've never looked in that stock before um and just try to like be in the market like like really like in the community of stock market investing and um and so that's where i picked up a lot of a lot of names but nowadays like i'll be honest like most of them are coming from somebody in the discord chat that you know puts me on to something and then i'm like oh you know this is a really good one and next thing you know i buy it and what's your first step when you you get a ticker let's say from a student in your group what's your first step like the fundamentals of the company like really looking into what does this company even do and usually within 10 to 20 minutes i can tell if this is a like worth me going further sometimes there's some companies and i'm just like well you know that's just way over my head like somebody could send me some biopharmaceutical company and i'm just like that's you know come on that's just too much you know like that i have no i have no um strength in that area for instance um i don't know that sector well or some healthcare name like i don't know that you know what company's going to grow and what it's just that's too much for me so i'm looking for the fundamentals of that business first and then we can go from there and um and then we'll go into the financials and things like that but it's always about the business first what do they do oh okay now we let me look in depth in the business now i have a rough idea of what they do so do you look up every ticker every ticker in terms of what in terms of what's recommended or is it just like oh that that seems kind of cool what's that one that sounds like an awesome ticker symbol uh sometimes i mean usually like you know let's say somebody brings me a stock and they're like oh yeah i'm buying blah blah stocks usually they'll give me a little bit of the case then i'll look into that ticker and see what the company does like the profile like yahoo finance although it's fallen off in recent years it's still good for like if somebody gives you a ticker and you type it in like you can go to the profile section and get like in one paragraph like a little bit of an understanding of that company like what they do how they make their money and then you can kind of go from there so yahoo finance is your preferred method of research for that initial profile part of so let's say you you shared a ticker with me let's say i had never looked into tesla stock right and you're like i'm looking in this electric vehicle company tsla i would go to yahoo finance i would type in tsla i'd go to the profile section and i would see like what they what do they do like because that's gonna that's gonna give me an idea of what this company actually does and then we can go from there and uh figure out is this this worth me taking further then i might go to the investor relations page for a company and start doing some research there and um you know we can go from there so but first we have to thank our sponsor grammarly recently we've had a few projects going on around the house such as installing the aquarium and construction for the pool i used to spend so much time drafting emails requesting updates and coordinating appointments with different companies it was a nightmare it was really important to me that my message came across clearly and concisely grammarly premium gave me the tools i needed to save time and effort when writing emails sending out messages to friends and family and pushing out team updates they offer clarity suggestions that help me write more concise sentences without unnecessary or redundant words and i especially like how grammarly premium automatically suggests alternative vocabulary that matches the tone of my message and with their desktop editor browser plugin and mobile app it has never been easier to revise my writing wherever i go do more than just spell check say what you really mean with grammarly premium get twenty percent off grammarly premium by signing up at grammarly.com iced coffee that's twenty percent off at grammarly gr dot com slash iced coffee thank you so much grammarly for sponsoring this episode and back to the podcast it's too bad you're not able to set up a screener that could go through the discord or go through the group and then pick out how many times a certain ticker symbol or company has been mentioned and then see based on that if there's any correlation to its price oh that's a good idea we could do that people have been doing that on reddit's wall street bets they've been coming up with these incredible things that scour the entire page analyze every day how many times a certain stock is mentioned and then trade based on that yeah i have a guy that could literally probably do that on discord like he's like a genius as far as like figuring out like uh different bots to set up and things like that i i could have that's a smart idea i might have to do that to be honest um you know but it's not like i can just intuitively feel like what stocks like a lot of retail people are in because if i get suggested this stock over and over again this is like stock that a lot of people are in like a palantir is one of those stocks uh pl tr i think's a ticker symbol that's one of those stocks that like i could just feel it like i don't even need it to sift through discord like i get so many suggestions about oh looking to palantir more like what's your what's your bold case on palantir things like that what do you think of palantir i'm still doing research on it yeah that's one of those that's a hard one to wrap your head around in terms of really understanding on a high level um really understanding on a high level like what's their realistic opportunity in the market and um because a lot of people like you know especially if you're new to the market you just want to put money in a stock and so you know you could almost be fed like any bull case and you're really excited and you're like oh i got to buy that stock they're going to grow but it comes down to valuation also that's another you know part of the stock market and picking good stocks like you got to look at the valuation so what i'm trying to figure out on palantir right now is is palantir the type of stock that is you know a good deal overall based upon what their true opportunity is not what you know anybody else thinks they're opportunity what i've researched with the company what i understand with the company so yeah it's still a process sometimes it takes weeks sometimes it takes days to look into a company sometimes it takes i mean sometimes it takes months or years you know for me to really get to that point sometimes i never get there so you know there's been times like that in the past where like an amd stock for instance yeah yeah i remember when amd was two three bucks a share and i looked at that stock and i was like wow man amd's really down but i just couldn't wrap my head around it and um obviously amd's like i don't even know how high d is it probably 90 now yeah i think it's a little under 100 or something yeah and that was a stock i could have bought but i just couldn't quite get there with my head wrapped around it nvidia oh my gosh i trained this one guy on like how to invest he's like another manager a quick trip when i lived in charlotte north carolina came over the apartment i trained him on everything completely for free just a goodness in my heart we like spent a whole day and then he brought me a few stocks one of them was nvidia this is when nvidia was like 18 20 a share i was like i don't know about that one because i just don't quite understand it nvidia obviously grew into a giant and i don't know what nvidia is today it might be 500 a share this is like you know five or six years ago might be six years ago now maybe seven years ago but still like you know from 18 20 to 500 plus that's ridiculous man do you have any regrets the regret's usually the biggest one oh my gosh there's so many i mean all my regrets are always like stocks i actually did understand on a really high level but i didn't invest in them so you know stocks like amazon come to mind where amazon's not some incredibly hard business model to understand never bought it um there's a few other companies i look at and and then the other regret i have in the stock market is like a situation where i sell a stock too early um and then like the stock ended up being a beast and i'm just like wait why did i why did i sell that stock again like did i really need to get out of that stock that fast so those are usually my biggest regrets in the market overall i asked dave hansen this and this was pretty interesting to hear do you think that you would be better off overall if you had held on to every stock you've ever bought instead of selling oh that's really interesting um man that's a that's a tough question because some of my companies got bought out you know like some of them got acquired by other companies so it's not like i could have really like you know i held on that stock for instance like i remember king digital got bought out by uh activision blizzard which king digital was basically they came up with like the candy crush game and some of those and there's just like profit machines um and so some of those companies get bought out so you can't really hold on to those but yeah ah most of them turned out really well uh 90 i would say 90 95 percent probably kept going up even after i sold them um maybe five to ten percent went down but also when it comes to selling it's like where did you put the money because maybe you put in another stock that's actually much better so for instance um you know like i sold apple uh what was that a year and a half ago two years ago and apple's done amazing since then but i put that money into tesla where i thought it was going to be better and obviously tesla's massively outperformed apple so apple still did great and i could have just kept my money in apple and but at the time i needed some more money to invest in tesla so i put in tesla and tesla outperformed so um but yeah i mean most of them have turned out pretty well over time so what do you think of uh kathy wood in her new tesla prediction what did she say it was some absurd number yeah yeah so they believe uh on a bear case tesla's going to be 1500 a share in 2025 and right now it's like 600 650 so that that's our bear case their like medium case like they're like one they think the realistic case that one is at three thousand dollars a share okay and so a little less than a five x from here by 2025 and then their bowl case is actually four thousand dollars a share so and they do have some cases that are above that but that's so they believe basically fifteen hundred dollars to four thousand dollars in 2025 tesla stock will be how is it possible so they have them doing some unbelievable revenue numbers they believe that tesla's going to be selling worst case scenario 5 million cars a year in 2025 best case scenario 10 million cars in 2025. now as a tesla bull that's really hard for me even to wrap my head around that because keep in mind tesla last year sold about a half million cars so to go to 5 million to 10 million like we're already in 2021 to do that by 2025 she's more bullish than i am and arkansas is more bullish than i am how many cars do like honda sell toyota honda i don't know off top my head i know toyota i think is number one and they usually do if i recall i think it's around 10 million a year around 10 million a year so she thinks that tesla's going to be selling as much as uh toyota yeah but the big thing is by 2025 yeah see like i've always imagined like 20 30 okay we can talk about 2030 maybe they're the biggest maybe they're doing 10 million and 20 million cars but 2025 like that happened like you know years go fast man like you were already in 2021 2025 to get to from 500k to 5 million to 10 million i mean you're gonna need to you know ramp up production in a massive way you're gonna need crazy massive adoption around the world basically to hit those type of numbers in that quick amount of time so yeah i mean she's more bullish than i am i'm really bullish on tesla but my numbers are further out than than her numbers are so in in ark invest in general let's be clear it's not just kathy wood that comes up with these numbers they do models uh tasha keeney over there and um so i don't want to say like it's just like kathy would be in like ah this is what i believe it's like arc invest like the whole you know etf so what's to stop them from just making stuff up i mean kiss cuz she could say like my bull case is ten thousand dollars a share the price of tesla starts going up like you know ten percent oh what did i do okay so hit it once there you go whoa that is cool i had no idea so i bought this on amazon it was like 40 bucks and i could not figure out how to turn it on but i set it down on the table and turned on i was like okay maybe there's like a wire loose or something like that and then then i adjusted it and it kept getting brighter and i thought like uh crap like it's broken it's like it won't stay at the same level it took me probably like 10 minutes to figure out that anywhere you touch on that i don't know what it is but it turns up or down the brightness that was cool man press it again look whoa for 40 bucks yeah oh that's magical yeah i've never seen that before wow ah i'm just kidding that's cool oh my goodness all right yeah kathy wood is she crazy ad break but first we have a quick word from our sponsor fubotv if you're one of the 80 million americans who are fed up with paying high cable prices and dealing with shady cable companies well there is finally an alternative that gives you the cable tv experience at half the cost it's called fubotv fubotv comes with over 100 of your favorite channels including complete coverage of all of your favorite sports with all local broadcasters all major sports league networks nfl red zone espn abc cbs and many more i'm sure there are plenty of you out there who know how difficult it is to get access to these channels and all the weird and expensive packages you have to buy from cable tv graham when did you get in here dude whatever anyways plus you can record your favorite games and shows on fubotv's cloud dvr and watch anywhere