Confronting Jennette McCurdy | Her Unbelievable Home Horror Story

Hello everyone. Welcome back to the 62nd ever episode of the Iced Coffee Hour. I'm Jennette and so far from this podcast they've made $72,994.98. Oh my gosh. And you were worried about doing this? I'm my heart's still going. Why? Cuz I I thought I would get it wrong. I think that was the best one that we've ever seen on the entire show. you'll find it wasn't cuz I think my eye contact was a little like wonky. Oh, that's actually was a little shaky. perfect. have done this whole Almost like you've you've acted before. It's almost like I was forced into it as a child and and now still very stressed out by it. Wow, well, at least you could do amazing intros. Thank you so much for coming down here. We're all the way back in Los Angeles today to be able to do this podcast. Really happy to have you on. Thank you. You started acting at well, I'm I'm telling you this. You started acting at 8 years old. You were in iCarly. Started at 6 actually. Yeah. old. Wow, 6 years old. iCarly, then what was the other Sam & Cat and now you have the Empty Inside podcast. Yeah, and you were on it. Yes. I don't know if it will have aired if that episode will have aired by the time this airs, but thank you so much for coming on. Yeah, I know. Thank you. I Thank you for coming back on here. One thing that surprised me was you sent me a DM on Instagram. Yeah. Gosh knows how it like 8 months ago, 9 months. I never saw it and then we were at sushi and then I sorted by top. I don't know. I was bored at sushi. Sorted by top, saw your message, realized I missed it, got back to you, you got back to me and now here we are. What surprised me was that you were into personal finance. Uh yes, I have been well, it started with sort of actually a financial anxiety from an early age and and that led me to just thinking money would solve a lot of problems and I was always obsessed with making money and and eventually that kind of led into something of a personal finance interest, but that's definitely been more the personal finance aspect has been more recent. Got it. At what age did you start realizing that money was a thing? I would imagine it would be at quite a young age. Well, I was largely the financial support for my family. So quite literally I was hearing you know, my parents my mom specifically talking to me about how I needed to kind of make this acting career work so that I could help the family and I I definitely understood like anybody who says that money can't solve problems. I don't think that's true at all. I think it can help many problems, not all, but many and that was kind of my mindset from an early age and and definitely fueled um my acting career just knowing that I had to like help support my family. So what was the financial situation like then before you started being like the primary breadwinner of the family? Um my dad was always working two jobs, two to three jobs at any given time and my mom would basically pick up shifts at Target or it really was just Target. There was nowhere else. She would pick up shifts there and I just remember constant stress, constant arguments about money, constant um you know, my mom was quite erratic and kind of just like screaming and wailing and crying about not having enough and I I remember thinking like well, this is not going to work and I don't want this for my future and I don't want this for my family and so when she put me into acting I kind of got the message and understood the mission and just was like a little kind of soldier. And how old were you when you realized that money was so important and you guys needed it? Uh I think I it was probably when I was 6 when when my mom put me in acting. That's crazy cuz I know when I was 6 I was not even considering money whatsoever. Really? No, I was 6 years old. No, I was thinking about like I don't know what people do when they're 6. I was thinking about how far I could kick the kickball on like the the field. I don't know. What about you, Graham? Were you I was always into it, but I loved dinosaurs back then. I loved dinosaurs, insects, reptiles, like all of that. So my thinking was that like I really wanted a chameleon as a kid and so like obviously you go to the pet store for like 60 bucks. So you kind of think in your head like okay, if I save, you know, my grandma's Christmas money, I got a birthday coming up, I could do a few things, I could pick up pennies off the floor. When you were 6? Yeah. Wow. That makes sense to me. I feel like there's certain people whose personality just like either latch onto that or not. Except yours seems more yours seems smarter. Yeah, I doesn't seem anxiety based. No, it was not anxiety based. It was always from the perspective of like I love collecting things and so for me money was was something that like you could kind of collect, but I also collected lizards and like all that sort of stuff. So I anything that revolved around that would tie back to money. I love dinosaurs too. Just got to throw that out there. So What was your favorite dinosaur? Uh I don't know the names, but the one with the long neck that's like supposed to be nice. Oh. Brontosaurus, is it? Oh, bro No, it's not a bro. has a long It's a long neck. Yeah, yeah, yeah. Going back to Going back to you. Um Did Did you get to keep this money or did all the I I'm curious about like the dynamic of of how that worked? Right. Well, there's a thing called the Coogan account that actually takes or is supposed to take 15% of your money off the top and kind of put it into the child's account so that they can have at least 15% of their money by the time they're 18 and the rest of the money is kind of up for grabs. But I got these papers that were saying that like the Coogan account information was never properly filed. I got that in my 20s. So that was kind of a little bit of a shock cuz I didn't I just had I really have no idea kind of what was happening and you know, my mom was in control of everything. So I I don't think I ever saw the Coogan account money, but Is the Coogan account something that the show like establishes or is it something that like the family is is relied upon to establish? It's the union. So the Screen Actors Guild says that you know, I think it started with Gary Coleman who was an actor a young actor on a show called Different Strokes back in I think the 70s and his parents took all of Yes, I remember that. That was a big thing and he was working as a security guard. Yes, yeah. a while. I felt so bad. Right, right. Yeah. Happens to a lot of people. So it just never never got set up, the Coogan account. I don't think so, but to me I'm like well, is that possible because isn't it It has to be like I I'm I'm really unclear and and the documents were pretty wordy. But still, I mean it's been it's been several years since then and you haven't seen any of the money. No, no, no. I definitely have seen I definitely made enough that by the By the time I was on iCarly I was 14 and then I actually did the spin-off when I was 20. So at that point my mom had gotten very ill and I was fully in charge of my finances by then. So I've definitely tried to be as kind of as smart as I can be about my finances since I took them over. Yeah, 15% doesn't seem like enough though. No, that seems low. 15%? Yeah. Especially if it's something that you didn't you weren't self-motivated in doing like you were like if you were forced into Which is I think the case for like 90% of young actors. I wouldn't be surprised. I remember a lot of frowns on those little faces. Like I don't think people are stoked to I think it's a weird a weird business. I don't think kids love it. It's almost like exploitation unless unless the children are really into it unless they're like I That's all I want to do and I bet that exists. Well, for sure, but you can spot them a mile away cuz they come in like tap dancing and they're like got a big smile on their face and they seem so I remember like for for commercial auditions sometimes kids would just seem so bubbly and excited to be there and I I remember feeling so uncomfortable