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How Much I Make From An $11,000,000 Real Estate Portfolio | Grant Navarre

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Grant Navarro, a 22-year-old entrepreneur based in Las Vegas, joins Iced Coffee Hour to discuss his journey from selling cars at age 18 to building an $11 million real estate portfolio comprising 31 rental properties that generate approximately $50,000 monthly. His entry into the market was unconventional; motivated by a desire for independence and specifically wanting "girls over," he purchased half of a duplex in Louisiana with his mother's blessing at age 18 using an apartment loan costing around $96,000. By age 19, having realized he could construct two units for roughly double the price of one, he built his first full duplex and lived on-site while renting out the other side. Navarro attributes much of his early success to a strong sales background in car dealerships, where he averaged $75,000 annually before age 24, noting that consistent effort, follow-up, and treating staff well are key components of high performance in both real estate and automotive sales. Beyond real estate, Navarro has diversified into multiple businesses including Smoothie Madness franchises, which brought in about $1 million last year through a combination of store revenue and his role as director for 11 locations, alongside an active car dealership network spanning brands like Chevy, Honda, Hyundai, Cadillac, Nissan, Dodge, Chrysler, Jeep Ram, GMC, and others. He emphasizes that while real estate can be passive once established, managing these diverse ventures requires immense time commitment—often working up to 85 hours a week—and a frugal lifestyle to fund expansion. Navarro also shares his experiences with stock market investing, detailing how he turned an initial $7,000 into over $450,000 by age 19 through trading Bank of America and SPXU during the 2008 recession, though this eventually led to significant losses when he misjudged market corrections. He also recounts a costly mistake with RyBlocks cryptocurrency, where holding onto an investment that dropped from $37 to under $4 cost him thousands due to greed rather than selling at its peak near $50 before the crash. The conversation includes personal anecdotes about Navarro’s family dynamics and competitive spirit, including his brother Barrett who sold him properties but later struggled with real estate until recently focusing on a shopping center project. Navarro reflects on financial setbacks as valuable lessons, particularly from stock trading during economic downturns like 2008 or crypto volatility in 2017–2019, advising listeners to avoid timing the market and instead maintain consistent investing habits over decades. He also discusses his watch collection featuring Rolex models such as the Batman (retailing for $15,000 but purchased for ~$4,500) and a rose gold Daytona with diamond accents that he rarely wears unless attending formal events or meeting qualified buyers who appreciate luxury timepieces. In addition to business insights, Navarro engages in lighthearted activities during the podcast, including opening Pokémon Team Rocket base set packs worth $1,000 each alongside host Graham Stephan and friend Jack Shelby, hoping to pull rare holographic cards like Charizard or Dark Charizard for potential grading profits. The group also gambles at Red Rock Casino after dinner, where Navarro wins around $320 while losing only $20 on blackjack despite initial skepticism from Graham about gambling altogether. Throughout the episode, Navarro reinforces themes of resilience, continuous learning through trial and error, treating people well in business relationships, and maintaining a long-term perspective regardless of short-term market fluctuations or personal setbacks—all framed within his rapidly growing multi-industry empire that continues to expand even as he balances full-time work with content creation for YouTube.
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hey everybody and welcome back to the 36th ever iced coffee hour where the channel has already made thirty four thousand seven hundred fourteen dollars i'm grant nevar and i am very happy to be here that was my intro that was amazing that's gotta go into highlights yeah perfect well thank you so much for coming on the channel so you've come quite a ways all the way to las vegas and for those that don't know you you've been on the gram stefan show before i interviewed you because you reached an 11 million dollar real estate portfolio with 31 rental properties bringing in 50 000 a month you build them you sell them and now you're selling them uh and you have quite an interesting story of running a car dealership uh smoothie place too you make smoothies we have smoothie madness to talk about here really interesting and you also brought some team rocket pokemon cards to it's unopened here's six packs for us to each open up two packs of pokemon cards and to keep you guys watching i'm also going to unpack is it what do we call unpack um it's opening the box we're going to be opening up this base pack that i bought a few months ago this is a thousand dollars so this little thing right here that's crazy who knows what's inside of it but uh guys all you got to do is smash the like button for the youtube algorithm and we could pull a charizard we could pull a charizard here in a dark charizard over there hollow so if you pull it just just in case do you know the value of that charizard if you get a psa 10 uh well it's not shadowless so it's a it's going to have a shadow i'm going to guess a psa 10 shadow maybe three grand four or five grand i thought the same thing yeah when i pulled some on the steve aoki pack pools right and when you pull them up on last sold twenty thousand bucks yeah why thousand dollars and that's a that's a base set up yeah yeah geez yes they 10. yeah if you get a nine it's like 1900 bucks wow so really quick tell me how many packs have you purchased from steve aoki and how much are those so uh a good friend of mine runs his stuff and he's been messaging me for him um i probably probably purchased ten ten ten packs from steve and you get the very beginning was one and one like you purchased one you'd get another pack then he started doing like you would get so that 10 includes he started doing like a base set with a rocket and a base set with it so how much was that uh he made the pricing uh the year two thousand and twenty one dollars that's what he did so it was four four thousand bucks but i pulled two charizards and uh so you got your money back did you yeah you did so if if the first one's a nine and the second one's a ten then that's still twenty something a thousand bucks did you send them in to get graded then not yet not yet okay they're so backed up i thought about grading some cards too but they're so backed up you can expedite them but they're like 500 a card like you really got to make it worth it so i'm gonna wait for them to open up and then walk them in and that i think is generally the smartest thing to do is you gotta go with them in person give it to them pay a premium get it back the same day guys we should know this is the first podcast episode we are filming in vegas yes there we go that's huge this is yeah this is well you're the first one to film a podcast yeah this is where it's gonna be really uh unless we have a guest in la but for the most part is they're gonna be here now you know you're actually gonna see this setting before graham's main channel sees it wow because he's releasing a video soon that shows all the interior and everything after it's been done yeah but that's coming later yep so guys just to give a little bit of a background