on any device you could save so much money by making this simple switch well that's a great point graham and fubotv is easy to try it just takes two minutes to sign up and start streaming all of your favorite cable channels sign up for a risk free trial of fubotv and get 15 off your first month by going to fubotv.com iced coffee thank you so much fubotv for sponsoring this episode and back to the podcast yes oh gosh okay so um yeah i mean you know we should always view things from a context of it you know she's obviously been buying tesla heavy and tesla's the name that made kathy wood and arkan vest obviously right over all the other names by far and away like if you know arc invest you know kathy what is because of tesla and her predictions and things like that right they've been buying the stock it is really important for arc invest for tesla stock to go up let me be very clear about that over the coming years the reason being is if tesla stock doesn't go up people's you know not everybody like some people are gonna ride or die with her in the etf but there's been a lot of people that have jumped on that bandwagon who is because kathy wood nor confess they're the hot thing on the block on wall street right now and so if tesla starts going down performing badly there's going to be a lot of people that pull their money out of that etf and then you kind of get in the situation you got less and less money going in you know arc might have to sell more tesla stock it makes the stock go down even more it creates more disbelief in it in the short term and so there's i could understand that argument about you know them wanting to keep tesla stock inflated or go up a lot because let's be honest the more tesla goes up not just does it help arcs returns it helps arc's brand it helps you know kathy woods brand and things like that for that etf and it'll keep money flowing in so they can continue to buy tesla stock and other stocks out there so you know i don't want to say that's why they're doing it or something like that or why they have a big price target because they've always had big price targets it's just like you should at least like understand that it is a possibility so i have a feeling when people make bold claims like that if it doesn't pan out their reputation isn't as damaged as one would think because a lot of people kind of just forget that they ever made that claim in the first place yeah i would say so you know some people will definitely you know hold it against them for a long time but yeah there's some truth to that for instance like the short seller and i don't want to call it the short seller community but like the the people that are always like the market's gonna crash fifty percent you know i remember you referenced harry dent recently oh gosh he said too the market was gonna crash like 90 something percent yeah in one of kevin's videos yeah i mean so you have those individuals that year after year after year it's like this is the end this is the end this is the end and then you know people just forget about it and then when the market gets rough they you know are like applauded it's like oh they're so smart but um yeah so there's some truth to that i've definitely seen it with those people that are just like always negative and it's like buy gold and things like that so yeah i could see that so you'll buy stocks that are overvalued will i buy stocks that are overvalued not usually if i'm looking out if i'm running valuations three years out five years out and it still looks like a rip off i won't buy it it's just flat out like it doesn't matter how much i love the company if it looks like a rip off even on three year out and five year out numbers like i'm good even if i love the company um so i don't mind sometimes paying a premium for stock but it has to make sense over the next few years like i have to be able to like formulate the numbers and be like oh i see how they can fulfill this valuation over time you look fit man oh thanks man i'm trying to make progress i'm trying to get a six-pack by summer that's my you could be you know jared of subway you could be the the jared of uh tattooed chef yeah and be like this is all because of tattooed chef i gotta say the cauliflower like i was really looking into it i was like you know and that's our main ingredient in those products i was like dang man that's actually a really healthy thing but also like when you spend 350 on versace shirts you got to make sure they look decent you can't be you don't have them having rolls or whatever man what's up what's your workout routine what's my workout routine what are you doing yeah i mean sometimes i'll do sprints um when i'm in arizona i'll actually play a lot of basketball uh there's a in our community there's a nice like basketball and hoop and no one ever plays down there so i'll like record some videos and then i just go down there like three four o'clock shoot some hoop run around uh maybe do some sprints after that something like that um and so yeah that's kind of i do a little more intense workouts and probably a lot of people i do um have like a boxing bag at the henderson house i haven't been hitting it lately though i've been really lazy as far as that goes um but yeah so you know some of that type of stuff so graham and him graham and i have been working out recently yeah oh man there's a little gym in this community gym opened up oh it did just opened up yep so when you when you come in are you gonna work out with us i might that would be something we do today like it's a daily thing really yeah do you guys really good what do you guys do in there well waits we get we get jacked yeah we get really big yeah oh man it's only been a few days so we're still getting into this that first day was so rough so i probably took like five months off from going to the gym entirely and got back and did my normal workout routine maybe like you know 70 of what i would usually do i felt a little weak but it wasn't bad that next day i could not move my like base my entire body was just it hurt so much and i went to bed and i'd never had this before but i woke up my arm was just i couldn't move my arm and it was so painful that i thought like i might have to take an advil for this i couldn't sleep i thought there was something wrong and like i couldn't move my arm beyond like that because it hurts so badly did you uh where did you ever your muscles ever like involuntarily just start like vibrating during the workout yes during the workout like you get the like you're doing the chest press and your arms are going like oh yeah that's not really what i mean but yeah there's a there's a separate one where just like your leg will just start like to do oh no no no i'm not spasming oh really okay yeah that happens to me sometimes if i do a really serious work really yeah and it's like they say that's your muscle growing i don't know that's your muscles i'll be honest but yeah no it's crazy man when you work out like that it's just a ton of little tiny tears in your muscle and then you gotta build it back stronger tattooed yeah it's weird how that works it is it's it's you're breaking down the muscle and then it has to grow back even thicker to compensate for that yeah so it's like imagine adding scar tissue on top of your muscle every single time you break it it gets thicker you break it it gets thicker it doesn't sound healthy no it doesn't like when you put it like that yeah like that's really like when you see a bodybuilder like that they've just torn every muscle in their body multiple times and it's had to compensate for that yeah it's really what it comes down it's weird i can't work out the way i used to i will say that and it's not because i don't want to it's just like like i get hurt or something man i'm just a weakling now like my back like i got a herniated disc in my back last year uh i did a serious workout not that long ago and then my foot i think i i got like plantar fasciitis which is kind of like a situation in your heel and i'm just like dang man i'm just i'm only 31 but i'm like dang like i have so much respect for like professional athletes that can keep performing at a top level at their sports at like like i watch lebron he's like i don't know 38 years or i don't know 37 38 he's still dunking on people's heads i'm like my goodness tom brady just won a super bowl he's like 45. i like i have so much respect for those guys i'm like how do they do it i'm watching myself at 31 and i'm like i didn't put anything close on my body like those guys have it's crazy man even tiger woods still going oh you got an entrance you have no accident you hear that yeah when recently last week it was a bad one man i mean he has to be seen i mean he survived but he it's strange so what happened he was going downhill uh in in newport beach i believe and just he lost control of his car and went through the center median and then went off the side of the cliff and the car like tumbled around so they got him out of the car he's he survived but it's unclear if he's going to be able to play golf again that's terrible yeah and so people are wondering like how do you lose control of the car yeah some people are thinking you fell asleep they're like that it's the way that accident i guess looked looks like a common like where you fall asleep driving and all sudden you wake up midway through and you're already too late right and it didn't seem like it was speeding down this this hill like he lost control of the car because that's so yeah i don't know so we'll we'll see yeah right hopefully everything is what yeah hopefully he's all right yeah do you think that the way that you research stocks and financial statements and stuff like that translates to other portions of your life like like analyzing the nutritional facts of like a food or something like that uh maybe i don't know i was probably into nutrition way before stocks but i don't know maybe um i will say like you know stocks you know all the research i do in the companies because i have been involved in like investing i i think it makes me better at like business overall um because i just understand like you know like you just you learn so much from these companies like i'm doing super in-depth research i'm like oh that's how they're making this money oh that's how they're getting this gross margin you list on conference calls and you pick up on so many different things you know just business related that i think it really like helps me out big time um when it comes to like if i'm gonna make moves out there and things like that so what was that a weird question no oh okay that's a fun question i was thinking about what to say afterwards and oh we i was hoping you would just keep talking and then by what's your option strategy like right now like are you doing anything yeah i got one option open right now one call option so what i like to do is i like to play um options that are basically two years or more in advance usually so what i like to do is september october uh between september and november of each year options come out that are like a little over two years in advance like two years in like three months okay and so what i like to do is i like to say is there any stock i have a lot of conviction in over the next two years and whatever and um that i really really believe in that is going to go up a lot and then i look at the option prices and sometimes i buy them uh so the only option play i have open right now is dropbox and it is up over 100 we've done very very well on that one yeah it's been tremendous uh you bought one call no i got i bought 21 000 worth of calls and i think there were i don't know between 45 and 55 right now um and so we're doing really well in that one but that was one of those that i'm like there's just no way i can't you know when i bought those there's just no way i couldn't see dropbox like being a beast over the next two plus years and so i was like i'll throw 21 000 worth in in the call options and you know i don't do a lot of of option moves because it does put you with that like time situation i don't like that where you it has to go to a certain price by a certain date you're going to lose a bunch of money and so you know that i'm not a faint of but my gosh there's a lot of money to be made but um i mean the problem is man a lot of people lose money when options i'll be honest there's there's certain individuals i have one that's going to be a new coach for us like they consistently make profits but they're not doing the type of risky strategies like even my strategy even though it's two years out is still considered risky because those can expire worthless you can do a lot of different strategies like selling covered calls and things like that that i don't feel like getting into right now because i don't feel like explaining it because it's i'm like um my brain's not there i need a whiteboard to actually explain options in detail but there's some strategies like that that you can really make consistently pretty good money in and there's there's other ones as well that you know of jack because you're the options master and then you're gonna come here but the expert at one percent per trade yeah hey man you're one percent sometimes yeah there's different they're just different strategies out there man but uh you know that's um yeah i don't do a lot of those moves i'm most the time just like let me just buy the dang stock and sometimes i'll look into far out like calls and then i'm like okay i have to pay this i need to go let let me just buy the stock forget trying to mess around with that so what do you think of the whole gamestop fiasco oh my gosh where do you start with that i mean i don't have a strong opinion on it i mean i know a lot of people are super opinionated on it it's actually i'm surprisingly not opinionated on it um you know i don't know i don't have that it's funny because i'm the stock market guy but i don't have a strong opinion on that it's like um it is what it is i i don't know like you know it's not a stock i'm interested in it's not a bad stock but it's not a stock that i'm like i gotta buy that stock um i think it's good in the respect that it gets a lot of people into the market a lot of people are like ah let me start