and usually there were a couple other kids there who seemed as uncomfortable as I did. But if you can tell, wouldn't the kids that weren't so motivated and excited not get the parts? Well, it depends on the job the role. Like I got a lot of really sad kid roles. Like a lot of guest episodes of Law & Order or you know, Judging Amy, Without a Trace, the really sad children. Oh my god. But then I wound up not playing a sad child for a long time. So go figure. Yeah. Was there ever a point though where you were just like I don't want to do this? I don't want to go in this role or was it forced Was it forced on you like hey, we got to we got to pay the bills. We got to take this role. That's a good question. I remember I would cry on several occasions when it just felt like it really got to be too much and I'd tell my mom you know, I don't want to I don't want to do this anymore, but she would either say like "Net, you don't mean that." or she'd say "Well, we need this." So there were kind of two different sides of the two different arguments that she would you know, hit me back with and uh and I'd feel guilty you know, would keep would keep doing it. Yeah, I remember. I mean it's it's definitely not on the same scale at all. This is a terrible comparison, but I remember my dad my mom and dad both really wanted me to take piano lessons and I was I was good at piano and I liked playing the piano. I just hated the lessons cuz the teacher would make me do the scales and I hated the scales and I hated sight reading music and I remember the same thing. I would be like screaming and crying cuz I I was like maybe 4 or 5 years old cuz I didn't want to go to piano lessons. Yeah. And so my parents would bribe me. Back then it was Tamagotchis. They'd be like we'll get you a Tama We'll get you a Tamagotchi if you go to piano lessons. And so then I'd go, but I'd hate it. But looking back now I I I wish I had stuck with it. Really? Yeah. When did you stop? How old were you? 6. Okay. So you did it for a couple years. I did it for a couple years. Yeah. so long at that age. That must have felt like I mean it was like almost half your life. Yeah. I I just don't think I understood the benefit of like Looking back now I could see like yeah, sight reading music would be awesome. Knowing the scales would be would be essential for playing music, but back then I just couldn't conceptualize. I just would hear Mozart or Beethoven and be like I want to play that, but never realizing how the scales play into that. So Mm. Sure. Something at least for me. I regret that. back on it sometimes and I say and I wonder But first, I want to thank our sponsor Grammarly. 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Um actually, when I was 21 and I was kind of in the midst of at that point I had just started the spin-off. I had a financial advisor and a business manage I had a business manager and then the business manager introduced me to a financial advisor. As of the beginning of this year, I got rid of the business manager and the financial advisor. Um my Yeah, I'm very happy with that decision. I When did you do that? I January of this year. January, there we go. I think we talked about this on your podcast, which by the way we'll link down below in the description. I think we're posting this at the same time. So, if we link this up, you go in the description, it's right there. All right. Uh yeah, got rid of them in in January and I had been considering it for a couple years. I was always a little bit unclear of what exactly the business manager was doing. And once I really got to the bottom of it this year, I was like, "Oh, they're basically if I email a question, I get charged to ask them anything even though they initially say that you can ask them anything." And then also uh they just kind of pay bills and I can set everything up on auto pay so it's not really that beneficial. And then the financial advisor also to kind of took a percentage and I felt like that was a bit unnecessary. So, I got rid of both of them and now my my boyfriend's dad is actually quite good with finances so he kind of helps walk me through everything and my various accounts and It's easy. Financial managing I I think certain people I think would need one. If you if you're totally just like you you want to remove yourself from that entirely, you don't have the self-control, or you get too emotional over your investments. A financial advisor, in my opinion, is really about getting in between you and your your emotions. Some people just can't do it. Uh they'll just see their portfolio go down 20% and be like, "All right, I'll sell it." And then they'll wait and then it starts going up and be like, "No, no, it's too expensive." And then it once it starts like sky Oh, yeah, yeah, buy buy buy. Like those people need it because then you have that intermediary that's like, "Hey, man, let's cool it down. Just just hold it." And they're worth that 1%. But to set up the investments for you and be like, "Okay, we're investing today in the S&P 500." It's just not worth it. So, I'm happy you did that. Thanks. Well, and also when I I looked at my portfolio cuz I had first started kind of taking a more intense interest in personal finance at the beginning of the year and I was feeling like my allocation was way off. I was in like This is going to sound crazy, but like 50 stocks 50 bonds. 50 what? Yeah. That's a lot. That's a lot of money in bonds. I was 21. Why what did you ask this guy? We should confront this guy. Um you know what? I would pay whatever his fee is, I would pay it just to ask him these questions. I bet he had a reason. How old was he? Was he really old? No, he was in I'd say he was probably 40s. And I will say in his defense, I was very um scared of any sort of investing early on. But the reason why I ultimately left him was because several times over the course of the past few years, I was vocal about like, "Hey, I've kind of changed my tune. I'm getting into this a little bit more and I think this is unreasonable. Um I want to change this up and those adjustments weren't really made and I don't know if it was kind of maybe maybe he had some fear around the Yeah, yeah. situation last year and everything, but uh but so that's ultimately what last year was the worst time to be in bonds. The worst time. You know what? I have a feeling uh he probably talked to you and you said, "I want to play it safe. I'm getting all spooked in the market." And they're like, "Okay." And they go based on that. No, no, you're totally right that the financial advisor it was definitely at my He was basing it off of my emotions early on. But I do think that when somebody says, "Hey, I've changed. I want to adjust this." They should be able to adjust. know what they should do? If you said that, you got to be like, "Hey, listen. Not meaning to be rude here, but you're wrong. We got to we got to play it." But you know what? But that could But that could go either way because imagine imagine this like right before COVID hit. He's like, "You're wrong. We're going to go all in stocks." And then the account drops 40%. You're going to go off on him and be like, "You told me to do that. You lost me money." And that's a lawsuit. So, it's like a fine line. I don't know. I would be very convincing. I'd just be like, "You you can't do that. This is stupid. We're we're going to go all in on stocks, GameStop, AMC, and Dogecoin. All in." We're going to we're going to make a lot of money. So, do you have a financial advisor and you just tell them what to invest in and they just do that for you? Because that seems like it wouldn't help at all. No. I think financial advisors are inherently more hands-on than right? Yeah, well, you have two. So, you have one that's a fee-based advisor. So, they just they're a flat fee and they just give you recommendations. Those are the best. Those are the ones you want. Just like a flat like, "Here's 500 bucks." Or it could be you know, whatever it is. The fee-based advisors, yeah. They're they're the ones you want to go for. The ones that get a percentage are the ones you want to avoid