who grant is and how we met he was actually a part of the mentorship group link down below you're getting better at the plugs down below yeah but yeah he was a part of the mentorship group and uh i just remember like when we would meet in the zoom calls him and i ended up talking a lot and we got to know each other i took down his phone number and we we started talking a lot and you started befriending graham and stuff and then we uh we plan to do a video like this uh a big old pokemon card unboxing what i what i found was amazing that uh we did a phone call on the graham stefan show about what five six months ago and then when i hit 2 million subscribers you sent me this rolex which was insane got this this box in the mail it's like what is this opened it up and it it's engraved 2 million subscribers on the back yeah that's pretty incredible i wear this all the time you see this rolex yeah graham loves that yeah you see me wearing this and i'd say a third of my videos i'm wearing it and everyone's like graham you're wearing a rolex you're so excited i'm like grant got me the one it's okay it's okay guys but yeah i love it if i don't if you don't mind stay tuned for this whole video because if you like the rolex that i got graham that might not be as crazy as a rolex but it still might be your first i don't know so it's another question i am i'm so curious to see what this might be anyway so you have a surprise for graham yeah and i have a surprise for you too but i'll tell you that when we do the pattern you got a surprise too wow and look i do this just because i appreciate them too right we've like they said we're friends so this is fun you'll get my real reaction i have no idea yeah no idea there have been a lot of events in this relationship developing and it's been a fun time it's been a long time and uh this is actually our first day meeting grant yeah it's also really exciting though yeah no it's weird because we've talked online for like a year before meeting but it's it's one of those things that when you've been talking so much or just doing like zoom calls back and forth on the mentorship group down below in the description uh like when we met it was like just we're friends like we already know each other there's no like yeah awkwardness is like hey i'm graham i'm grants nothing like that it's just fun and after this we're also going to go gambling a little bit oh jack has really wanted to do this what are you putting me down for no no that's your idea graham really wants to gamble so i said fine graham if you really get on your knees and beg yeah we'll go and gamble so we're gonna go gambling and we'll show you guys the results at the end of the podcast episode there will be a little segment of us talking about our experience gambling so stay tuned for that and this i would like to say this house is absolutely beautiful thank you thank you so much thank you including jackson well i'm sure it's nowhere near so you're building some real estate but let's let's go back a minute how did you get started in real estate uh so when i was 18 years old uh started selling cars and what ended up happening is i did really well right so my average for all those years were about 75 000 a year and uh how i got started and i said this i don't know if it would make it to the grim stefan show but my mother told me that i couldn't have girls in my room and i decided that i had to have a place of my own and so that's how it started 18 years old i got a loan and you know bought an apartment that was half of a duplex for 96 000 bucks now i know graham advocates for living with the family but in a situation like this graham what would you say to the mother or to grant you you got to look at the financial value of being able to have a girl over at the house is that really worth no two thousand dollars a month i would i would advocate probably not unless maybe not to you graham but to someone like grant how much would you pay 10 girls over at the house jack well considering no that's not true let's cut that part out um we're not going to cut that out i look at the financial value of that i'm like okay i get saved let's say how much were you saving living at home so my mortgage is only 55 bucks yeah you're from a different place though you're not from california 96 000 is what i what it cost me okay and it was it was it was an apartment it was half of a duplex that's not costing you so the opportunity cost of putting your money in there versus living at home it's really not that big because you could have instead bought a rental property rented it out i did that the next year you did that the next year but it also costs to get that hot tub i had to put in the in the backyard that was fun you got a hot tub i did so you really wanted girls over that was that was the reason why you moved out this is turning into a girl topic i love my beautiful fiance caleb zena so yeah of course so yes thankfully my mom would let her be in the room at that 31. is this is this what started you off in investing he's like i want to have girls over so like i got to get my own place that's an origin story right there it is but that is the main like i'm very honest and that is the very reason why i did it and then at 19 i realized that uh i could build two a whole duplex for not double the price that i paid for that one so i built my first duplex for right around 140 000 bucks and then i lived in one side rented the other side and i stayed there for a very long and how do you just like build a duplex coming from no background in real estate or did you have a background so i was very fortunate my i do come from a very good family my brother uh barrett uh who is part of my core principles i've watched others and i've watched their successful failures i'm very fortunate to have those people around me but what happened was he built them uh i bought i actually bought the apartment from him is where i got the the very good deal then he sold the next one for 80 you know so i didn't get the best deal oh my god he sold it to you at a premium yeah you know what are you doing you've got to charge a little bit more for fans okay so but anyway he built it so i kind of watched it i like to watch and absorb and then and then do so i just trial and error after that i mean he didn't give me any pointers didn't tell me anything i just went out and built a duplex and i made mistakes but all in all it worked out great so you're selling cars what made you sell cars why cars so uh it's just my family so they've always been in the car business and that's that's what i did as well so yeah that seems pretty impressive that you built a duplex at 19 though because i'm 22 and i can't even like fathom you can't even put up a hang a picture no i can't no yeah i can't even hang tv so that's that's that's my impressive uh able to fix things things that's impressive it is but first a word from our sponsor skillshare skillshare is an online learning community for creatives where millions come together to take the next step in their creative journey for example a skillshare class i'm looking to take is ali abdull's video editing with final cut pro 10 from beginner to 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coffee thank you for watching and back to the podcast so you were doing pretty well then selling cars were you just a good salesman were you a good talker how do you sell a car well i was also going to college which i did not finish uh i was a junior for a very long time and what ended up happening is i just decided to focus more on that but i sold cars for four and a half years i was always in the top uh being a young person going to school i actually talked to a few people that do that now and the car business is one of the