buying stocks and at least like you know sometimes you have to get people into the market through different means right not everybody is going to be like me and like super like go-getter like i can't wait to start looking into companies i want to be the next warren buffett like not everybody wants to do that some people you have to drag them into the stock market through different avenues right and so i think a situation like that gets a lot of people excited and so from that perspective i'm happy you know the whole rest of it it's like you know it is what it is i don't really have a strong opinion on it to be honest so does it worry you that it's still trading above 200 a share it's a 15 billion valuation right now for gamestop yeah yeah i wouldn't say it worries me um i mean whether it goes up a bunch or down a bunch you know i think people that are really been buying that are prepared to lose their money for the most part or see the value go down or something like that um and i think they understand that risk i think the same way you know somebody you know we live in vegas right so i mean somebody goes down the sports book like they could win a bunch of money but they also understand oh man i'm this might cope this might go bad and i might lose everything gamestop i don't think that's the type of stock you lose everything in though let me be very clear it's just whether gamestop goes up over the coming years or whether it goes down let's say 50 over the next few years i think that's the real question with gamestop i don't look at that business model and say that's going to zero it also is hard for me to see that going to a thousand i mean i've seen people saying game stops going to a thousand dollars we've seen a thousand five thousand yeah and ten times ten thousand dollars yeah yeah there's been people on reddit being like forty thousand dollars it's going to hit 40 grand we just got a whole everyone's paying 40 thousand dollars for this yeah yeah you know people just we'll talk crazy people go bankrupt before that stop it was the idea that it was over shorted by the inside and they'd have to buy it at whatever they wouldn't they would they don't have to buy it they because they were locked into contracts no they would just listen we're we're done listen that's what's gonna happen they can't just invent money out of nowhere to pay for something that they can't afford they would go bankrupt they would just go bankrupt right exactly yeah and then nobody gets their 40 grand yeah they're just gonna say i'm sorry we're not playing in this game anymore i don't like this game i knew somebody eric cartman of that be like all right screw you guys i'm going home yeah i know i i i knew someone who was so convinced in gamestop that they had everything that they owned except their fully paid off house but every last penny aside from that into gamestop it was nearly a million dollars in 800 call options that expired yesterday oh what what what are they wow so they so they put in they had like they i think it was like 80 grand or something like that and it went up to to like 900 000 and they held over the weekend two weeks ago into monday of this week with like a million dollars in 800 calls so they would be able to buy gamestop at 800 per share wow yesterday and obviously it didn't hit it so what happens to just the money i don't know if he exited his position but i know for a fact if he if he did exit his position i'm sure he at least lost like 50 60 70 percent people you're hanging out with i was telling him that was a terrible idea i was telling him that's a no-go but who is this guy his name's crispy stocks he's in the mentorship group are you serious i told him not to do it yeah i said i said dude you you turned like 80 grand in into nearly a million get out and jebe was telling him too he was like dude you should get out of that like you've already made so much money he's like oh i'm convinced it's going to ten thousand dollars a share jeez why didn't i hear about this because it was on a tuesday you weren't there that sounds like an interesting video wow no i i we could actually have like a segment with him on or something he has a youtube channel and he's like he was so convinced he said he was fully prepared to go work out wendy's like if if it expired worthless be totally fine going working at wendy's restarting that's just greed that's greed though when you when you turn 80 into how much was it worth at the point it was like a million that's just greed he said he was going to be worth 10 million was his projection mommy what could you do yeah hey man we live in vegas i'm sure somebody on the strip tonight's gonna turn some silly small amount of money into some stupid amount yeah and then they're gonna get calm to that night and then they're gonna stay another night and they're gonna lose it all you know what i mean it's just you know i know gamblers want gamble it's just that's the hardest part i keep looking at like a hand of blackjack and i'm like well if i put 25 on this hand and i just keep pushing and i keep doing this for like 10 hands in a row that's it you know i'm set i can't believe the last not to change the subject but i've been the last two times i went to the encore i didn't lose money it's a miracle and one of the times was with you i don't go that often but when i have it's actually it was probably twice in the last six months and that's a miracle because you know when i go every single time you manage to lose money yeah not even doing anything risky it's not like you're making stupid bets like i lost you're betting the same as everybody else but somehow you always lose money oh gosh i know it's like i go there wanting to lose man but yeah somehow the last two times i didn't but anyways to get back to that whole gamestop situation man it's it's a messy situation there's no doubt um we'll see what happens with it over time you know um yeah you know man i don't know it's i don't know what else to say about it honestly you know it's just does it work see i'm worried that that's the state of the market right now like that's not a sign that we're in a healthy market i mean i'm sure every stock is going to have little pumps and but for that to happen on such a wide scale worries me that like there's no way that's healthy there's no way that we're in an economy right now that should support something like that yeah yeah it's just it's what's going on at the moment man yeah it is it is a little worrisome like you're talking about people so flush with cash i think i'm the perfect example of buying the car like i would rather buy the car than keep money in a bank account because i think the car is safer than cash and i'm not like a conspiracy theorist about anything like i'm not like too extreme on that yeah so i'm i'm thinking like if i'm doing that how many other people are doing the same it's true yeah how many other people are that flush with cash right now to throw everything they have into the market yeah no it's a really good point i mean there's a lot of people making money from the gamestop situation different ways i do have a friend he uh if i recall he sold some um 800 strikes that expire in april and he got like 31 dollars premium so he and i think he did four contracts so he's going to clear like 12 000 and as long as gamestop doesn't go to you know 800 plus by april i don't remember well even if it does he's selling them for 800 a share which is like yeah yeah so i mean he's looking good i mean he could get into trouble if maybe you know i don't know the stock really goes crazy but um yeah i mean he's gonna yeah he's gonna make like twelve thousand dollars in a fairly low risk situation right i would say there's probably a one percent or maybe even less than a one percent chance of that happening to make twelve thousand dollars like hmm that's pretty attractive that's wild yeah people are willing to pay almost any price for those options on gamestop just because the whole might go to a thousand soon or something like that so what do you think about the stock fisker fisker i haven't looked into in depth yet you should i've looked into lucid but not fisker yet why not i just haven't had a chance okay yeah i mean it's just like a massive backlog of stocks i always have to look look into fisker fisker what did you see there i just was i i'm not a stock guy i liked fisker back when they first came out with the fiskar karma this was like 2011 2012. and uh i thought i thought they were gonna win against tesla i thought they had they had a cooler car this is before the the self-driving whatnot they had a cooler looking car the problem with the car was that they caught on fire oh so so and then they had some financial issues they weren't able to fix the cars they went bankrupt then another company bought them okay kept them but then they're now remaking these cars wow so i don't know i think there's potential there they got a really cool car they're coming out with a few other options like on fire hot stuff no no it hasn't it's been underappreciated it's been trading between 12 and like 23 24 for gosh how many months now i think just being a part of the ev sector like that stock could blow up i know you know that stock could blow up like on fire like fire yeah no it could be a neo yeah yeah honestly interesting yeah i looked into lucid so far and that's about it oh obviously neo and some of those companies but yeah i haven't looked into fisker so yeah i might have to take a peek there and see if there's something there obviously that's been a space that's been so hot like yeah just everybody wants the next tesla the next hustle the next tesla people are really desperate for it man but uh yeah there's been some stocks have gotten hammered in that space i don't know how much you guys you know keep up with it but like workhorse oh my gosh that stock fell i think 60 70 percent like in a snap of fingers because they didn't get some contract with usps that they were supposed to like my gosh that's devastating um lordstown motors i think that one's down i want to say 50 60 yeah that's a weird situation there um and so some of those stocks have just gotten absolutely obliterated never mind like here's the thing if the nasdaq goes down a bunch more like you know i'm talking like a ton i'm talking like 10 that's going to mean tesla's down 20 to 30 percent that's gonna mean some of those other stocks are down even more than that so i don't think that's the thing people understand about the market and um you know obviously if everything goes great nasdaq keeps going up nasa keeps pumping tesla's doing great right and a lot of the higher risk plays are going to do great but all it takes is nasda like if the nasdaq falls 10 next week which probably isn't going to happen but let's just say it hypothetically did tesla's down 20 30 plus percent in that amount of time easily because tesla just goes down a lot more and the market goes down usually 2x to 3x on the flip side if the market does great tesla goes up 2x to 3x more and then all those other higher risk plays in a tesla get hit even harder and so some of those can go down 30 40 with only a 10 pullback in the nasdaq and that's that's i think sometimes what people don't understand that's why it's really dangerous to go on margin with those sorts of stocks and i don't think that's what people understand sometimes they they just think about the upside like oh i'm gonna margin out extra money in these and um really what they're not realizing is man it's true you know it can go south fast and when it goes south fast man next thing you know you have margin calls and it gets messy quick do you think we're running out of growth like what what more can contribute to this because i feel like we just did the stimulus package we've already somewhat priced in a full recovery we're getting people vaccinated what else is there to boost this further yeah and now it's going to come down to corporate earnings i feel like from here now as the economy opens back up all eyes are going to go on to earnings and for the next probably two to six quarters i would say and now it's like now we're going to be into a stage where it's like prove me stock market like prove to me what you're going to do like prove to me companies like what your eps is and things like that prove to me that you can justify these valuations if corporate earnings are extremely strong throughout 2021 there's no doubt we could have more potential upside but that's what it's really going to come down to the earnings have to be strong they have to justify these valuations and and then people will continue to buy the stocks right if if if you know earnings are bad and it's like oh this wasn't everything we're cracked up to be then it's like oh okay that's not looking good so yeah we'll see do you use margin in your account a little bit yeah because i got a 1.55 percent now i negotiated with fidelity thanks to kevin shout out kevin yeah if you see this video which you probably won't because you record videos all day but if you do kevin watches everything yeah i know you would be surprised he's one of the first people to comment on almost uh every video on the main channel wow kevin if you're watching comment i'm watching this no no i'm watching this one two three there we go i'm watching this one two three so he's got to be precise about it i like that i like that but yeah the ultimate test yeah anyways shout out to kevin for giving me that lower margin rate so yeah i will um but thing i like to do is i like to always make sure i'm not overextending myself um or anything like that um you know because like i said you can get it can get dangerous fast another thing i like to do is like to focus on companies buying companies that i feel like are undervalued that there's very limited if i'm gonna buy a margin it has to be with stocks that have very limited downside for me you know like so for instance some stocks that i bought some on margin of recently would have been walgreens put some money margin money in that when it was like 40 a share roughly and i looked at that one and i'm like okay like what's the chances that one falls 30 percent even 20 percent i feel like extremely minimal and obviously it's done pretty well uh corsair gaming i've been doing a little margin money in that one recently because that one's down to a 4p of like 20. so i feel like there's a little potential short-term weakness there um around potentially a situation where there's a lock-up coming this upcoming week so maybe there's a little more sell-off for the next few weeks or something like that but then i feel like from there's upside um margined a little bit in tattooed chef where i feel like there's limited downside there because it's like a 1.7 billion dollar mark cap with 200 mil cash and crazy growth so yeah i i really have to feel protected if i'm gonna do anything on margin and i have to have the money to back it so i went a hundred percent margin in my robinhood account just in my robinhood account okay uh right like in during the dip not at the bottom but as it was going down wow i tried to time it good for you though you probably did well no i didn't do well because because this was paper hands yeah no no no no no no he loses 200 he's like so things didn't go as bad as they could have gone so as it was going down i bought like i want to say like 120 shares of apple okay like as it was going down and i bought uh some more palantir some other just like random stocks some neo and stuff like that but it still continued to go down but once i bought them i hedged my position with some covered calls okay so although it did continue to go down my options had value they they went up in value and my options actually shielded me from all of the downsides you're talking about the march 2020 crash or this most recent this most recent oh okay i was a little confused okay cool no no yeah i was i was thinking you're talking about that one i'm like well done man like no i went down a lot but it it could have hurt a lot worse had i not i had that position i i was so scared to buy stocks in march 2020 we talked about regrets earlier yeah i was really i didn't buy anything i started buying in april so i didn't get the exact bottom unfortunately in a lot of stocks because i was like you know i was really confused on like like you know when have we ever shut off money velocity and like how does all this play out but man like i remember i remember seeing wynn at 35 dollars a share one day i remember seeing uber uber stock and i think was 14 a share and um yeah just some of those pricing and i had cash but i was really scared so i started buying again in april when we like you know we had kind of started going up again and i was watching what was happening and they were talking about stimulus and i was like okay let me start entering but man some of those prices i think was march 23rd was the very lows oh my gosh man congrats to anybody that bought march 23rd 2020 you did well for yourself that was a scary time man yeah i bought the the issue that with me is i started buying too early okay so i started buying the beginning of march uh a little so this is just like after the 15 dip bought in a little bit thinking i'm a genius i'm a genius look at all this fool's over there buying in and it kept dropping and i'm like okay let me just take a step back i don't want to just like invest everything and then i about april that's when i started going going in but i missed that bottom kind of coming up yeah that was that was definitely you know the scariest time i've ever been in the stock market because i mean it came out of nowhere once in a hundred year health event and then it was just like you know that's just something you you know you can't prep for it it's just you have to go through it to really experience it and things like that i think one of the biggest things is like i've always learned is like just to keep the faith you know in one of those situations that is going to work out you know you don't know how it's going to work out but it's going to work out and um yeah jay powell man you can't stop that man he's unstoppable do you think they're basically they've gotten the market to a point where they're not going to let it fail they're not they're not going to let it drop more than like 30 40 percent that's that's kind of almost the way i feel sometimes i mean yeah i feel like they're really really scared um to really like let the market go down in any significant way and um yeah yeah i do kind of almost feel like that to be honest i do it's um you know and it kind of almost makes you feel it almost makes you want to feel fearless in the market it almost it makes you want to say let me throw everything let me go all in on margin you know let's go hauling on calls because you almost feel like it can't go that bad because they're going to save the day like they'll just pump some money out there and things like that but the interesting thing about this last time was they had the excuse to pump money out there because it was a once in a hundred year health event and because the government forced the economy to close in states and you know federal government and everything like that so when you when you come from that context it's like okay you can do everything but you know i mean it still does you kind of think like what happens if we had a traditional recession um where it's not because of a one 100 year event can they still get away with the money flood out there there's unemployment i i do think so okay yeah because then they would be worried about the entire economy collapsing lending drying up people are losing their jobs or losing their homes they can't they can't have that yeah no that's a good point yeah that's a really good point and then the other thing is with this whole you know most recent situation i think now they're gonna have a lot more discussions not just you know soon but over the coming years about like you know should we start sending a thousand dollars to everybody that makes under 100k every month i think those are going to be discussions that are probably going to be the most uh heard yeah in american history which is going to be interesting so if you don't make 100k a month then you get it [Laughter] 100k a year okay yes your face is out at 200 000 a month oh and for families it's for families earning up to four hundred thousand dollars a month there are people that make under 100k a month are you telling me if that's normal no oh gosh yeah i know anyways but yeah that should be interesting we'll see what happens so what do you think about ubi for everyone earning under 100 000 a month struck struggling i mean you know obviously it it would probably benefit the economy well um you know i am not a professional economist and i'll never pretend to be one and i'm also not a government official and so i don't know what that would do to budgets i don't know if that would create a messy situation i know obviously there's um you know there's a lot of folks that feel that if we just give money for free that it's taking things too far right uh you know some folks out there are okay with you know food stamps or unemployment yeah yeah unemployment or let's say even a situation where um you get uh free health care you get your health care taken and i've been on that system before like you know there was you know when i didn't have much money like i had to be um man there was this weird like rash that happened on my body and i had to go to the hospital for a few days and this is when i was working at walgreens making like 8.25 an hour so i didn't have uh you know health insurance and i didn't have any money obviously so you know that was like 20 i was either 19 000 or 23 000 in bills right and i didn't have to worry about it like the state just paid that state of arizona because i made under a certain amount of money and so you know if i had to actually pay that debt at that time that would have been devastating that would have been super bad you like that just wasn't in the financial position so you know people are okay with that they say okay you can eat you can you can have health care but where a lot of folks have issues is if you're just giving straight up money to folks that they can spend it on whatever and um you know i can understand those concerns and i can understand the concerns coming from the other side that say hey man i need money um so i i mean i understand both sides it's gonna it's gonna be a messy situation to ever get it passed i feel like um because of that reason it's like are you changing you know a lot of folks that feel like are you changing the fabric of the united states um in what we mean and what we represent if you just start giving people money for free as some folks would would say and so yeah i mean i don't know i i have no opinion on it really i'm like you know i would love to see studies that are done um i think this this whole situation is going to be interesting like if the economy does tremendous and not just in terms of like the short term but i'm talking over the next several years i think there's going to be a lot of push for this potentially being a thing out there i think if the economy doesn't really benefit that much and it just feels like assets i think people are gonna say that was that was not a good idea you know or things like that so yeah i'm watching it we'll see how it plays out yeah what do you guys think if you want to share your opinion on it yeah go ahead jump in the fire yeah give me i was just collecting my thoughts here you first i think that well okay i don't want to say i think that because i don't really know what i think but what makes sense to me is that there is like a basic standard of living right where obviously like you can afford the the things that you are required to live okay right uh i i don't want to be like political or anything that's really not my thing yeah i would listen where i feel there's so much government waste there's so much money that's wasted i have a feeling we could probably afford it as is if we just cut all the crap i think there's so much just administration and so many just big salaries required just to just to distribute every little thing and like you know check every i think this is just a lot of waste i think if we could find a way to expedite it we could probably actually still do that but save a lot of money in the process and cut other things that maybe aren't as efficient and just straight up to send everyone a thousand bucks but cut out a lot of the other things that just are no longer needed because of that i agree i actually was looking into it and the city of santa monica makes over or sorry it makes nearly 1 billion dollars in revenue every year and if you go to the city of santa monica it is not very nice like it's it's not very clean there's nicer than venice well sure like there is like a little bit of poverty and stuff like that and it's not like the nicest area but considering how much money that they're making you would expect that they would be able to handle some of those things yeah you know what i mean increase the standard of living for the residents but interesting they they don't jack is angry that he gets parking tickets i get so many santa monica so many of them and you know what each of them 73 73 73 i looked it up and from the like the the parking enforcement i think it was like some ridiculous like 15 million dollars every year yeah successful business yeah like it's absolutely i know so yeah i think that there is there is a lot of government waste i think undeniably there is a lot yes santa monica was bad they man so they charge you for uh like a rent control fee so if you have a multi-unit in santa monica they charge you every year to basically be a part of a of a registry where they just monitor what you're charging the tenant and they're monitoring the rent increases so what i found crazy is that in santa monica the maximum rent increase is either three percent per year or 44 dollars per year whichever is greater yeah that's not much so if you're renting a place in santa monica for like let's say eight thousand dollars a month the maximum rent increase every year is 44 44 bucks and you have to pay for them to oversee all of that so i so when when i got my place uh they automatically bill you for that right that rent control fee even though i was living there they build me for it and then i have to go and prove that i'm living there for them to refund me so i actually did all this work and i got like my 200 bucks back because i just had a principle i'm like there's no way they're collecting that fee for me wow my gosh it's running very poorly yeah jeez yeah man i know we thought about starting um a life insurance business recently and you know i had like the lawyers looking into it and things like that and you know when we got to so first off if you want to do insurance you have to go like state by state it's not like you just get like it's it's complicated and so i was like well what about california no no no not california like there's so many easier places to do business than in california but anyways you know yeah it's it's uh you know i don't want to speak on it because i've never lived there i've just i've heard stories from a lot of different people that it's just it's it's a hard place to do business it's a hard place to do a lot of things so yeah yeah the only thing for me with vegas vegas is very much like do whatever you want mm-hmm i like that but it's the hoas oh h o a's ah geez i i didn't realize there are two hoa and it's my fault for not understanding we're an hoa within an hoa and i don't realize that yes i thought you said there was no hoa i would have never said that are you sure 100 sure even a few months ago yes who do you think pays for everything here yeah this is just gonna come included i'm sorry i'm sorry yeah okay jack is blinded because he's just like oh yeah i'm living in my own world yeah yeah i'm sorry yeah laundry just cleans itself know we don't have a laundry machine here he makes fun of me because i i can't do my laundry or i don't do my lunch but i cannot we don't have a laundry machine here you need me to buy you one i'll be happy too they're on back order like we already have we ordered one it was supposed to come originally was supposed to come november okay then it was like the first week of january then they moved it to march and now it's like april 16th i think it's supposed to come here april 16th right you guys order this thing from online that was wayfair and i purposely got that one because it said it was in stock you guys have a fridge now though right no no we have a mini fridge okay the refrigerator was terrible so the refrigerator i ordered before the house actually closed so this is like five months ago and it was a special refrigerator to fit the spot this this spot to have it like be flush with the cabinetry it was like a special size only a few companies make it so i didn't have a lot of choice but kitchenaid was one of them so i ordered from kitchenaid and what i don't like is i ordered through one of their like black friday sales okay and when i did that i locked in like a discount of a little bit yeah but it's so back ordered it's so delayed even though it said also it was in stock oh supposed to be delivered by new year's never did and then it's now april yeah but if i oh and then i called and i said can you cancel me on this uh and she says you know fine but then you lose the black friday deal dude it's not worth it we just got to get a fridge here yeah but then i got to order for there's only a few companies that have that size so that you know the stress the time all of that it's not worth it financially it's like that apple pencil a discount on something just for the inconvenience but they just they're ruthless they don't care did you like really like try to get into it with them or did that i didn't not not like aggressively but you know firmly i stated my case and there's nothing we could do it's i think it's terrible uh you know you do an exposed video you know what i could do that like i did with samsung i got a um a dishwasher for rental property it started the front little panel yeah it started peeling within days and then by the time they sent someone out sorry it's past our 30-day thing even though i reported it days after they sent someone so far you know ahead in advance so when i post on instagram they finally were like okay we'll fix it yeah but i got a lot of people complaining and thank you thank thank to thanks to all of you guys that when i posted on uh their instagram i tagged them and then everyone went to their page it's like right this is not good what you did to graham please help graham and all the comments were like that i love it and it worked it worked so like you know i i might have to do that with kitchenaid i don't want to have to do that but we might have to go to kitchenaid and just take the mob and just let's hammer them until i get my refrigerator get grandma's refrigerator that's not fair for grandma's refrigerator we should we should do it yeah it's it's funny yeah it was a situation recently where we're having some trouble with uh the pool we have in arizona with the finish of it and um my dad was like yeah you should you know put your lawyers on them and come after them and things like that i'm like first dad like my lawyers don't like deal with that type of stuff and i'm like second like if i really wanted to hurt them i would come out on social media about this like he's like well they'll fear lawyers i'm like you know what they fear worse is like the retaliation from like somebody that has a lot of followers and like you know ruining that brand or hurting it severely you know by posting like you did on the samsung thing and it's not even like you know super malicious it's just like you but also they listen because also they're like oh he just put it out there and now 80 000 people 100 000 people whatever is going to see this oh crap we gotta we have to fix this quick man yeah it's cheaper for them just to fix it yeah i was ready to make a video i told jack yeah he was gonna make a video he's gonna make a video on the samsung dishwasher a second channel but that's a 10 minute piece explaining the situation what's happened showing the dialogue back and forth but so like proving like here are the dates that all of this happened here's what's here's what's going on here are all the other people who are affected by this because i got so many other people saying oh my god the same thing happened to me this like literally same thing they didn't want to fix it so i wanted to do this uh this piece on you've been interested yeah i mean very out of your norm for con you know like content right but um hmm it had been interesting imagine it ranks number one for samsung on youtube for like two years straight like you type in samsung anything it's like first thing it comes up like oh gosh all right but no i mean that's a good thing about having a following i mean there's a lot of good things about having a big following behind you but one of them is like hey man you need somebody to listen like they're going to listen if you post something on social media right so i saw in your instagram story you got a new watch and you said that graham has been getting you into watches and i see it's yeah it looks pretty nice yeah frank muyola so or some people say frank mueller um yeah thanks i appreciate it man it's a it's a new one um yeah graham kind of got me into it uh many many months ago we went to the rolex store um and you're like oh you should get a nice watch because i've never bought like nice watches and like i i rolex's aren't my style like i don't like really like the classical look and things like that and uh like patex and like what uh you know the other audamars or whatever yeah and um so i'm not really into those styles i i love like um uh there's a richer millie uh that's a brand i really like but the watches are like way stupid like price hundred grand yeah yeah yeah like insane and so frank you know the frank mueller they make some watches that are pretty interesting like uh visually like color schemes and things like that and um you know made in geneva and i really like like that brand and so i've bought a couple watches from them now but um yeah i'm not like i wouldn't call myself super into watches but um i do like a watch like this like i've thought many times like would i buy an apple watch i'm like i'm just i'm not that type of person um my wife loves her apple watch she doesn't care about any like other kinds of watches and things like that but i think there's just something about wearing a traditional like watch that i just really like like you know so yeah i'm getting into it's a good looking watch it fits you well appreciate it thank you i appreciate it man yeah i have to have a little color and flare it has to have like a little style to it for for it to represent me i feel like so yeah should jack get a watch i've been trying to tell him for a long time now get the watch every month he waits it keeps going up in price i got a place in scottsdale arizona man you gotta come out there with us yeah i'll take you over there and we'll negotiate a little bit with them yeah we'll haggle a little bit back and forth get you a good deal man five thousand dollars later we'll get you something ten thousand what do you wanna spend just two thousand ten thousand it's a pretty big switch what jack wants is i i'm telling him submariner get a good rolex submariner yeah black dial so you you could wear like a classical watch like traditional yeah i like the way it looks okay i think that's more of a sports i wouldn't say technically it is a sports watch yeah okay so mariner is a watch that can go with anything that's one of the watches that it's it's respectable okay wear it with a suit you could wear it playing basketball because it was initially created for divers but why is why is that now like the standard for like i love the design the design just it's classic design interesting and you you posted something recently it was um i don't know if there's a video i saw our instagram story some rolex sold for some crazy amount of money well daytona daytona the original rolex daytona one and a half million dollars wow yeah it was just recently yeah at auction oh my gosh wouldn't have for a watch i'm gonna watch whoa do you know who bought it no interesting wow was it an nft yeah so it's sold as an nfc it's not even a real watch it's a picture of the it's a screenshot of the watch could you imagine if the nft sold for more money than the actual watch it wouldn't be surprised like oh my gosh yeah how much did your watch cost this one i got i negotiated uh down to 6 400 before taxes so this one's much more affordable my other one is 10 000. that's a good looking watch too like thanks i appreciate it it's it's like lower end frank though like my other ones uh like graham felt this one and he's like oh it's pretty light the other one man the other one's really like you pick it up and you're like oh this is a watch man but uh yeah i like this one i like this style more than my other watch i'll be honest the other one i bought but now i'm going to chill on watches for a while i want to become a watch addict my wife bought me this thing for christmas like one of those store your watch things like where you can put like water yeah but my problem is i'm like well now i feel like i got to fill it up and i'm like i don't i can't just spin anything no it's not spin it's just like a nice thing you you know it has like the middle furry piece yeah sure yeah and then you just like a glass case on top of it but then i'm like oh man i don't want to have a million different watches because now this is the only watch i wear pretty much almost every day so that's what i found like if i buy something i really like like i just use that over and over and then the old thing ahead just goes to waste and collects dust but yeah that's happened every single time i got a watch so are you getting into like a bunch of alternative investments because you just bought a pokemon box first let's see it oh let's see okay let's bust this so explain the story behind this why'd you buy this so what happened here with the pokemon okay is uh somebody in the private group they said uh they they showed a picture and they were like i'm trying to sell um and they're also in coaching they're like i'm trying to sell i want money but i'm trying to sell um one of my two pokemon boxes not sure which one but one i'm asking thirty thousand and the other one he's asking forty thousand and the forty thousand one was for one that had i think it was a blue wing charizard so something about that you have a higher probability of getting a shadow list blah blah wait wait so that was a shadowless box it could have been uh andre i spoke to andre about it he's like i don't think it is um i don't know why andre said that but he's like i don't think it is even though it was a blue wing charizard i don't know how andre knew um maybe he's wrong i don't know because i'm pretty sure you could tell which one is going to be shadowless and which one is not maybe yeah and he's like like andre sounded really confident about it so i was like okay and so yeah i asked you know andre text him about it if he was interested i text you i don't even think you text back so i was like okay graham doesn't care graham clearly doesn't care and then andre was like uh you know he wasn't really like that into it so like he didn't tell me like oh try to get it for this price or something so then i negotiate and i said you know what about 20 uh 25 000 and yeah he went with 25 000 that's what we ended up doing and then i gave him 500 bucks extra so he could like get a hotel room for the night so i wanted to deliver like asap so yeah that's it this is this is the uh the box here okay so just hope i don't unravel it somehow it's crazy to think it's crazy to think this first edition would be worth like half a million bucks right now yeah yeah if it was first edition yeah and these have been going for like 35 to like 45 i've been watching on ebay so that's just the base set unlimited yeah that's just a base set from i think 99. um and so the gentleman that bought this um he uh bought it for he negotiated for i think it was 2 000 bucks in 2016. and um so yeah i'm like wow that's uh you know he made a pretty sweet profit on that like in you know over is money uh in a matter of a few years so it would be interesting if you could invest like on an exchange in like the pokemon market or in the rolex market or the ferrari market that oh man that's an interesting concept that's probably the next billion that's probably like how you can nft them off right so like you create an nft for partial shares of or ownership of a ferrari or something i like that idea yeah and if you push it down a little bit in the middle you can see the cards and whatnot right but yeah i was um i i wouldn't have bought that if it was just some random person i'll be right it was a trusted yeah yeah it was like you know smaller than i would think here looks bigger online yeah like yeah absolutely yeah magic jack just starts unwrapping oh my god hey that would make for an epic episode man this is so cool so what's what's your plan with that uh just hold it yeah i'm gonna get a nice case for a nice clear case yeah um and just hold it um for uh yeah long term i don't know you know i could always resell it but i'm like i don't really want to i think it's just a cool piece to have it's almost like art yeah i almost look at it as like an art piece like you know i'll put it out or you know bring it out every once in a while and we can we can look at it be like whoa look at this booster box i just yeah man i just want to open it that's that's the thing i want to open it and find the charizard oh gosh it's in there it's probably in there it's probably like it could be two 90 it's in there because there was a there was a box logan opened recently yeah wow yeah then like two chances too or three chances and then yeah the other thing i could do if i really wanted to i could actually sell pack by pack um you know just you'd be able to probably say if if you did shout outs with that you'd probably be able to sell them about a thousand dollars a piece yeah that makes sense yeah but yeah in gentlemen i bought it from he's like yeah it's gonna sell you know keep it keep it boxed up he's like keep it sealed up because it's gonna be worth way more money than why is he selling so he just when he needed some money he wanted some money so uh buy some stocks and stuff like that so yeah i'm like uh he wants to get in the six-figure club and he's not he's not there yet so he's like you know that twenty five thousand he could put in the market and what not so what about the other box the one with the other box i didn't buy that was the one i was going after actually uh and i offered him 35 000 but that had a tear in the plastic now he believes it should be worth still just as much even with that tear but i didn't want to buy something that had a tear in it i wanted the you know you saw that that looked perfect and so i'm like i really even though the other one was a blue wing charizard after andre told me he's like that's not more than likely shadowless i was like with the tear i was like ah forget it why so it had a tear in it how big was the tear pretty big it was like um like a good chunk like this much off of it so um yeah he said he did that like shortly after he had bought the box like showing it off to somebody and uh so i was like oh no you know what i would have done you you buy it for a reasonable price let's say 27. he wouldn't have sold for 27. really yeah no i got him down 35 and that's like what we had agreed on but then it was like um the tear and i was like no and then you know this one and i was like i could spend less money and i felt like he kind of really wanted to keep that one because of the whole blue wing charizard thing um i feel like he liked that one even more than than this one so you bought it for 35 and then sold off all the packs and kept a few for yourself but then it's shipping and dealing with that but yeah and then i wouldn't have been able to buy this one because he was only selling one oh yeah he wants to keep one he wants to kind of like hedge his bet like well pokemon's hot right now let me cash out of one of them and uh keep the other one long-term he wouldn't have sold both of them yeah i might have tried to pursue it if he was selling both but he he was not going to do that he was like it's it's you whatever one you want to go for i'm keeping that the one wow you would have bought both if you give you the opportunity maybe yeah i would have considered it but that wasn't even an option for him it's like it's it's one of the other essentially so yeah so anyways i'll hold it long term we'll see what happens with it and um no matter what it is it is like at the end of the day like these are becoming more and more extinct uh the first editions are almost non-existent now right um you know whoever is holding those it's very few and far between because a lot of people have i think yeah how many does gary have gary has like there's nine nine of them all right and he probably has one of the bigger collections of anybody i would imagine the most it is the biggest oh yeah it's confirmed yeah and that's the first editions first edition nine nine first edition they're probably worth about half a million a piece yeah yeah and so wow yeah the few people that have some first editions aren't going to likely open them they're just going to hold them they're not going to flood the market with them there's probably a limited amount and these i feel like are becoming really extinct now like which aren't first edition so yeah i looked at it and i was like and you know he was pretty confident that over time it's gonna be worth 100k but obviously you know it's just it's dependent upon what another person is willing to pay over time so but did you see this as an investment or did you see it as just something to spend your money jeremy is so flushed with cash right now that he's just trying to like get rid of it i saw graham spend 300 000 on a gt and i was like okay well i could spend 25 000 on cars that's even cooler can't let him out flex me no i did look at it as an investment but a cool thing yeah i will be honest like because it's like how many opportunities do you get for that man and like i said i was looking at it on ebay and for all those you're going 35 45 50 000 and i would have trust issues with those yeah right i really would um so yeah i'm like you know i'm looking at it and i'm like you know he did well i did well everybody's happy so we'll see what do you think about nfts oh i don't have an opinion on it man not non-fungible tokens yeah no i have no opinion nfts i that's really i know that's like the hot subject right now but that's just not one you know every time they talk about on millennial money i'm just quiet yeah we just see your face [Laughter] looking at the camera directly i'm like no but uh yeah i honestly have no opinion it's interesting uh something i'll keep an eye on and uh i don't really have any anything to add their value you should come out with your own nft yeah that'd be a holy smoke is to say no jokers you gotta be flipping my flapjacks having me like it's an artwork where i'm like flipping a flapjack or something i would love to do an edit i think it would be cool every thumbnail i do turn that into a one of one nft wow i think that would be kind of cool i think that's a great idea signed i don't know if we could sign nfc like have that be like the original it's gonna be 1280 by 720 or you know it's it's not gonna be a super high quality thing but just every thumbnail is its own enough your thumbnails are just so dang good you know i just trying i mean you know i was talking to chris about this recently because you know he's going to do that that clips channel and whatnot and we were talking and i was like you know trying to explain to him like how much of an art it is to title a video great and you are you are the top level and everybody falls underneath you and i feel like i've gotten to a pretty good level but you're on another level like and um like people don't really realize like how much it's a skill yeah like you know i i know you won't gas yourself up but it's a skill like thumbnails titles it's a true skill and i'm sure you have experienced this jack being around graham every day for you know i don't know the last two years or whatever it's a true skill um to really title something an interesting title that makes people say i've got to watch this video i've got to check this out man and yeah so your thumbnails man you maybe have something there you should do your titles it's it's honestly it's lately become my least favorite part right yeah why because of how much pressure there is to do well on a title like you could have the best video in the world but without the proper title and thumbnail it's all for nothing that's true that's a really good so i hate having to be like what title is gonna work what thumbnail is gonna work how do we make this stand out there becomes a point where it's just it's so much riding on this that it's like any mistake in that like even i go with jack and we'll like come back and like should we do this green or do you like this bluish color instead on this right like every little detail has to be so precise and if it's not the video's done yeah and so then and then there's like thousands of dollars on the line per title and thumbnail that can make a huge difference throughout the channels yeah it's true and uh then it's like the algorithm oh no i hit that i hit that again yeah so i mean it could be it could honestly be a hundred thousand dollar mistake to have like three titles and thumbnails not perform yeah 100 so you know and it's just like so so i don't like the pressure of it the pressure there's no pressure it's just having fun yeah by all means um and it's it's good though when it does hit when it does hit it's like we did something right yeah and sometimes you know i'm sure there's times where you think something is great and then you're like oh that then just didn't hit it's almost like a i feel like it's almost like being a musician right you're a musician and you you come out with this song and you're like oh man this is a banger man this is gonna go huge and then it like just doesn't hit and you're like what went wrong there do you ever have that yeah all the time okay and when it doesn't hit i'm like oh that's why sometimes you sometimes it'll post you think it'll do well it doesn't and then you look at it again and be like yeah no i could see why it didn't do well let's change it up so do you envy kevin at all from the respect of like he puts out so much content that it almost doesn't matter i mean his titles and thumbnails are still somewhat important but he puts out such a a gauntlet of content all the time he's almost removed that stress of like yeah i don't know some not really because i know i couldn't do what kevin does so i don't look at that so much with envy like oh look at kevin doing this i mentioned to jack it's like kevin could get away with these titles and thumbnails and get so many views but i just i know i can't make five videos a day yeah i can't livestream as much as he does so it's like i i don't i don't envy or i don't look at that with jealousy because i know like he's on a different level than i am in terms of what he's doing it's completely separate from mine so no that makes sense but yeah it is nice from the perspective of not having that stress of uh every video has got to happen i think kevin could probably all he needs to do in my opinion is just go live twice a day once market open once market close if he just and then one summary that's enough context that's more than you can't even watch all of the content he's doing no you can't do it you literally even at two two at speeds he has to um you know keep it up i think if he starts feeding only let's say two videos hypothetically a day and you go from six videos to two videos like views are gonna go down there's no doubt in my mind views will go down and um and then you get into this whole bad cycle around the algorithm and then like starts feeding you less and then you kind of get it you know i don't know i feel like that could be that's you know yeah i don't know man i don't see that working uh i mean i've tried it with financial education three where i went content crazy got view pushed views way up and then dropped off content and then try to go to up again and it wouldn't be the same and so the great thing with him is he continued to pour out more content where he also started doing two a day then three a day then four day and now he's doing like six videos a day but if you start going backwards man it would be like you going to one video a week you know or shoot no that would be like you going one video a month you know because he's putting out six a day right it'd be like you doing one a month gosh yeah now that would just be uh uh you'd be devastating your channel i would assume you know cause even if you got a million people to watch that one video come out with each month it's just there's no way you're feeding the other videos right so jeremy everyone wants to know how is your net worth divided up oh divide it up okay so ah it's complicated subject because i mean sometimes you know it's interesting like do you value youtube channels i'd say let's just talk about hard cash cash we're not taking anything out do you do i value my business or no no so this is just like straight up money you could pull out okay so i am oh gosh heavy stocks 60 plus stocks um maybe 15 20 real estate rest cash yeah or maybe 25 cash no let me see so cash i'm probably i probably actually have more cash than i do real estate so yeah uh i'd probably say twenty percent cash ten percent real estate seventy percent stocks um and and and uh point zero zero zero zero one percent uh pokemon cards now you know my network just kidding so yeah definitely definitely stock heavy still to this day and and i don't see that probably ever changing so what are you doing with that cash so most of it i just keep unfortunately i'm like checking account savers accounts things like that um some of it i have been putting into um a little bit into kryptos i forgot i'm a teeny bit in the cryptos now little usdc uh you did that are you getting interest yeah like nine percent or whatever how much how much cash did you put in there not much only probably maybe 30 000 to start because i'm a little unsure i'm like oh maybe 20 000 20 or 30. okay i'm a little unsure because i'm like i just i'm still having trouble wrapping my head around that i'm just like how can somebody pay this nine percent interest rate and still make money that's right that's crazy to me man unless they're printing their own usdc so there's like no one can give a direct answer to that question yeah everyone's like well they lend it out on the blockchain and then they return it back to you and they make some money on it and they but like i can't put a lot in it because i'm still a little sketchy the same and like they say if it's too good but too good to be true for me it's too good to be true i mean if they offered three percent i'd actually feel more comfortable yeah because then i'm like all right i can wrap my mind around that not nine mm-hmm yeah so you know cause who's to say they can't just print more usdc to pay you back mm-hmm who's who are buying these loans at like what thirty percent then how are they able to give nine percent who are these people i don't know anybody that's receiving loans from yeah it's like funds and whatnot for the most part it's like uh different uh crypto funds and things like that that supposedly they're making so much uh money that it makes sense for them to basically um had that cash go in their account andre could probably explain 10 times better we should we should have tried yeah yeah i feel like we should really like push andre on this millennial money one day i think it would be interesting because you know he's really the of us he's by far the most crypto guy so i would love it if he could really like dive into that andre if you see this which you probably won't man we're going to push you on this andre if you're watching this comment i'm watching i'm watching three four one two three four five exclamation point asterisk yeah i know nobody's ever everyone's tried explaining it to me i don't understand it yeah and i'm not good at explaining either like i kind of get the concept but i still i'm like how do they make money on this this sounds like insane but anyway so a little bit of money over there but yeah i'm just i'm still stocks heavy man i don't know if i ever see a day where i'm not stocks heavy um to be honest you know because even in a market where i feel like we're a little richly valued no doubt i still find deals so do you own any like funds or anything nope zero zero funds zero etfs zero funds uh yep what about a business you're starting what oh gosh we're gonna start with that one yeah so we got a business we're starting i'm joking we got a business we're starting but um i can't talk a ton about it but it's been it's been a lot set up you know obviously you're one of the biggest you know shareholders in the company and then got a lot of other talented people in on that project really looking forward to that it is app related i don't want to get into the details of it because i'll let that speak when you know we can really speak about the details which we're not that level yet but yeah i mean that that's really exciting man it's exciting to put together a new company that's fresh um but man it's a lot it's a lot you know it definitely takes a lot of my time it uh you know dealing with you know the setting up of the company with lawyers because we're doing it like real like this is like real proper like like delaware corporation um dealing with all the different stakeholders and and you know the the team behind it that's creating it and whatnot man it's definitely taken a good amount of my time but it's uh it's going to be exciting when we launch it i think it's going to be fun to do something uh that's so far out there that um you know it's trying to try to do something really really big and i think that's that's fun and so yeah we'll have more to share with you guys in the comments what if there's a link down below in the description where we could uh have people sign up for an announcement can we do that we can do that we can do that maybe even ping comment no promises but uh yeah certainly we could do something in the description where you know at least folks can maybe uh get on the wait list to maybe maybe they'll be beta beta folks that that can you know test it before we really get it into the market yeah yeah when's the launch date launch date oh my gosh that's the hardest part i i would say between the next 30 in 90 days like i think worst case scenario 90 days i think best case scenario 30 days so somewhere in there we should launch i'm hoping within the next 30 days at least to have a decent product in our hands that we can start testing and playing around with and seeing like the bugs and those sorts of things and maybe get to the early beta crew and maybe these folks may be watching this video can be in that that earliest stage to get their hands on it and try it out and see things like that so but yeah it's really tough i mean it's not you know when you're creating something like this it's not really like you just say well it's done like in 14 days from now it doesn't really work like that so um but yeah i'm thinking 30-90 days so let's hope let's hope i did make an announcement of it in one of my videos on wednesday coming up i'll maybe have you listened to that i just i just said it's a financial app that covers uh information that i'm not able to discuss on the channel oh that's perfect so vague enough yeah exactly but uh yeah it extends beyond what i could do in a video oh that's exciting yeah that's great all right yeah i'm looking super forward to it man it it's something like um i've been wanting to build something um that's a big uh maybe in the finance community um that you know a lot of people really enjoy get a ton of value out of that's a thing it is a free product that's where i think is really interesting so yeah we'll we'll see it it's a lot of work man it's a lot of work to really put it together and things like that so but uh yeah i'm happy and jack you'll be the first to try it out okay i'm kind of excited as long as you keep my pokemon card safe okay but yeah man i'm i'm pumped so cool probably talk about do you have any hot takes hot takes yeah uh any drama any gossip any drama anything what's going on with you and kevin right oh my gosh because he was he called me out the other day he's talking talking some crap yeah yeah yeah he was mad i heard it yeah i heard him yelling from the other room no way over the phone he was talking about your family and like yeah no you're alive no i'm joking you took it seriously like oh my gosh yeah you know i don't like it if somebody talks bad about my stock so yeah i mean you know with with the whole kevin situation you know i i kind of just got fed up recently with um people like being like oh kevin said this about your stock or you know whatever stock and um it just kind of like like frustrates me because i'm like then i have to answer questions and like i feel like oh i have to go out there and like prove my case against why kevin's wrong or something like that to these these individuals and so that gets a little frustrating and i have tremendous amount of respect for kevin as a youtuber and just as like a person like tremendous amount of respect where i don't have respect for kevin is as a stock picker yet it doesn't mean i can't get there over time it's just like when you're in the stock market community you've got to like have stock after stock hit and you know like like you know big winners that aren't just like the ones that you know you're hearing from other people essentially and so you know with kevin i'm like why do i even have to answer questions in regards to kevin's opinion on tattooed chef or dropbox i heard something he had said oh about dropbox and so i'm like that's what really led to this frustration and that that's why i was like let me let me make this public let me let me let me make this case publicly and um go that route and now we got what is that a phone what is that i don't know what's going on is that yours that's mine yeah it's your phone i bet it's my mom it's probably you want to get up and see his car just tell me who's calling me well imagine it's kevin yeah could you imagine but anyways yeah anyway so yeah so that's that was the situation there i think the beef's over now to be honest i think it's played out um you know i've stayed in my bowl case he doesn't really have a bear case but he's not uh you know super positive on it so so beneath all of the fun and games there was a little bit of you did feel like uh yeah disrespected that you had to respond to someone exactly maybe that hadn't quite proved themselves in your point of view yeah community yeah because i i looked at kevin and i said you know like i said i respect him a ton as a person i respect him as a ton as a youtuber i'm like as a beast but yeah when you're coming to my arena which is stock picking stock market investing i say okay like like what have you proven like why should i have to you know like go against you or something like that like like you know why should i have to answer questions on this person's behalf and prove like my stock against yours because like kevin like i respect him also as a real estate investor like i remember i bought his real estate course before it was even like formed and so you know when all son you know but now he's like so into stocks right and he's really got into in last year he's posting a lot of stock market videos and things like that and then yeah i just like i just got frustrated with it and i'm like okay you know i'm gonna i'm gonna talk about these things so but that goes for anybody in the stock market community like sometimes you know folks pop up here and there and you're like you know who's this person and things like that and it's just you know yeah it's something you'd have to deal with um in the communities so so what do you say to an individual no one is specific that may not own any tattooed chef uh i won't say anything to him to be honest buy the product it's out at your local target okay that's about it but uh as far as the stock i like the stock if he likes the stock i like this if he's in i'm in oh god he's still in i'm still in yeah so anyways we'll see how that one plays out that's a 5-10 year play out that i think has massive massive upside potential we shall see it would be interesting to look at kevin's returns this last year and like analyze it per stock and see what it's what it's come out to be yeah yeah i i'm sure kevin's doing really good um and so there's no question about that it's just like you have to prove yourself over a period of time that's that yeah you know what i mean like i've seen it before with you know like there would be somebody in the private group that gets like a 500 return yeah like blows me out of the water and it doesn't mean they're necessarily a better investor than me they destroyed me last year but like it's like what can you prove it's like youtube right let's say youtube's a game like somebody could come out in the finance space and come out with some viral video gets like a million views doesn't mean they're better than you or it doesn't mean like oh they're the king of youtube now because they had that video that got 10 million views or something like that um so yeah i mean that's that's just the way it is in every single space and uh yeah stock market investing is competitive man and i'm really competitive when it comes to that and i take my my craft pretty serious and uh you know anybody that kind of comes in and i'm just like you know i'm not sure how serious they are it i get a little uh in my feelings about it so that's good you're passionate about it oh i respect that yeah yeah really so but yeah what's one thing in investing uh specifically stocks let's say that you think you could do better in oh when it comes to stocks um i mean i'm always trying to get better at everything you know it's not like there's one glaring thing nowadays it's just like you know that holds saying like one percent better i don't even know if i can get one percent better but i can always like understand more business models i think that's the one thing like understand business models maybe understand them faster because sometimes it takes weeks or months for me to like really get wrap my head around it so that that's maybe one thing but yeah i i i play you know grow stocks value stocks i'm in dividend stocks i'm in turnaround plays so i'm kind of almost you know doing everything now as far as an investor um but it's always about doing it even better so what's thing one thing you think you could be doing better graham as a youtuber as a youtuber yeah uh probably taking more risk and and off topic content that's probably what i could do so like diversifying the content right i like that that's probably what i could do the vlog channel and then what do you think jeremy could oh yeah i think jeremy can improve your thumbnails yeah i think your thumbnails are uh you the the main picture of you is blurry really it's really it's really bad high-res thumbnails yeah that's what's crazy because i thought it was really good now this is what's up and i don't like the hat okay i don't like that yeah you use the hat in every thumbnail so i would do a um a less exaggerated face actually funny enough okay less over the top um the high quality wow okay no that's great to know i'm just going to go on a photo shoot with some somebody that has a great camera yeah because it's funny because i look at it i'm like oh that's really high quality but like i said there's levels to things man and like you feel like it's not that high i think the videos themselves are fine because i listen to them so to me it it it's it's memorable to see the the goofy little pictures coming up so i don't really look at the video itself yeah but the title thumbnail or something that are important titles are okay it's the thumbnail that i feel like you could really improve on the thumbnail wow that's good to know yeah i mean you know i created that thumbnail uh from millennial money and then you created one and i was just like oh my gosh that blew me out of the water i'm like you're the thumbnail man yeah no money now i'm like that you got to be abstract now like abstract in terms of the thumbnail like it's really got to be it's got to make people question like what am i looking at sometimes it doesn't even need to make sense no honestly so long as it gets people's attention for example we'll make a video about a real estate crash but we'll be happy to put the background as a galaxy or as like a huge like like war zone just because it gets nuclear yeah it doesn't necessarily need to make sense with the content yeah but you see it and the colors are so vibrant you're like whoa and it stops you for one second just enough for you to see oh let me see the title or just enough for you to think should i watch this it gets your attention yeah that's interesting yeah there's one i made that makes no sense whatsoever but it did really well it's um the stock market is about to drop again okay and the thumbnail was me in a middle of a stock chart and the one side is up high the other side is down this is a random stock chart that we just happened to find okay just i don't even know if it was like for the right decade but we did an arrow to one side and then a circle on the other with the question mark yeah making people think like no idea we're here and what's going on over there made no sense there was nothing behind it but it just looked cool yeah like stuff like that or um in our thumbnail we were talking about a split so i like took the images and like split them in half like one per one side versus another so like yeah just it doesn't need to make sense the other one is like the end of the stock market something like that where i'm like half underwater that was so good i loved it thank you that was my favorite thumbnail that was the thumbnail that we did that was 10 to 10. thanks that title because that title made me say oh what like like what does that mean like you know you almost feel like you got to watch it it like uh andre had a really good one recently with ethereum ethereum is about to self-destruct i loved it i was like oh gosh man like how can you not watch that what does that mean yeah exactly we've been coming out with different terms now that make no sense it's like the stock market just flipped totally just reversed the interest money collected three years yeah and so what we do is we're looking up synonyms of certain words and then be like this sounds kind of cool that sounds neat yeah so graham was thinking about using the word tantrum in a title it didn't really make sense in the context because you when you think of it i'm using that when the stock market just threw a tantrum yeah because it's like you think of a little kid throwing a tantrum but it would get your attention and that's all that really matters oh man that's good stuff you know i was thinking about this one night i was like imagine like i wonder if there's ever going to be like a next generation of finance youtubers that are like way bigger than like us and like like could you picture that or could is it like maybe not youtube but maybe another social media i would say another social media probably tick tock okay where it's just like we're we're like blown away like wow that many people watch those videos and stuff i think so at some point yeah just like dave ramsey right yeah it's like back in the time like back in the day like still the biggest though well maybe not one of you different maybe a different demographic yeah as well but yeah like he owned his own platform i guess yeah yeah there's gotta be a bit ten years i don't know yeah at some point it could be interesting yeah because i mean our our our generation we weren't really the ones that grew up on youtube like we started using youtube but it will be interesting with like the kids that are on the come up right now that maybe grew up with youtube like since they were kids and then they get like financial knowledge and then they share it and maybe they understand like the youtube stuff better than we do and then yeah we look back and it'd be interesting you know what it's gonna be it's it's i have a feeling it's gonna be another platform i don't think it's gonna be youtube i think it's gonna be some like a tick tock where they're all sophisticated maybe it's like you put on these vr like this headset like everything's all crap like we would try this and just not get it yeah they'll understand it so i have a feeling it's gonna be something it's gonna be something like that no i could picture that yeah that should be it and one day we're going to be too old we're going to be unrelatable to like the new the new demographic the new audience they're going to see like oh look at the grandpas they're talking about to buy and hold now we're going to be trading some like futuristic call option hedged alpha beta theta gang whatever it is there's going to be some new level of investing that we don't even know exists so what's interesting is you know i always flirt around with this idea of leaving youtube or like like leaving social media but if i want to stay on the great news is like um as you get older you actually get a lot more respect you know in the stock market like the more decades you get in and you do on a high level like the more people are going to want to watch you and stay tuned and stay around um because at the end of the day like you know what i learned is like if you if people make money from you if they really like hearing your opinion they're going to stay around i've just tested like you know i i mean i could i put in probably the most minimal work to videos but people still watch it because they really just they're they're not there to be entertained they literally just want to hear my opinion on what next stock i'm buying or what i'm doing in the market like you're not there for some flashy you know show like you know respect to you and like andre like you know i could see people watching your channel andre's channel who you know they they are you know they want a show like you guys put on a show man it's it's flip it's amazing and it's like you know my videos it's not like that it's like you're just there to hear the opinion man and that's it and so with the stock market community like you know the longer you're in it and proving yourself like the more respect you get so that's the no i'm like a young i'm still like a really young person in the stock market like only being 12 or 13 years but being 31 like most people that have a lot of respect in the stock market are 50s 60s at least 40s usually 40s 50s 60s warren buffett 90 you know what i mean it's like so that's a cool thing as far as that goes but yeah man do you have any advice for graham on his stock picking or investing strategies uh graham i mean i feel like he could be maybe more aggressive you know graham you you're you know you're you're very play safe i would say um so maybe a little more aggressive um but that's about it i mean you do pretty good you know um i i don't feel like you're trying to be like a professional stock picker i feel like you're just like you look at something you're like yeah that looks like a pretty good deal let me buy some of that i don't think you're the type person that's like listening to conference calls and stuff like that yeah so you know and you mostly just i literally watch what kevin does and buy his stocks i'm kidding so i sold out a tattoo chef shorted walgreens shorter planet of 13. yeah no that was that was too far great put it all in shift oh shift what is going on with that company let's look into that one okay oh dang well anyways you're mostly index funds you you you dollar cash i know i actually i'm more now an individual stuff because just because those went up so much okay um i don't know i'm like 30 40 index funds and then 60 individual stocks okay started off 50 50 but those individual stock really took off so interesting maybe it's like 35 percent uh it is there uh here's an interesting ad break uh is there have you even thought about the chance of ever leaving youtube in like a time frame or is it so far away that you like can't even imagine yourself i think about it every now and then okay um and it's like well you know if if i stop do you kind of go out on the top or do you keep keep going so i think it's sump at some point it's it's probably got a shift to something more sustainable it's just it's the main channel takes such a long time to plan out every video so at some point it might go more to like the second channel the the podcast maybe a vlog okay i don't know you know by the time this posts we're actually going to have the first episode of this to family oh yeah yeah we started this to family yeah so that's a vlog um yeah so the goal is that we could post one to two episodes a week as a bonus and basically like i am telling jack i don't want to go out of my way i don't want to do anything special i don't want anything scripted nothing crazy just i feel like throughout the week we'll have 10 minutes of content behind the scenes just behind the scenes stuff just yeah it doesn't have to even be work related just random stuff 10 minutes of content for an entire week that's entertaining to watch that's the goal and just post once a week yeah i like that maybe twice if there's something exciting going on yeah yeah no i can see that that's pretty cool but i think yeah at some point something more sustainable because i really like i can't be making three videos a week in the main channel indefinitely yeah it's it's it's taken its toll yeah and some days i love it and like that's all i want to do and other days it's like i just i gotta get a video out because i don't want to fall behind i don't want to not post a video so it's a fine balance between the two yeah it's it's performance on a high level man i don't think that's the thing people get about it it's it's like i remember when the paul brothers were going crazy you know jake and logan like they were pulling in you know 3 million at least a video for jake and it was like 5 million 6 million for logan and i remember watching them and i just like man if they keep going on this they're going to be some of the biggest celebrities in the world and uh eventually you know the whole you know four situation happened with logan and then jake kind of stopped but it was just like it was it's clear like eventually like it was gonna be too much like especially that vlog lifestyle i'm trying to make a vlog every day i remember casey neistat when casey neistat was going crazy on youtube and he was pulling in like at that time he was the biggest before jake and logan took the mantle and uh but he just always used to talk about like how it was so taxing it was like every day seven days a week constantly thinking about it constantly and he's like you know it almost caused him to get a divorce and stuff like that because just too much and uh yeah i mean you know you want to stay on top it's it's fun but man it is it is uh yeah it's taxing it's stressful i want to keep it going as long as i can but i realize at some point it's got a skill back yeah so it's probably not going to be just all of a sudden nothing it'll probably be well now now it's twice a week or no it might be once a week or something it's a little bit more relaxed yeah i could see it now yeah i mean it'll be interesting you know with you to like let somebody else kind of like let's say take the mantle uh from you like over time you know whoever that person is like you know and and kind of letting go of like i feel like you're kind of still the king of of youtube finance even though kevin gets more views than by far everybody right but he puts out so much content like i feel like still you're kind of that guy and it'll be interesting like if you want to let that go um or if that even means anything to you or anything like that because you are recognized as that person and it's like somebody else takes it does it hurt at all sometimes you don't know until it happens sometimes i feel like it's better on your own terms yeah because then it's like then you made the choice um and it's not done like you just you burn out or something happens like that so i mean we'll we'll see the plan i mean i at least see throughout the next like year or two yeah keep the same schedule or as long as they can you're gonna wait till i retire and and like have my head straight and then you'll be like okay i can do it now and then two weeks later but regardless i think the podcast is something absolutely keep that up the second channel absolutely keep that up the vlog the vlog might actually get more interesting if i'm not graham likes the podcast in the second channel because he like hands off all of this stuff all you have to do for the podcast is show up and obviously organize the guests and stuff like that right which is pretty nice yeah and like i was thinking i was like even if let's say i walked away from youtube i would still want to do millennial money every week because i'm like that's just fun i mean like that's a good time right get on there still be active on social media and like debate some stuff the hardest part is really coming up with a topic planning filming editing for the main channel title summit you can delegate a lot of that work i can't delegate planning i could delegate some ideas but jack and i spitball ideas all the time and like we'll come up with 10 ideas but they'll suck so and then we're back to the drawing board yeah uh filming i don't mind it because i know i could get it done mm-hmm planning is that is a tough getting in the zone and planning out a video that i think would do well okay yeah oh i could see that it's oh it's a lot of work man anything else jeremy i got nothing i got one quick question what are your top three stocks right now top three stocks i'm buying right now corsair gaming tattooed chef and third would be oh man third one's really tough between gg ttf and facebook for number three let's say you could only hold three stocks for the next 10 years what stocks oh man that's a whole different debate there three stocks for the next 10 years okay then i'm going with the planet um i'm going with tattooed chef and i'm going with facebook no tesla uh tesla is very compelling man it's between tests and facebook because it's like facebook's way safer than tesla um you know it's just like they're already a cash flow machine tesla has to become a casual machine um but yeah maybe maybe tesla i don't know maybe i'd kick that out but planet's already taken risk and so it's like do i want a planet risk with a tesla risk with um you know tattoo chef still is somewhat of a risk right because i mean even though it's a food business it's like hyper growth marketing yeah oh gosh unproven marketing uh it's tough man is picking your favorite stocks like you know to only own you know three stocks it's like picking which one of your kids is your favorite man which one is your favorite if you have to pick one they see this video and like yeah it's like remember what you said then i'm the favorite yeah now i have the throne what stock do you think is really undervalued right now oh well i mean i just said it like i feel like uh i feel like corsair if we're talking just undervalued corsair or sarah gaming crsr that's uh just speaks undervalued it's like 4p of 20 with you know massive growth the next five 10 years so i feel like tattoo chef's a good value but it's it's high growth with you know you could say high valuation at the moment but yeah corsair is like yeah it's it's hard it's like it's almost impossible for me to look and be like oh i didn't make any money and on corsair over the next five years dropbox would be up there too but it's it's climbed a bit so yeah so yeah cool thank you so much for coming on jeremy it was great seeing you as per usual absolutely thank you guys thanks for having me again man i can't wait to do this again next time it's always a good time we talk about a lot of stuff so i appreciate it these are always the longest episodes too yeah well i mean if we could just keep talking about stock after stock the market it's like you know we could go for days but yeah i appreciate it guys thanks cool so with that said you guys thank you so much for watching i really appreciate it as always make sure to subscribe smash the like button hit the notification bell all of our information is down below in the description where you can also get a free stock get your free stock down there too it's totally free cost you absolutely nothing so you may as well do it thank you guys so much and uh until next time because one of these is broken i wanna make sure we're using the right ones cap right well