Confronting Ryan Pineda | How He Makes $1M Per Year Flipping Homes

welcome to the 24th ever iced coffee hour podcast we've made approximately ten thousand five hundred dollars welcome well done well done and by the way if anyone's curious yes that there's only a 200 jump in the amount of money we've been made between this podcast episode and the last one that is because we're on our grind and we filmed yesterday and today back to back because we've never done that before no we have not but i'm excited to talk to you because uh as you guys know moving to las vegas you are like the real estate guy in las vegas and watching your videos i i've been out there for a while born and raised man so done a lot of things out there so i found you originally on tick tock this is how this started by the way so you bought my youtube creator academy program right and just by pure coincidence i found your tick tock video because i did like a reacting to tick tock and your video came up of you in uh sharing this story about how you buy real estate in las vegas and then i said the community across the street uh what did i say it looked like an office building yeah and then those gates wouldn't protect you from a zombie apocalypse and then we started talking back and forth and then that turned into me then asking you advice uh in terms of moving to las vegas in the real estate market there and then your youtube channel too has been growing a lot lately yeah it's been exciting man so how did you get into real estate where did this start oh man well before i do that first off thanks for putting out that uh creator academy because i would not have started youtube if i didn't go through it and you know i i honestly never thought anything of youtube because you know i've been in the business world the whole time just flipping houses and stuff and you know i saw your youtubes during you know the pandemic and i'm like dang it's like that these guys are killing it on youtube i need to get on that and the funny thing was you don't even really promote the the course at all no and i just happened to be like looking through the buy and i'm like wait a minute he's got a course on how he does it i'm like this is great and so you know i bought it and started making youtubes recently so yeah that's my new career being a youtuber but um but yeah prior to that so you're flipping real estate your real estate agent too how many homes have you sold so far how many homes have you flipped how many do you own that you just rent out let's get some quick stats here yeah so i started real estate in 2010 as an agent i was 21 years old and i was just a terrible agent dude i didn't put in the work at all um i didn't want to show rentals like you did i didn't want to do any of that and so after a couple years i quit and you know i did other side hustles and stuff i had a good youtube video about flipping couches and you know just doing anything to make money um but it wasn't until i was 25 so i was back in 2015 that i first you know really got into investing and so i actually maxed out all my credit cards back in 2015 and just bought my first flip and i only had 10 000 um maxed out 50 grand worth of credit cards so i could just get the down payment how do you how do you pay for a house with a credit card though because i got a hard money loan on the flip so they didn't really care about dti or job income or anything it was just more so about the deal and so i found a really good deal um you know use the credit card money as a down payment just did a balance transfer for cash and then i mean the rest is history started flipping after that luckily it went successful uh made 25 grand on that first one and then just kept rolling the money over and over again and at this point i think i'm close to 400 flips and what got you interested in the first flip that you did what gave you the idea of doing it ironically it was you know the scammy infomercials um i never went to any of the seminars or anything but i saw them all the time and i'm like what are these guys talking about with you know anyone can flip and you could flip with no money and i didn't like i didn't go to the seminar because i knew i'm like they're just gonna try and sell me something but i started researching online and i went to bigger pockets that's the first time i'd ever heard about it and i started listening to their podcast and all that and eventually i was like oh these guys are just either wholesaling or they're you know just getting hard money loans to buy this because i came from the realtor world where it's like you need to get a 30-year loan you need perfect dti good credit all this stuff and i didn't have any of that so when you say 400 is that including wholesale deals like how many of those are wholesale and how many of those you actually took title to fixed up yourself and flipped so i flipped probably from 15 to 2018 95 and that was about 200 homes up to 2018 and then i made the shift in 2019 i said you know what we're not gonna just flip every home that comes through it actually makes more sense to wholesale some of these homes um not only to limit our risk but i mean there would be times where somebody would pay us a 20 30 000 wholesale fee and the flip would only make 30 or 40 and we're like why would we flip this somebody's gonna pay us this right now so we made the switch and started wholesaling um in 2019 and flipping but i would say we still flip 70 to 75 percent of them and when you say we is that you and and do your partners on this or how does that work no so on my flipping business that's all me i own it 100 um i've got other companies like my real estate brokerage i have a partner there um but on the house slipping it was just me from the ground up just figuring it out as i went along and then eventually realizing hey i need more employees i need more people to help me out and you know it just scaled from there man and we just kept hiring and building so then what made you want to do tick tock and youtube you started tick tock first yeah why well i started them at the same time actually i just hadn't posted on youtube so during the pandemic like everyone else i looked at i'm like ma'am what's gonna happen here like is vegas about to get crushed because that's what everyone was saying and i was like what's like the big play here should i keep flipping houses if i can't flip houses what then you know and some many people over the years kept telling me you know go on youtube go on tick tock like these are you hear gary v talk about it all the time right and i always ignored it and i'd always made content it was on instagram you know i'd make five minute videos just me and the camera not edited or anything but eventually enough people kept telling me it that i was like hey i need to look into this and so i posted on instagram i said hey who are the top youtubers and everybody's like check out graham stefan check out me kevin you know check out these guys and i'm like okay i'm gonna check out these guys and then i was looking at it i'm like you know these guys are crushing it on youtube and i was like i think i could do good on youtube too and i think i bring a different perspective of hey i'm coming from like the business side of things like running companies and other stuff not like the the normal investor who's you know you know solo investors what i would call it you know we've got probably i would say over 100 people total between all my companies you know between agents contractors acquisitions agents and other stuff so it's like i felt like nobody on youtube was really giving that perspective of hey here's how to run a company versus you know how to invest for yourself interesting so but what what prompted that so i know you want to do this but why what's the what's the deeper motivation for doing youtube and tick tock well i think back during covet like i said i saw it as an opportunity that nobody was really doing um in my field anyways like tick tock definitely nobody was doing you still don't even like to post oh gosh i gotta i gotta get into it i just don't i just don't get it yeah i tried so hard i really tried hard but i'm gonna get better guys dude you got good talks i've seen it um but i just saw an opportunity i'm like nobody's posting on tik tok like none of these business guys take it seriously and so i'm like i'll just do it and i don't even know how to make tick tocks i don't know anything about it but if i have to dance i'll dance if i have to like no you wouldn't no you see you dance i've done a couple dances but they they get no views no i didn't do the watch my wife won't let me dude but you know i did that on tick tock that one this shake that laffy taffy is that is that the one oh it's dude dude there's so many things hundred likes graham will do it right we'll do the walk with 100 the table no i want if this video gets a million views i'll do it if it's okay you guys maybe edit that out because yeah i'll read it i'll meet it again okay people are gonna be left wondering what i said once again all right okay just me i was wondering what you said too you don't it's weird my ears just toned out for a little bit i don't know what you just said but don't do that did you find immediate success on tick-tock or was it gradual yeah tick-tock is one of those things where it's like anyone can go viral so quick it's it's crazy dude um so i've got like 300 000 something followers in you know five six months and it just takes a couple of videos really that pop off and people you know the one you saw did really good and that got me you know probably tens of thousands if not a hundred thousand followers because i got that video early on so i like tick tock and it's led to a lot of different opportunities um not necessarily like uh you know tick-tock i get all this money from tick-tock like adsense or anything but it's opened a lot of doors um i have multiple people in vegas who've reached out to me because they see me on tik-tok and they're like hey i want to work with you in this type of way in different business ventures so it's been really cool what's the secret to making a good tick tock i feel like you would have had it figured out like what how do you do that i think there's a couple of things but number one is you gotta catch the trends just like youtube but like there's trending sounds so you gotta use their sounds because people will you know watch a certain sound and just see what everyone did to that sound so even if you have it not playing and you have the sound muted that's a good way to to get traction um i would say another thing is you got to hook them in within like two seconds you know and youtube maybe you hook them in within 20 30 seconds you got two seconds on tick tock or they're swiping um how do you hook what's what's the strategy to get a good hook there you can do it either visually or you know with audio so i mean visually you would do it by maybe you're just immediately the first frame of the bikini is yeah whatever you know it is what it is i'll be in a bikini and somebody's like what's going on here like i need to watch the rest of this um but yeah so you could do it visually or audio you know you just start you know yelling something you got to have high energy you can't just mumble it whatever or you know you put the text on there like an instagram story and you know maybe it says something crazy like you know this is how i made a million dollars and then they'd be like whoa yeah you know follow me to learn more and i'll never tell you okay i think you'll watch the next one how i made two million dollars follow me but people do that like okay stay tuned for part two then i'll tell you but make sure to follow hey dude i've seen those two and then you go into their profile and part two was posted like months ago and you can't find it yeah yeah tick tock's not very organized at all if you want to find the content good luck geez gosh okay so you got to have an immediate hook but what type of content does the best there i think they're all very it doesn't matter i mean finance and real estate aren't going to do that great i mean it's dancing and you know very like prank stuff but that kind of content but the beauty is there's not many finance people on it you know a lot of people watching this you probably are into finance so it's a good opportunity because it's such low competition you know um but i would just say you could literally do anything on tick tock there's and with like the uh cpm it's the same no matter what you do so it doesn't matter hmm how much do you get paid on tick tock i saw your video i saw your video on it but i'd like you to show us could you can you whip out the phone let's see let's take a look i want to see how many views you're getting okay and then how much you're making from that all right so we've got 325 000 followers okay so look dude i made 20 bucks today that's actually really good 20 today i mean 34 i don't know wow oh you know what happened i made a really good video with my wife it was her birthday and i took her on a shopping spree and so people were really hooked on it but i've made 452 dollars on like lifetime 452 dollars lifetime with three no i have to apply get funding to make content apply and is there different cpms for different types of content no it's the same it's it's three cents three cents per thousand views three cents per thousand it's crazy i i get a thousand times better on youtube yeah a thousand a thousand times better so one view on youtube is is the equivalent it's a thousand times more valuable wow that's incredible oh jack i forgot i wanted to tell you this because i watched your interview with andre but um i should have started out with this but i want you to know you're a good-looking guy dude oh you stop it oh you are gorgeous are you kidding me i was gonna comment but it would have got flooded so i had to tell you in person you are gorgeous man thank you so much it is too sweet all right i'll do that later i'm going to apply now you can start making money you'll make probably five bucks that'd be good piece for sushi i mean that's the thing for an entire week that's a free sushi meal every single week paid for by tik tok that's true yeah now what about you just gotta produce more content that's it i know what would what would be your recommendation to me if i if i wanted to grow on tick tock what should i do well for you it'd be easy because you already have such a massive following that if you just post everyone from youtube is going to go watch it i mean that's how i feel you know um but if i was you i'd keep doing the videos you were doing they were good yeah just quick short form five best investments what i'm investing in this week very raw don't you know put too much effort like seriously this is my routine i try and post two a day that's my goal two a day two wow so i'll post two a day i'll film them in the morning so if you watch my tick tocks a lot i'm in my gym clothes because i'm just filming them before the gym takes me like 30 minutes i'm just trying to bust out whatever i can think of so that's what i would do what do you talk about whatever i feel like so i'll talk about um real estate some type of tip with real estate whether it be investing house flipping whatever um i'll also talk about current events you know with related to finance whatever i think that'd be great for you because you love talking about this stuff anyway i would take anything you talk about on youtube and just make it a tick tock because you've already did it um i was talking about logan paul and his pokemon the other day you know because some people were talking about so i think you literally can just take whatever you're doing on youtube and just make a 15 to 30 second clip of it i think it would be fairly easy for you to be successful and take talk definitely because i feel like transferring from youtube to tick tock i think you've said this before it would be way easier than tick tock to youtube but you're lazy so successful at that man yeah it's it's been crazy i don't know i feel like your youtube growth is youtube your tick tock growth is tick tock your youtube has been doing really well because you're doing well at youtube i would say you're like 75 right i think tick tock has definitely played a role because i i do and tick tocks push them to youtube you know that's the call to action at the end hey for instance your video that we're talking about it's like 30 seconds right you're like hey if you want the full video on this go watch it on youtube because i can only tell you so much in 30 seconds and that's how you can push them to youtube so i think it's definitely helped but i agree i mean i think they are two totally different audiences for sure um they have very low attention spans on tick tock you know what i'll try i'll redo that video that how much i make with two million subscribers i'll put that on tick tock i guarantee you'll get millions really sure do you think so how much do you make with yeah 100 yeah really okay let's let's try it you know what i'll put it up tomorrow it'll be my promise to you okay and then we'll reevaluate a week from now and we'll see how it does and then what i'll do is i'll do edit and then i'm going to take credit i'm going to say i told graham to do this video so you guys need to follow me all right let's do it let's try that hey guys i'm just going to throw this in really quickly graham posted the video and it went viral overnight and it has over 10 million views and over like a million likes so i'll throw up screenshots right over this um let's talk because i i'm actually really excited about talking about this is investing in real estate in las vegas yeah because it's brand new jack's really excited i'm so excited has been talking gamble too right yeah yes jack's been talking no joke for two weeks about how excited he's been to talk to you tonight about investing in real estate because jack wants to invest in las vegas i cannot do it here i mean i don't have like a hundred and fifty thousand dollars to put down i mean i probably will more than you will but still like i could afford a down payment on a place in las vegas but i mean you can just get an fha loan you know yeah but i wouldn't live there wouldn't i need to live there yeah yeah i'm not gonna do that okay i gotta you gotta yeah jack is uh mooching right here we didn't have it any other way i don't know i don't blame you yeah jack's the kid he won't move out i won't no i want him to go off on his own one day and he's like i'm like a barnacle dad the meatloaf dad where's the meatloaf do you cook jack i do yeah and i peanut butter and jelly dude came down and he came down and we could work on something together and i had a plate with two peanut butter and jelly sandwiches and he looked at me with this face of disgusting i hate jack so well jack what so well what other value do you understand other than being an awesome good-looking podcast host um with a very symmetrical face very symmetrical face i i was gonna say it but i just figured it it's perfectly symmetrical absolutely for those that don't get the joke watch the end of the andre it is i'm not even kidding though when i say that like you draw a line in your face and it and it's just even on both sides like the top you can fold it and it'd just be yeah just exactly but yeah i mean i bring i bring a value because i edit for the second channel okay um you know graham and i we produce something like a mastermind when we're together we've i'm just not a mastermind but we bounce ideas yeah we talk about what we do good titles and thumbnails we're both very different independent thinkers okay i think that we work well together and of course there are other things that i do like uh emails an indian mentorship group jack runs that uh ideas emails some ideas some sometimes sometimes random work um reaching out to people on my behalf so yeah it works well it's just a bunch of randomness i should have brought my jack i i recently hired a jack yeah how's that working out for you he's great he's just like you he's really young he's 20 years old you know and he's just great he he sent me the best like interview video i've ever seen i'll show you guys it after okay like i i was like i gotta hire this guy i don't even have a position for him but he's he's great it's good yeah that's awesome so what is your advice to jack to invest in las vegas actually how about this give us a rundown first of like what the market is like in las vegas because andre and i you so i know you saw that part we had a bit of a back and forth i'm saying the market's going up but he's saying it's going down who's right i would i would i'll leave it to you to be that tie breaker i would i would trust your judgment on this one well i think obviously because andre's still trying to buy his first house yeah so it's like i get it he's very nervous about it i totally like first-time homebuyers get that all the time but my thing with vegas is there's no inventory like the only way it crashes if is if there's this sudden rush of inventory which to me is not going to happen at least in the next six months not with all the the legal stuff going on not with you know foreclosures being halted and all this so i don't see anything happening on that front and then you gotta assume all these people like you who are moving in are kind of combating that so it's like i don't think it's going anywhere and in fact if i had to guess it probably will go up what about andre had some good points about the job market in las vegas and a lot of people being laid off right the unemployment can't go on forever right um what is what are your thoughts on that because i do agree with them in the sense that if you have let's say 15 of the population just unemployed right now that's that that has to have some residual effect on the market i mean here's what i think is gonna happen um [Music] and it's i've been saying this since probably may so let me backtrack and say back in when you know everything happened all my friends stopped buying all my flipper buddies investors they all just were like we're running for the hills we saw what happened to vegas last time and i was like dude i'm gonna keep buying like i see a lot of things that i think are gonna be okay and it turned out to be right and you know i bought some super good deals because there was no competition no one was buying and i mean we're still buying five to ten a month so like i'm super confident at least in the short term but the reason i'm confident is number one there's low supply so it's still gonna take a while before supply increases even if this happens it will take a while but the other thing is i think the banks are going to work with them i think all these people in mortgage forbearance are not going to get foreclosed on 12 months after the fact they're going to get loan mods and i think even if they don't have a job the bank is going to find a way to work with them and so that's why i don't see this flood of inventory the other problem is the people who would sell otherwise are not selling because of this because they're in forbearance and so if they try and sell now even with equity they have nowhere to go because they don't have a job they can't qualify for another house so their only option is to keep their home or rent they can't rent though they don't have a job but they would have money from selling a house if they have equity right if somebody's gonna take them with no job right so it's like to me the best choice for everyone is always to just work with the bank and i think that's what most people are gonna do and i think the banks are going to work with them because they're going to get incentivized yeah so you think the market is going to stay at worst steady and realistically it's probably going to go up continue going up for sure and i think when i'm saying this i'm just talking the short term six to 12 months i mean in the long term real estate will always be a good investment it doesn't matter where you buy but in the short term as like a flipper who's trying to make a profit here in the next three to six months i'm very confident so what markets are you investing in like what price point what do you go for what's the cash flow like in vegas yeah so in vegas i don't have a ton of rentals i probably have i have a 10 unit apartment and then probably like six or seven single families uh that's not it that seems like a ton to me man oh my god but when you do yeah when you compare it to you know flipping 100 homes we don't keep a lot of them and the reason i don't keep a lot of them i would love to it's just the vegas cash flow isn't very good i mean at the end of the day if you got to look at every home you buy in the lens of what's the best exit strategy and so every time we get a home we'll say hey okay i got this home what what can i do i can wholesale it for 20 grand right i can flip it and make 40 grand or i can keep it as a rental and if i use the bur strategy even if i use that i might cash flow 100 bucks a month 200 bucks a month because you got to remember we're not putting a significant down payment you know we're trying to get all of our cash back and get the highest leverage when we keep rentals so it never really pencils out to keep it in vegas that's the problem what rois are you seeing though let's say i went in there with uh like 500 grand cash like i just want to make a decent return nothing phenomenal i just want to get a nice respectable return and a good area what would you recommend and what would the cash flow be like just on the average place nothing spectacular just are you going to leverage the 500 just buy cash we could go both options let's say i buy cash i want to see what the what the total return is i mean let's just say you buy it in a nice um you know middle class area newer home you know maybe you're spending 300 to 350 and that house is going to rent for like 2 200 bucks that's d i mean it's better than l.a so i see everything from the perspective of like l.a that's dc that's pretty good yeah so now i'm going to vegas being like wow this is phenomenal i could do this better yeah yeah that's how i see it but when you look at other markets the cash flow is much better you know and i'm not even talking the midwest where everything is just stupid cheap and like the returns on paper look good but they're not at the end of the day yep um but like so we invest in tucson as well and i don't have any rentals in tucson but we've done flips out there but like tucson you could get and i hope this doesn't oh yeah over saturday just tucson wait wait no this is just about to click off you wouldn't mind i thought you were you're saying that because you're approaching 30 minutes oh no yeah so in tucson you could get a house for say 150 to 200 it'll rent for 1500 bucks or more so you're like almost hitting the one percent rule in like a major market that is that's a college town that you know has a lot going on so that's why i kind of looked there if i wanted to get some single families [Music] so it sounds like renting like our just having uh rentals isn't the greatest investment in las vegas would you still say it's it's a viable option for me if i could find a good place in vegas or you think that it's just probably not worth my time or i think it it depends on your opportunity cost so i think like for a lot of people if they're just gonna buy one home yeah buying the vegas home is better than buying the home out here your return will be better but when you're for me like let's just say i was gonna put 20 down on this home okay i put 60 grand down on a 300 000 house i can get a way better return with my 60 grand because we come across deals all the time you know and i can use that to flip and make a lot more money so that's kind of just like my pers like my perspective so it really depends on what your opportunities are in front of you sounds good to me yeah i'm just i'm just so eager that's my idea i'll try and i'm getting a little like too complex your buy your first deal buy my first deal just buy it that's that's what i want to do but i'm also scared that i'm getting like overzealous i think that i'm gonna i don't know i'm naive because i haven't the biggest thing i see is the analysis paralysis it's like so many people do not pull the trigger because they're like so consumed with analyzing talking like they talk themselves out of many deals right you could have bought the worst deal ever five years ago and you're looking smart you're looking like a genius and so if you buy a deal today i can guarantee you five years from now it will have been a good decision but i'd also need to like familiarize myself with the market and stuff like that to find a deal yeah well it just depends what kind of deal you're trying to find like if you're only looking in a certain pocket of las vegas yeah it could be difficult but if you're open to any and everything and you're just looking for equity i mean there's tons of deals out there it just is a matter of are you okay buying in that area or that house what about appreciation because you're talking about some of these areas you get really good cash flow i don't know if they'll see the appreciation that las vegas might see in some of these areas right right i think it you know i've seen the zip code appreciation maps um over the years and it's always hit or miss because sometimes you'll get an area like summerlin that on paper doesn't appreciate a lot um and then you'll see like these really you know distraught areas have huge appreciation but the reason that it has the huge appreciation is because that's where all the flippers are the flippers are buying them for 100 000 and selling them for 200 000 but they can't take into account that well they put 50 000 into it and you know that's the reason they forced appreciation it's not like it naturally happened so when you look at those maps it's hard to say oh man like this is the area to invest in it had the most because if you look most of the bad areas appreciate the most so it's really hard to say which is best but for me as an investor i always if i can force appreciation that's what i want to do so they're going into these areas people are still paying those those prices but because there's now like 70 grand extra in these homes so people are willing to pay for that i mean makes sense to me yeah for sure okay yeah so what are your thoughts in on like summerlin henderson those areas between the two you gave me some really good advice we talked on the phone you have to remind me which advice it was oh just the differences between summerlin and henderson oh okay um so i love both summerlin and henderson i mean they're the premier areas of vegas um i would guess most people from cali looking you know in that million plus range are gonna end up in one of those two um i like summerlin i like them both for long term i don't see one or the other just you know outperforming each other it really is going to depend on the lifestyle you want to live and so like henderson if i was telling you this you got really good views if you're willing to pay for it you can't touch the views in henderson they're the best um summerlin though to me has a lot more nicer homes in that like price point you bought in for sure we were looking at them like you know yeah these summerlin homes are better at this price point but i think once you get to an even higher price point then it's like i would go with henderson for sure um but if like you're in jack's situation and you're buying let's just say this three that 300 000 400 000 home i would pick summerlin for sure because they got really nice communities at that price point see buy a home over there and then you can leave graham's home find a place on my own i'll have to uh do his own grocery shopping i already do that if anyone's wondering i already do my own groceries do you guys do your own laundry i look so bad i look so honestly well that's really insightful thanks so much yeah i'm gonna have so many other random questions in las vegas i just don't know like hit me with the random ones i talked about i grew up in south las vegas so i was born and raised in vegas and then i actually went to college here at csun so pretty close to here and um played baseball there and got drafted by the oakland a's what yeah are you serious yeah so did that for three years with the a's and then i played another five years professionally on um it's called independent baseball still pro baseball but um and dude i've played all over the country and yeah i didn't even talk about that but that was how my investing career started i would play baseball six months out of the year and then i would invest six months out of the year that is so cool that what position did you play second base i love baseball yeah i love being here's your team dodgers okay i mean i i paid most attention to baseball it was years ago it was the team like raphael for call james lonely oh yeah matt kemp one pierre like that whole loney lives in vegas does he really yeah yeah you're gonna get to meet him dude i'll make an introduction that is wow oh we should we should get his crazy i mean i loved that team that was my that was my dodgers team 100 and that's so cool you played second base yeah can we talk about like salaries and stuff in baseball oh dude i'm happy so it's funny man because people are like dude you must have been getting paid like especially on tick tock they'll be like well yeah it's easy to start investing when you know you played pro baseball and i'm like dude you have no idea so i was a late round draft pick i signed for twenty thousand dollars which you know it's a 21 year old it's not insignificant but it's not the millions that these first rounders get you know the ones you're reacting to oh yeah second channel yeah two uh to a 40 million dollar contract yeah like four years it ain't like that so i got 20 dollars out of college and i thought i was gonna get a lot more but it is what it is right and during the seasons you only get paid 1200 a month so i was making 1200 i'm not kidding 1200 a month we we've done the minimum wage it was like three dollars an hour and you only get that while you're playing so the season's only six months so i was making 7 200 a year in minor league baseball and so that was why i became a realtor because i mean i can't live off 7 200 so i had to get a second job and i needed something that you know i could actually leave and come back and do but the problem was i was never good at being a realtor because you know i'd be playing baseball i wasn't really focused on it and i hated it too but dude it's crazy like how much how little money they pay you in the minor leagues i totally thought it would have been way more than that considering that the jump between that and the majors is like crazy is it going from a psa 9 to a 10. it is that's what it is that little difference yeah isn't it yeah mlb don't they have like a minimum is it like four million yeah it's like half a mil is the minimum wow yeah and even in like triple a you know people so i was only in single a but like in triple a if you're not part of the 40 man roster what they call it it's still like 2 000 a month it's not anything and even when you make the 40 man roster which means you're you might be getting close to the big leagues um the first year i want to say they were they make like 40 000 a year like it's a significant jump from what you were making but still it's it's 40 000 a year what about like managers do they take is there like a like an agent or something or how does that work yeah so i had an agent and they take a portion of your signing bonus i don't even remember mine was so small it was like four percent or something um but in the in the minor leagues they're legally not allowed to take any of that because you'll you know you'll starve and um yeah once you sign your first big league contract then they start taking that you know three to five percent again what do they do not much man um i should i shouldn't take that i should take that back but they they'll negotiate the contract right i mean cool most athletes don't have any business savvy right so okay you need them to negotiate that contract but from there until you sign that next contract which in baseball is way down the road you know your signing bonus that first one say you're 18 years old out of college or out of high school i mean you may not get your first real contract until you're 25 you know it's seven years of them not really doing anything other than hey you know how's it going ryan just checking in on you you need any cleats or something like they'll send you equipment wow that's pretty much it what what happened what why didn't you progress further was it a choice of yours or was it just didn't happen i just think i didn't have the talent level man um once i mean you start reaching every level like and seeing how good these guys are so like in high school right for most part most people like they'll either fall off or you know there'll be that stud right who maybe gets to college and then you play college baseball and like i played out here right and you start to see all these people across the country like dane these guys are good like these were the best of the best of their high schools and then from there they get drafted and you're like these were the best of the best not only in college but also now high school but also now across the entire world because now you're getting all the dominicans the asians whatever like they're everyone's coming together now to compete across the world you're like holy smokes like now all these guys are monsters i i went from i'm 510 i'm like not a big guy by any means but i went from being like a power hitter in college to i'm the smallest guy on my team seriously yeah and so for like a guy like me who's very small as an athlete uh normal size as a businessman but um it was just like wow these guys are good and it's not like i was intimidated it was just like yo if i want to succeed i got a physiological barrier that's why i gotta go above that's why i was never a pro uh basketball player well what's interesting is like so i never played football i thought about being a linebacker genetics you're like nope you can't you can't do that you got to make youtube videos you got a great youtube personality jeez yeah i'm not good at sports i i never not at all no no what did you play nothing you never played anything no you'd be good at rock climbing like bouldering don't you think so okay yeah yeah did you play square how did you how do you play that again what was that it sounds familiar okay you didn't play what about tetherball tyler ball's incredible uh no tetherball you got to be really tall to get that like as it goes up time no you gotta have good hops just jump yeah no no no no because the thing is when the ball is all the way unravel like that thing goes high yeah i can't i can't grab that you so you don't what about running or something as much i was i was physically bad at any sport in p.e oh my god you're pretty fit though yeah but that's from like weights that's right you're not right so you work out yeah i do you like lifting yeah but a lot of it is just aesthetics like physically i'm still pretty weak but it's for a long time say that but it's just for looks but you know i would rather i would rather look good than actually like be strong and not like you know those big bulky guys that are super strong it's not practical at all um like like yeah i like working out uh but then when it comes time to move a couch like i'm sitting there be like i can't move we're gonna have to hire someone what is this is heavy yeah you are pretty good though like we do pull-ups and graham's like like that like he's going fast so you have a good like strength to muscle yeah but uh strength to weight ratio yeah he's strong yeah yeah in school though i was always like the last one to be picked for like sports like throughout like i don't i mean the truth is that who's laughing now yeah yeah well still but i don't know if we could put this on the podcast but but the truth you decide but but the truth is that there was me maybe don't put that in there just just because maybe don't put that but either way but that's how that's what it was that's usually what it what it was wow yeah but i was also but i also had asthma so like on top of everything else and it's like i i don't like running you didn't like did you not like any sport no no no enjoyment maybe it was just because you had such bad experiences never got into even watching sports like i just don't i don't understand i don't get it i don't know you enjoy sports correct like obviously oh i love it you know what i think it's i don't do well with uh like team sports i like to just do something on my own are you are you competitive uh not really well a little bit yeah i'm more competitive with my with myself with your job and you're competitive yeah do you want to be like the best the best youtuber um yeah yeah no yes yes and no i mean there were certainly milestones where it was it was an accomplishment for me to be like i looked up to dave ramsey's channel right and so to to one day have more subscribers and that was a huge accomplishment for me because like oh wow like i i was watching dave ramsey's channel from the very beginning i always aspire to be like one day if i could do that like that would be a big deal so those little milestones for me were really significant right because i just know for me like obviously most athletes are just hyper competitive and so i've taken that into everything i do i'm like all right i want to be the best house slipper in las vegas you know how do i do that and then it's like okay if i do that great what's next and so that's kind of also where youtube came into play it was like well we've been flipping 100 plus houses since 2018. it's like what what else is there like do i flip 200 do i flip 300 like is that what i want to do not really like what's another challenge and i just saw youtube and so i'm like you know what out for me i want to be the best youtuber that's you know flipping houses and doing all this stuff in my lane in my niche you know because i just don't see really anyone else doing it and so it's just another competitive thing to do and then i think once i do that i'll be like all right now what's next so where would be the point then that you get to be like okay i did this what's that like what goals do you have when it comes to this i think for me a million subscribers would be a big milestone um i looked at it when i started this year i said the goal for this year if i could do it i would be so hyped would be a hundred thousand subscribers and you know in sports there's always numbers like you're just trying to hit numbers and you know we'll see what happens you know if people subscribe after this great let's pause it right here so we have more people watching right now than later if you haven't already first line of the description his youtube channel click on it get it done subscribe get him as many subscribers and you gotta subscribe to this channel because here's the weird thing we've been getting so far like almost a hundred thousand views last few videos why don't we unsubscribe no one is why i don't get it why aren't you subscribed here's an honest comment for you if you're watching this right now and you're not subscribed i just want to know the reason that you're not going to subscribe after i ask please please do it it's worth it but but if you're not going to if you're like listen grams like sorry i like this video i'm not going to just comment down below because we want to improve also yeah if you dislike these videos like if you do the dislike button let us know why yeah i'm really good who does that i don't think i've ever disliked a youtube video no i don't think i i think i have i i have a few times it's rare like even if i dislike the video like i personally like i don't like it at all i won't dislike the video but there's there's every now and then you just want to be like listen to me you disliked okay so these people made an ad on you and i noticed you disliked the video i thought it was funny i would have liked it so people made an ad with graham's face on it oh because graham did an instagram post and he said if you find the ad screen record it and upload it to youtube and tell me about it so someone did that yeah and then graham clicked on the link and it went to a youtube video where it's just a black screen and it was playing like the the oh what is it that um no no it's um larry david yeah yeah uh curb curb your enthusiasm song yeah it was just playing that stuff we'll play it because it'll get uh you know what we could play like a brief second this is it i don't i don't think i kept the dislike on there though this isn't you undisliked oh yes sir okay that's it graham kept the dislike listen when something has 36 likes and 76 dislikes i mean like it listen i get it it's clever but uh but dislike but i disliked it he disliked the video he wanted to see the ad unfortunately he didn't you got to see it later i got to see it later two other people uploaded the video thank you so much for that it was clever listen i i have nothing against it it's just it's a dislike it's okay if you dislike videos let us know why you dislike videos if you've ever disliked one of graham's videos one of ryan's videos let us know most of my dislikes are for my hair to be honest what you look like cr7 man i get that too but i'm like the uh the super poor man's version of cristiano but uh on tick-tock they say that like tick-tock they those kids are ruthless yeah like dude they have no filter so they'll be like you bootleg cristiano or they'll be like dude cut that hair off what are you doing like it's crazy but then on instagram it's a more mature audience they're like dude we love your hair so i don't know it's unique it makes you stand out which is what you want to do as a business person right now i'm stuck with it graham does yeah it does make you you stand out yeah you said you would do pink or green hair like like uh you see no like zh or ninja ninja i think he would do that it is cool i thought he was joking when he said he would do that no i think it's cool i i think if you build a brand around that like you think ninja you think colored hair you think zhc you think that teal color it's it's their brand it makes them significantly more memorable and i think with you almost with your hair yeah i don't have the hairline to do something like that you got the hairline where you could make it hairline it is yeah well and the people always say how long does it take you to do your hair i'm like it honestly doesn't take that long but it does but the thing is cutting it like how often do you get i'll get a haircut like once a week once a week hair like that i wonder how they cut it did they just get like something and like make a ruler like an inch off the head and they just like it just it's just everything is so perfect we'll vlog it next time please do i would i'm so interested how did you how did you pick the hairstyle well now that we're into it teach us yeah because i'm curious so my hair looks exactly like my dad's hair but more like modern so my dad obviously does not have like this you know cut part i just noticed that you have a line that yes that's that's just that you yeah so that's the barbershop you show the camera he's got a line so um my dad obviously doesn't have the part he doesn't line up the front or anything my barber does that but my dad's hair is just like this yeah it's like the bruno mars hair it's filipino hair dude it's just your filipino yeah cool so that's just our natural hair it just poofs up that is awesome i'm jealous but how did you pick the style you went to the barber one day just like so i was looking at cristiano and i was like dude that guy he's almost as good looking as jack he's like oh my goodness say no more fam you know it's a nice hairstyle it is a nice hairstyle i must say i know but the tick tockers hate it but how did you pick it where did this start i started doing this hairstyle probably right when i started flipping houses just knew me dude i actually shaved my head when i was 21 believe it or not that was not a good look i thought it was um and then i had a faux hawk for a really long time and i even had a mohawk too but it was like you know it's not like your punker mohawk just like one of those ones and then one day i just was like dude you know what i'm going back to my old hairstyle when i was a kid because when i was a kid i actually did my hair like you yeah the justin bieber yeah i just parted it over yeah and i was like oh no back then it was the zac efron i had his hair cut before he had his hair cut like i've had this haircut since i was like eight or nine no joke i've had the same haircut this entire time well dude and then it became very popular in uh 2005 2006. it's like it goes out then it comes back in and then yeah but yeah i was like you know what i'm going back to my hairstyle as a kid so i was like pulling it over but i realized my hair was now like poofy so it was like it evolved over yeah and i was like i guess i'll just kind of like do this in between thing ryan v2 is what you called it that is awesome dude yeah yeah i'm wearing a hat because i could not show myself show my hair like this what do you mean because i get these things my mom calls them wings because my hair so long it hits my ears it shoots out at the side well thanks for telling us the uh the history of the hair it's good it's a good hairline people ask a lot so they're going to be happy do they really ask yeah what do they say it's like what's questions how long does it take what's on your head you know have you thought about making it uh tick tock like like my hair routine like that yeah i did the truth about my hair yeah i already did it really yeah how did it do pro i don't even know we'd have finding it on tick tock is so hard yeah you can't even search for it okay but it was it was okay it wasn't viral you know like the people did like the forehead reveals and stuff like that on tick tock yeah that was like a huge thing they would like get their hands and they'd like move it up their forehead and pull it back to their hair you had to do a forehead reveal i mean you would you would ace that test you would ace it yeah i haven't seen that one speaking weird things on tick tock there's the one that i saw that macy was showing me this where it's it's you show the side profile it's like this big like big reveal like everyone sees your face and then you turn to the side and like the music it's like avril lavigne playing something in the back it's it's the bad one the head on or the side the side it's supposed to it's supposed to be like i look pretty from the front but then you see the side and then like the i'll show it to you guys we probably gotta turn the cameras off and on again here ryan while we're doing this you want to do a segment where we uh we go over your outfit and how much each article of clothing costs okay i actually did one of graham's videos where i talk about how much i spend a month and we had a lot of people comment like dude graham would not be happy how much do you spend a month probably like 20 grand on personal spending wait what um for what why dude that's not personal it's the hair the hair is 15 000 a month yeah getting his healthcare every every week no i mean i got a family so i mean i have two kids we got a lot of two i didn't know you had two kids they're both under two so they're really young wow yeah so i just did a video on it um i've never actually budgeted so it was my first time really looking at it and seeing like man where are we at it's about 20 000 a month why so where does this break down so you got a family so where's the problem let's find out where the leak is where the financial leak is okay so i know where the leak is okay so you so you have a so a wife and two kids how long have you been married seven years seven years how old are you i'm 31 dude are you really yeah so my why did i think you're i thought you were like 25 or something like that it's because i'm asian dude it's just we look young wow you've been blessed yeah seriously if you told me you're like 24 23 i would have been like yeah yeah so wow we um we got married really young she was 21 i was 24. so we actually that's why we came out here when i told you i was like we're going out to newport to celebrate our anniversary for anniversaries congratulations thank you it's on sunday wow so seven years cool but yeah we waited five years and now we have two kids and um but yeah on the spending side how much is the house let's start with the house so i said that our house is about 4 000 a month mortgage but we also support my parents so their house is like 2 000 and then we have a missionary house that's about 1 500. so i said it was like 7 500 bucks sure um utilities insurance all that stuff was a few thousand bucks so you're at like what do you mean that's a lot a few thousand dollars utilities well in three houses a few thousand dollars yeah i'm saying the electric bill here between like 850 well so i think i'd have to go back to the video but i said utilities was probably fifteen hundred that's 500 a house that's at 500 houses a lot man are utilities that much more in vegas really dude you'll have a power bill in the summer like your new house your power bill will probably be 500 bucks no it won't i compared electricity right between la and vegas and they're about 30 less in vegas electricity and water yeah but i don't keep it that cold i would if electricity is going to be that much i'd be like i know it's going to be 80 degrees inside is it warm in here for you no i'm good see so 80 degrees it's nice well even whatever it's a thousand bucks for 3 000 i turn on the ac usually like 78 like 78 degrees yeah that's way too hot no it's not it's we're chilling at like 72 all the time um what else we got so insurance um you pay 450 so that's really cheap actually that's really cheap yeah um what else we got we've got car the tesla out there 1300 bucks um okay i mean it makes sense to finance that yeah okay all our other cars are paid off so no other payments um i said car insurance was about a thousand bucks for everyone's cars um uh what else we got what are the other personal expenses uh food okay so food is where everyone said you'd freak out so we spend about 150 bucks a day on food between that's four people right you're two dollars two babies two kids 150 a day yeah so they're eating lobster soups a hundred and fifty dollars so that's forty five hundred forty five hundred why so much dude because i ate so like bad when i was playing minor league baseball because we would make 1200 bucks a month and i hated it and so i was actually super frugal like i was pinching every penny you could pinch i was meal prepping you know bringing food on the road all this stuff because i had to and i always remember i was like dude one day the day i can not have to worry about my food budget like i'm rich i'm good and so once i finally just was like dude i make enough money where you know what's four thousand dollars at the end of the day that's it i i i consider myself to make a lot i look at that i'm like four thousand dollars a month i in fact i've wanted sushi this entire week but i'm saving it for i think saturday night and then it's like 30 bucks but i'm saving it for that and no joke i kid you not i'm looking forward to that this entire week i can't wait to do that yeah that's a big deal that's a big splurge graham and i are a little bit different on this i think that's totally reasonable to spend 4 500 like oh it's a lot it is a lot but considering your current position i think food is i mean i understand where you want to spend spent like split can i i mean how much do you make in total we're 4 500 a month because i don't know if i'll get to that point where it's like i don't i don't make as much as you so but i make a lot of money as far as flipping and all this other stuff goes i mean it's over six figures a month so over a million dollars a year yeah congratulations man thank you so that's significant though yeah do you ever think you would you'd be doing this much i never did no i mean i thought i'd be doing it but in baseball and when baseball was over i was like i don't know what i'm gonna do wow you know and eventually once i started flipping houses then it became really significant and i was telling people on the video um with the personal budgeting i was like hey if this gets 50 000 views i'll tell you guys exactly how much i make from all the income streams because i've got you know five different businesses and you know youtube is just the newest and that's where i'm like i treat for me i treat youtube and anything i do like a business like hey how do i set up systems and processes and how can i scale this so that you know i'm not so involved on it wow that's incredible you're going to do well on youtube i already know it is it because i think it's because of your professionalism on youtube just everything is immaculate and your willingness to learn and improve every single episode just the content you make the background is awesome your thumbnails are good your your ti your titles are a little niche but i think that's going to improve i mean this is i would be doing the same thing under 100k subscribers i'd be going niche and then as you go an audience you can start making content whatever you want so i think you'll be at a hundred thousand pretty soon yeah hopefully yeah i'm gonna have to get some tips from you after this no you will a hundred percent uh wow congratulations that's incredible yeah thank you so so i mean here's the thing i mean if we look at that 20 000 a month it's a lot of money um but to you you're making enough where that's that's yeah you're saving still what 80 of your your income at least yeah yeah where else do you invest besides real estate honestly not a lot um so i've got some money in the market uh i think like 200 000 and i a lot of it's in tesla a lot of it's honestly i couldn't even tell you i just don't really care for stocks that much um for me most of it's in real estate so like we have what do we have like 35 flips going on right now so there's a lot of money in flips you know a lot of my wealths and rentals i think we have almost 30 rentals um and then for me actually i use most of my money for my businesses so i'm like always reinvesting into my businesses because my philosophy is like why invest in a stock in someone else's business when i got my own i would rather have full control and be able to affect the because because they're doing all the work for you i think for me at least i've started shifting a lot towards the stock market it's just nice just putting my money away and not having it with there's a sense of just relief and no stress no worries market's going to go up and down but it's just as a good store of of of wealth and money and even if i make just four percent a year on that i'm totally fine with that right it's just no stress it just declutters your life it's one less thing to worry about i for me i like the stress really i enjoy starting new things you know having employees and like being able to like you know create a business that provides value like all i mean your youtube channel provides so much value to everyone imagine doing that you know on other things as well you know you could have all these different businesses that you you know have such an impact on yeah and i i really just enjoy the entrepreneur side of everything i really do i don't like being passive yeah uh you know what we got to change that battery on that yeah i don't know see for me i was the exact same way uh because i wanted to really maximize everything i'm doing but now it's it's it's i've wanted to go away from that and just and just it's the peace of mind i value so much more now of just not having to do those things and just taking a little bit more of a laid-back approach without as much responsibility it's been really nice yeah i hear you i mean and that's most people's goal right if you can just do whatever you want like that's the dream so i mean i for me i would just get bored if i had nothing to do and no like em employees and people to like hang out with it like honestly me going to the office is like me going to recess every day because i see all the people we're interacting we're making deals we're doing things um and then when you see like their lives impacted by it because you know i was telling you we got a lot of employees and a lot of realtors and so to know that our company's success is what you know makes them provide for their family and you know you know their wives you know their kids you know their spouses like you just can't really get that with stocks you know it's just it's a transaction you know how many hours a week would you say you work so i go to the office monday through friday uh 10 to five so 35 hours um i don't work weekends um and really just those 35 hours i just try and put in as much as i can to all the various things i'm doing so you do everything in 35 hours a week yeah with weekends off yeah and evenings yep that's insane that's a lot so that's a lot man 30 you said 31 31 31 and to be doing that that is well and i'll tell you too like the youtube thing is the one i'm trying to figure out because we were talking i was talking to andre about this you know he's having trouble because he's working non-stop to produce awesome videos and i'm like dude i can't do that like at the end of the day i got to figure out how can i produce as many videos as possible with you know as high of quality as possible in the shortest amount of time that's literally my goal with youtube's and so somehow we've scaled to a video every day and like it's not that time consuming so for me i film every monday so all my guys know that don't talk to me on monday and i'm doing it at the office i'm just gonna film five videos today i'll film all five pass it off to the editors you know i'm done for the week do you script out your videos i bullet point them very light scripting maybe like seven bullet points that i want to make sure i hit but i'm pretty good at freestyling most of them that's impressive i would i would never was never able to do that i spent so long for me to make those three videos a week i would say it's probably 50 hours of work really there's three videos a week yeah wow the second channel is fun the second channel sometimes it's sometimes you got to get in the mood for that because you got to be in that like you know kind of happy uppity mood and sometimes i wake up in the morning and i'm just like i don't want to and but but you just do it but yeah the main channels is the grind that's like hours every day of figuring out like what is going to be the best topic it's going to be interesting i'm planning it out and researching the video then titles and thumbnails could take hours and that's what i mean but that's why you're so successful you know and i'm kind of taking a different approach to it we'll see how it goes but it's like okay for instance if you have the normal youtuber who does that you know i can't compete with that i just personally don't want to do it you know how can i still though have a channel that's successful and to me it's like if i can put out a high volume of videos but there's still you know good videos even if they're less researched and less i mean like i don't i don't have to research anything like i'm not researching what's going on in the stock market i don't talk about that stuff like that's not my thing but all literally everything i talk about is just my own experiences from business and so i'll just be like hey here's the top three things like i do to find house flips i don't have to like research it i'm like boom boom boom here's the three you know go on to the next thing so most of them are just no researching at all so that's the thing and where are you looking to grow are you looking to grow in like popularity on youtube on tick tock grow your business or grow your income what's your what's your main focus right now with in regards of growth that's a good one dude i think you want to grow everywhere right i mean everyone wants to grow their business their wealth their you know social media and influence like i don't think you'd see anyone who's like nah i don't want to grow they wouldn't be successful if they didn't um so i i would say i want to grow them all but what i'll say is like over the years the priority has always changed so when i was growing my house slipping business i was strictly just house flipping you know i wasn't worried about social media and all this other stuff i'm like how do i grow this business to be in you know multi-million dollar business like it's gonna take all my effort and then once i grew that and put the right people in place where you know they can now run it then i'm like okay what's next okay right now it just happens to be a season where i'm like let's just try and be the best youtube and tick-tock guy that i can you know and i'm still just experimenting figuring it out like trying new thumbnails trying different titles different topics um different video links like today i did a baseball video totally flop people don't even care i'm like well you know is that youtube yeah so i'm like well i guess people just don't really care that much about my baseball career you know they follow me for business and real estate whatever that's fine um so i'm just experimenting right now and even with video frequency i'm going seven days a week i think that's probably too much yeah i wouldn't i for you like this i would not be doing a video a day yeah i'd rather see you put out two really quality videos like andre yeah then seven videos uh like this one a day yeah and so that's that's where the tweaking is is like do i want to keep doing seven a day see how that goes or try two a day or two a week sorry and see how that goes i would say do do my schedule do three times a week try that your thumbnails are pretty good thumbnails i think are high quality yeah why i don't give my wife an allowance that's a good one wow wow why didn't why don't you give your wife an allowance i like that you hit that like button right now i just saw that just your habit that's a habit you didn't even see it you like it no i always every almost every video i click on just you just like think i like it because you don't even know you're doing it seriously like that that was totally unconscious it's weird i just always hit the like button gosh so yeah so what so what's the situation that's with it i don't know what this is another one yeah i'm just testing right so i was like you know what a lot of people ask me like what's it like being an entrepreneur how's your wife handle that how do you handle having two kids and doing all that i'm curious yeah i was like you know what that sounds like a series let's try it out and so we've been trying it out for the last couple of weeks um and my wife enjoys doing it yeah so i'm telling you your wife doesn't work she's she's yeah she's a stay-at-home mom yeah i mean two kids two years old that's gonna that's full-time yeah probably works more than 35 hours she works more than me for sure for sure um but it's like it's another series and it it's doing pretty good i just i don't know what direction and tell me did you know what direction at 50 000 subscribers that you were gonna take or you were just still in that experience no i i had a pretty good direction on that okay but i also had a lot of other channels to look to right who were doing way better than i was and so i saw what they were doing and i'm like okay i see their flaws and i see where they're missing the mark and i'm gonna put my own spin on this i'm gonna do it in my way right so i had a direction yeah uh it actually becomes harder as you grow because then it's like who can you start to look to or like what do you have to look up to uh for direction now it's like it's harder because you got to figure it out on your own yeah now you gotta just no it's free stuff now it's like you you like like the tracks have been laid before you and you just got to follow the tracks but then you get to a point there's no more tracks so you got to figure out okay now now i'm just navigating my own now well in the hard part is once you've you know took in a path to get there to go and try and switch it up is scary right so yeah so with this with your wife then how what's what's the allowance thing or what yeah how does this work so this video was about um just how do we manage money in our relationship and we know a lot of married couples who you know they either have uh split bank accounts or you know someone gets an allowance or whatever the case may be and that that's kind of the thing is like i don't give my wife an allowance like she can spend whatever she wants you know that the title makes it seem like oh man i'm this big right yeah i like the title that's why i clicked on yeah but but it is i don't give her an allowance like she can spend whatever she wants you know um so yeah that was just about managing money this might be too much of the fun has there ever been a time where she's spent money and you've been like i can't believe like like that would lead to some sort of like argument starbucks or something like that you know what's funny so when we first got married right we're really poor we're young and poor and she's in college going to be a teacher which another poor profession and um i would always get honor because i'm like you cannot be getting starbucks you cannot you know like we're gonna have the keurig but not even like the k-cup we're gonna do like the refillable keurig deal um and so we were super frugal and that's why i resonate with a lot of the things you did because i did the same exact stuff i'm just don't do it anymore but like eventually we started making money and you know then she got her louis vuitton bag and other stuff but it's never like crazy you guys are on the same wavelength when it comes to that i'm guessing i'm not gonna get mad at her for getting a bag when i have nice stuff too you know what i'm saying we got to do the outfit thing okay oh yeah how much is it yeah let's walk us through it sure i it looks like i have a similar shirt to that i don't want to say that's h m it is yeah see i have a very similar shirt i i had that shirt in the v-neck i got rid of the v-neck one because it got a hole in the armpit uh so now i just have the normal that's the one i wear all the time that gray shirt yeah but not the v-neck okay so h m um this is um so lulu is expensive all right that's what 110 no this one's 150. 150. on sale too it's 200. geez why can i feel man it feels like a zara jacket that could be like let me give it that's a 60 jacket from zara probably yeah probably i like it all right thank you jack um jeans jeans good fitting jeans yeah what do you think they are how much do you think they cost hugo boss no i've never bought anything hugo box the uh levi's um my guests the thing with jeans they could be anywhere from 20 bucks to like 300 or 500 bucks and they look exactly what i've been telling you what do you think they are um i i'm going to guess honestly these are 60 jeans they're like 60 dollar jeans they were like a facebook ad like the perfect new york or something gene i can't remember what they were but they're good cool yeah all right that's pretty good yeah yeah it makes sense yeah no sense gram same oh yeah so this this shirt again this is brett oppenheim this shirt was free every uh then sweatpants this was a gift this is a christmas gift sweatpants uh socks were also brett oppenheim uh i kid you not and then underwear is awesome so basically my entire outfit is from brett this video was sponsored by bradley this entire outfit i'm wearing is free everything the watch and well not the watch yeah not the watch but besides the watch this entire outfit so how much is the watch it's like 20. okay so yeah you're you're outdressing me i've got an apple watch so that's incredible yeah that's incredible there we go what about you jack what about today the the shirt was a gift yeah the pants were also a gift really and uh yeah okay and that's it that's right that's literally it yeah hat was a gift as well really oh nice wow there we go we're just getting gifted clothing what size you wear like i'll get you a medium maybe large that's a large yay all right i'm gonna gift you a bunch of clothes whoa subscribe to ride wow make sure you do that right now no my no what's funny is my employees like they know because i have a very pretty small closet for my house and so for me to get a new piece of clothing i have to get rid of one that's how it goes same thing with shoes like if i want to get rid of a shoe i gotta or if i want to get a shoe i gotta get rid of a shoe and so my employees are all very similar build and so they get all my old stuff whether pretty much like brett oppenheimer yes jason and i are pretty much the same size yeah so usually how it starts is jason will get something but he'll just not like it and he never returns it so it goes to brett brett will wear it for about six months brett changes his uh outfit so often and then he cleans out his entire wardrobe and then i end up with like 60 and then eric from my office gets another 40 wow sometimes it's whoever's in the office at the right time brett will come in and it's a free-for-all that that's exactly what happens at our office too i just literally will dump the shoes in the bag of club like guys whoever wants it wants it it's smart because i got a whole bunch of stuff that i gave jack that just i haven't worn in in a long time yeah and and for jack it's like whoa isn't that so crazy is that this graham shirt yeah plus superhero now upgrades for me it's i'm cleaning out but but that's how i feel when i get clothes from bread or jason like it's it's made my day what about like have you got expensive clothes like suits and stuff i have one suit that i bought um probably over 10 years ago 1200 bucks and tailored yeah that's the same jacket i wear to this day uh the pants have a hole in them unfortunately but that's okay besides that i don't really know i don't really i never bought anything more than like 100 maybe 200 bucks other than that what about you what's your most expensive article of clothing i actually don't like have expensive clothing you know like i buy a lot of you know not expensive but like good you know i don't have a thousand dollar suit i don't even think i have a clothing over 200 like this might be it so i'm i'm more about buying just i like to just switch my style i know my style switches all the time so it's like i'm not gonna buy a two thousand dollar suit so where do you waste your money then where do you spend your wife likes louis vuitton she does i like food yeah um i sp i don't even spend a lot on shoes i buy a lot of shoes but they're like 50 to 80 bucks it's not like i'm a sneaker head buying yeah jordan's this yeah this would have been the perfect segue we got a sponsor coming up we can't plug the sponsor here this would have been the perfect segue for this sponsor we're not going to mention it here but this time this actually this episode might go up in november really and if it does i could insert okay we'll see there you go um what do you think about frugality in general and graham's take on frugality do you think he takes it too extreme or do you think that it makes sense considering like overall like priorities and you could be harsh here yeah you could be you could you could you could tell the truth you're in a safe spot with what what you say on the podcast does not get taken personally you never be invited back um you know i like i said i was just like you as terms of frugality when i was really broke and then it just changed once i started making money lifestyle inflation yeah for sure for sure but even still like you said it's like i was never one of those guys that's like okay i'm gonna go buy bentley now or whatever like i could but that's not me like it's still a waste i've i've been looking at like ap watches and stuff and i'm like man i really that would be tight but i could see you with a nice stainless steel royal oak yeah i want an offshore royal oak offshore but i'm like it's just not like i can't justify it so i still have those in terms of like other stuff i think you could justify it because it's not going to go down in value you get a good deal on a stainless steel watch that's going to keep its value that's that's that's your savings account right there that's the way i would see it well i might get one then but you know i i've kind of gotten bigger with it but for you it's like you just gotta do what makes you happy like if being frugal makes you happy like no one should force themselves to spend which is obviously where you're just like you enjoy waiting for sushi at the end of the week if you got sushi every day you'd be like i don't enjoy this anymore yeah you know i understand that um and it it's just like i want to see what happens with you once you achieve like just crazy wealth because you're gonna get there so it's like at what point is graham gonna be like yeah you know doing the the iced coffees just doesn't make sense anymore when is that gonna never it's never gonna not make sense because i'd like i prefer this coffee over starbucks what when will you start spending i don't even know what you'd spend more money on how would you spend more there's really not much that i want the only things that i feel like i really want is a uh a reef tank that that's just something it's more of a logistical thing i was gonna put a reef tank here okay but if i'm spending uh time in vegas put it moving there i wanna put it there so reef tank is something i absolutely want uh the piano is something i'm gonna get i got the drum set this year okay um i think maybe you know what like now it's things to save time i would say is that is like a a driver i think it would be really nice i i paid jack once to drive me to uh to ventura yeah one night and i got editing done i got an hour and a half of editing done in the car that's a running joke at my company too it's like who's gonna send the driver yeah so i would say probably that's the only thing that i could think of that would really improve the quality of my life is just not having to drive but that's not like a unnecessary exp that's a business right like you're trying to gain time like that's smart but like spending for no reason like would you ever well you probably don't travel enough but would you ever buy a jet no well you know what i mean if i had unlimited money yeah like and and just there there are so many zeros in a bank account i would for the purpose of saving time right so you're down to spend the same time yes at this point you get a personal chef all those things probably yeah yeah all those things they save time right what about i guess then it just comes down to material items like at the end of the day is there the reef tank the reef tank tank i would love a rolex daytona but but part of me purposely just doesn't want to buy those things yeah because i i like looking forward to them right i like the fact that like i could go on ebay every now and then and look through it look for a deal and just and just like wish and be like oh one day i want to get the rolex daytona how do you trick yourself though because like you can get it how do you trick yourself because it's like one just a silly purchase like i don't need one right now right i like i like having that to look forward to so i i keep it there and and unfortunately those prices have gone up so i've lost a lot of money no just so i started looking at the rolex it's a zenith rolex daytona yeah i started looking at this watch back in like 2012 and wondering why is this watch the same price as the normal daytonas and this is 2012. and back then this this watch and a stainless steel was maybe like nine to ten thousand dollars and i was like oh i can't afford it i was throwing everything into real estate and then the prices started going up on them and then they're like 15. i'm like wait a second now it's 15 now it's too expensive um but i really wanted that watch now they're like 40 to 50 grand sometimes even more if you get the watches with box and papers because people realize like the zenith rolex daytona was really rare it was only made for a few years and it's the same movement in this watch and that's why i want it because it plays off of the whole zenith thing so i've lost a lot of money i could have forexed my money on that well you know what's funny is i've never cared about watches or cars or anything you know um i didn't even start getting curious about watches until youtube because for whatever reason the algorithm keeps showing me them and then like i was hanging out with a couple of people and they were talking about rolexes and ap i'm like i didn't even know what an ap was until six months ago not even lying and i heard you say on a video before patek i'm like i don't even know what a patek is i had no idea and then i start researching them i'm like okay like i want one like i want an ap i've narrowed it down this is what i want and it's just funny how that works it's just like i never had a desire to get one i i yeah i would recommend you get one because i feel like it's one of those things that once you once you buy a watch like that you understand just the art behind it and the history behind the manufacturer and there are those people who just get the watches to flex right and those are the dudes with the gold and everything who blows and they're you know and but but there's there's an art and a sophistication behind these really great watches and they hold their value and some of them go up in value and it's just really neat to get behind i feel like at some point i get there with art too right and just the history behind it is it and just the significance of certain pieces i think is really unique yeah um so that like i should i should get a dinosaur skull one day like some real like some t like some actual what's in your student don't you have like some dinosaurs that's a replica oh if that were real i mean that would be like 700 grand yeah but you will probably spend 700 grand at some point is what you're saying okay so yeah so here that i do weird stuff like that like i will pinch pennies and then i would do something like that like spend like 300 grand in a dinosaur school that's what i'm getting everything until then i'd be like no i'm not going to pay extra that's an extra 10 cents i'm not going to do that that's what i'm getting at because we know that it makes no sense at all that does make sense because i don't want to overspend it's not like it makes complete sense yeah it does because like if you're saving a dollar but you're gonna go spend 300 000. like what does it matter because you all those starbucks are not going to be because the value it's like why waste money i i always go back to the days where i remember what it was like uh i worked this just brief job at this place called gold line international like right at the time i was graduating high school before i got my license i remember making like eight dollars an hour it was like eight to ten an hour i can't remember and how hard i had to work to make 10 bucks an hour and so i still see things as though i'm making ten dollars an hour and i think like that coffee is half hours of the work for a lot of people that's that's stupid that's a waste of money so i still respect money in the same way as back then like i remember 20 bucks how far you could make 20 go so like for little things like that fine it's harder to conceptualize like what's a 200 000 piece of art right that's so inte i don't know that there are many people like you on that aspect like i think you're very unique in that you know you see the value of something so expensive like that an art or a watch or you know stuff that's you know not a necessity right and you know this other stuff it's like i've just it's so deep in your dna that it'll never change yeah but but those things i feel like once you once you consume them they're gone like the starbucks right that's gone as soon as they drink it close or wear it for a few months let's say a year or two the shelf life of that is pretty small a piece of art is gonna stay forever the value is there forever with a watch that's an heirloom piece that you could pass down if you need the money instead it's really it's just transferring my money from like cash to now all of a sudden it's this piece of art yeah all the money's still there so i'm not losing anything in that transaction versus a starbucks or an overpriced dinner or like a pair of uh like sneakers right that's gone so that's the way i see it i get a really good book for you to read it's called die with zero have you ever heard of it no um it's essentially talking about how you know the goal in life essentially should be to die with zero and it doesn't mean like go spend all your money because you don't know when you're gonna die right yeah but it comes down to like well wouldn't it be better let's let's let's just say your dream was to give away a lot of money wouldn't it be better to give away that money while you're alive but you don't but you but you don't know when no you don't but also you'd want to pass them down to family right and take care of your family and your friends but then you don't know when you're i mean if we had a timeline saying like listen like 20 years from now no i don't know i don't want to jinx it but let's just say you're 80 years old and they're like okay you're going to pass away this age right then maybe it's like okay let's let's have some fun here right you want to enjoy that when you're younger well well this is the point of die with zeros like okay in the end it would be better to give it away while you're alive so you could see your family enjoy it right instead of you're dead you have no idea what happens okay with that but like while you're young his theory is you should spend more on experiences which is what i was going to get into what's your take on vacations experiences and that stuff because he says when you have experiences when you're younger you get to hold on to those experiences your whole life but when you have when you're older you're in worse shape you don't get to keep the experience long because it's later in life so like you should invest in experiences while you're young yeah i don't know i enjoy working so much though like it has not i mean it's crossed my mind to go on vacations every now but i enjoy working at this at this juncture right now i work i think is uh takes a bit of a priority and i think in the future it's good that's gonna change at some point right it's fascinating uh i was talking with my grandpa and he's getting older and he says that the last line in the great gatsby can sum up like your final years in life or whatever pretty well and it's something along the lines of like um and we move on like votes against the current yada yada something being born ceaselessly into the past or something and he says like when you're older all you really have in the end are your memories right so why would you want to use those years where all you can really do or all you do is reflect back on life why would you want to have all of those things when you wouldn't even be able to use them and all you can think back on is all the times when you were younger and you were taking advantage of all of those right all of your well that's the whole point of the book is like you know when you're young you're you're at your healthiest you're enjoying like for me i look back in my 20s and i see when i was 21 playing baseball for no money grinding it out on the bus i loved it you know and i look back on all the places i traveled um over the country and it's like you couldn't take those memories away from me you know and i wasn't making any money doing it you know i definitely delayed my wealth you know immensely because of that you know you go play minor league baseball for eight years getting nothing it's like okay you're not really working towards your future doing that you're just enjoying the process and i i'll trade that for anything and now it's like okay i experienced that my 20s were awesome playing baseball now it's like all right my 30s let's spend it really building an empire essentially so i took the opposite approach i took my 20s right build the empire in your 20s and then early 30s probably mid-30s and then and then after that but you're going to keep building that's where the thing is though at some point you're going to decide do i stop building and start enjoying or do i just continue to build the empire i have a feeling it's going to i have a feeling at some point it's going gonna shift yeah at some point i don't know exactly when but i've always taken it that like your early years of the time where you really just put your head down you work away and that gives you so many options in the future like i'd rather have like a guaranteed 35 you could do whatever right then start at 30 right start at like 28 and then well that's the con that's the wisdom we always hear from you know the big entrepreneurs and stuff is like grind while your 20s and get ahead and you know you'd be set up on your 30s and this book kind of shifts that but here's the thing too you have the energy and the stamina in your 20s to pull those 12-hour days right every single day right i think it's harder to do that as you get older with more responsibilities and with a family right like putting in those 12-hour days now for you would be very difficult with a wife and kid i mean i know you could do it i'm sure you could do it but it wouldn't be as easy as let's say 10 years ago 100 you're absolutely right so i feel like from a career perspective you get that competitive advantage and i feel like fewer people are doing it when you're younger yeah because most people and maybe not most but i feel like a lot of people take that approach that i have my entire life ahead of me let me at least just do my things now and then by 30 i could get serious yeah so i know there's pros and cons and here's the thing i think whatever uh place people take that's what they recommend so everyone who's like i lived it up in my 20s i partied yeah that's the best and then everyone who didn't do that you're like no no i worked away that's the best yeah i don't use any convincing either either way that makes sense that people would just act on what they inherently desire yeah what i mean like your inherent desires are different than yours right you probably naturally just fall into that chance right well and for me though i was working really hard towards my goal like i wasn't out partying doing stuff like i was like strictly practice work out eat right do all the things work i work way harder in my 20s than i do now seriously um it's just it's like i don't think at some point you got to value the experiences of life over the material things the investments because like we can buy the the investment and the material thing and even if we own it forever like art or a watch versus clothes which have a lifespan it's like that memory is worth something and the longer you have that memory you know earlier in life the more valuable it is because you get to hold it longer i have a terrible memory that's the problem i forget things every day bleeds by to the next and i swear like maybe i'll have some conversations like and two days ago i'm like wait what day was that was that like last week what was this again i think i forgot i'll remember anything like with the s p 500 like i'll all remember what nancy pelosi said but like every day like i don't i don't remember like more than like three days ago seriously it's really bad but i think that's like when you work from home every day and you're just yeah it is it becomes a blur yeah [Laughter] anyway oh we should probably rap wrap up we got a good episode yeah is there anything else that you'd just like to end off saying any advice any word i mean we covered a lot we covered life investing uh businesses we're getting better at the podcast you're getting us at uh so far i would say our best because in the beginning we were a little bit too structured we we we were good but we had a structure we had an outline and now we're figuring this out 20 episodes in yeah of like how to do these and what to talk about yeah and i've noticed going in without a plan and just having a natural conversation seems to be what most people enjoy i think so so give give us your take on this and if you've made it this far let us know down in the comments one thing that i realized and i brought up to graham on one of our runs is that if we don't come in with some sort of outline because for the first like 20 or so episodes i'll prepare two page long outlines for every single podcast and i would make sure that we would hit every single one of those talking points and it became kind of an issue because if i make all of these bullet points that we have to hit that's our cap on how entertaining or exciting it can be because that's it's exactly where we're leveled off whereas i see other podcasts like joe rogan and they kind of just go in with it and then wherever the conversation goes they just keep going there and i think like conversation naturally will lead to the most exciting like just chat you know like we will naturally just gravitate towards the most exciting thing because that's what we want to talk about rather than your hair at hearing yeah your hair and your wife's allowance it restricts us when we have to adhere to these bullet points so let us know what you guys think about that uh thank you for coming on yes so much we really appreciate it it was a great you weren't recording getting it got him gotcha hey but that was a great speech you crushed it and everyone will hear it thanks yeah i always try to mess with jack every now and then record all the time all the time i try i try you're like listening to yourself speak to yeah i literally i checked it like i've checked it like 10 times too yeah during this episode usually like once or twice a week i'll try to throw a curveball and he doesn't keep him on his testosterone it feels like when i fall off a curb or whatever and you get like that jolt in your heart i have to redo that that two minutes yeah the filibuster gosh well um on a final note how was your coffee it was delicious you know i've been um waiting for this day ever since i found out it was a you know graham specialty and it lived up to it good i'm glad yeah i couldn't finish mine it's late i want to be up all night so i gotta i gotta keep it keep it to a minimum so cool well thank you guys so much for watching i really appreciate it i'll link to all your information down below in the description let's get you to a hundred thousand subscribers yeah and with the iced coffee out let's get this to a hundred thousand subscribers too yeah we could do it if you're watching interesting if everybody watching this just subscribed we'd get there like almost overnight 200 000 yeah because yeah some of those episodes did over a hundred thousand i know but we gotta tell them to subscribe in the beginning you gotta tell them to subscribe yeah but if they're watching the end fifty percent watch to the end even the fifty thousand people so if you watch this video and you're not subscribed i don't that's tough yeah just again just comment down below and let me know why you're not subscribed the only excusable reason is that you don't have an account and you're not logged in that's it make an account that's it and subscribe thank you so much for doing that uh we'll put our instagrams down there if you guys want three free stocks from weeble you can get that down below in the description and uh yeah thank you thank you so much for watching the mentorship group this this episode is sponsored by the mentorship group so if you want to join the link to that is down below in the description we meet every single sunday morning and thursday night uh one of the zoom call so if you just want to talk do whatever jack's there i'm there want to talk to us ask us questions it's really fun so link is uh down below in the description so thank you so much for watching and until next time until next time go perfect excuse me right here so this would be do you want to introduce us on this we usually have the guests introducing okay what what's the intro supposed to be like welcome to the 24th ever episode of the iced coffee hour and then you just say i mean should we say how much we've made because we're doing this back to i mean we need it you could just say yeah we should yeah yeah yeah um just say we've made ten thousand it's about ten thousand five hundred ten thousand five hundred ten thousand five hundred dollars in the podcast thus far okay so this is the 24th ever ever episode of the iced coffee hour we've made a proc if you mess up it doesn't matter we've made approximately 10 500 should i say we or you guys it doesn't matter it's a wii okay yeah say we because it's a it's a group effort here all right sounds good i just wait one sec go so what's good so just hey we're it's the 24th uh welcome to the 24th ever yeah here we go welcome to the 24th ever episode of the ice coffee podcast our iced coffee hour podcast we should just call it the iced coffee podcast yeah we should that's what everyone just ends up saying really you think so the iced coffee i call it the iced coffee hour but what do you think what do you think i think the iced coffee podcast is good just coffee podcast i don't want to make it seem like it's uh all about iced coffee though that's true all right anyway again all right here we go welcome to the 24th ever episode of the ice coffee hour podcast we've approximately made ten thousand dollars wait what ten thousand five hundred thousand okay all right here we go all right so um hold on how do how do we avril lavigne dude i don't think really sounds