Confronting Nate O’Brien | Revealing The BEST Side Hustles For Passive Income

welcome to the 23rd ever podcast episode of the iced coffee hour with jack and graham and me nate o'brien so so far how much has the podcast made us it looks like it's been about ten thousand three hundred wow which is crazy yeah we got to give a shout out by the way to that guy in the comments every single episode he's in the comment section you calculate how much this podcast makes per hour it's been incredible we just recently passed minimum wage and i kid you not yeah federal minimum wage in america you're gonna get any more specific and uh and uh yeah i look forward to your comments every single time so that's the first thing i do i go down the comment section he's i know he's calculating matteo hall i think he's counting the numbers all right thank you yeah thank you matteo so and thank you for coming on this episode this is very exciting for us um a fellow member of the finance community nate o'brien yeah thanks for having me guys it's funny how this kind of just worked out happened to be in la and it was like oh we'll just make it happen and uh yeah i think it's gonna be fun it's perfect so for those that don't know you you make personal finance content on youtube you teach people how to make money uh actually you teach people also how to save money recently it seems like a big pivot yeah i would kind of view me as like kind of like the the great value version of graham kind of like the kind of just like the knockoff gram a little bit um i think we make i think we we make pretty similar content although i think maybe in the past year or so it's shifted a little bit like we've gone a little bit separate ways like i feel like i've gone a little bit more into like some lifestyle stuff talked about like minimalism and everything and you've gone so a little bit more maybe like towards current events and you've got the podcast now you've got graham stefan's show so yeah but um yeah saving money you used to talk about making money until i got like really like a scammy niche so i don't really talk about that anymore i remember that your biggest videos were how to make passive income yeah what was that one there's one video of yours that has like three and a half million views it was um passive income how i make 7200 a month and that was yeah well so i made it because like my channel was really down i was like my real time's like 10 000 views and i had like 50 000 subscribers and i was like all right i got to just make the video i know it looks a little like clickbaity but i got to make the video i pumped it out and i just i went from 50 000 subscribers to like 150 000 in like two months that's crazy because when you were at 50 000 that was probably about the first time i saw a video of yours really so i i think i saw a video of yours before i start or maybe it was right during the beginning when we started working together and yeah i'd watched a few of your videos i think a few did you do you did side hustles right i did i used to be the side i was a guy and i also wanted to get out of that because i just think it's so like like i don't sell anything um so i don't have like courses and stuff from like side hustles buy my course and then like you know i would like to get you into like some type of like scheme or something but um yeah i was the side hustle guy for a little bit too you know the best side hustle is to sell people a side hustle so what made you want to do those videos because you mean you were you were in college yeah youtube i was at i was at penn state it was freshman year of college and um i was just trying to make some extra money you know because before that i was doing like manual labor gigs uh mowing lawns like just selling firewood side hustles yeah i heard like real sideless firewood yeah yeah that was a whole uh big big thing i had going with my brother but i realized like freshman year of college that it was it was so labor intensive and i ended up messing up my back because i'm like kind of tall and lanky so um messed up my back and i was like i need to figure out how to make money without using my body or like relying on my body and then youtube it just kind of like when people talk about success i think about you know what like what it takes and stuff um and i honestly think a lot of it's luck so like i kind of just was in the right place at the right time with finance youtube it didn't really exist right like remember it was like because you you were there in the beginning too where it's like you go onto youtube and you type in anything about finance and there's no financing it was jeremy and jack chapel uh i i didn't watch jack i watched beat the bush and uh alex becker yeah but before that it was really then tai lopez kind of paved the way and then grant cardone was there dave ramsey was there a little bit uh patrick bet david uh those guys yeah we're really early on too gary v a little bit he mostly did the the work like the hustle content not so much finance yeah and i think we were kind of lucky that we sort of i don't know if you could say stumbled into it but like we probably both was it like very early 2017. yeah both saw like okay there's a obvious a lot of demand for like the finance content and there's not that many people making the content so that's why i started it was like it's a big gap in the market is that kind of why you started uh i just wanted to talk about it okay that's it i was just so like i didn't have friends in person that i could really be like yo guys you see the credit card so i was on reddit like reddit churning just just talking to everybody about credit cards and like this needs to be a video like i want to talk about this and teach other people how to do this so it just came from me wanting to talk about it so much and okay i didn't have anybody in person but why why did you want to make youtube were you interested in personal finance before this oh yeah um you know everybody kind of has their like different thing that they just love and i think um we're probably the same in that aspect too is like money has always been something that's easy to talk about like finance because it's numbers and i love numbers um and that's probably why i kind of got into finance really early like a pretty young age i'm not a trust fund baby so you know it's not like my parents sent me off you know with a nice fund um it was it was just uh numbers were so fun and i love counting and money just happened to be that like i would love to be an accountant you know it doesn't have to be my money i just love crunching numbers and it's not like high level you know like quantum physics or something so it's how did you learn about personal finance like what in your life was an event that led to you being fascinated ah i think there was when i was in sixth grade or maybe it was fifth grade i don't um we didn't do like this project about the stock market which in hindsight was great because one of those too oh you did yeah i feel like a lot of schools didn't do that but we had to do a project about the stock market and i remember kind of just like seeing it and being like this is really it's just intriguing i was kind of a weird kid so like i didn't have a ton of friends i was just being like a bookworm read tons of books um and so then eventually i was just like you know what this is interesting went home to my parents i was like hey what's what's the stock market and they didn't no offense mom she's probably watching this but they didn't really you know they're like i think you could like buy and sell stuff like you know like they they like a 401k or something but it's kind of like they don't really you know it's like whatever um and so they try to explain it to me but luckily it's like the age of the internet so this was like literally sixth grade i don't know it's like 2000 late 2009 um and so then i just google it like what is the stock like how do you invest and then that's how i started with that so like really small fifty dollars one share of senior fair stock i bought for twelve dollars a share and it was like a ten dollar transaction fee on e-trade so i literally paid like a hundred percent and then like for the next like five years i've probably just dabbled and just like you know here and there by like fifty dollars with something like like save up some like birthday money or something yeah and so you made videos on side hustles with your side hustle being youtube yeah yeah um and there weren't really any side hustle videos out yeah so i made a couple of those i was they were never like my like it was always like oh my channel's slowing down i need to make a video top 10 side hustle two million views it's true so i had to pump those out sometimes but i think i'm pretty much away from the side hustle stuff now yeah just because i don't like i don't like it's fine talking about it but i would rather talk about things that i just care about more yeah it was the same way for me i knew those passive income how much i make every single month those videos do so well but i just it's hard to bring me now to do those videos i'll do them every now and then because people really like them they do like them a lot they love them but i it's hard because it's like you're remaking the same video with now just updated numbers which is interesting like i would watch other people's videos on that i don't care if it's the same i just want to see the new numbers but for me to like create a video same thing i know i know too the the five best side hustles jack has been telling me to make this video forever and i can't i can't bring myself to dude come on you know it's gonna do well i know it's gonna do well i know because there hasn't been sign hustle videos in a while and considering our current economy like people are probably looking for something i don't know i know always looking for something else's are the same thing that's what what upsets me is that people think from like 2019 to 2020 there's like some big shift inside wait a minute hold on no actually tell me if you watch my side hustle videos and i'm not trying to pat myself on the back here but people have said i have some crazy ideas with my side hustles one of them was like start like a portobello mushroom farm like all kinds of ones because these are things that i used to do like you used some worms are you serious yeah on ebay yeah thousands i buy mealworms oh maybe you bought some more tv but like weird so that's the only way that like if i do a side hustle video which i don't do anymore but if i was going to do another one it would i'll think about it for days be like what is the most obscure thing that you can do or what for comedic value no like they're just like how is it how is that related i'm thinking there's some some inner city kid in new york and you're telling him to do a portobello mushroom farm in his basement yeah you can use that yes that's right you can do it in a basement yeah unless you're doing like shiitake mushrooms outside with some logs or something but yeah are you serious yeah i was but like most of the stuff i actually like did when i was you practice them wow yeah like when i was younger i was doing like weird just the craziest weird things you could think of to like make money it was like what's the weirdest yeah what are the most viable what are the weirdest if it's appropriate for youtube um yeah probably the mealworms were some of the weirdest i mean i used to sell um a lot of like foreign currency like the zimbabwe banknotes and stuff oh yeah i would buy like hundreds at a time and then just like basically buy wholesale sell retail right um that was my strategy for a lot of stuff but um the weirdest yeah probably the mealworms i used to do a lot of auction flipping like i go to like a farm auction because you know everybody kind of like i was a little bit of like uh i don't know if hillbilly is the right way but like where are you from uh like outside philly okay yeah pretty rural area um yeah i used to do a lot of auction flipping so i go to farm auctions and like buy like half a dozen like scythes or something about like yeah about like 40 chicken feeders and i buy them in bulk and just load them up and then flip them on craigslist like usually like three extra money on it and what's your average like income like your hourly income from doing resell uh the auction stuff was good i mean if it was like a saturday i'd go to a farm auction and be like a massive estate um and you know i could i would probably spend on an app you know i was like 14 15. my brother just got his driver's license so he would drive with the truck um i'd probably spend like three or four hundred dollars which was like like literally i'd go all in and just like buy buy as much as i could um and then probably from that three or four hundred it'd be probably sell total sell for like you know close to 1500 or so wow you could like that's a good gig oh yeah oh yeah but like you have to know what you're doing so like there were certain things that i would always buy like ladders people like if you go to an auction like oh it's a ladder whatever but like because that's worth a lot of money yeah and so if you're at a farm auction and it's just like a bunch of farmers and people who they're like yeah i don't really need a ladder i already have one so you bid on you can get it like ten dollars and you can sell it for 200. so like and and so that's what i would do so there were specific things that i knew that you could flip and i can get really high return on investment that's really really nice that's fascinating yeah and that's that's pretty good flipping like getting a thousand dollars and one day and it just like it's not really it doesn't have to be rocket science like i'm all about like not reinventing the wheel like sometimes people think they need to make like a big startup and like go billion dollars or something but some of this stuff's like basic like what i suggest if people are trying to like make money or do like this little side hustle like auction thing you just find something that you really like you know a lot about it and so for me when i was a teenager it just happened to be like farm equipment which is kind of weird but um so like i knew the value of everything at the auction so if you can go like a pokemon like like auction or something you know like what the value is right um i don't so i would never go to that auction because i don't i don't know what i'm doing um so that's what i would suggest go to something you really know the prices of all of them let's go back to the port about uh portobello mushrooms how do you do that uh i didn't i mean i wasn't so i ventured into it i probably sunk like 40 bucks into it and i didn't it didn't go all the way in um i just didn't think it would be worth it but if you're growing portabellas i think you'd want to get like you could stop like a trash bag with like straw or hay right and then you would like put the like spores inside and then they grow but you can grow them like your basement and stuff i think yeah who's frozen craigslist being like portobello mushrooms like restaurants and stuff and actually how do they translate well i don't know that's probably why you get that far yeah you said the trash bag of mushrooms pennsylvania is actually the mushroom capital of the world and i kid you not and we pride ourselves in that and most people don't know it but it's the mushroom capital of the world i used to go to the farm show out in harrisburg and it was always just mushroom people everywhere they're like start a mushroom like yeah so i just i got i was really i was this close to starting the mushroom farm full scale but it just didn't go through there were other opportunities yeah how much do they make the mushroom farmers i i mean you should bring it on next next next uh episode for the 28th episode you should bring out a mushroom farmer gosh yeah and what about the the mealworms really quickly because i had mealworm i i still do but i tried breeding mealworms because i'm an efficient guy you know i'm a economics guy right so i have a bearded dragon her name's nora and i was trying to breed mealworms so i could lower my my costs but it never worked it didn't work i tried really hard what were you feeding them he turned them off that's why they saw his face they're like nope i'd rather die i cannot reproduce in this environment last episode was so positive changing i'm kidding but yeah dude it didn't work uh they didn't breed i got the beetles because they they they pupate and they turned their little papers yeah and then you separate them as like oh i separated them yeah and they just didn't do anything they just took up space under my bed how long did you smelled it how long did you have them before you gave up hope because they take a while it was a few months oh yeah i've never had problems it's been the easiest thing ever you just i mean this is like 10 year old me but doing this but like yeah it was really easy you just separate them you put the beetle separate and then eventually like you feed them you just put them in like oats yeah eventually they move the chicken feed it was more effective but like water crystals and stuff like that yeah you can hydrate them i really don't know um i'm sorry that it didn't work out for you you know what i'll maybe in another life yeah try it again maybe maybe i'll send you some meal worms uh i have to i got plenty okay let me know gosh that's fascinating dude those side hustle videos were great same as yours i always loved them the one thing that always really captivated me was becoming a typist and typing up stuff i thought that was so funny it does i never said that though it wasn't you was it you no i don't i never mentioned that once but i swear i was watching maybe i was down the rabbit hole of like those kinds of videos but people were always saying yeah i'm a typist for like people and yeah like online services yeah it's a shame how downhill a lot of those videos went and that's and that was my biggest hesitation making any passive income video or side hustle video anymore there's such a saturation of side hustles that like you get paid 20 dollars a minute to watch videos online it's like how did it's so make 800 an hour by just clicking buttons yeah yeah by pressing buttons yeah it's terrible but then you get mixed in with that crowd inadvertently because you're making similar i don't know not so much anymore like because i don't make those videos anymore because it turns scammy so i hope i don't get mixed in with it too much but also i think if people watch my videos they'll be like all right this guy's not selling me anything like he's not like hopefully that's that's kind of how i view it oh okay he seems like kind of you know like a decent person i hope is your only source of income youtube ad revenue uh no i do sponsors uh affiliates like robin hood's kind of like my primary so but it's all purely based off of youtube uh for the most part yeah now i mean yeah for the most part jack and i were having a bet earlier you feel comfortable telling us how much you're making i i i say a number and then jack has a number we'll tell you afterwards if you want to we can bleep it out okay yeah we can i i don't really you yeah yeah you've made videos and passive income in the past the last time i made it it was january or february of this year and i said this is the last time i'm disclosing my income because i think sometimes like at first it's cool it's like oh he's making seven grand a month it's like that good for him and then like once it starts getting into like the higher ranges it's like i feel like the sentiment changes a little bit right i guessed higher than graham yeah but yeah me we really underestimate i didn't i feel like i watched that video but i probably just forgot january's a long time ago now yeah i think i haven't seen that video i've been i was so so that video was 42 000 a month although that was including like some stocks that i sold okay what about just your current income no no stocks no just just current i was including stocks no investment so yeah so not including investments because i don't you know um it obviously that fluctuates a lot um and i i don't sell usually um but for my personal brand wait do you guys want to guess or decide i'll tell you listen i'm wrong anyway so do you want to say it i feel like i might be an idiot myself i'll be an idiot i guess 25 grand a month is what i guessed okay i guess i didn't exactly remember the number you said in that video i sorry man i said 20 because i hadn't seen you post in a while no once a month now so i'm like it's just residual 20. i can pull my ad revenue for you it's um so i'll just tell you guys it's it's like 50 a little over 50 000 a month from ad revenue oh oh john marriage yeah i honestly don't even check that's incredible my youtube studio very awesome i feel like you just have a really laid-back lifestyle though 37 000 700 um let me see this yeah i i literally don't check this app for like a week at a time sometimes yeah what it's it's very so my strategy is always like what happened that day man that was um brand connect uh with youtube don't say yeah but yeah um that was cause like if you work through brand connect like a sponsorship through directly through youtube so there's no like brand manager so like i did a deal um with the company and like they directly deposit it like into my youtube account as a sponsor youtube take a cut not that no cut no no cut on my end they probably take a cut somewhere in there but not on my end yeah that kind of really skews the uh i know it messes up the yeah all right here we go yeah wow like i haven't posted in three weeks maybe yeah i don't even know um that's i gotta say i am really impressed because not only that but you've been gaining subscribers a consistent amount of subscribers by not posting yeah you gain every day uh what is this almost about a thousand subscribers a day from not posting yeah um and that's why because of the content that i make is i really try to make it to be evergreen long-term content that i know i can rank for but also i really do think that like i got grandfathered into this a little bit with the finance stuff like if you if you go to youtube and you type in how to save money um or like how to invest like i'll show up first or second and it's just because like youtube just they really like you either they like me or i just got grandfathered in somehow like they're just like yeah let's just keep keeping him at the top um wow i i i'm envious of um this is like doing better than the second chance yeah so here we go dude the second channel how many subscribers do you have on this on mine yes like almost 800 700 something i don't know so we got something we got 500 and something on the second channel you're growing look at those real times yeah but look at the income look at the income you're making so you're posting uh what is it one tenth the time what we post you've gained what the same amount of subscribers okay you've made more well you made less money obviously the one the sponsorship yeah yeah uh yeah you got half the views by posting one tenth of the time uh it's just you you've ranked so well and your top videos here stock market for beginners yeah that is one of my top ones you beat uh jeremy oh yeah yeah financial education oh shout out to jeremy yeah but uh i think the algorithm gave you the number one spot in stock market for beginners 20 20. how to invest step by step yeah that's my little scene that's your that's your money maker jeremy to that video jeremy had his like a wild video on that he does it every year you beat him to it sorry jeremy my minimalist apartment that's an evergreen video yeah it's six thousand views a day every single day like but so my channel has always been weird for literally three years my my growth has been so like here let's look at my subscriber growth over a lifetime it has been so steady like i've never there's never been a 60-day period where i made less money than a previous 60-day period ever seriously so it's weird like it just grows but the problem is anytime i start seeing a lot of growth i just get even more lazy and i just will like stop posting until like you know so like my subscriber growth has always just been nice and well it doesn't look that stupid is there any chance you could screenshot that yeah sure so i can show up in the video yeah sure like subscriber growth has been pretty steady um like in the past 365 days like it's just been nice and steady wow i don't know i i think it's partial luck it's just kind of but also like when i i don't know when i need to start when i see things things starting to slip like if my real times go below a hundred thousand i'll be like all right i i gotta get to work i gotta do something so i'll make a video how do you how do you get so passive about that because for me i'm like a shark when it comes to this and if the views dip down if a video doesn't perform well like first of all it ruins my day and i'm like okay what am i gonna do the next like i gotta change it i'm working like 12 hours a day almost how do you how do you not see that is like this golden opportunity that you got right now and you're like okay i gotta double down you gotta take things how old are you right how old are you right now i'm 22. feeling a little honest with you my bones are just right 22. i thought you were like 25 for people think i'm instance i don't know why but you're 22. see i see this as like you got this golden opportunity golden you don't know how long it's gonna last but but you you have this on a silver platter youtube is like here you go just you're a safe content creator who's not selling anything it's a good image who's given good like valuable content why wouldn't you just double down i i feel like there's so many opportunities in so many places that you know i i'm working on a couple things behind the scenes but i don't really you know talk about that too much um but uh you know i i feel like i just like living life doing things like i think i agree with that that's the whole summer this whole summer i was in colorado just up in the high rockies like just living on government land just in a tent like that's why i didn't post most of the summer so that's what i'm saying i just live in the brand yeah there's always opportunity that you just like to enjoy because things are sitting pretty for you right now and you're just soaking it all up which is totally fine yeah i think you and i are fairly similar right like i i i think at least this is how i am right now like if i hit a certain threshold anything above that is not it's not going to drastically increase my quality of life yeah right like once you're well into the six figure range it's like you can kind of i don't know it doesn't i'm not shooting for like billions i don't think maybe um so it's kind of like but since you've hit that then all of a sudden like do you do you lose motivation because you're yes and that's bad you know like when you get to like a certain like say you're doing a hundred thousand a month and then you're just like you definitely get comfortable so like i don't know how that doesn't happen to you i've never got no what was the what was the income that made you comfortable oh it it's like it happens on every level like when i was um junior year of college just making like four grand a month on youtube and i was like i felt like i was balling out because like a college student was at penn state um so i was like you know buying pizzas like yeah like falling out right um so i got kind of comfortable then and then again when i like pretty much every time i have a big growth spurt i get comfortable and now it's just getting really really comfortable it's not good but now you stop floating entirely and just like well that's kind of been my plan since i was like really young is i was like i'm just gonna make a ton of money for a couple years and then just cruise like for the rest of my life i don't need that much money i can just live off the land that's right yeah and and like that's my because like you can get into like the purpose of life and everything um probably don't want to go down that rabbit hole but like overall one of my things is like just enjoy it and like my favorite thing to do is just sit on top of a mountain and just just sit there is that weird i don't know look over everything that you could have if you wanted it but you could watch videos like that on youtube no you could just watch a video sitting over a mountain no and and then like well as long as you're like really happy with what you're doing like obviously you're enjoying all this stuff um but sometimes you see people who are like really not really not enjoying it but they're just like pushing through and they're miserable and like maybe they're making 20 million a year and they're miserable um i would rather make you know 100 grand a year just be really happy so how much of that are you saving i i try to find expenses but i don't i don't this sounds like i sound like an [ __ ] i'm sorry um that's pretty much all of it like i don't okay i have a travel fund um that i usually save a couple percent of my income so i use that for like travel and trips and stuff i try to spend on on trips um i i save pretty much all of it what do you do what's your investment portfolio look like uh actually really quick before you answer that this is a good point where we could turn it off and on really quick yeah thanks so what's your investment portfolio look like uh i actually did make a video about this um one of the ones i made was fairly well the only one i made in the past month yeah um was it was uh so the breakdown was like it's like 30 it's like 34 35 percent cash that's my biggest problem is like well so i know andre was just on yeah he's talking about like how much cash he has on hand and that's kind of a problem too is like geez this sounds so bad but like finding places to put your cash like because i don't and the thing i don't want to do is just like dump it all into the market um but i do have i think it's like 30 in individual stocks so like snap was like one of my largest positions and today yes how much did you have in snapchat it's it's it's not a lot but it's it's it's in the five figure range um why it's like 10 grand yeah so it could be like 10 levels it could be 10 grand or 50 grand can you share how much you uh it's it's it's like i don't know no i'm not gonna get it i don't talk about my um i don't i never talk about how much money i have in individual stocks like individually so when i broke it down i did it in percentages um i i just don't want people knowing that like like my income even is kind of weird to talk about but like my investment portfolio i just like to keep that okay a little um but yeah it was one of my larger positions like facebook as well um paypal penn national gaming went from like i was so that's like they bought barstool sports yeah so i bought their stock right after they bought barstool just because i you know i thought there's a lot of value in it um just based off like the velocity of their brand um and i bought average buying was like maybe upper 20s and then corona virus hit and it went down to four dollars a share and i was like well i literally lost all my money like 28 to or 20 some to to four dollars and now it's up like almost 70 a share wow and uh spotify too so yes individual stocks make up close to 30 or so give or take of my portfolio and then i have another like 25 and just like s p like vu right okay cool and then on top of that uh we got that yada yada investment yeah yeah you can use coupon code nate graham we'll bleep that out bleep that out um and then um what else do i have um just a little bit of crypto i don't really i don't do a lot of with crypto um you know for some obvious reasons it's just i there's so much there's there's speculating and then there's investing it's like i'm not bashing on crypto investors but i just don't know enough about it to like go all in on but you're still doing going pretty heavily into individual stocks yeah and i try to tone that down 30 is not crazy though well it's it's split up between like you know like two dozen different companies more than that by now so like you know it's not it's not crazy um and i i try to tone that down because you have to be a little bit active about it um which i don't like being active about my investments like the index fund thing is is really nice to just kind of set and forget um and then what else just some some gold i shouldn't i shouldn't tell them where i have it uh let's just say having a gold fund or something where you have it it's on his wrist yeah no it's not um and what else i feel like i'm missing something something really small um bonds are like three percent or something but nothing so it's gotta be what at this point like one and a half million total one million i don't know how much i'm not i'm not a i mean no graham it's like you're forgetting about taxes it's around 950 wait are we are we including taxes no just your investment portfolio it's got it it's got to be why what you want to spot here so people love coming on our podcast they love it i'm a peach i'm not sure if i'm gonna give you a figure range but blur it out let's just say that that uncle sam takes his his cut um from all my income so and i've only been doing this for like do you have an escrow two years oh yeah okay but like i've only been doing this for a couple years and like you know last year i made like 200 some thousand it wasn't like crazy and then this year yeah it was like it scaled up you know like and before this like i was in college so yeah so like i literally had zero dollars i'm thinking like yeah i'm thinking like because i remember watching your videos 2017 so i'm just assuming like just four years of these crazy no so i forget yeah the last two years your channel has really just exploded and you've had all the success last year at this time so right now it's at 780 000 maybe um and last year this time it's like three hundred thousand yeah and then last year before that it was like 40 000 yeah you know so and then just like 10 x's every year except this year it might be slowing down a little bit yeah because you're not posting enough yeah that'll would you ever look back at this i mean you got your entire life ahead of you if you just stayed consistent posted twice a week for two years you could set yourself up in two years for the rest of your life and you'll never have to worry about it because now you already can though i'm not running a risk i'm not worried about it because he's still making i mean you're making analytics yes but i'm saying there is a chance if something happens to youtube something happens or you want to start a family one day you want to you want to have the freedom to be like you know what i want to live in uh new york city i want to live in san francisco and now i got wife and kids um it costs money so but and you could you could fund all of that in two years and it just gives you options i know what you're saying yeah but um i'm not i'm not too worried about it like i think there's um as long as you're able to innovate and change and like that's why um i think the reason why my growth is still going is because like i'll take a step back and be like all right i need to change something up because the worst is like when you see a youtuber who's been doing something for 10 years and they're making the same videos yeah for 10 years straight and they're like getting 2 000 views per video so i always like when i start to see the graph just start to slide a little bit and i'm feeling a little bit motivated i will go in and i'll be like all right i need to change something up and then so like that's when i hired my videographer so for like a little bit more cinematic videos um that's when i did like the minimalist apartment thing like when like so like i'd say every 12 months i look at it and say i gotta change something up um and so i'll probably do that you know later this year i'd be like i gotta change something where are you changing too i'm going more towards i'm actually kind of getting out of finance a little bit i've noticed you've taken the matt davella approach a little bit i just i like it um i feel like i've already hashed out a lot of the finance stuff um and i kind of not not that i'm tired about talking about it because i love making videos but i don't like to repeat myself on youtube ever um because i just feel like i'm not providing as much value as i could be um and so the lifestyle stuff is a lot more fulfilling you make a lot less money on it um because the ad rates are just way lower but i don't really mind like i i'll willingly make less money and that's why like like you guys probably know too like i don't sell courses just because i don't really need to make that much money maybe that's i know that doesn't resonate with some people but like i just don't really it's it's for fun yeah i do all this stuff and like also like money's a byproduct of whatever i do um that's just how i work yeah well you've taken an interesting approach with youtube that that makes me rethink some things it seems like almost all of your videos are meant to be evergreen not all of them but like a large percentage of them and all you need to do is rank 20 videos on evergreen topics and as long as each one of your videos every month is just can get views for two years that'll really solidify you as long as the algorithm places your videos towards the top yeah and um like i have videos from 2018 uh so it's like two and a half years ago and they've been getting 5 000 views a day every day you know for two and a half years like consistently just flatline um yeah i mean that's that's just what i do and i i like the views this is what i do i make get 5 000 views a day every single day slow and steady nothing crazy but it works that's cool yeah props let's talk about financial minimalism yeah so explain what financial minimalism is or just minimal first of all i think i feel like you coined financial minimalism i knew it okay because so sometimes like in the the finance community or uh just on youtube in general i feel like somebody has a video that pops off and then everybody kind of like like so like you've had a bunch of those where you make something yeah and then everybody's like oh i'm gonna make a 72 dollars a day 72 a month tesla video two um i think the only one that i had that a lot of people saw and were like oh i gotta kind of ride that a little bit which is how youtube works you know like everybody knows that um so like i made the minimalist video right the middle of this apartment yeah it blew up and then like i did my minimalist yeah yeah yeah um so then you coined financial minimalism i think and yeah oh yeah that was it yeah so you made my minimalist house tour and i wanted i didn't want to say minimalist i didn't want to just say that because then i would be copying you so i was like what can i say that's finance related i'm like financial minimalist that's going to be in a dictionary one time one day and it's going to be graham stefan is the founder of financial minimal i'm happy to get credit for that but i want people to know like i had no like there's no real like it doesn't mean anything i just like financially i took two words that's the key word in there seriously i just took two words that sounded good no real meaning behind it but it minimalist i works it sounds legit it sounds like it should be a word it was not frugal i'm just a financial minimalist it's crazy without yeah that was uh that was my financial minimalist home tour and then after that i had a few other videos how to be a financial minimalist it decently well but yeah yeah um so i i am actually a minimalist like sometimes people are like oh this guy just stuffs all this crap in his closet or something um i just filmed my new apartment tour my minimalist apartment tour and i like open up the closets i'm like guys i literally have nothing in here like i i just don't have a lot of stuff so what does that mean you have a house that's just like am no furniture no like i have a couch um i don't have a kitchen table i should get one of them it's mostly because i mean there's a lot of reasons for it for not having you know it's because it's because you don't care just like me dudes don't care it's because we're 22. yeah and we're young men okay we don't need decorations we don't need to i hate decorations it needs like anything that doesn't serve a purpose like like yeah no offense but it's little it's all aesthetic here's the thing i was the same way when i i think about 25 for me is when i started appreciating the little decorations and the aesthetics like you don't need this little but it looks really good or this little red rooster thing there the little trinkets and stuff i love trinkets it does look nice i don't think or i would ever go out of our way everything has for me it has to have a purpose so and there's two it could it's usually one of two things it either is really practical and useful so like a blender right or like an instant pot like things that i really use a lot or has to just really bring me a lot of value or like joy right so like i have a boosted board because it's fun like just rip around philly with it and it's fun um but if it's like a trinket like just like a pot like pot sitting on a shelf over there like no i will throw it out i agree with you 100 i think we see it very evenly yeah there's just no purpose for it no i i don't need artwork anything or anything i agree with you that's funny yeah because you get it for free you gave me like these paintings but i haven't put them up yet they're just closed too i can inject everything that i have not used in like two or three years and like jack you want because i won't throw it away i feel so bad about throwing anything useful away so jack takes it yeah shoes it's a good deal shirts hats yeah uh a lot of a lot of stuff jack just gets just nab two watches oh yeah well so so with minimalism it actually it there's so many actual great benefits to it like it saves a lot of money because you don't unless you're frugal when you're going like goodwill and you're buying like trinkets there but like for the most part it saves you a lot of money so it goes it's really it fits with my channel well too and like my message it's like hey you want to save money just be a minimalist like you're going to save a lot of money because you're not going to be tempted to buy random little things um but also with minimalism it's like you don't so the thing that i notice is like certain things like say you buy something it might make you happy for a little bit but i don't think it provides you long-term satisfaction like say i go and buy a lamborghini tomorrow like it's cool i'll love it for like a month two months and i feel like it starts to wear off after a while and it doesn't it's not really providing like that cool factor like really fun anymore it's just like your car you know so that's another thing that like a lot of things i say all right this might make me happy for a little bit but it's not going to be long-term i'm not i'm not going to care about it hmm i forgot what i was going to say i was going to say something honestly i i agree with him 100 it doesn't make sense to have a lot of stuff and i i think i i saw this in a youtube video or something this could have been you but maybe it wasn't someone said in regards to minimalism one really good benefit of it is just the fact that you don't have to make so many decisions yeah was that you i'd have said that um but i'm sure other people probably matt davella i think he did that in his t-shirt video yeah yeah it's just like making more decisions every single day it just causes just like anxiety or it can just like stress you out because it's another thing that you have to decide between it's just like another battle in your head decisions and then like losing stuff i lose stuff all the time my keys like when i go back to my parents house sorry again mom but um like i'll put my keys down somewhere or my wallet and it'll be gone for like hours i'll be searching through all the couches and like trying to find it if i set my keys down in my apartment it's like it's one of those yeah it's like oh it's either on the counter or it's on the floor and that's it like there's nowhere else it could be so i find it like i don't lose stuff and it saves time and i don't have to clean yeah yeah i rarely have to clean stuff because there's not that much stuff to clean where do you spend your money are you wasteful on anything am i wasteful on anything um or like some splurge you're like listen it's gotta be food uh not not so much i mean i don't spend a ton on food um it's probably traveling probably traveling because sometimes it'll be like a weird like um like in march i was over in europe and i had to come back to america so i dropped a lot of money on that ticket because it was like mid-march and i was like you need to get back to america by midnight like uh because the whole thing going on so um traveling definitely you know like um and that's why i love spending money like i used to spend it in i used to go to hostels and just live in hostels like that because that's fun um but now i might be kind of moving into like the hotel you know splurging a little bit lifestyle inflation it is lifestyle but um no but i have a travel fund like it's like a separate thing that like i have a travel fund they're like a couple percent and i just you know so like that's my travel thing but if you you say you have a travel fun but what if you don't spend that couple of percent do you feel compelled to spend up to it no because i'll just save it up for it for a bigger trip yeah if you really wanted to go though would you really adhere to your budget because you're like i never reach it because like now it's like i don't know the budget's like it's like eleven thousand or twelve thousand it's like and like i try to drain it on trips but like it doesn't really try to make it i saw it i said no i love it no it's it's i get it i understand yeah but i don't know do you travel alone uh i love traveling alone really yeah i so i travel with friends sometimes but it's hard to find people to travel with because like it's usually very spontaneous like literally i'm like the day before i'm just like yo i'm going somewhere and i go on google flights um and just see what's available and stuff um but i love traveling alone because it forces you to meet people and i think that's fun like that's so cool like when you go to a hostel and you're over like say you go to like um i don't know just saying like berlin or something right or like vienna austria and you're in a hostel and you just like meet people and it's just like social environment next thing you know you're like like the dead sea in israel or something just hanging out with like a bunch of random people you met like a week prior and it's just like i had so much anxiety to do that i couldn't do that yeah like so so when i actually got here i got here on monday i did not like i literally got off the plane i was like oh dang i i don't know where i'm staying tonight like i need to find like i had to book the hotel when i got off the plane i was like all right where are we going what are you here for uh i i was meeting with with a couple people um but i'm making like a really cool video in yosemite in like a couple weeks um i'm not gonna stay that long but like planning out this week and everything so yeah but i also i also just book flights to la probably every six months um just because there's always stuff to do here yeah and there's always like people to meet up with and stuff um but i actually didn't even know i had this flight because back in march when like you know the world's burning to the ground um i went and i bought a bunch of tickets and i forgot about this too but i bought a bunch of tickets for like later in the year because i was like oh everything's gonna be fine and also that's when the airlines said like oh you can just get full refund on your flights right and the flight prices were like 20 like you could get flights all over the country for so cheap so it's like a little insurance policy so that's crazy yeah so where else are you going um i'm not really going anywhere else probably right now um i'll probably just go back to philly but um this summer i was in colorado you know can't really do a lot of traveling now but so it's mostly like kind of off the grid type of like you know just like somewhere in the in the wilderness somewhere that's kind of had to shift the travel style because before it was like oh i'm going to foreign country like go to the cities and just like you know have some fun um but now it's totally shifted like okay now what can we do that's like you know just off like with my car just like off somewhere by myself um just avoiding like mountain lions and stuff hey you guys are welcome on my next trip yeah dude that's so awesome uh let's talk about clothing okay okay okay so go over your outfit and how much each article costs all right um so i'm really changing up today because i usually just wear like black shirts um this was like 19 or 20 bucks a old navy maybe this reminds me of this hypebeast video oh yeah yeah yeah once you got what you got you're like oh yeah this is like one of those like value packs of like just like 10 black shirts at like walmart or something so i don't know this shirt was probably a dollar two dollars um my pants were i bought these at pacsun two years ago for like i don't know forty dollars fifty dollars i don't remember but i've worn them so much they're like you see them oh yeah these massive holes there's a big there's a big hole in the uh these holes were not here like there were no holes in these jeans um like two years ago and i've just worn them so many times but uh i'm not i'm not cheap it's just like i don't i just don't care you're a member of a financial minimalist and also i hate shopping oh yeah it's the worst thing to go to the store and be like i gotta find something to buy and i need this and i i hate it like going in and buying clothes is just like it's not the money i don't care about that it's a chore and it's like oh now i gotta see if this medium fits or if i should get the large and it's like you know um and then my shoes i just have white shoes like twenty dollars a pair of thirty dollars a pair and i go through a pair like every four or five months just because they get beat up a lot yeah you need write-offs man that's what you need you need some good write-offs i know time yeah i don't like flashy stuff um you get a black lambo sometimes well if i do get a car it's gonna be black but um no i i don't like flashy stuff at all so i try to keep things as discreet as possible just because i feel like i kind of got past that like you know when i was like 17 was like oh cool sports car like um and then i kind of just i don't know i feel like um i i don't want to draw attention to myself yeah what about your watch and your bracelet oh this was really cheap um this was like 20 30 looks expensive it does right it was uh on on amazon um really cheap and then uh i was expecting to say like a lot yeah affiliate link in the description we'll find that yeah selling these but um then the watch was a couple dollars more what do you mean a couple dollars marley well why wait what is it it's not crazy but it's grand seiko that's that's i'm gonna guess what eight hundred bucks for that one yeah grandpa how much is this but yeah they're not a little little more yeah a little more but it wasn't like you know i figured it'd be nice to get a nice watch but nothing then i'll just look out but it's nothing flashy like you know but uh graham you you gotta have your turn too i had a timex i had a timex i was like 30 um and then just one day i was like i was like all right i i gotta spend some money somewhere like because you know does that bring you a lot of pleasure oh wow wow there we go not bad grand seiko is is that the elegance that looks like the elegance right yeah i found it's 9 000 no no no no no it's it's 35 36 36 55. yeah so nothing uh nothing crazy if you see me on the street don't don't mug me it's a replica um nice oh wait no i got the wrong one 25 grand no way no i'm kidding i'm just kidding i'm kidding i wouldn't i appreciate it i think there's a certain um well that's the thing about watches i'm going to start getting into watches um because i think a lot of them do kind of hold they do value and so like if i'm gonna buy if i'm gonna spend money on something i always try to make it and this is just my brain that does this but like i always try to make it like something that kind of retains its value and i tell my followers as too it's like all right if you because sometimes you just have the urge and you're like all right i kind of i've been saving a lot of money i've been doing really well um i want to treat myself a little bit and then i find a way to like buy something that also doesn't just devalue like crazy you gotta get yourself a ring dude yeah yeah you gotta get yourself a ring i don't know speaking of like i got enough here already rings are you are you dating oh yeah you got to bring a tinder date yeah man are you in jackson no i'm not on tinder hot dude no no you gotta explain jack will give you so much advice all right you got advice for this what for tinder yeah for bumble for dating on the map i feel like it just takes time like i don't i so like i i did use them before and it was just like i just wouldn't respond to people yeah because i just i was like i could respond to this or i could go do something else and i just never got around to responding so i agree it is much more fun swiping than it is to like right holding you like you get a little dopamine but no um i i like meeting people in person or just like through friends and stuff that's kind of like but we can't really right now yeah i know i know but there's also people sliding the dms but you gotta watch them yeah you don't respond to this okay i don't respond all right all right yeah all right graham what about you man what's the what you got a girl no okay what's your outfit looking like oh yeah okay so uh we gotta do the cool style put on cool music yeah like like the cool beats in the background we gotta like zoom in and out as we're doing this so yes we got the h m t-shirt cotton okay six dollars okay okay uh swim trunks and this monsters these swim trunks swim trunks amazon 10 bucks okay uh socks those are free got those uh brad oppenheim thank you for the socks and you stole them or you got it he so brad oppenheim sometimes will buy like what he has a secondhand underwear yeah like how which no no wait wait wait they are second hand they are secondhand but they're not worn yes so how does that work brett hoppenheim brett oppenheimer we're wearing shops underwear yeah so he shops a lot look at this look at it let me explain okay all right all right we'll hear you brett oppenheim shops a lot so what will happen is sometimes he'll order to stuff online he'll order like nine packs of socks like lululemon socks but he buys the wrong size so instead of going and returning them he just leaves them unopened on my desk he did this with socks underwear pants shirts jackets like honestly about eighty percent of my wardrobe is from brett oppenheim i think i think we found our title for the episode right there yeah graham wears second hand but they're not used so it's not like he's gonna wear it yeah but seriously so that's where when i have that prada shirt that uh polo that's brett i have prada jeans that i wear that that's brett i have uh i gotta get i gotta friend people yeah buy those kind of seriously um even that white that nice white shirt i wear is a tailored shirt that was jason oppenheim's but that was a taylor shirt but he just it got tailored a little bit too small for him but it fit me perfectly so like i i get i am the recipient and i wear it all the time so that's that's awesome that's really cool actually yeah i haven't i haven't really good for the environment two years yeah yeah so exactly yeah and then you have a watch time the watch so approximately 20 grand so you're at total he's 20 000 yeah he's 20 25 20 00 20 probably yeah and then you you've got like not much not much for me this shirt was a gift it was a birthday present these shorts i have no idea where i got them from to be completely honest okay free that's all i have so zero dollar man right yeah so what else can we what else can we chat about what else do you uh do you enjoy an occasional chat about options trading i don't do a lot of options it's more so like i have a robinhood account and i'll just mess around like it's very like basically all the free referrals and stuff i got from robin hood um and i'll just use that to just like you know buy some puts and calls and stuff but i'm not i'm not deep into that are you guys jack is oh dangerous every episode jack tries to connect to everyone to get into options you got to man the other the other night he's like graham if you did options what is it selling puts was it selling covered calls selling cover calls on tesla you would have made x amount this week so we had kevin on you know oh yeah yeah yeah yeah yeah yeah yeah of course we had kevin on and i told him to sell covered calls on tesla okay and he did no he didn't okay and that was about a month ago and i did the math i think it was yesterday and he would have made if he did that about a hundred and seventy thousand dollars in one month a month if he listened to me well what if he but what if it didn't yeah exactly like that's like what if like tesla just something then it would have been good for him on the side of the call selling the call but if it obviously if it skyrocketed it would have sucks he would have to pay tax on the gains and also yeah selling yeah you would have this yeah i mean it all it keeps working until it doesn't that's that's right i'm saying it's 170 000 in income it's pretty incredible because it worked but if it didn't work you wouldn't have brought that up i've i've seen people lose millions with options and probably buying though that was probably buying or selling naked yeah yeah yeah but it's still like i just don't like that oh you know what um click off because i think we're i gotta throw on another battery oh we never publicly announced this what so when i first started getting into options trading i told graham that i was very confident in my strategy okay and graham said he would only something like being impressed if i went 20 for 20. so out of the out of my first 20 contracts i profited on every single one of them and i did he made a total return of three percent no i made a total return it was okay so it was between two brokerages on robin hood probably made like i don't know like 10 12 13 in a couple months and then on tasty works it was probably like five percent six maybe you made like one percent on each one of these or um nose i mean like as low as about one percent as high i bought a put which obviously is very risky and i made like 40 on that nice but yeah i've i've clocked in like about 1400 profit now wow but also if i'm including appreciation of stock i've probably made around two thousand dollars because congratulations you did 20 for 20. yeah i'm impressed thank you yeah so i got a course coming out next week guys make sure you sign up we're going to teach everyone how to do that yeah but so there you guys go include your plan now yeah how about those comment chains oh it's so bad dude you get comments comments on youtube and comments on instagram are ruined and and those that youtube and instagram have to do something about it because it's it's so bad and it's getting way out of control like if you go into the comments section on my videos it's like i can't delete them fast enough no i know like spend forex mr henderson something yeah mr anderson i'm like i don't but people must actually think it's real it must be working yeah it works they've made so many fake accounts on me oh yes like spelling my name en with the same profile picture everything and they're going back and literally this guy is responding on people's comments and be like hey send me a message and watch i will help you invest with crypto and it's like ah these poor people and i get emails be like hey dude like you scammed me i'm like that wasn't me that was like graham's death in ian they're like oh yeah it was but like i can't it's it's insane it bothers me a lot and i think i had like at least a dozen fake instagram accounts like impersonate me and then just like message all of my followers yeah and people think it's real um some people i mean most people can probably see through because like oh this guy's five followers um and like two likes on a photo or something but yeah you know hopefully they can get that under control um that's not the reason why i'm getting a little bit out of finance like i hate dealing with that stuff and it's so like the the lifestyle stuff is just like relaxed nobody's gonna scam and that so yeah i felt so bad for once someone wrote a uh i think there's a website called like scam artist alert or something like scam alert i i forget they wrote an article on me same yeah cause they thought i was running out yeah i felt so bad this this guy uh and i was reading this not knowing that like they were scammed i thought this was someone just like trying to get me yeah and they're like i paid graham a thousand dollars for training for my son to be a real estate agent and he never got back to us and like and i was like wait a second he made this up because i don't do that like and then i realized like wait a second it's that en someone spoke my name e n and i felt terrible yeah they're still doing it and and i think i just saw in your story today is like somebody's running ads with your face on it yeah somebody did that uh last month it was andre jake's face and it was my name running ads what the hell are you like oh i sent it to andre we could see if someone uploaded that video oh yeah yeah yeah i posted on instagram let's see if anyone did it no yeah that's that's it's so weird and that happened like mr beast like it's happening like youtube really needs to get a hold on this maybe they're just lazy about it or like but like they don't have any checks to see who's running ads like i see like crypto like really like crypto scams sometimes running ads before videos it's like how is this getting through youtube's like system like how are they letting them run this adwords like you send me one bitcoin we send two back like um i see it on my homepage on youtube it's like elon musk feeling generous today giving back bitcoin to everybody send him bitcoin to this address and it's like has like 70 000 live views on it and they're all like fake but it shows up on my home screen look at this this is all a week ago i delete them all and they just pop up a thousand likes yeah this one like just all of these i thought my house resort to sleeping in the car jack gray and his team it's like oh what they do is they they write a comment and they say wow i didn't know investing could be so lucrative yeah yeah yeah i tell by the first sentence they get exactly then they get someone another account to reply and say oh of course investing can be really good i've had great experience and the other person's like oh what are these experiences they're like i've been talking to mr gray and mr gray has gotten me like seventh house this is something exactly and then they're like oh wow may i be able to contact you you know what great i thought about what's up i thought about reaching out that could be a good video but my fear yeah make a whole video on it like exposing them but my fear is that you do that and you you upset them i wouldn't they're like yeah i know exactly and they're like you know what now we're gonna double down so i'd prefer just like let's quietly delete the comments they're gonna post it back but at least we slow them down a little bit and guys and if you ever see those comments just i don't know if they report them just dislike them just dislike them or just call actually just comment and say something like that yeah comment on that and just say scam i think that's important i know the light just flickering i forgot to pay the water bill i'm being dead serious yeah credit score no it's not it's not a credit score thing it's just uh i pay a late fee oh man oh well make sure you guys like the video and uh check out the ads yeah you got to pay for this electricity yeah and water gosh yeah but no the comment section is getting it's really bad and what i don't like is the the like bots of botting the likes to the top and youtube has to figure it away where if a comic gets liked a certain amount of times and like i don't know through something yeah it's gotta go it should go under review so it doesn't get deleted it's just under review if a certain comment gets like so many times yeah or if they if they sense that like a back and forth i don't know because they keep changing keywords yeah but there's so many like youtube just i don't think they really care about it a lot right now um and hopefully it comes to their attention a little bit more it's because you know why it's just isolated to finance content if you go to anyone else's channels it's rare yeah and that's just right your niece has blown up so much yeah in the past couple years like it did not exist a few years ago yeah so that's a shame what do you do in your spare time how much spare time do you have a lot i do have a bit of spare time um so i i do like i like to be really productive when i want to be productive so like when i'm working i turn off my phone i get rid of distractions and like all crank workout um i mean my free time though i i go on long walks um like i i'm kind of like the force gump walking like i just walk like i'll i'll walk for like maybe there's just something wrong with me i don't know but like i'll just slam i walk like it'll be like it'll be like i'll eat dinner or something be like six o'clock anything i feel like just going for a walk and next time you know it's like you know it's like 1am i'm still walking i'm like oh i go back that's a lot like just just hanging out just walking like you're just enjoying life it's i guess that's weird but like i just enjoy it like just i understand i've been thinking and just like you know i fully understand it rocks are nice at night i go for a lot of night walks and i'll just go out and i'll be out for a solid like 90 minutes maybe two hours just by myself walking it's weird jack comes back with a whole bunch of cash on them and yeah like a bunch of cats and scratches all over my body mask yeah no i agree with you i think walks are really nice and maybe this is another matt deville thing but someone said if you go for walks then the forward movement when you're walking actually spurs like better brain thought or something like that like your brain is able to work better when you're when you have forward movement or something like that when i when i do a lot of thinking i i have to be moving yeah so like i'm people actually probably think i'm like a lunatic because like i'm walking through philly and i'm like talking to myself like i'm like yes this is like if i look so bad when i'm thinking about this but like that's just what i do like if i have or like sometimes when you're just like doing something you just have like an epiphany and you just like you're out in public and you're like yes this is it right like you you just it all comes together like this is the next big video idea or something like do you just like internalize all that or you're like out there like high five and people like let's go like i internalize it oh okay yeah i i kind of don't interest high five strangers i've done it before when you get really excited about something yeah what excited you that much i don't even remember it's just like little things like well i shouldn't say little things but just like a big like epiphany you're just like this is going to work so well um like video ideas um i don't know just snapchat going up 33 yeah like that kind of stuff where it's like something really big happens and you're just like dang i i need to just like yeah celebrate a little bit but that's cool i guess that's weird no i respect that that's awesome i like interacting with strangers like um i'm i'm an introvert but like it's still i'm definitely an introvert but it's still kind of fun just like meeting people not that i just like walk up to random people and like high five well okay i do i do sometimes but like i don't just like walk up to random people and start like creeping them out and talking to them like it's more so just like i think you understand like you know social i hope so yeah yeah how do you make friends with them what do you do with stranger changes i tell them what you do no no i never tell people what i do do you want to role play oh my god yeah graham wants to role play with you okay so if i'm a total stranger we're at uh a coffee shop or something we're sitting at the the table i mean so it depends like did i just hear some really good news you heard some really bad news oh well bad news no i'm not gonna actually yeah but you'd have to bleep all this out so i couldn't i couldn't you heard some you're some great fantastic yeah if i heard great news like i probably wouldn't you wouldn't really understand the context if you more self i'll just be like yeah let's go and then be like let's go and just like high five and then i'd like leave with my coffee or something but you're not making friends with them no no not not all of them yeah most of them not actually people yeah like when somebody's okay you can't do any of this anymore because like but like when somebody's running by or if you're running if you're both going on runs you're running past you like give a high five like let's go you know kind of like uh it's friendly yeah i've never given people high fives when i run but there's definitely like a running etiquette where if you see someone else that's running you give them a nod yeah knowledge that they're out and they're running and you're like nice job yeah exactly yeah like i'm not gonna high-five everybody but like it's like the number one super spreader thing to do in 2020 so i don't do that but um in 2020 but so that's a pastime of mine nice that's pretty awesome you're spreading positivity i think that there is a very very very slim if any chance that you doing that to someone random in public will actually negatively impact their day like there's no they're probably gonna be like oh yeah like yeah trying to reciprocate here it's not like i'm saying something like i don't even like compliment people because even that could be taken like in the wrong context like it's not like a you know what i mean like i'm not cat calling people are you being sarcastic no no they had a nice smile you're making fun of me well no cause like people don't i don't know people don't like i like i don't think yeah okay imagine going up i don't see okay i don't think they really like your hairstyle they're like what did you just say to me oh no no no yeah but some people happens a lot and it does get like i i know people who are like if you're like if you compliment people i don't know i don't know where i'm going with this no that makes sense right like like if you're walking on the street and like so you're like really attractive and walking on screen like everybody's like hey you look great today like eventually gets kind of uh i don't know compliments are weird like yeah i i personally i'm not i do not really like being complimented i think it feels weird it really feels weird how do you respond to it too exactly it's like if i say thank you that means i kind of like acknowledge it and maybe it will come off as like i'm in agreement with it and you're overthinking it no i i know what you're saying as well yeah yeah now to say oh wow thanks really appreciate it that's something like that easy yeah like if you're walking like on the street or something you see someone's got like these really cool like overalls or something like like without like stopping them and trying to talk to me like yo sick overalls and then just like keep walking like you don't even stop you know what i mean like if it's actually really cool they look you in the eye they're like i know that's why i wore them today no but like like i always get caught up in this game if someone compliments me i feel like i have to compliment them back you gotta think fast too exactly nice no but that's what you say every time yeah but like that's why like if it's like i know i really don't i don't cat call people it's not like i'm just like out there and it's like tackling you're the only street you're that i've got my gt that goes around the guys this is all very rare occurrence i don't even know how we ended up in this rabbit hole of like i think we're talking about going on walks or something like what you do in your free time yeah i'm like digging myself into a whole like sounding lunatic out on the streets just like high-fiving people complimenting oh my god yeah so anyway what do you do in your spare time besides that i mean so let's see what did i do today um i woke up wake up pretty early you know i mean out here too like uh 5 30. um that's pretty early well you so this summer is made up of like 6 30 or 7. um now it's because i'm i'm came from philly so i'm waking up you know just naturally waking up earlier um and then yeah i just i went for a long walk how long yeah i don't know like um uh i i didn't track him but maybe like an hour like i was just just on the beach and then um i sat on the beach for a couple hours just thinking most of my day consists of thinking what do you think about yeah just the next moves enjoying life um i'm a simple person really i think that's the way to put it um but just like the next move to make um sometimes i think i overthink like i think too much and it actually could be a problem that's one of the reasons why i don't get out that many videos like it might sound like i'm kind of just lazy but it's also because i theorized too much um and like i kind of was like all right well i could make this video and i'll think for a week about it like what video should i make next and i'll think for weeks you got to do some time cost analysis i know how long you've been thinking about that you could have done that video and moved on to something else maybe that's why you're a minimalist because you think so much and if you had all these decisions and all these things cluttered around it could clutter your brain it is true yeah yeah that is true um but what do i do my free time that is a really good question i spent a lot of time with with with family um friends you know can't do that a lot i see her anyway but um a lot of time with family you know so like i'm in philly so my family's like an hour outside philly so i can just go hang out with them all the time um you know grandparents just yeah in philly you live alone like yeah yeah and do you have friends yeah yeah yeah i have friends what is your family what are you trying to say area and like in the area yeah yeah yeah because so um i i mean i'm born and raised in pennsylvania so i have my hometown friends i have a lot of friends out at penn state because i went there for like two and a half years so there's still a lot of them are still there and then i have a lot of friends in pittsburgh because they all all the pittsburgh people went to penn state so like yeah all over pennsylvania but i love being in philly because it's good location like new york's an hour away by train i can get to dc in two hours like it's just perfect location i can beat the beach jersey shore in an hour so a lot of people around yeah what do your parents think of all this your youtube success at first they were concerned because um actually i didn't tell anybody about my youtube channel until they found it um i think i like 10 000 subscribers i did not tell my friends i tell my family right because it was like i didn't want people to know even now i still don't even like there's a lot of people who don't know about the channel um but so my parents were like i was always threatening to drop out of college it's not like they really had skin in the game because i was like paying my for myself and stuff so i didn't really like i didn't really worry about that but um they were concerned when i'd be like i think i'm gonna drop out of college next month and they're like no please don't like because you know every parent wants like security for their child right like they want their child to like take the nice comfortable route that like is the most likely to succeed right um so they're concerned about it and i think eventually they just kind of started seeing the the paychecks rolling in although i never showed them but they just kind of assumed i guess or my siblings told them or something and then so yeah they're they're supportive of it now yeah what were you studying in college uh marketing yeah so that was not not to say that i'm against the school system because i do think college is worth it like when you run the numbers it is still worth it to go to college even if you're dropping 100 grand on it as long as you're going for like the right degree and stuff um but yeah i went from marketing and it just kind of got to the point where it's like i was making like 15 grand a month in the spring of 2019 and i was like i had like all these marketing classes and it was just it just didn't i was looking i was like this is not like i'm not learning anything it's i'm not you know so i'm gonna drop out yeah what are they teaching you in marketing and just you know like managing marketing and then like like um well to be honest i didn't pay a lot of attention okay but like i like uh i think i probably took um because the first year was all gen eds second year it's like a couple marketing classes here and there i did the bare minimum um so you know i took like a handful like 400 level marketing classes i don't even know it's like market research i think was one of them um i genuinely just don't even remember because i didn't pay attention at all but they they weren't it was it was like it was good stuff to theorize about but it wasn't like i was i looked at i said i might as well just spend more effort on something that i i could make money off of and also i feel like we've learned so much about marketing with youtube like with organic growth um that i think that's valuable in itself yeah you could like you could probably charge you know thousands and thousands of dollars for like a quick youtube consulting call right and and so i think we kind of learned marketing our own way and what about you said that you don't tell people that you're a youtuber so what do you do like what do you what do you tell them that you do whatever i'm feeling like at the moment architecture real estate i think i got this from ferris maybe um uh if you read the four hour work week i i think he said that like if i'm in an uber right yeah or like drug dealer or something like like if i'm in like an uber i'm going back to my place i don't i don't like telling like uber drivers like what i'm you know it's like oh what do you do i'm like oh i'm a youtuber and then they go and see make like 50 grand a month or something and then they drop me off in my house like i don't want that kind of i made that i made that mistake oh yeah i'm telling you telling them uh we got so sketched out um we were we stayed in a really bad part of town when it was me and kevin we were traveling oh really and i booked like the cheapest airbnb just not thinking i was just like this one's kind of like detroit what was this oh in detroit i didn't realize the neighborhoods and i just picked an airbnb that uh that was like the cheapest one oh just thinking and and kev oh even the uh so we had one uber driver yeah this was it so we had one uber driver take us to our airbnb and this guy was so cool and he was like are you sure you're going to the right location we're like yeah this is it he's like you sure like you know where you're going and he's like do you know people there i'm like it's an airbnb because oh i was kind of surprised because usually people don't stay in that area oh no that's the worst thing to hear when you're getting dropped he was warning us yeah and we're like is it safe he's like listen as as long as he stands you'll be fine but don't go like walking around and we're like how bad could it be so we show up at this place and it's at night so anyway we we're hungry so we get another uber to uh to take us to a place to eat it's down the street and we're gonna come right back so anyway the guys seem really nice in the car so i'm chatting away telling him like what we do and i'm like we're here to look at real estate he's like oh yeah what price range i'm like i'm just talking away telling him everything he's like oh you make youtube videos like yeah we're here to make videos and he was really he seemed nice he was really interested but it just he started asking some questions that then kevin raised the concern that like listen he now knows where we stay how many people there are in the place when we're not going to be there uh like he could he could find us online see exactly like what and um then what ended up happening was like an hour and a half later as we got back there was a car that just parked out front of the place just waiting oh and there was it was someone in the car like two o'clock in the morning with his lights off but the car was running oh no and kevin was just sitting there in the window looking at this car be like dude we gotta go we gotta go i'm like it's not that bad i can picture kevin and then the car drives off and then comes back again in the same location and so we're like maybe he's trying to like let's see scope it out so anyway we i ended up posting on instagram and being like hey if anyone's in the area can you come pick us up and we booked a hotel but uh yeah we got a subscriber to actually come and pick us up and he we actually became friends after that he toured us around the whole area the next day that's really really really cool but uh yeah so yeah you can rely on subscribers for things sometimes i like i mean it's great like whenever i travel somewhere i i'll you know if i just like post a story i'm somewhere like i'll get tips from people like yeah avoid this spot go to this spot like go to this restaurant and it's great like i feel like most subscribers are genuine like you know just want to help you out i had so much fun i went to uh canada and uh for a real estate conference and i had a flight that went to toronto but there was no flight later to go to london ontario so and that's about a two-hour drive yeah so i posted on instagram and i said hey if anyone's willing to pick me up in toronto and drive me to london ontario we could just hang out yeah and within 15 minutes i had someone say no problem see at the airport wow he picked me up the airport at like six o'clock in the morning drove me two hours to london ontario we hung out i got him uh the vip tickets to the real estate conference he was there like you know how some people will just be like i'll be there and then he'll show up he was there the entire thing i got him into all like the the events we hung out we became friends really cool and that's just from posting on instagram yeah yeah i've you know you have to be careful like you can have to vet them like oh yeah all right like is this person crazy or you could you could but you can tell you could tell really quickly yeah um but yeah you meet some cool people for sure yeah uh even just the other day we had um uh a subscriber come pick up my couch i was upset about that i'm still i'm still upset about it he got a good deal on that couch it's it's it's online right now for thirty one hundred dollars wow he paid under two grand for it so he got a door what was it yeah it was one and a half inches too big and they could not maneuver it around in such a way to get it through the door i was so upset because it was six months wait for that couch yeah it was so nice and it's i'm not surprised that it was a six month wait because when i had to furnish my place i realized that i think like ikea and all these couch are like these furniture companies just assumed that like whoever's in charge of their supply chain back in march it's like yeah half of our customer base is going to die off yep and nobody's going to move and construction is going to stop for a year or something so they just cut all production or something and there's like a lumber shortage there's like there's so many like being a supply chain person this year must be a total mess right because it's like all over the place but i bought a lot of stuff too around uh march april because every place went on sale this is the very beginning of everything and i'm like oh and that's when i locked in that couch wow took six months like six months and then it's just like man i thought oh well i'm still sad about that couch it was nice jack wasn't it it was it was nice it was a really nice couch it was a couch and now it's gonna go in the vegas place no uh macy's got a room for filming and stuff like that so i wanted to put it in that room and then it's just it's it's nice it sounds like you're really really distraught i really really like the couch yeah because that's because that is honestly one of the best bedrooms because i got my room for filming we got the master bedroom and then we got this bonus room here and that gets the best light throughout the entire day so it's like that couch would be so perfect in there and we're gonna put plants around it make it look all nice so i was looking forward to that oh well what kind of goals do you have for the future what do you look forward to um so my goals are you know uh i think every phase of life is i kind of i can't plan out my life but um for the next couple years i just want to get to a couple more million dollars like eventually i'm not like racing to it but like i'll get to it and then from there i'm just gonna buy a huge piece of property and um live off the land what that's my life what's that what's the goal how many millions ah i mean uh i i don't have a set goal right now i used to have set goals for like income um i didn't set one for 2020 and maybe that's why i haven't posted as much um because the money i just don't feel like matters that much really as much but like i'm gonna get to it like probably five million or so i'm gonna look up this goal i have not looked at this by the way so i made i i think i made this on new year's day chart what age no no no no no i made on new year's day every single year i make my uh goals like resolutions that i want to hit i don't look at it for the rest of the year i just i look at it one day wow i'm tempted to look at it right now do it live on the podcast let me see okay i'm not going to show you all of them but uh you'll show me years most did i maybe i didn't do one this year i always do one hold on sorry yeah you got to sign them before new year's i usually set mine like december 1st so i have some time to like you do get a head start yeah because if you sit on on january 1st so and these this is a reach for me by the way so when i write this out i'm like this is a reach yeah one of my goals is make three million dollars okay so a year in one year definitely did that get that um buy another rental property didn't really i didn't do that i put three million subscribers by december 31st so i'm not i'm like but these are like reaches like this is something i shoot for the stars i don't think i'm gonna hit this uh 500 000 followers on instagram my big one was uh set up a reef tank i've not done that yet but i got the but the drum set was in this start playing drums again i did that what else is there um i don't want to go over them but yeah i uh i did a net worth goals probably in like february maybe january and i did not expect to be dropping out of college to be working full-time oh you dropped out yeah yeah oh wow i must have missed that was that like a that was a podcast okay because i knew you were in college right yeah yeah yeah it was probably the right move like i think it's only good to drop out if you have something that's like going for you like like you can cost like exactly yes both college exactly this yeah and people act like it's the end of the world if you drop out it's like you're done but you just go back if you had to but you're not gonna have to no no we we gotta keep this going man yeah every year yeah every year is going to be better than the last it's crazy expanding right because i think it's just this evolution that where you start off we're going to continue expanding it's it's going to be like the dr phil show at some point so seriously i have a little i i just have a an idea in my head of what i want yeah i mean you could totally do it because i think you are kind of the the face of the finance like community right now and um people don't realize this but like dave ramsey um he's like his company is making hundreds of millions of dollars in revenue per year people don't realize that like they think he's just like this old guy like with a microphone just like in his basement or something like an assistant like he has a massive office building hundreds of people hundreds of employees um and honestly like i don't want to bash on dave here and create some controversy but like you know like there's a lot there's a lot more people who i think resonate with you like millennials for example can resonate with you sometimes yeah little bit more than dave just like based off like age and like yeah you know dave goes for a different demographic though yeah that is true he's cornered his market better than anyone else and he makes he's basically a matchmaker so he's got these affiliate networks where if you want a plumber you want a contractor you go through his pre-approved list and he gets a kickback from that you want uh a real estate agent he's got his pre-approved vetted list do you want a financial advisor and then he's got his line to become one of those people right you pay to become one of the people i don't know the exact requirements yeah like yes i don't think he's not a setting stone we're just realizing theorizing theorizing allegedly yes theorizing allegedly that i believe my understanding i could be wrong is his biggest source of revenue it is which is very smart you're gonna get a rental property uh i do have to get into real estate soon um i don't have any properties um partially because and i think andre also kind of had this problem with like the income you know when you're buying a property they want to see multiple years of income if you're self-employed so i'm waiting i'm going to file 2020 taxes and then buy a property next year it's kind of for yourself or as a rental if i can find like a duplex it'd be nice i feel like house hacking is kind of the way like i know you've done that ryan did that i almost feel like for you i wouldn't advise you to do real estate i think you're such a free spirit minimalist who enjoys traveling and not having a lot of responsibility and overhead i don't think you need a rental property man okay i'll be completely honest with you i think it's gonna i think it's gonna probably tie you down more than you would like and i don't want to be tied down no yeah that is true and that's probably another reason why i'm like taking my time with it so maybe i just won't do real estate at all i think for you the less interaction you have and just the more freedom you get it's going to be better for you i think for people who really want to like build their wealth put in the work and get the maximum return spot then then i'd recommend it if you were just like i want to just do everything i can now for five years and then try to retire but if you're traveling all the time and you just like turning your phone off for hours on end and just sit at the beach and relax the last thing you need is a property manager saying hey uh so your foundation has a crack we need to repair it are you gonna be okay with this thing all right now it's empty for a little bit what do you want to do can you it's just yeah it's another thing to worry about i think ryan scribner was talking to me about that with his properties like like he said like he's glad that he bought it but um and i don't want to put words in his mouth but like with the time that like he like you know just the little things and like what he's billable at for his rate is like it's not really worth it like when he even if he has to spend 30 hours a year thinking about the property and if you know say you make 5 000 on a property or something over the span of a year but you spend 30 hours on it like the hourly rate is not worth the time right so you kind of go big or yeah or something yeah for me i loved it because i had uh while working as a real estate agent i had like just free time throughout the day so for me it was like it made sense i'm gonna spend a lot of time doing this and i enjoyed it but then as your time becomes more valuable i don't want to deal with it as much anymore just because it's just not worth it and i sometimes think we got to call samsung tomorrow sorry i did i was supposed to text you earlier about this this is how stupid it is okay uh i bought a brand new dishwasher for the rental property and it was like 500 bucks and the front seal of the dishwasher is peeling back oh yeah brand new yeah exactly so uh jack was on the phone how long were you on hold with him oh that's such a pain like probably like an hour so an hour an hour and a half so an hour and a half for this peeling thing in the front the technician goes out and says it's not covered under warranty because it's not um uh it's it's it's not damaging the actual like it's just it's just what do you call it like surface level it's just cosmetic it's just cosmetic it's not covered under warranty i swear so and it's brand new it shouldn't the whole thing is peeling in the front wow but oh and also because it's not throwing an error code there's nothing you could do about it so we got to call samsung again and i'm thinking like one hour of like my time for a consulting call would pay for that three times over so why am i like dealing with the samsung repair i mean i shouldn't be dealing with a property manager because it's like this comes up every night like rarely and i look at the cause of the property management it does i know but like i've done it's it's just like everything runs so automatic but then there's these little things that come up like that it's just like it's one thing i have to deal with yeah i hear you on that for sure so probably yeah i mean is there anything that you wanted to ask or talk about uh i don't think so what's on your mind what's on my mind uh not much right now just enjoying the the podcast here yeah any questions for me that i can answer uh yeah i could do for you yeah i mean so you you kind of already said kind of what's next for you uh what could you do for me um yeah what can i do for you honestly i don't know uh i'm not gonna think on the spot like this i'm sure i could sit and go for another walk and come back in a few hours yeah you could only shoot me a tent like anything you need obviously but yeah i don't like to bother you because i know that like no like you you probably know what i'm saying where it's like you get you probably get a lot of messages now and it's hard to keep up isn't it hard it is yeah and so like if i have a thought i'm like oh i should ask graham this i don't because i know how busy you are trust me because i know that like you know what i mean because like no no i get what you're saying but the thing is with me if uh if if you shoot me a text with an idea sometimes it gets me thinking like um we have group texts for going over titles and thumbnails and so all like i love doing that like i always open titles and thumbnails because i like to go back and forth and helps me out too and like we all benefit from it yeah and i do the same thing i shoot out titles and thumbnails which one do you like so anything you need okay yeah yeah cause it gets all of us thinking we could all uh because i'm sure there's gonna be points where i'll i'll ask you a question i'll be like hey man i don't know what to do on this yeah and it's gonna be not like these youtuber groups like i'm in a bunch of these where it's like a bunch of you know youtubers with like a million subscribers each and like somehow i got put into them and you yeah you throw in your thumbnail you throw in your titles like hey is this good what do you think i should do and you get some really good insight from that yeah so and there's some people too that really know titles and thumbnails and others i just know not to ask you because it's just it's bad yeah but but i guess that's why you don't ask me yeah you really got to know people who know the finance niche too because i've i've asked titles and thumbnail questions to people who don't know the finance niche but they're really good at other niches and it's like that would not work for me at all so like finance has its own little section that works for finance other content for other content so yeah you can't think of anything it's not really i can't really think about it you have your life all figured out yeah i i kind of like to think that i do but hey this is how it's going now and um you know maybe next year it won't be figured out but we'll have you back on in a year i think that would be yeah let's do it one year later one year make some predictions okay put it out put it out in the universe year later i think i started growing out the beard we're coming up on november i hate having to shave every day it's like terrible um yeah i'll grow out the beard grow out the hair like this just i just won't get haircut until next year this time are you serious what is that like what is that into the into the wilderness into the wild into the wild yeah oh yeah do that do that i think i'm just going to go off the grid like just because like i'm going to go like i'm going to disappear i'm going to stop uploading videos i think i'll hit a million subscribers yeah and then just go like completely ghost like for years like a decade oh my gosh what and just like make a comeback one day that's okay well it's that's fine what's going to happen i'm just predicting it's like yeah but i want to hit a million i also don't really want to i don't want to be like a big brand um because it gets weird like even now like i get stopped on the street sometimes and like that probably happens to you all the time but for me it's usually like maybe once a day or once every a couple of days um but sometimes it's weird like i'm walking on the street and like someone's yelling at me and i'm like what what's going on here and they're like i love your stuff that's so nice man yeah but it's crazy i really appreciate it last week i was sitting next to a guy on a train and i get a message like i had this weird feeling it's like i should check my instagram message request because i had some free time so i look at it and like the message i was like hey are you on the septa train right now and i'm reading the message i respond like yeah are you and i like the guy next to me gets a notification pulls out his phone and we both look at each other and we're just like and we start talking but like it's just creepy like i don't want to be i could not imagine what it's like to be like say like leonardo dicaprio or something where you can't even walk down to you know del taco and get some food like you can i i don't know everyone that comes up to me is like really into personal finance they're into real estate we have the same interests i like i don't mind it at all because if anything it's like you you get to see the real world impact that that you have on people yeah and the result of just like everything you put out there you could see how helpful it could be so that's what i like to because you don't see that all the time when you see the the views and likes and comments but to see a person be like dude my credit score is like 800 now i've i'm saving like 25 of my income i just bought a dude like i went to bank of america to deposit no to grab some cash and the teller was like dude i bought a duplex oh my god in riverside yeah in riverside because of your house hacking video and i'm house-sacking it and so to see that like wow you could actually make an impact on like people's lives like this is real stuff it's incredible like you don't get that unless you meet people i i agree with that i would rather not be the face of it and still be able to do that with a brand or something um you know like just if you owned say like like if you look like the barstool sports model you like own a lot of podcasts and stuff so like you're behind it like for example if not that i would ever run for public like like in in politics but i would much rather be the campaign manager than the actual candidate and i didn't realize that until i started growing my brand fair enough that camera it's probably a cue that we got to wrap up yeah well that's fascinating thank you so very much for coming on yeah thank you guys thanks for having me this was fun i hope you had a good time oh yeah of course okay i'm sorry i didn't drink your coffee um that's fine at any time past noon i can't drink coffee i gave you coffee the last time that we did it collaboratively i think you did yeah yeah so what did you think tell the viewers what do you think of my coffee it's good um i i i think you should start a coffee brand maybe in the works if you guys hit the like button yeah comment down below and say graham start a coffee brand if we get three people saying i should start a coffee brand i'll start a coffee brand three just just takes three people and then just every every podcast here is just you're just pushing your coffee i'll start it i i think you should start a coffee brand yeah okay so that's one so if you get two more people i think you should start a coffee break all right so one more person as well i need to start the brand yeah there you go starting at coffee brand all right it's in the worst i think i i think that's that's the next step i would like to do that still thank you so much for coming on it was amazing meeting you because i i have seen plenty of your videos before so it's really nice to meet you in person and uh thanks again for coming on thank everyone here for uh thank you guys and watching to the end yeah and uh so with that said you guys thank you so much for watching i really appreciate it as always we'll link our instagrams down below in the description uh get your now three free stocks oh my god they just keep adding yeah yeah but they did they didn't they didn't so the two free stocks was they were worth it minimum eight dollars now they're giving three free stocks with no real minimum what but uh so it could be anything else so that's the thing it's like it it's a worse offer but it sounds bad it sounds way better yeah because getting two free stocks worth at minimum eight dollars at sixteen bucks but they could give you three stocks worth three dollars each or twelve but you get three of them it is i think i would i think psychologically people would rather get three free of something than two that are guaranteed to be worth a little bit more because there's more chance that one of them is going to be potentially a big one yeah exactly and i had someone actually reach out they got like an 800 stock i forget what it was on weeble or no no it was a google they got a google stock wow yeah that's crazy someone got a google stock i'd like my the the biggest stock i've got so far was um alibaba and it was like 200 000 but so anyway if you want the free stocks down below in the description we got the mentorship group down there too we meet twice a week every uh sunday and every thursday if you guys want to talk today and jack this tuesday if you want to talk hang out with us uh yeah the link to that is down below in the description too thank you so much for watching thank you so much for coming on and until next time until next time come on and then for thumbnail i'm just going to pull a picture of it no we can't talk we're going to just turn off and on save we got to save for the there we go thank you i hit the nail on the head yeah i was right yeah we had a talk earlier today about like why you don't post much and i was like i'm so comfortable you just like you just are enjoying life yeah yeah that's so cool dude i'm so envious of we gotta talk about your free time oh yeah that's what we're gonna talk about all right cool all right whoa this weird angle right here because it's like the table yeah all right all right i'll just do that cool we're good yeah go all right