absolute best businesses aside from real estate that both of us have found our footing in so that's that's just it built from there but what made you so good selling cars i've always been a people person i'm i'm you know just just from all three of us your voice is amazing you have a great voice you have a really really good voice oh yeah it fills yeah this room is massive you know what it is it's friendly it's a friendly welcoming voice you say y'all you say yeah sir i i listen you kept calling me sir i'm like i'm i'm not a sir like like this is too public this is too polite yeah like this is too good yeah but and i very much thank you it's too respectful yeah too respectful you know call me dude yeah what's up man we're getting towards bro yeah yeah yeah yeah yeah yeah but but yeah that that would be one thing and then plus i work like no other i you know you talk about your work ethic and i see it in all the videos and all the channels and then dude you coming in see i did it dude right there i did it we're getting comfortable nice and and so anyway that happened and i watch you do all the things you do so just long story short i would make sure that i did what most don't follow up keep going and it just it you put enough effort time and you know consistency in anything you're going to get results you just got to make sure you get them long enough where do you get the work ethic from so that just my family watching my father watching my brothers uh just my own personality as well you know i know you're you're not born with these kinds of things but i've always been very very competitive so you gotta have a pretty big work ethic to do what you do because you you have all of your investments spread around like you you're actively investing in like the smoothie place you've got your car dealership you gotta run yeah you've got all these apartment complexes that you're building up like all that has to take a lot of time and i don't have a property manager yeah i do run them all we need some we need some clickbait for the title do you do you know like a gross number here of like how much this all brings every month between like the car business between smoothies between real estate between investments to you wait so do you want pre-tax gross so uh with everything fully rented we'll just go that number but with everything fully rented 600 000 from the rentals uh my smoothie business last year even with everything that has happened uh brought in right at 100. actually a little bit more but but let's just use 100 and then i make 300 at the store as far as you know being the director of the 11 stores and um so you know that's pretty close to a million how on earth do you manage all of that how do you run a smoothie business so main squeeze is pretty cool um and so basically they make healthy easier it's really cool and it's a fun concept so they started in lake charles louisiana my cousin actually developed it you know i hadn't seen him in forever he comes and talks to me about it i got excited about i've never i've never just talked to somebody and did it besides like something like this sure you know and uh anyway he did it i bought in and i bought eight locations one's built and the shopping center that i'm talking about is that we're that we're doing next month which is very exciting is going to be where the second one is so you're buying a shopping center as well four years and that is included in the 11 million so that is that is sure that's why i said the 11 million as in your total you're totally out of value and a lot of this guys we've already discussed on the second channel we did like a pokemon card pack unboxing yeah go and check that out if you want to see the other 30 packs that we unpacked we opened them up go and check that out that's going to be it that's an intense video jack you're putting a lot of time into editing that video yeah that's it that's just like you have cameras guys we had five cameras what we did is a pokemon uh battle between both of us you had a pack i had a pack we opened them up and we saw at the very end who has the most value from that uh so for your real estate now you have 31 different properties how did you start scaling up after the duplex so very much like you when you make a certain amount of income sometimes that's blinding you know now you kept investing and me there was a time period uh where i didn't so from 19 until i was 24 i didn't invest in real estate i just had the duplex i lived in one side i did build a house built a house i was making 350 a year which is great income but what ended up happening is at 25 i built my first five plex and after that i realized i could do more and i knew i could do more and i could handle more and that's when we started really getting into it so of course the reason to get the capital my job building up that income living very very frugally and and just pushing it more and more every year to see what i could do so you think having a strong income is one of the the best ways into getting into real estate yes so of course you want to make more income you want to push yourself get a side hustle get a lawn mower you know you can do anything you put your mind to as long as you put that effort and time and commitment into it yeah how do you manage your time between everything what takes up the most amount of time i feel like probably the smoothie and the car business probably take up the bulk of your time the real estate's more passive car business definitely uh real estate you know when i get off of work i don't get off work and of course i have my channel too so that does take effort and time uh as far as my day just how to manage myself kayla my fiance is also my assistant and my real estate agent so we're just it's like one big hub if we just you know she'll tell me what i got to do i go do it and then like when i have a rental i go post it on all the pages i'll go do that she helps tremendously and she'll fill the calls so that i'll i'll message them out and if they directly message me i'll answer them but this is her number and i collect all the rent like it's it the answer is i don't know i just keep going you know i don't think about oh i got a lot to do i just do it and is this sustainable how much free time do you have like what's your work like like on how many hours do you work every week if if you asked me my hobby as far as it's sustainable it's work i like it i like to work but as far as how many hours a week i work there's once 160 in the week so you know 85 to i don't have 100's realistic but it's a lot cause even when you go and film until two in the morning that's still working right in my opinion i mean definitely it is your killing yeah it is i feel the same way for me it's like people ask me what do you do for fun i'm like i work i have fun with that and they look at me like they're like what that's that's fun and it is it is i have so much fun doing it so that's that's my that's my hobby that's what i do for fun and if this is technically work i'm also having a lot of fun right see grant what would you tell a young excited um maybe he doesn't have a ton of money a 22 year old random 22 year old um no one specifically but just a semi-handsome 22 year old how would they get into real estate like what would you what would you tell to them uh i would tell you to save everything just kind of like how your attitude was earlier when i said about gambling and you're like i'm gonna put five dollars on the table if you get wanted me to put in a lot of money you two i don't want to put in anything i didn't want to gamble but yeah i would say save everything same mindset that you have um elevate your income you know as you've been doing you know with with helping grant more and more and like the iced coffee hour i mean you know y'all are killing it with this and it's already 100 000 subscribers almost we're so close we're gonna hit a hundred and by the time maybe in a week and that's yeah that's awesome it's very awesome for especially for uh channels like mine so subscribe to grant guys he's in the description you know but but thank you for the plug you know but anyway so i would just say keep saving your money keep doing that keep going don't you also have to start yeah biggest thing if he would have never started if i would have never started you would still be 31 years old and so i will throw this thing back out there barrett my brother who who sold me the apartment for 96 thousand bucks and the next one for 80. not upset but what ended up happening is at 23 years old he got overwhelmed he did it at 21 right he started selling cars that's where i went and so at 21 he built him at 23 got over one that he sold him and he has not gotten back into real estate until this year and he's building a shopping center now he was a general manager just like i am making really good income and it makes you comfortable yeah you know so always stay hungry keep going and keep pushing so what did you want to be when you grew up did you have an idea of like i want to be this i want to be a real i want to run smoothie shops definitely not smoothie shops that one came out of left field for yeah i would say i've always wanted to be in sales you know you ever hurt comment below and i don't want me to be trying to take over the comment section but comment below if you've ever been told you should be a salesperson like that's when i was a little kid and they would recruit me to go sell the raffle tickets i would come back and just and i'm not the best at numbers and things like that i mean i know my numbers but it's just sometimes not the strong point i would come and pull out like all the raffle money and like here you go and they would like here's more tickets and that they would sick them boy and that's what i would go do just like a good hunting dog i would come back and that's just how i've always been well so i'll throw this out there too when i was 16 and 17 years old i got recruited to do advocare so it's a multi-level market company but really quick we have a word from our sponsor nordvpn if you're looking to improve your cyber security look no further because nordvpn is here nordvpn provides a virtual private network service that basically will just increase your internet safety when you're browsing online i've said it a million times before and i'll say it again you can never be too 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17 i'm sorry and it was a 3 000 check in 2008 for being the third highest you know sales person in the whole company and for the new people so not like not the people making with the planes you know yeah but i thought that was cool and i was hooked so you've always just been good at sales always good with people just naturally grew up like that i i tell you this uh a lot of people think this is crazy when i was doing advocare like let's say we all went to high school together i know you're younger than me right we're close to the same age i'm not like 40. uh i'm 31. but what would happen is i had so let's say he went to a school and he went to a school i would have a sales meeting and i didn't know what they were i would have a sales meeting like the wolf of wall street except without the craziness and i would like take cash and like let's say you made 300 commissions on those i was like jack got 300 and everybody's like super hyped because you're high school you get 300 bucks it's crazy so yeah yeah i'm getting hyped about like let's see so what were your biggest struggles would you say time uh mental focus you know because regardless of if you're a salesperson or making you know an hourly wage you have to keep that mental focus because if not you'll destroy yourself so that's always been the struggle it's the struggle today you know like let's go to vegas and when we come when we go back we're going straight to my smoothie shop in houston spending two days there and then we're going back home to catch back up on everything we left off there so have you ever had any big financial losses it seems like everything you've done so far has made my what's what's the biggest financial loss so when i was 18 years old uh we were on a family vacation and like i said i i come from a family that's very competitive and my brother i walked downstairs we rented a house and it was the last time our family ever stayed together and my father died pretty recently and twenty pretty recently 2016 but yeah so it just you know it was cool and we're all there and my brother's yelling at the tv it's 2008 right and a great recession was starting or or getting ready to get bad and so um he's yelling tv asked what are you doing he's he's 48 and i'm 31 so 17 year old gap and he said i'm trading stocks at least i heard at least he told me something so i went away about my business uh then we went to the pool and my other brother was yelling at his phone i was like hey what are you doing he's like he told me a little bit more and he told me i'm trading bank of america when the market goes uh down i'll buy it and then when the market goes up i sell it and then i'm also buying spx unit that is not a stock tip because let me explain this story i knew two stocks so from 18 years old he tells me this i'm like okay he's like i made 600 bucks today i get super pumped and remember i was making good income making 75 000 bucks so i said i had 10 000 saved at this time because i hadn't fully made 75 000 yet and i literally run to my room and i go invest three thousand dollars in e-trade and i'm a creature of habit i still have any trade account and i did that from this day and i uh went and invested a total of seven thousand bucks because when you invest three you have to wait till the money actually clears so i'm super excited like ready to trade and do something and then i had to wait like three days for it to work so i learned as much as i could in three days and i traded two stocks put seven thousand dollars in and i rose that money to 45 grand by the time i was 19. wow the story is great right there but it gets way worse and and now the the guy what was his name i'm so sorry i watched the entire podcast but the the guy that jeremy no no no i don't know chandler tim sykes tim tim so i don't i don't follow him but i enjoyed his podcast yeah he made like millions of dollars so it's nothing like that but i rose that money to 45 grand and i only bought two stocks like i said a 50 chance of this really working out the lowest i ever bought bank of america for was four dollars and 20 cents back in 2008. so i bought spxu which is not a stock tip and i lost everything i didn't know what i was doing so i froze whenever the market corrected and started back up but i'll tell you this i've done the equation a million times and it's a learning experience anytime i ever make a mistake i try to learn from it if i would have bought bank of america instead of spxu at 18 years old to put seven thousand bucks in it would have turned out to be about 360 thousand dollars if you take bank of america 45 000 been 10 700 shares multiply that by the time uh you never know though 100 agree yeah so that's why this stock time has been my super bowl so i am i'm going to make up my losses and i still haven't bought spx you and lost 100 000 yeah any loss like that just consider that like a college education not to do that again expensive every loss that i've taken like that what i i don't think i've taken a loss that i think the biggest loss i i i've ever taken i think was i lost not lost well i did lose 10 grand in um gosh what was it uh dave and buster's stock the crypto experience was not a pleasant one for you either oh gosh so i put uh how much i bought like i bought like a bitcoin back in 2017 i think i bought it like 17 something sold it at 17.5 so i basically i was a warren buffett i thought like i knew the market i beat i beat bitcoin and then i put some money in uh right it was ryblocks back in the day at like i forget it's been so it's been like almost four years now i think i bought it like a dollar thirty or something like this or like a dollar two dollars and uh i put uh i don't know how many grand it's it's been a while like five six grand back then and ry blocks went from like a dollar 37 all the way to like 38 oh wow and i was sitting on like a hefty chunk of cash and i just thought i'm an idiot it was at 38 and i'm like it's gonna be traded very soon on binance and every single coin that goes on binance goes up like you know even more so my plan was that like people were saying it's probably worth about 50 once it gets traded on binance so i thought i was so smart i'm like i'm gonna sell it at 44. so is it 38 and i'm like 44 is like my magic number and i can sell before everyone else and within days days later the whole crypto market just comes crashing down and i'm thinking no it's gonna come back and uh as it started dropping then it was like well i may as well just write it out i wrote out the whole thing at the bottom it was worth like under a dollar and now it's worth about 350 4 bucks so like i'm still holding it i haven't done a single thing but i i could have made so much money in the span of like a week and a half and i just got that was his greed that was like i was like guaranteed all this money had i just sold but i just wanted a little bit more but it was stupid that was just stupid but that was that was play money i basically thought that like hey instead of putting it on the tables i'm just gonna put it in this so be it but uh yeah that was that would i that was probably my biggest loss dave and buster's was another one uh bought in and immediately said pot it goes down to like 11 i bought it i think at like 17 went down to 11. stayed there for the longest time and then at the end of the year i was doing tax loss harvesting i'm like okay let me let me cut my losses on this as soon as this will start going up and now it's at like 36. so i would have doubled my money but i sold at the low point of the day so as soon as i sold you just can't read that stock anymore man no well no no this this the lesson here is is honestly i just just for stocks just hold don't sell never sell a stock if you ever want to short the market tell me first oh yeah if i buy it the the stock will drop at least forever oh jeez it's the way it goes everything i bought lately has been going up well it worries me i think how much the market's been going up lately because it's like i i realize there's no way that everything you buy is just up like four percent the next day that it's not sustainable you can't keep doing that uh green energy stocks are going nuts and i've just i'm worried like i got to play it safer but it's just it's wild wild market right now and then you know i can't wait to see if that's if if or all of our worry is correct or whenever all of the entertainment and all of the gaming and all of the just from cruise lines and travel when that gets back to normal hopefully what will happen then we going to 40 000 for that i mean i just don't know you could because here's a you have you have two things one you have these crazy valuations and just it they don't make sense what things are trading at right now but you have really low interest rates you have an economy that's shut down you have a lot of money pouring in where's that money going it's all going to the stock market so that's boosting up prices i think we could continue to go higher uh or if interest rates go up maybe that might put a damper on things but as of now it just seems like where else can you invest your money it's the stock market so even though valuations are high interest rates are so low maybe that kind of balances out the other thing i was thinking is there could be a i've talked about this before but a uh like a shift of money moving away from tech and into recovery stocks and so even though the markets overall might be the same just money gets taken from here gets put over here as people try to play the play the science but either way it's like i'd love to look back at this 10 years from now just see if what we thought is accurate at all and it's really just a guessing game good news is from everything you've taught everything that we all know it'll still go up if it doesn't yeah we got a lot more problems than our portfolio i think long term i think we could look at this 10 years from now and be like hey the market's the exact same as it was 10 years i mean it's definitely a chance it's a chance but as long as i think you're buying in every month or every week or you're buying inconsistently you're going to buy through the lows you're going to buy them through the highs it's going to average out over the long term it's not really going to matter that much it's not like you're just going to invest like everything today and that's it for the rest of your life put it on do i say it right dogecoin dogecoin the doge yeah i i watched but i didn't understand it's treated me really well actually i'm about a hundred percent gosh i would have been up four hundred percent on that investment on that that one thing i think i sold with the next i sold it the next day because i thought it was so stupid but do you remember uh when we first talked about my portfolio just on a on a mentorship group when i had that stock that was at 400 something percent what i don't remember it was it's called uh xspa i think i'm saying that right because i'm mad at it but yeah that one was at 400 i was up i don't even know the number um but i bought more i bought not at that number and then now it's losing me i lost so much money how much are you up overall like net on your stock portfolio well i i guess we'll we should talk about how much i put in because i put in uh i've always been very frugal i've always saved a lot of my money and i like to buy rolexes and things but i feel like the whole value i just make that plug because somebody says a watch thing but um yeah i put in 450 000 bucks now i didn't just put that in day one i been i started buying i thought i was gonna put a hundred then it kept going low and then when it went down to eighteen thousand i've i've got disney at eighty seven dollars a share i've got a lot i've got a royal cruise line in like 80 i don't know it's very low it's almost a 52 week high i mean 52 week low and uh right now i'm up uh 400 000 or so i'm up my portfolio is 955 current value however i have a hundred and four thousand dollar loss with spx you haven't sold it yet so technically i'm up even more and then i had i took profits last year of 44 000. so i sold just because i sold when it went up and then i bought back diamond hands man you got to have the diamond hands what does that mean oh diamond hands is basically just diamonds oh i thought you said diamond tans was like diamond tans yeah i'm sorry yeah no it's this has been a crazy year uh i i haven't actually said this but uh officially i'm up over a million dollars in the stocks in the stock market last year you're up over a million dollars we're doing fist bumps on that one that's crazy well it feels weird fist bumping or then when i okay okay yeah dude we do something better because it's a billion dollars yeah i'm up nearly five thousand dollars in my robin hood account it's awesome for this year yeah which is pretty good kevin is the real winner though so everything like i could be excited about something and he does it 20 million times better yeah i think i think every episode we talk about kevin let's not talk let's just let's not talk about kevin let's just kevin who kevin yeah i think yeah we'll just edit it me kevin made so many millions from tesla stock that's so many and uh he's he's now the barometer of like just yeah he's doing he's he's like we're not talking about it but he's like yeah but he's making it for the next level every episode he he could be the running like we have an inside joke across the back of the next yeah he should be just like the the the gag on the like the inside joke for the channels every episode there's one mention get it get it uh meet kevin cut out and then just like oh that would be funny bring him on as a guest the cutout yeah he does and he's work ethic he does a lot of crazy yeah yeah he's willing to put it all on the line and that's right it's awesome to see but hey it doesn't have to always be millions because i have one friend who invested fifteen hundred bucks they're at ten thousand they invested in sasol stock ssl just a really good stock and a company where the plant is where i'm from and then kayla invested 45 she's a real estate agent that's my fiance 45 000 and she's at 70 plus so i mean if the market goes down you can either get scared or you can get in and if you get in the right things and you're paying attention you know it could be really great and if you're worried by mutual fund that tracks the s p yeah you don't have anything to worry about yeah definitely that that's my thing this year is i feel like i'm up too much so now i want to play like i really that's amazing you shouldn't you shouldn't it shouldn't be like things are going up i think too fast uh i agree with that yeah i watched right there i didn't see that i need i want to i want to i want to i want to see that yeah i fortunately have not lost money on like anything i've done on robin hood like it's getting ridiculous this is what i'm talking about it's like what do i know like let's be honest here right i'm only 22. what what do i know i've been investing for a while but i don't know what i'm doing options expert though i'm gonna learn options from you yeah i mean i know about them right but at the same time i don't think that i should be doing as well as i am so i would say a lot of it but here's the thing here's what makes me skeptical is i thought in 2015 i started getting a lot more cautious about buying real estate uh because i felt the market is it's up every year the market was increasing like 12 to 15 percent and 2015 interest rates started going up and i'm like that's probably gonna taper off a little bit i began just i was very cautious about every deal that i bought after that because i'm like i need to get a good deal just in case and since then that was like 35 percent ago and were you know a third higher than back then and everything back then is now a bargain so it goes to show you know but we're only like four or five how long is 2015. six years ago six i still wait 15 no six years ago i still think 2015 is like three years oh yeah i agree with you 2008 like it's only three years ago that was only yesterday you know right our war stories but i think i think as long as we look at things in ten year increments like i think even if we look back two years from now we're like hey everything was half price back then i think every 10 years is a is a good gauge where the market's going long term but uh well i just feel like things are going too well i always get yeah we could have said that so long ago though that's true it's difficult to time it that's true just make sure you're paying attention to the whole market because the reason i lost all that money i was trading in a recession which basically is what you're doing right and so you know a an event that only happens every 100 years and so what what happened was i knew what i knew but i didn't know the market was like infinitely right so that's why you know i just you know maybe it'll save you some money with that with that old man tip right there yeah thank you for that i think this would be a good time we open these rocket packs i'm itching up these packs are 500 each what we're going to be doing we each pick two packs and we see who has the most valuable cards in these packs and i think there's a good chance there's gonna be a hollow dark charizard in here and one of us might get it so are we doing double or nothing are we gonna 600 bucks okay so i lost 300 bucks on the second channel so that's yours uh i don't want it i don't want to lose 600 come on graham just do it man i'm not going to i'm not going to lose 60. you get to keep the 300 uh i'm not gonna i can't do it hey can't do it his frugalness it's proof i set a limit 300 bucks is as much as i'm willing to lose how about this yeah how about whoever wins this one we all put in a hundred dollars more it's 400 i mean a hundred dollars each like he's over there his face he said we're cutting all this out of the podcast 11 i love it because it's a 33 chance that i'm gonna win like i'll make this even better okay now the cards once you open packs yeah it is better to keep them sealed because that is a 500 pack or it could be a you know 70 pack how about this all three of us that open them well you're of course going to keep them because you knew me and graham are going to keep what we pull anyway now you get to keep what you pull you get to keep people yeah so if you pull a charge it's yours to use a thousand dollars worth of packs wow okay all right i'll agree to twenty dollars it's within my budget you have to open it though you can't you can't use your sealed products yeah yeah so whoever pulls a charizard or the best or the best gifts twenty bucks sixty dollars the other person okay and they keep their own twenty and they i'll divvy up these packs between us all do the honors all right two two and two yeah all right let's see here this one seems a little lighter so you go ahead and take that one all right buddy oh i like this one i like that one you can feel the gram yeah okay this one feels like you so does that mean it's empty okay all right here you go the graham no pun intended there yeah oh man this is a here you go i'll take this one all right all right sure you want to give me the charizard is that what you wanted to do yeah yeah we'll see about that all right you want to go first uh yeah sure i'll go first okay all right you just peel them down the center and try to pull them but sometimes it's easier to pillow you got dark rapidash that's a good looking card everyone all right i'll take that you know what you can hear the stress in his voice okay you'll flip this track sure yeah this works um challenge energy diglett ponita magnemite dratini rattata [Music] all right this is the heavy one this is the heavy one okay oh my gosh this is so exciting nerves in his voice this is so exciting so basically we're gonna talk about return on investment it went from 500 to like 50. yeah dark flareon that's a cool card i like this card i love that i wish they came out it's one of my favorite artworks dark persian okay dark wartortle right goop gas attack meowth eevee zubat oddish grimer here we go ekans and do it slowly oh my gosh [Music] is that though no no it's the number at the bottom if it's a no it's not a five so that is an error chord now once again we're talking about first edition here you take your card down i don't want a bender that's a good one it's an amazing chord fortunately it's not if that were a holo that would be one of the best cards that is the second best card period yeah so basically when i pulled the dark charizard the the dark dragonite's just as cool but if you get the five and it's holographic and it's first edition they're selling for like twenty thousand thirty it's nuts it's so nuts okay so my next this is crazy you go next the final touches to the to the last one i got to get the i got to get its brother dragon it was great though that was a good amazing card of all the non-hollows you could hold that was one of the top ones so we got an energy got a dark flareon trainer ponyta drowzee coughing uh ratata right ratata we got a trainer we got meowth we got evie oh my no you pulled it wow that is gorgeous it's a five one of my favorites wow yes so so here's the here's the thing so while we have it on camera in the event that it was non-holographic and a five that's the because it's an error just like money and coins and everything else just wow uh here i'll grab you oh my gosh that is gorgeous i was like yeah i want to sleep for this this one oh geez it's very nice wow dragonite's one of my absolute favorite pokemon dad is amazing she's pretty swirl on it the swirl is yeah yeah oh jeez all right you win we still can have a charizard because dragonite's great but charizard's better my trash talks need some work yeah we'll see about this oh man dark primate trainer dark cadabra trainer abra snake duck oh charmander machop slowpoke and it's blue hey dark gyarados so i am not upset about this at all not upset wow that is a beautiful cord what why did i give you those packs thank you thank you jack man these packs are sponsored by jack shelby thank you oh my gosh two hollows all right now graham's coming in with a big kahuna well we haven't pulled a dark jar so if there was going to be one graham you have it remember so we got we got a digger garbage run cadabra sleep diglett drowsy dratini ponita magnemite meowth this is non-holo here comes team rocket but your last pack it's crazy the last one we haven't gotten to charizard yet talk about a nail biter dude right e2 emporion dark charmeleon good sign dark dragon air ponita rattata coughing meowth trainer zubat evie it's green all right we've got a base set pack from graham now so this is something i've been holding on to for months now i bought this one pack it's almost a thousand dollars to this pack it's a base set i've been waiting to open i've just been waiting for the right opportunity to open this up this is unweighed have no idea what's in it uh let's give it a shot this is i'm actually really nervous on this one okay so we got maintenance kakuna super portion duo experience no not really i'm i'm just trying to be optimistic you know what that was fun for me oh that was so awful i tell you what i think now is a good time to give him his present his gift my gosh so i i gave you a crappy gift i'm so sorry because you didn't pull out no that's all right but i mean that's still cool keep your packards like it's it's absolutely don't throw those away it's they're going to be worth money all right so oh we didn't talk about the watches but that's okay with me we can he's gonna give him a moment he's not happy i'm i'm upset right now let's give grandma space he's going through it i hurt for you though got a ten thousand dollar broken box i just i gave you the dragonite and the gyarados dude you're an amazing friend yeah and i said friend earlier i the friendship has been that much yeah yeah but remember when i gave you two options to have i don't i can't make that anymore oh that dragon let me look at that for a second well you know what i'll look at it later it's a podcast well uh i had a good time on these pack pools so uh too soon okay i'm sorry i can say that because here it's really neat all right let's see let's see graham's gift would you like me to hold that should i try to figure out i i used to do this this feels like christmas like i always just to feel it yeah i have no idea what it is i mean it should be a heavy basic pack right about now but first edition heavy face shoot shadow i mean goodness the only way it would be i could afford the uh the like the the spanish version all right oh someone got you the rolex might as well have the rolex of pens so this is wow these these are incredible pens i've seen legitimately there are youtube channels that review pens like this can't come to a housewarming party without a i know it's not that what it's this is but now it is housewarming party and then bring you a pot be afraid to use this pen sign a big check or like a you know all jacks checks sign all jacks or your your next big angel investment that would be your special pin that makes sense yeah yeah look how fancy this is i and i keep the boxes and the casing to them i don't know if they're collectible or not but rolex boxes are expensive just the box by itself oh it's upside down boom and it matches your watch these are incredible look at the tip of this oh my gosh thank you man so yeah that was fun jeez that's insane thank you this has been a unique podcast episode so far yeah it's like oprah you get packs you get a pen stuff yeah you get a dragonite you get a character you get a dragonite all right so you've also showed up with uh another thing that's pretty exciting your watch collection just a few of my favorite watches that i have this was my absolute first watch uh i've ever purchased of course uh as you just saw i blinked it out and uh i bought it for 4 500 now not the bezel the bezel cost me let's call it six but it was it was in like 20 14 15 so it's been a long time this one i brought because i knew you'd like it uh this is the batman the batman and you got the jubilee dialogue i love that yep um never been worn so i'm gonna put that back on there but yeah these are rolex are good investments and i'll show you real quick on why this watch retails for ninety seven hundred dollars uh my jeweler not the other guy but my friend that i actually linked those two together his profits went up but what happened is he said i'm the only person that he knows that would buy this for not retail so i paid about a grand under that for batman and it retails for like fifteen thousand yeah so you doubled your money in that absolutely and so i didn't want to sell it and then of course i have my rose gold daytona i had a i love that yeah i had a stainless steel panda which is something like 26 000 right now in the market 20 000 but my my diamond dealer needed it and he took it from me so he bought it for me for cost when you wear watches like that do people notice it and do they like point it out the shiny diamond one so i don't wear it unless i'm going like no somewhere else this has got to attract this or the daytona has to attract way more attention through the blinged out so let's call it a qualified buyer it would track somebody that knows what they're looking at if somebody saw this watch they're like hey man that's really cool how much for it like 50 bucks they don't they don't know it's fully gold but the diamond thing shiny and they know what diamonds what do they say to you when they when they know what it is they say geez man when you gamble with a shiny watch people come sit by you and start talking to you you know uh yeah more more with the the diamonds than this because immediately if i see an iced out watch immediately my first go-to impression is unless it's like sometimes you could look at the person you're like oh you know that's real a lot of the times i just think it's fake that that's probably but if i see this and i open that up for me i said you nice on that one for me i would just i would just think it's fake like that's my go-to because there's it's so easy just yeah just to yeah i faked that yeah you know what should jack get i've been telling jack to get it i'm not going to buy a watch graham wants me to buy a watch about it the last time like i'm about it but it's just like it's so much money dude i i think jack could pick up a good submariner at like 65. remember when we talked when we talked about this originally since then it's probably gone up like a thousand dollars in value i'll i'll give you an example um so the watch i just showed you with the the shiny bezel with that shiny bezel it's like a 17 000 watch retail but maybe less maybe 15 but not much less than that i bought that watch for 4 500 bucks without the bezel somebody offered me 11 to take my diamond bezel off and put the original because i've got to keep the original bezel and i would have been able to double money on the watch so and that was six years ago yep so i got a question when you initially started out selling cars you said that you averaged you know seventy five thousand dollars each year when you were doing that full time um your first year how much did you make my for oh so my first year uh when 2008 happened yeah i made 59 000. so that was your first year full time selling cars my first no so that was about eight months eight months selling costs fifty nine thousand dollars so about seven i started and then of course the year but my first full year uh the following year was 75. and can you talk about like commissions and stuff like that and what kind of cars you were selling sure uh basically any dealership but for anybody that's watching i don't want i don't want to talk too many details about my store but you know the any dealership out there is going to pay you about 25 commissions on the front side 10 on the back uh which is just f and i income things like that and they pay you bonuses and we we we pay our sales people extremely well uh because you know like like me and graham with the rolex or giving you two packs you know it's it's not always about the bottom line sometimes it's just about being you know when people think it's weird like what are you doing that for i just cuz so you know we really take care of our staff because we feel like it's not the barn it's the horses and the people make the difference so you want to you know treat them right so they'll stay that's smart and what kind of cars does your dealership sell we have two chevy stores honda hyundai cadillac nissan we have i said honda we have a dodge chrysler jeep ram and gmc i think that might be 11 because there's two chevy stores anybody's counting wow what do you drive i drive a dodge ram we just bought that franchise and it's pretty cool to we've always you know it's when you don't sell it it's like oh like the rival yeah real estate agency like don't go see them not that that's how you would sell it but still and then now i drive it drives great you know i think it's amazing truck and the screen is huge and would you say you have expensive taste i will not buy anything that doesn't make sense so i don't know the answer to that question yeah no food yeah because crawfish are expensive where i'm from because crawfish are like 7.99 a pound y'all need to have that so it's amazing well how about this we could we could end it here sure but do the gambling and we'll eat gamble we'll come back and we'll see what it's absolutely all right so segwit i'm gonna snap my fingers and when i snap we're gonna reappear here after some nice dining and some gambling and we'll tell you guys how we did all right still wearing my avocado oh he's got some avocado socks these are lucky okay things are gonna go in our direction we're already we're done 320. we have 20. i'm down 20 bucks you're up 320 all right every 40 actually and we'll see how the gambling pans out right all right so thank you grant for treating us to some dinner yeah this is the iced coffee midnight hour yeah midnight edition it's like what 1 20 in the morning right now something like that so after the podcast we went to dinner thank you so much for dinner so good and then we went to red rock casino where jack and uh grant and i uh partaked in some gambling good times i was uh super against it but they convinced me and i won 99 and 50 cents off of my 100 so the way i looked at it he won and 105 dollars and then made a five dollar charitable i did make a donation to the tip so right the the real estate agent and car salesman ganged up on jack yeah it was a good night thank you guys for the peer pressure i really appreciate it how many blackjacks did you hit i got two blackjacks and they gave me uh two uh really cool coins for each blackjack so i got those fifty seven pieces yeah he's like those things yeah there's silver dollars i don't know but that was exciting you guys won some pretty good money huh yeah i was up i think 300 and something uh and that's after the tip yep and you're up 300 and something too yep hashtag after the dip yeah is that that sounds pretty good like i like it yeah well uh that was pretty exciting also another thing to note was at dinner interestingly enough as we were about to leave uh the waitress came over and she gave us like some some din some dessert that was on the house she said that the uh like the pastry chef recognized graham so they gave us a really cool if you're watching thank you so much thank you really appreciate that that meant uh that's a lot i don't know if you're gonna be watching the iced coffee hour all the way to the very end but it was very tasty it was delicious so if you're watching this thank you so much and comment down below if you're watching this yeah and the coffee just gave just enough of a boost to go and get going yeah yeah so successful night thank you so much we had a blast so we just got we got to keep doing this every month damn cool yep all righty so with that said you guys thank you so much for watching we should use the other outro okay it just just goes yeah let's cut to the other outro right now so grant thank you so much for coming on thank you for the pokemon cards thank you for the pen uh guys if you want to subscribe i'll put your channel down below in the description and go and check out the gram stefan show because this is where we do the pack battle and we see who pulled the better pokemon card so if you want to go watch that uh actually this is gonna post first so you don't know who won that so guys thank you so much for watching i really appreciate it as always make sure to destroy the like button subscribe button and notification bell also feel free to add us on instagram i posted pretty much daily so if you want to add us there feel free to add us there and don't forget get your four free stocks down below in the description from weeble those stocks are worth all the way up to 1 600 so you may as well it's free money so if you if if you don't like free money then don't do it but if you like free money the link is down below in the description thank you guys so much for watching and until next time welcome back to the 36th ever iced coffee hour where we have art we i'm sorry yeah with us we yeah welcome back to the 36th ever iced coffee hour where the channel has already made 36 714 dollars since y'all started it thanks so much for coming on grant it's amazing meeting you let's do the intro once more and save like hey my name is grant navarro oh forgotten people yeah yeah yeah it was good go for it no very few people ever get it right on the first try yeah go for it and i've watched this like seven times to try to get it yeah all right go just making sure i got it right again so hey everybody welcome back to the 36 there okay hey everybody welcome back to the 36th ever iced coffee hour where the channel has already made thirty seven thousand thirty six seven i messed it up thirty four i was giving you anything yeah there you go thirty four seven fourteen yup all right