because sometimes they'll get a percentage of selling you certain things. So, I'm not saying this is what happened, but sometimes they'll get commissions. And some of the commissions could be higher on certain mutual funds. Like maybe they get a 2% commission selling you a bond versus the other guy is getting a flat $500 no matter what they what they have you buy into. So, you always want to go fee-based if you're going to do something like that. Got it. I mean that sounds that sounds great. And he took a percentage from you? Yes. Was it 1%? Uh I believe so, but then there's also like additional for specific bonds or stock whatever, there's like additional fees that kind of crop up cuz this that's the thing is every single year I'd know what I was paying my business manager and financial advisor. Then at the end of the year, I'm getting the statements and I'm going, "Well, this isn't what I was quoted. This doesn't match. What are the Why are these numbers not adding up?" Um and it's always, "Well, you know, additional blank, additional blank, additional." And I'm like, "Well, I didn't realize that was whatever." so they're going to take a flat 1% off the top. Let's just say. And then the fees you're paying on those funds could be like another half a percent, let's just say. So, the total you're paying now, let's call it, you know, one and three quarters. Let's one and a half, let's just say. That's probably what that's probably what you were about paying. Um but that one and a half keeps adding up especially especially in a down year. Imagine you're down 8% and then you're down another one and a half because of that regardless of what your portfolio is doing. And with the bonds especially, if you do inflation plus the 1% that they're taking, I feel like you'd actually be genuinely losing money between the two if you're in bonds with the 50%. That Yeah, yeah, I I remember looking at my account and thinking like, "Huh, I feel like this should have raised a little bit more by now." It could have been a lot worse. I mean, if you were if you were in your like 40s or 50s, yeah, it would be harder to recover than that than like right now. It I mean, it it it sucks, but but like you you'll be just fine. Also, you know, to be sure I was 21 and definitely would have been completely overwhelmed by anything personal finance related at that point. There were plenty of other things on my on my mind. So, I think it was worth it for the years that I had it. We did well regardless. Yeah. And listen, 50% bonds plus like a one and a half like if that's the worst, then then you're fine. What is the What is the worst money mistake you've made? I having a business manager. Although I mean, they were super nice. They were very very nice. Imagine if they're rude on top and they take your money and they're like, "This is it." Oh, I have something that you will not like at all. Um I owned a house for 3 years and I didn't like that experience at all. So, I sold. I made a very little amount of money um on the sale, but I have sent I hear constantly, "You got to buy a house. That's the thing Why aren't you doing that? This You're crazy." Whatever. And then and I'm like, "Well, I had one for a couple years and that experience was, you know, it was more maintenance and upkeep than I expected." Let's walk through that. So, when did you buy a house? What area? What price? 2013 in Studio City. Good time to buy. I think I I think it was like 895,000, I think. House? Yeah. It's fantastic. Yeah, that's that's like a good Gosh, okay, so you did it sounds like you did well on the buy. Uh was it in the hillside of Studio City or like the I'm so out of that. It was on It was not like in the Laurel Can before Laurel Canyon. Got it. Okay. Uh on the hillside or the other side? A hillside. It was on a hill. It was on a hill. Great. Okay, so so that was a good buy. Uh what got you off guard there? Um well, I I intentionally went in thinking I want something turnkey. I want something that's very low maintenance. Like I'm I don't know about fixing up and that's not my thing. Uh and so I got something that I that I thought was turnkey and then wound up that it was like encroaching on other property. So, had to pay that and then had to do work on like the underbelly of the house. So, not even cosmetic stuff, but just like redoing plumbing and piping, whatever. And then the shower leaked from the top floor onto the couch. So, then had to get all new furniture. Had to fix the bathroom. Um a stair fell off. So, I had to get the stair Like just it felt felt like a lemon. When was it built? Um very recently. I think it was built like 1992. Like way way way I right? Yeah, it sounds kind of fishy. Did you But did you do an inspection? Inspection? Yes. Yeah, yeah, yeah, yeah. How did they know about the encroaching? That's Oh, I think they found that in in the inspection, but then for somehow it was my responsibility. Does that make sense? That's all right. So, so here's if if you're encroaching on another property, that would be disclosed to you. It's It's rare that a seller would not know about something encroaching, especially if they've lived there for a long time and not had any awareness of it. How like How did that come to light to you? Through my realtor. And and he had said that that I that it I would be responsible. Okay. So, you were disclosed prior to closing. Maybe. Okay, you would have been. I would say in 95% certainty you were disclosed that ahead of time. So, you're encroaching. So, what did you have to do to fix that? Did you have to fix that? Uh paid the person who lived above me that I was encroaching. Right? You You can. Most of the time it doesn't even matter because if if you're Are you a hillside? Yeah, just going up. Yeah. And I'm guessing you're just your fence was a little bit too much on their property. was literally like Yeah. a foot. Yeah. Like something very, very small. Usually you just let that be. Usually you're just on good terms with the neighbor. paid them, for sure. Can I Can I ask you how much? I don't remember, but I I want to say I want to say 30,000. That's too much. Yeah. Cuz here's the thing. I mean, my thought is that that is not a good reaction. Like like That's It's a lot. These properties here you have like usable lots. Like if I'm going a foot on this side, that's a foot in in my front yard. I mean, that's that's usable, but hillside like that Mhm. uh you can't do anything with that anyway. It's not going to affect like how much you could build or where you could put like a like a pool or anything like that. I mean, maybe, but most of the time it's not even worth it. So, they just left that be, especially hillside. It's really difficult to get it down, especially to the foot. Mhm. Um I don't know. Usually you ignore that unless the neighbor's like, "I'm suing you. I want that back." At which point you're just like, "Okay, well, I'll just move the fence down." Right. And then it's done. Well, it seems like the neighbor probably was not on good terms because I mean, they wouldn't have know Do they know it was you and did they think that they could just get money from you? Well, so I think I think a concern and something that definitely my business managers and my realtor, everybody kind of tried to protect me on was like, "Well, we got to get ahead of this just in case they should recognize you because then they might try to do something later on." lawyering you. That That's the thing. Yeah, yeah, they lawyered you. Which is Which is Which is good and bad. For sure. I really appreciate it on the one hand, but on the other it's like, I wonder how many of those expenses were sort of unnecessary and uh you know, I I I wish I would have been who I am now or I would have asked more questions and and kind of gotten to the bottom of it myself, but I wasn't there then. Yeah. So, yeah, so they So, they were basically the ones to be like, "We see this issue. We're going to have to But I've seen this happen a lot of times with with people that are in the public eye because they're so prone to lawsuits. Like if if Anything happens, they're like, "Oh, that that was Janet. Ooh, we could sue now and we could get our name out there." So, they try to prevent a lot of those things, but in doing so it ends up costing more money. So, we list I mean, it probably wouldn't have been an issue, but you're at least you're safe. You have the peace of mind. Totally, totally. Okay. But the other issues, I mean, that's just over 3 years I feel like that's just a part of homeownership, unfortunately. So, you think that those are like real reasonable amounts of issues? Like to me it's felt like so many issues. right after you bought it, too. And after the inspection, like you said, I feel like Did you sell the house because you didn't want to have to deal with all the things? Yeah, I did. Mhm. I'm Yeah. Are you happy now that you sold the house or I'm truly so happy. I absolutely love I am in an apartment. I love renting. I love that anything that goes wrong I can just send shoot off an email. It's fixed the next day or within the week, for sure. Um the ease of it. I love just being able to get up and go. Not that I couldn't do that with the house, but it felt like there was always something that I had to kind of have my mind in the house for when I was traveling. Um I love it. I I'm definitely not unless unless you guys say that I should go get a house today. We'll talk about that. We'll talk about that. I like this. Um what did you sell the house for? Um I think it was like nine like barely above maybe 900. Why? Why so How did I feel like if you if you bought in 2013, sold in 2016, Yeah. why wasn't it higher? I don't know. Cuz yeah, after realtor fees, I mean, you're you're getting out basically break even. Yeah. Uh the benefit to that the well You know what? I mean, you would have made money. It would have been cheaper than renting. Built some equity in the house. Yeah, for sure. Um So, I mean, yeah, between renting you did you did better. Yeah, it was way cheaper than renting and um and honestly just I think the experience was worth something of like, "Well, I've done that. So, now I can know going in what I did like, what I don't, what I what I did like, what I didn't like." Yeah, so far these mistakes don't seem that bad. I mean, it's not like you're losing money. The the the fee fine, you know, so be it. Not making a ton of money in your house. I mean, it's not that bad. And the bonds. I think the bonds would be another big mistake. But again, it's not the end of the world. It's not that big of a deal. you're still you're still so lucky that you still have like money from or you still see money from the work that you did. Well, this makes me so happy. Yeah. Like I was just thinking a lot worse. No frivolous expenses. What about a car? Like buying I don't own a car. I don't have a car. I don't lease. Um I actually my boyfriend has a car that he bought at right It's just like a Prius from I don't know, kind of an older Prius and uh I use that when I need to, but otherwise I don't have a car. Grandma's so proud of you. I'm proud of you. And I like the Prius. I got to say the Prius has been one of my I wanted to get a Prius, but we got a $1,000 Volvo instead. Love that car, but the Prius would have been uh The The Prius prices, by the way, have gone through the roof right now. Really? All used cars right now are just going insane. Wait, why? There's a shortage is. So, like like They're not shipping as many cars in right now and there's so much demand for cars for some reason, used cars, that people are offering now like 20% over MSRP just to buy a car. demand or is it the same demand, but it's just lower supply? I don't know. I feel like there's more demand. Now I feel like people are like FOMOing in almost to get a car, to get a house. They're FOMOing to buy anything right now. Watches, too. People are like, "Ooh, the watches are going up in value right now." So, everyone's trying to buy a watch cuz they're seeing people double their money. There's one AP that Federico was telling me about that's now selling for double MSRP. It's like an $80,000 watch, but people are willing to pay New. New. New. Like 80,000 new, but people are willing to pay 160 for it just because they don't they want to skip the line cuz there's so much It doesn't make sense to me. It doesn't make sense. watches, right? Yes. Is this a fancy watch? Uh yes and no. So, this is a vintage Zenith El Primero A386 from 1969. Sounds fancy. Yeah. So, this actually used to be my grandpa's watch. This This is the watch that like really got me into the the whole Zenith thing. So, yeah, so this was my grandpa's. He had back then he got this as a gift in the early 1970s. He did something for Zenith. I don't understand exactly what he did. Got this as a gift. Never wore it, kept it in a drawer. It almost got thrown out when he passed away and I just happened to be at the house, happened to see a box, happened to open it up and there was this watch. Didn't know what it was, how much it was worth. I just thought it was really cool. I put it on, didn't even work because it had been just sitting in there. So, the the whole movement had ceased up. So, I got it serviced and the dude was like, "Wow, I can't believe you got this watch. It's in perfect condition." And I've worn it ever since. Wow. It looks like a kind of like a Neapolitan ice cream. It does. Yeah, no, it's got the three Yeah, it's got the three colors and that's it's the the tricolor dial they call it, but but yeah, that's the signature look for Zenith. Do men know Are like watches the equivalent of I don't know, Chanel, Gucci for women? Like is Is it a thing that you find a lot of men know a lot about or is it I wouldn't say a lot of men know about it. Or maybe it's just my aged people. They don't really care about watches, I feel like they do. I don't know. My friends don't. No, I don't think so. I'm only 22. So, a lot Yeah, it's just I feel like as you get older you get taste for expensive things. I'm not really sure. Uh maybe. I don't know. I've always been into watches, but I like the the value behind it. Sure. Uh so, that's what I'm all about is like which watches could you get that you would be able to own for free and then maybe make some money on. Totally. Do you have taste for expensive things like Chanel purses and stuff like that? No, because I think because I grew up not very, you know, we were always just struggling to make ends meet. I definitely don't have a a taste for like expensive clothes or bags. I got I got a Gucci bag as a gift for like a season wrap gift. Um and I got some fancy black heels, Christian Louboutin. Hope I'm saying that right. Don't know if I'm saying that right. I don't know how to spell that. Louboutin. The What How do you say it? Louboutin. Louboutin. Uh some Christian Louboutin heels that are great and I will say like they're they've definitely I've had them for 12 years, so they're they're wonderful in that sense, but but I I don't think I've spent more than $150 on an item of clothing myself. That's really good. That's still fantastic. Yeah. So, how much would you say then of of income every month? You got to be saving like 80% plus. Um yeah. Yeah, I Yeah, I My rent's fairly you know, my rent's reasonable and I split that with my partner as well. And then what's my second highest My second highest expense from that since getting rid of the financial advisor and business manager is insurance. God, that that's got to feel nice. Yeah. I got to say I miss the the the simple days when it was just like no mortgages, no nothing. I I There's something about it that now like mentally in my mind just having having things and payments and stuff. It does bog you down and I do fantasize like, "What if I just paid off all the mortgages? Just just get rid of them. I'm not going to do it. I mean, it doesn't make logical sense, but mentally, there's got to be something freeing about that. I 100% think so. For my personality type, it just it works for me and I definitely feel much more at ease than I used to just being able to kind of go over everything each month and see very simple numbers and not a lot of them. It's it's helpful. So, what are you saving for? Or is it just you have excess money, you're not going to spend it, you're just going to save it? It's financial security? Yeah, just just for financial security. Well, as I because I quit acting, I wasn't sure how long I would need that money to last me. I was kind of transitioning careers and working toward I want to eventually be a director and full-time writer. But in that process, I was terrified cuz I'm going, well, what if it doesn't work out? What if things, you know, what if they don't work out and I just have to kind of make this money last the rest of my life? How am I going to make that happen? Terrifying. But so that was definitely when I started taking more an interest more of an interest in um finance in general and when I started kind of going over all the numbers and and trying to understand better to see, well, how long could this money last me? But then actually recently I sold a a book and things seem to be kind of going in the right direction for my new career and that feels That's a huge relief also cuz now I don't feel like such an urgency of Oh, I need to keep this number as low as humanly possible each month so that it can last me until I die. Now it's like, oh, there will be other money coming in, other opportunities. This is not my whole life, you know, money. Are you familiar with the whole financial independence movement? I feel like you you should be if you're into that. It's It's retiring by 30 or or Early It's It's financially independent retire early. Yeah, FIRE movement. Yeah. What you're describing sounds to me like lean FIRE. Yeah. Yeah. What lean FIRE lean FIRE. It's when you have like a worth or something under a certain amount, right? Or you want to live off of like less than something. lean FIRE should be under like 35, 40,000 a year. If that's what your spending is, I believe Well, maybe they even just call that FIRE at this point. I don't know. Maybe lean FIRE's under that, but like their mentality is that if you have a million dollars invested, you'd be able to live off of $40,000 a year the rest of your life without running out of money. Wow, okay. So, it's just called the 4% rule, which just suggests what however much money you have invested, take 4% of that, that's how much it is. Now, that It's designed to run out at 4% a year. It's It's designed to have a high probability of not running out during your lifetime. So, it's considered a success if you die and you have like $1,000 left. That's a success. That's a big suc- Yeah, big success. But yeah, but the but the goal is that it should last a lifetime. It's It's not to basically keep your money the exact same with inflation. It's interesting cuz I believe you're you like the FIRE movement. You subscribe to it. But also, I've heard you talk about how much you love work and how you can't imagine kind of not working. So, how do those two things go together? Cuz isn't the intention of the FIRE movement to stop working? No, no, it's it's No, it's not. It's to get to the point where you don't have to you don't have to worry about about the expenses. Like you have the option to do whatever you want and know that your lifestyle is paid for. So, I like probably once a month I'll just tinker with the numbers. I'm like, oh, if I paid this off, it would be good. The the hard part now is two mortgages between this and the Las Vegas place that just skews the numbers really heavy. But but yeah, no, it's it's just about at least for me knowing that if everything were to stop tomorrow, that everything would be paid for. And then I then I add up like how much I could spend on like other stuff. Right now it's really just aquariums. That's that's my biggest expense right now. We're like It's not Yeah, yeah. It's not like, you know, housing, food, like the essentials. It's the aquariums. So, I was kind of budgeting in my mind like how much could I spend on the aquarium? That's such a fun one. I actually I I like spending money on vacations. Ooh. That's a complete waste. That's terrible. Ooh, tell us where. I just went to Kauai. Okay. Um that was really fun. I mean, and you know, I'm not staying at the Four Seasons or anything, but I stayed at a at the Kauai Beach Resort. It was a great time. Hmm. We got to do something like that. It's so difficult to take time off. Like I get anxiety thinking about taking more than two days off. Yeah, two days. Two days? That's the most that I could take off without like feeling pressed that I got to do something. And what is it What's at the root of it? Is it like because you have to blank? Like what's the Yeah, it's I three videos a week on the main channel and I'm always one to two videos ahead. So, what if you got eight videos ahead? Is that possible even? So, with your current schedule it's not possible to get enough ahead that you could do A lot of it's based off current events. Right, right. So, I'm always Yeah, I like being a video or two ahead because then I can move them around. Like if a pressing topic comes up, I know I can get it out the next day. Got it. Yeah, so when Friday comes around, I always have the money done and sometimes I'll have a Wednesday done. So, just knowing that like, okay, like Sunday I can start planning out a Friday video. So, I'm always I always like to be a few ahead. So, it's hard to take a weekend and then, you know, get back on Sunday night and be like, I don't have a video to post on Monday cuz I've cut that schedule for four years, over four years. I don't want to break it quite yet. Why and and that's just because of Is it integrity or why don't you want to break it? Or is there a fear of something changing? Uh potentially the algorithm. I felt like I've worked so hard to get this algorithm like up and running and you've you've built up that snowball effect that if you if you stop it, even sometimes if you post if you miss an upload. Like sometimes if you if you stop that, that might impact the the next subsequent videos. Like we've had Yeah, what I found is that two bad videos in a row that do not perform well throws off the algorithm for like a month. Really? Yeah. So, when you start looking at that and be like, okay, the opportunity cost of missing two uploads or having two bad uploads in a row, that could be 20% that's X amount. Is it worth the X amount to take a vacation? Do Do views dictate your content what you put out? Like would you if if you could if you couldn't see the views, if you had no access to the views and if that didn't change income at all, would you make any Would you make different decisions of what you make? It would. But but here's the thing, but but I'm catering to an audience. So, I'm not necessarily always making the content that I want to make. I'm making the content that I think or that I see other people want to hear about. Okay. So, imagine it like a TV network being like, okay, today we're just going to show, I don't know, about about the the green-eyed tree frog. And people are like, I what? I I I'm not watching the green I don't care about it. I want to see Jerry Springer. You got to You got to It's like you got to give people what they want to see. And so I'll work really hard being like, okay, these are the topics that people want to learn more about. I'm going to talk about this because I'm really catering to an audience that is very interested in certain subjects at certain times. It's not just about myself. What would you do differently then? Like what you mentioned it's not necessarily always in line with what you want to make. I think it's going to evolve naturally. I think that's what I think. I think over time, yeah. My goal is that the vlog is is going to take off. I I think cuz cuz this podcast easy to do. I mean, we could just knock out a whole bunch of them if we had time for a month, be just fine. Uh the vlog is something I'm planning to take everywhere. Very cool. So, where I go, Jack will go, Alex will go. And my goal is to I want to get the vlog to a million subscribers and then at that point we can go travel. I really want to get an RV and just travel all 50 states and just vlog it. I think that would be so much fun. That sounds like a blast. Go around the world, scuba dive. I'm in. Come on. Let's go. I would I want a big RV like like maybe Alex is driving the big like the big car in front with a trailer with a trailer in the back for like, you know, three of us, four of us. That's what I would love. This So, this will happen once you get to a million on the vlog channel. Where you at now? So, go and subscribe. Um we We're at 44 or something. 45. 44,000. Yeah, we're we're two months into it. Two months into it. Yeah. It's the algorithm on that's different because for vlogs, it we're posting once a week and that's holding us back. We If if we want to really grow the channel, we got to post twice a week on that channel. Once a week is not enough to grow a channel. So, we got to figure out a way where we can start posting twice a week. Oh. about Tell us about your YouTube channel and your future endeavors. And the book that you wrote. I've been thinking about that. Oh, cool. Um my YouTube channel just kind of start I started it maybe Well, initially I had a YouTube channel when I was a kid when I was like 14 when YouTube was first a thing and like Fred was the biggest thing on YouTube and I would wear shades because I would get so anxious like looking at a camera. But I'd wear these big like red hideous like from Target or Rite Aid or something shades. Um Target makes cute shades. still find those videos or no? Are they down? I certainly hope not. I already regret mentioning them. It's Well, because my myself at that time was so I was so anxious and my mom was giving me so much direction that it really was just like it wasn't You see these kids now that are 14 and I'm like, this is so cool that kids are using this as a way to express themselves and be themselves and find themselves. It wasn't that for me at the time. It was more just me kind of doing what my mom said. So, I think it felt I can't imagine how uncomfortable it felt to people watching who were just like, oh my god, this kid is so uncomfortable. But, you know, I I did it and and it was a it was a nice way to connect with fans and things and then stopped that kind of a few years later and didn't do YouTube for a long time and then started a channel again just kind of for my podcast cuz I wanted to do I did audio the first year and I wanted to include a visual element just cuz I think it's that's how honestly I watch more podcasts on YouTube than I do like listen to them through the app. Uh when Joe Rogan left for Spotify, I thought like, oh, yeah, you know, I'm going to go and listen to Spotify. Honestly, I have not listened to a single Joe Rogan episode, maybe one that he said like cool guests on, but I got to say YouTube was like where I would go for all of that. And it's nice. The thing with YouTube is their algorithm. That you go on the homepage and there's something you didn't know you needed to see and it's right there and YouTube's like, "I want you to see this. This piece of content. Go and watch this." And if you don't watch it, here it is again. We're going to keep showing it to you. Oh, you clicked on it? Let me give you 10 more. That's what I like about the algorithm. That unfortunately it's just it's not there with Spotify. So, how much are you posting on your your YouTube channel? Um I do I just post whenever I I post a podcast. I don't have anything else on there. I actually start I said I started for the podcast but I actually had started it prior to that to do to put out my I was making short films and to put out my short films. I was like, "Oh, I should have a YouTube channel." Initially I was just going to have a Vimeo but that felt too like industry and not like who's watching Vimeo. Um Right? Is anybody watching Vimeo? No, you're right. You're totally right. Do you give a face? No, no, no. I don't give faces. No, she's very right. Yeah. Um I felt agreement kind of like radiating. I saw you nodding. I wasn't sure. Jack gave you a face. I don't know. It's very You have a very kind face. Really? Thank you so much. It's very helpful. It's very like comforting. Thanks. Wow. Yeah. You know, I feel like we should take a segway here and talk about Jack's outfit really quick. bring it up, man. Jack's outfit's great. Can I feel the thing? You're joking. No. She's a Alex is laughing over there. so soft. Guess what? It's not mine. It's This is Graham's clothes. Jack walked in. I'm going to sorry if Jack I'm going to embarrass you. If you have this shirt here, you could come in and we'll get we'll get Jennette's honest reaction. I won't say anything. I would love to change out of this outfit. Okay, so on my shirt. So, wait wait. So, let let me No, no, not yet. Let me explain the situation here. Get get your reaction. Jack walked in with this shirt. I'm not going to tell you anything about it. And I said, "Jack, I have this shirt that you should wear instead." Okay. Uh the shirt is mine. The jacket is mine. Jack put it on and we're like, "Oh, this is awesome. Jack looks really good." Jack is It's not me, man. It's just not me. It's weird. I look like a fashionista. I said, "Jack, looks really good." think this is great. Yeah. These are like rock climbing pants. I I have such simple ta Those are Jack's pants. Those are not my pants. Yes. Yes. I have such simple ta Jack walked in and I said we we really got to step up the caliber of of how we're presenting ourselves to guests. And it's fine if we're having our buddies like Kevin and Jeremy on. It doesn't matter. Like that that's so laid back. No. But when when But when we have You're a big deal. You're a big deal. to come on. When we have guests come on here that that we've never met before, I think it's really it's essential that we we have a great first impression and that we're professional and that we offer guests coffee and that everything is clean. Thank you. Um so, that's why I was like, "Jack, I got these shirts. They're a little too big on me. They're a little baggy. Put them on." They looked great. We all agreed unanimously. You look really good in that. You look good. For me, this is just weird clothing. I I it's just not my style. Jack's not used to looking good. So, so I relate to the feeling of like when something's not you I mean I'm wearing a white t-shirt for a reason. I feel I feel like I have to wear something where I can be myself cuz if I'm if I'm like a little more elevated or something, I feel like I get more stiff and I can't like I'm so stiff right now. I'm like this is so tight on me. I can't even like look at it. It doesn't even look where it goes to. He made me wear a watch too. He's all, "Yeah, you got to I was GOING TO SAY THE WATCH IS GREAT. YES. I knew it. No, what he wants is for me to turn into him. That's I used to have long hair and every time I would show up and be like, "Dude, when you going to get that cut?" I get a I get a haircut and I'm like, "Yeah, cut it mid length." They cut it just like Graham's hair and I and it was actually And you know what Graham said? He's all, "Dude, I love your hair, man. It looks so good, dude." I meant it. Just like that. I meant it. I Listen, Jack's hair was was he'd come in and the whole thing was poofing around. We're having good guests on the podcast. Poofing around? Dude, it looks good, man. We'd have high caliber guests on the pod flying in from around the country and then Jack would walk in with his hair all like and it's like we're not Listen, we're not in college. It's like we got to We're we're running a professional pod. We want to grow the pod. We want to We got to have a a presentable professional image. I just don't think this looks professional be honest. Everything is way too small on me. Even my pants are like way too small on me, dude. I can't even zip them. I know. All right. All right. I'll put on the shirt that I was wearing cuz I really do actually want to change out of this. I felt so weird wearing this, dude. I'm not going to lie. But you thought it But you thought it looked good. Yeah. I look Swedish. It didn't You look so good. Be honest. Be honest about this. Don't hold back. Wait, stand stand, Jack. Stand. Now we're going to get a good look at you. This is what I would have worn. Okay. Can you Can I see the pants too with it? Yeah. Let's see. Okay. Let's get the thoughts on the Yeah, Jack's the town. I I want you to I had some very choice words to say about this. Very choice. Very choice. I actually took a picture to show him because how ridiculous I look Like I I think I look sharp. I look dapper. you to Yeah. Be honest because I think constructive criticism is really important. Oh, let me take this off. I guarantee whatever you say is not going to be as harsh as what I said. 100%. This watch, guess what? Doesn't even work. It's not functional. Yes. Um I So, I actually like the cut of like this style of shirt. I don't love the stripes but I love this style of shirt. Um My boyfriend actually wears things like this certain times to Zoom meetings. I'm like, "Ooh." I like I love it. I think there's a something very handsome about like a collared a nice collared shirt. Um I don't know if like the material is doing it for me. It looks like maybe it's cotton or something. It's very soft. So, you're doing the criticism sandwich. So, we we did it. We went in with the nice thing, the bad thing and then you end with a nice thing. button them up like all the way and Graham doesn't like it. them all the way? Uh it depends. Is that Is that tight on your neck? Uh I just like it. Let's see. Okay. You just I I probably wouldn't do this one all the way but I do my other shirts all the way. All right. Graham says I look like a 14-year-old boy. Yeah, I said if you were 13, fine. You could wear the shirt. I also said it's incredibly wrinkled. Not to wear something like that. And it's just I I think it's not a professional I don't I don't think it's a mature look. So, I would I would agree that maybe there's something that looks quite youthful about the kind of like pattern and the material but as for like this the cut of the shirt God, I wish I had a picture of There There are I think that there it's possible that they're like collared shirts. It fits good. Yeah, the fit's good. it could be a little bit tighter. I think it's too boxy. What? I think it's This is This was tight. I think the shoulder fits well. I think like this area is a little loose. Yeah, and same with the sleeves. A little loose. It's a little dad. It's a little dad. Maybe if they were there. You know what? If you were a 13-year-old dad. Okay. you describe your style? Uh I don't think I really have a style to be honest. I kind of just wear what I think looks good. I think everybody has a style. I think maybe they don't think they have a style. I think everybody has a style. So, I guess I never dress up. The only time I ever dress up is for occasions like this but it's not this. I'm wearing pajamas. This is some dressing up by the way. I told him I want to take him to H&M and we do like a shopping spree. 150 bucks completely redo your wardrobe. Graham's favorite thing is to put me in weird situations and analyze me. Yeah, after this we're going to look through his Tinder profile and I want you to critique it. I want you to critique it. Give give give him advice. Oh my god. So, I love going through people's dating profiles and seeing what's going on. You know what's so funny? This is a running joke here is we we look at our retention rate and it's like, you know, it's like this. You know, it goes up and down. We talk about Jack's dating Just everybody. Cuz here's the thing. I think the women are really interested and the guys are just like, "What is she going to say?" Cuz it applies to pretty much everybody. Like are like, "Jack's killing it. Like how can I up my game?" So, they listen. How is Tinder So, is Tinder the only one you're on? I'm on them all. All How's it going? Uh I haven't met with anyone in a long time but I mean I I feel like it's going well. Are you on Bumble? Do you do Bumble? I'm on all of them. Okay. Yeah. I'm on You name anything. It's like I don't know. For some reason a lot of the time I I tell tell the girls I dropped out of college and then they ghost me. And that's I think that's a sign of honor. Listen, I think that's a that's a That's a good thing. I dropped out. like it, man. Here's the thing. I I'll tell you what I'll tell you my concerns with Jack. He's terrible with with getting back to people and texting. Terrible with it. Um he could he could be really into somebody and then not respond to them for a week. And I'll be like, "What happened?" And you were like, "I didn't do anything." And if you don't respond for a week Yeah, but he's like, "Oh, I just I just forgot." Or "There was nothing to talk about." Jack, what do you mean? If there's nothing to talk about, I'm not going to text someone. And then and then and then You're thinking of them. It doesn't matter. But I I was so genuinely surprised. I like to think that I'm like somewhat socially I like to think I'm very socially aware. But I was so surprised when I didn't text this girl. I said, "Hey, I'm going to California." She's from Vegas. And I go to California, come back a week later and I text her, "Hey, I'm back in Vegas." Ghosts me. But we didn't even do anything the first time. It's But your only reason for texting is then to meet up with her. It's really fascinating to me. Yeah, cuz I I do think I think there are I've I have a lot of male friends that are similar where it's like, "Well, I cuz I was out of town. So, then I'll like reach out when I'm back in town." I'm like I want a a daily text at least even like early phase of dating. And when we're together, this it's going to be a lot more than that but Exactly. Yeah, you got to I don't know. It's I feel like it's Maybe part of it. That's right. Yeah, but then Jack says, "Well, I don't have the time for that. I'm so busy. I got all this stuff." Just a text. Well, also thought is do you are you feeling chemistry with these people? I don't know. I think so. I mean I don't know. That's I know. Yeah, that's right. What I do is I exist. I live my life. I wear the clothes that are comfortable. And how's that going for you? I liked it. I never knew there was a problem with my style until this guy came into my life and he critiqued everything I wore. He kind of opened up. Like, his gestures are like more animated now. my favorite shirt. And then I love this shirt so much. When I When I get clothes I like, I put them in my cabinets, and I leave them there for 6 months, and I break them out on the most like the best occasions. out for the This thing I saved for probably 8 months. I was like, this is the nicest shirt. I love this shirt so much. And the other shirt that I wore before this one, when they asked me to change that one, was another shirt I held for probably 9 months. Well, there you go. Cuz I liked it so much. Yeah. But imagine we have someone flying in town just for a weekend to meet with us and talk about something serious, and then you know, we have a shirt that hasn't been ironed. It's It's very small tweaks. We're We're taking you, Jack, and we're We're enhancing the best parts. That's what we're doing. Does it bother Do the Do the remarks ever bother you? Do you ever feel like I never feel insecure about No, it's deep inside. It's fine. No, I think IT'S I JUST I I FIND IT HUMOROUS because I I'm not a very like insecure person, but I'm very I think it's really funny when he points out stuff like that cuz I just don't think it's a big deal. I have so many more dating questions, too, for you. Well, we're we're attention has gone through the roof for you. Do you So, People are going to timestamp go to and then whatever this is. Like, for chemistry Like, who's the Have you ever been in love? Let's start with there. I don't know. I've So, no. I think so. I dated a girl for 2 years and 7 months, and I told her I loved her. I think if you I I think if the answer is I think it's a no. It's a no. I I felt like I loved her when I was dating her. Why did you feel like you loved her? What What made you feel like you loved her? I don't know what love is. No, I I think I think it's because I would do whatever she wanted me to do whenever. You What? That sounds pretty I don't know. That sounds bad. No, when you love someone, you do whatever they want. No, not necessarily. What if What if they want you to go and do something that's destructive? What if What if that compromises who you are if they want you to do something like that? Uh Does it I don't think you would love someone that would request something like that from you. Or would you? Okay. Maybe it's not real love if you love someone that would request something malicious of you to do. Yeah. And what do you feel like are the qualities that you generally like look for drive Well, that you connect with the most? I don't know. Really? I I guess someone that's smart. I like smart people. I would love to date a girl that's like a genius. Uh He's got high standards. No, no, no. She's got to have an IQ above You asked what I like. Look, if she's dumb, that's okay, too. But I would prefer if they were smart. Is that such a weird thing to say? What do you go for? Anyone that shows any interest I like them if they maybe consider that I'm like okay and I'm not ugly, then I like them. That's all it takes. No, it That's a joke. That got real dark. If they look at me, I like them. You're in. It's a I guess like, you know, got to be smart. Smart. Okay. Uh I don't like people that get uh angry all of the time. I like girls that are easygoing. issues. Oh gosh, no. I am I am I'm like the most easygoing person ever. I never get angry and I never show rage or anything. of easygoing. Somebody who like is on that kind of Cuz sometimes I feel like it's it's you can click with different energies. Like, if you're really easygoing, maybe somebody who's a little more whatever. Yeah, I mean, I guess it would be nice to have someone that's more assertive. Like, if Look, if I get a chicken tender and the chicken tender isn't cooked all the way, I'm not going to say anything to the waiter. That's not me. Oh. But maybe if I dated a girl that would say something to the waiter, that would be maybe nice. But I wouldn't want a girl that would get mad. Got you. Somebody who will ask the waiter to reheat the chicken tender, but not somebody who will throw the chicken tender across the restaurant. That's exactly it. I think you pretty much summed up the girl that I'm looking for. Yeah. All right. Ideally, smarter. Right. I I think Jack is too serious and too logical, and he needs to get rid of that. Too serious, too logical for what? Dating. For dating. Yeah. Not for work, not for any of that. no. Serious logical for work, perfect. But I think what's needed for dating is totally it's a 180 from work. It is very difficult because I I am not a very emotional person. Like, I I kind of just exist. And I I don't really feel many emotions. I kind of just exist. Really? I think it's We're going to analyze Jack. It's I think it's because it puts you in an uncomfortable position, and you avoid this uncomfortable position. Do you feel emotions intensely or or not intensely? Graham feels emotions extremely intensely. Really? I think so. I think so. I don't think so. Alex, you can attest to this. Yes, you can. I do. You You're very emotional. I No, I'm not. I don't think so at all. Yes, you are, dude. Like, unless I get a 10 on it. Like, so I I I get emotional if I do a bad video. That makes sense. I mean, But he gets extremely emotional. You get Yes, you do. It It ruins your night. And not only that, it's like, dude, I've seen you sad. I've seen you very angry. I've seen you feel very happy. get little bursts of anger sometimes, but it like goes away within like 5 seconds. Interesting. So, kind of like rapid. Yeah, it's like, oh, dude. And that's it. I'm that. Yeah. I feel I feel I feel like it sounds like you have kind of a low dial on your emotionality type thing. Like, I feel like I'm a 10 or I'm just a 10 of whatever I'm feel I mean, either it's a 10 of joy or a 10 of sadness or a 10 of whatever, but like I don't know what a small emotion feels like. I feel them so intensely. Hmm. Maybe it's because there's very little that I care about. So, if you don't care about SOMETHING WHAT? YOU JUST KEEP SAYING IT'S BLUNT. That's good. That's good. Well, if you don't care about something so much, Is there anything you care about? Like, what do you care about? Uh work. Right answer. Family. That's true. And my friends. So, do you get emotional about You do get emotional about those things, then? Yes. If anything makes me sad, it's the thought of my parents dying. Thought of your parents dying. Okay. That makes me very sad. That can get you just sad. Very sad. Got it. Oh, and I love music. Like, music will make me happy. So, music can affect you. Sure. Okay. Well, it doesn't affect me. It just makes me happy. Just happy. Yeah, it never makes me sad. I love I love feel like if I watch a sad movie, I'm so happy. I love it. This is This is all kinds of confusing. Now you know how the girls feel. I don't understand. It's so simple to me. No. To feel the emotion of sadness is such an incredible thing. So, like, when I watch a sad movie and I feel that way, I'm like, wow, I feel Is it like you're happy that you're able to feel? Almost? I don't know. I think I'm just happy that I can feel sad. like, wow, this is a powerful thing, and it's cool that I can feel this. Yeah, exactly. I think that might be it. Yeah. That's I would love to have that kind of like appreciation. I feel like it's so hard in in the in the thick of an emotion to be able to see it for what it is until like, to your point, like I feel like I get out of them quite quickly, and then I'll be like, oh, wow. Okay, that was There I think it's just It comes down to the amount of things that you care about. And if you care about more things, like more amount of things, higher volume of things, you tend to care about each thing a little bit less. But if you care about very few things, then you care about those very few things a lot. like each person has a certain amount of caring, and then it's just like divided up differently. What is it? Uh uh it's like how to not give an F. But they say like they quote it like like you have so many F's to give. Yeah. And so, you can give 10 F's. You have to choose wisely what F's F stands for the F word. Yeah, I think we got that. Yeah, thanks. What do you care about? Uh yeah. Work Work is definitely high up on the list. Work, family, friends. Okay. And the aquarium. Yeah. Probably you. Mm. Work. Um Work, my family. I love my nieces, my brothers. My boyfriend is very I love him so much, and um and friends. Work, family, friends. family, friends. I mean, that that encompasses Yeah. Some family. I don't think that just because of your family that Right. Right. Right. creates love, you know. That makes sense. My brothers are amazing. But I'm sure that there are other things like I don't think that that means that you don't care about everything else. For someone like me, it's like I don't care about anything else other than those things. For Graham, he does care about other things, and those things just a little bit. Well, you know, it's interesting cuz I I There was a time in my life where I was really into the idea of like balance cuz I thought, well, maybe that would That's what you should do is like have a balanced life, and maybe I'll try and care about, you know, um health and adventure and like whatever, you know, you've seen the wheel of life type thing. And I'm like, what if I try to like balance it out a little bit more? But I don't think that's how I'm wired. I think I'm I genuinely care about work and relationship. Like, those are probably the top two for me, if I'm being totally honest. And everything else is just kind of a lesser Like, even friends. I don't have a ton of friends. I I talk to on a regular basis, and otherwise I don't know. I feel like you can't really force caring about something. Work, relationship, family, friends. Yeah. Yeah. I don't think we cleared up much. I think I don't think we made any progress here, Jack. What did you learn from this? Uh Nothing. I learned that this actually looks better than how bad you think it looks. I genuinely am so curious about the dating profiles. