Submind YouTube summaries
Thumbnail for “Here’s What I Think About Gary’s Economics” - Rory Sutherland

“Here’s What I Think About Gary’s Economics” - Rory Sutherland

Watch on YouTube

Video summary

Rory Sutherland opens his critique of Gary Stevenson's economic messaging with a pointed observation about wealth redistribution, suggesting that if one truly wishes to help those in need, wealthy individuals should simply spend their own money rather than relying on political mechanisms. He highlights the stinginess inherent in Stevenson's philosophy by noting that despite earning millions annually and owning only a single pair of shoes while his school friends worked at JD Sports, he failed to enjoy life or support them materially. Sutherland argues that this behavior stems from a corporate mindset where spending personal funds feels disproportionately painful compared to using expense accounts for entertainment budgets. He contends that Stevenson is correct in identifying the unhealthy concentration of wealth but proposes Georgism as a superior framework, advocating for land value taxes inspired by Henry George's principles to address inequality without penalizing earned income or labor. The core of Sutherland's argument distinguishes sharply between income inequality and asset-based wealth inequality, asserting that while high earners like top-tier lawyers pay significant income tax, the disparity in accumulated assets is far more extreme and damaging. He illustrates this with a hypothetical scenario where Bill Gates entering a football stadium would instantly make every attendee a multi-millionaire due to property value appreciation alone, yet society aggressively redistributes earned wages while treating asset wealth as sacrosanct. Sutherland points out that speculation has led to an enormous transfer of wealth from the hardworking young generation to older landowners who do not deserve it, citing a specific case of a woman living in a house worth millions with no liquid cash, leaving her children unable to afford basic car repairs while she cannot spend money on lemons. To solve this issue, Sutherland champions Georgism, which he describes as an approach that is extremely free-market regarding the fruits of labor but highly socialistic concerning land and limited resources like oil or water. Under pure Georgist theory, individuals should keep everything they build or create with their capital and effort, while paying taxes only on unearned rent derived from owning scarce assets like land in major cities where supply cannot be increased. He notes that Texas serves as a practical example of this system, imposing heavy property taxes around 2.5% which effectively prevents using real estate purely as an extractive store of wealth; ironically, many Californians move there seeking cheap land only to discover the low price is due to these substantial ongoing tax bills. Sutherland further explains that mainstream economics often simplifies reality by treating capital and land as interchangeable, ignoring the critical distinction between limitless man-made capital and fixed natural resources like land which act as artificial bottlenecks for rent-seeking. He criticizes decades of media narratives framing rising property prices as good news, arguing this is a monstrous misrepresentation similar to celebrating an increase in petrol costs without acknowledging that cars do not become more valuable when fuel gets expensive. This bias exists because the primary consumers and writers of these stories are likely already homeowners who benefit from the status quo, creating a feedback loop where politicians across the spectrum—from Milton Friedman to Richard Nixon—have historically been invested in property markets or sympathetic to Georgist ideas despite their differing political labels. Ultimately, Sutherland concludes that while Gary Stevenson's ascendency represents a performance art of austerity for some observers, his fundamental insight into wealth concentration is valid but incomplete without addressing land ownership structures. He emphasizes that the current system sanctifies being mean with income taxes while ignoring the monumental inequalities created by asset values, urging a shift toward taxing unearned rent to ensure fairness between generations. By adopting Georgist principles where one pays for the privilege of imposing costs on future generations through property ownership rather than labor taxation, society could create a more equitable environment that respects both individual enterprise and collective responsibility regarding finite resources.
Read the full video transcript
What do you make of Gary Stevenson's ascendancy and that sort of messaging that's happening in the UK? >> Well, first frivolous point which is uh if you want to help with wealth redistribution, Gary, go out and spend some [ __ ] money, right? I mean, he was earning like2 or3 million pounds a year and only owning earning one pair of shoes, okay? And his mates from school were working in JD Sports. And I did help I couldn't help thinking reading the book, Gary, Gary, just go down to G JD Sports and just buy a few pairs of shoes. Help out your mates. Okay. Uh, you know, get a hot tub, you know. You know, but his fundamental insight unbelievably stingy. Do you do you not think you do that book? >> I haven't read it. I've seen him talk on >> Jeez, Gary, just go out and, you know, enjoy it for crying out loud. Okay. Think you get that weird thing actually in banking which is so much of your enjoyment stuff back then was covered by an entertainment budget. Okay. that you got really really resentful about spending your own money. You see, you see what I mean? Most of us, the money comes in, 80% of it walks straight out again because we piss it up the wall. You know, you know, you know, I haven't got an air fryer for the second bedroom, you know. But there are people who kind of, you know, if you're in that very corporate world where more or less all your fund is taken care of by some expense account, you actually find you spending your money disproportionately painful. He's absolutely right in his insight that um money is becoming unhealthily concentrated um in that two things I would say. He's absolutely right that economics uses these single representative agent models which don't capture inequality. Okay. Um I would argue personally Gary that you need to read up a bit about georgism which I think the great ideas of Henry George and the land value tax would actually take care of a lot of that. uh in my view if you tax land ownership because property ownership is effectively you are buying the right to impose taxes on the on the younger generation. So what you what you I mean when people invested in gold okay it doesn't do anybody else any harm because I I can make do without any gold. Okay I'm not massively into bling not hugely into jewelry. Okay we can all get by without gold. If there's a bloody um uh a Dutch tulip boom, okay, I'll just switch to gladioli. Okay, but I can't substitute for property at some level. If your employer demands you work in a major city, okay, and land and commutable land is scarce. Other than the blimp, of course, where you could just live tethered above Barkley Square, 400 ft up. Okay, other than your blimp solution, there's no escaping the depradations of rentse seeeking land owners. And what has happened is that we've in a way we've sanctified wealth and being pretty mean on income. >> Okay, so we've taxed away income discrepancies pretty energetically, but they aren't that big. Okay. I mean what I mean by that is if you look at income inequality even before tax never mind corrected after tax. You know the the number of people who earn like you know 20 times median income okay is they exist but there are very few of them and they pay an enormous amount of income tax. I mean huge amounts of income tax. In other words that's someone who's probably like a high-end lawyer in a partnership in you know a London magic circle law firm. Now, there are a lot of people I'd rather the money went to than people in law firms, but nonetheless, those people pay a lot of tax, whatever you think about it. Okay? By contrast, wealth inequality is monumental. I mean, there are people who if they walked into a football stadium, the every single person on average in that stadium would now be a multi-millionaire simply because Bill Gates walked in. Okay? There aren't inequalities like that of that kind of extreme form in in actual earned income. And yet we have this incredibly aggressive system of redistributing earned wealth. And yet we treat wealth that's actually resident in asset values and things as completely sacros. And the problem is until you actually get to that point where you start actually taxing. Now Texas does it amusingly because you have quite heavy land taxes. So, ironically, what's often stereotyped, I think, unfairly as, you know, the most conservative state in the union, which in fact is not, okay, but, you know, it's a highly conservative state, you actually pay quite a lot of tax on the value of the property you own. So, the property taxes in Texas, I think around 2.5% if you own it. Now, the great effect that has is that it makes property less expensive because you have to pay tax on it. and it prevents you using property as an extractive store of wealth. Okay. And the extent to which I think you have to argue that speculation in property has been absolutely del has led to enormous redistribution of wealth effectively to the not necessarily very deserving old at the expense of the hardworking young is I I I just find it impossible to dispute. Okay, I'm 59 by the way. I did okay. I surfed the wave. I didn't surf it very well. I now own, you know, a couple of flats. I don't own a house. Nothing blingy. Okay. I now own a couple of flats sort of outright. Um, but there are people who bought a house in 1974 whose children, this is literally a case I know of. Okay. So, there's a woman living on her own in a five- bedroomedroom house not far from where I live, which is probably worth with the garden 4.5 million. Okay. Or 3.2 or something like that. She has no money to spend. She has all this money tied up in a totally ill liquid form of wealth. >> So, you know, she's kind of going down little and comparing the price of lemons even though she owns a [ __ ] off, you know, 3.5. Her children are kind of worried about how they replace the shock absorbers on their car. And then the argument would be why should those children go out and work really hard? What I do to be absolutely honest is get into debt, go off to Barbados, wait for your mum to die, right me. No, no, no, that's but but nothing you do working, let's say, as a school teacher. So, there's this great book, you must get her on, called the Inheritocracy, >> okay, >> by a woman called Eliza. Oh god, I'll remember it in a second. >> You're becoming increasingly leftwing here, Rory. >> No, no, no, no, no, no. I'm left I'm I'm pretty right-wing in terms of people's earnings because you have actually earned them. So Henry George effectively the way to understand Henry George is it was an approach to life which actually had a brief but extraordinary success uh popular success in the United States. The game of monopoly is based on it's trying to interest people in George's principles of extractive rent seeking. Okay. And the basic principle of Henry George is that it's it's now I I'm going to qualify this. It's extremely free market and capitalistic with regard to the fruits of your labor. Okay? Anything you do, any anything you build on your land is yours to keep. But it's effectively highly socialistic in terms of land ownership and arguably ownership of uh of limited resources. So a georgist would also tax uh oil for example. um uh you know anything that's and the argument is you didn't make those things there would have been in the 19th century they would have said this is God's creation and you're only you know you're actually you don't own it because you didn't make it you don't have the right to own this thing because you didn't make it what you are is a custodian of it and you pay commenurate tax on the land you own okay whereas you would in purest Georgia circles you have no income tax at all okay that probably a bit extreme um but it's There there it's sometimes called geoism and it's um there's there's also a school of thought which is kind of environmental georgism which is you tax the consumption or you tax anything where you rivally consume something of which more can't be made. >> Right. Yep. >> Okay. And what happens in Texas quite interestingly is all these Californians apparently move to Texas and they go, "God, the land here is really cheap. let's buy loads of it. And then six months later, they get hit with a massive tax bill for their land ownership and they go, "What the hell's going on here? We bought this land because it's cheap." And the Texans reply, "That's why it's cheap. You pay 2.5% tax on it." >> Did you ever look at that issue with fighter pilot seats that was designed for average? >> Yeah, that's a brilliant point. So, that's similar that's analogous to Gary Stevens. Have you had Gary on, by the way? >> I haven't. He was supposed to come on in London a couple of months ago uh when we had last had you on. >> I hope he's out shoe shopping instead. I mean advertising. Meet me halfway. Gary >> Well, there's an interesting >> If you want to redistribute wealth, it does help if rich people occasionally go out and buy something. >> Yeah. There's an interesting there's an interesting debate going on about whether or not Gary Stevenson is basically thinly veiled performance art that you've got this the get up the the same pair of joggers that all the rest of this stuff. It is. I don't know. I it must be difficult to have >> I I think I think he's um okay apart from his consumption patterns. Um I think he's fundament so there are a few things where the problem with all these models is is that the assumptions of the model that are necessary to simplify the model eventually come back to bite you and looking at average wealth as if it's somehow representative of you know that that a successful mean getting richer on average the fact that for 30 [ __ ] years in the US and the UK we presented rising property prices as a good news story M >> is monstrous. I mean, that was just the most monstrous misrepresentation of information. You don't say petrol's gasoline's gone up, but good news, you got a full tank of petrol, so your car's not now more valuable, right? >> Is it is it a case of kind of a luxury belief that the sort of people who would be writing and consuming those and understanding those sorts of stories are likely to already be people who own property. So, their lesson is not going to be, holy [ __ ] it's going to be hard to get onto them. >> You're absolutely true. Uh even worse, of course, every single MP in London uh throughout the 70s, well, 80s, 90s, 2000s was basically heavily invested in the property market because they got a massive perk. They got their mortgage paid on a London home. So, there wasn't a single person there with a possible exception of someone, you know, was Ken Livingston ever an MP? I'm not sure he was, but apart from a few very, very principled leftists or possibly a couple of georgists in the Conservative party. It's a weird, by the way, it's a weird sort of philosophy because it it's it's both leftwing and right-wing and so it has it's at the same time >> Milton Freriedman was a fan. So was um uh god I always I always forget her name married to Malcolm McLaren you the fashion designer Vivian Westwood she was also a geologist you get Richard Nixon Winston Churchill >> it has its adearance crosses the spectrum >> but what what happened in the model was that Adam Smith thought there were three sources of wealth creation which was land capital and um labor and future generations of economists thought it's too complicated having three things because it makes the maths difficult so we'll pretend that capital and land are the same thing and they're not because capital is potentially limitless and you can create more of it. Land is effectively a bottle an artificial bottleneck. It's it's a rentse seeeking device. >> Traveling should be about the pleasure of the trip and not the stress of packing which is why I am such a huge fan of pneumatic. This travel pack the 14 liter travel pack is what I wear every single day. It is the biggest game changer and it genuinely makes spending your day lugging your possessions around infinitely more enjoyable. They've got compartments for everything. Your laptop, your shoes, your sunglasses, so well organized that even your toothbrush will feel important. It's like the Marie Condo of luggage. Everything has got its place. And if you're still on the fence, their products have got a lifetime guarantee. So, this is the last backpack you'll ever need to buy. There's a 30-day money back guarantee. So, you can buy it, throw your possessions in it, and if you don't like it, they'll give you your money back. Right now, you can get a 20% discount off everything from Nomadic by going to the link in the description below or heading to nomatic.com/modernwisdom. And they ship internationally. That's nomadic.com/modern wisdom. Thank you very much for tuning in. If you enjoyed that clip with Rory, who's still here, by the way, say hi, Rory. Hello. There you are. Uh the full episode is available right here. Gone. Press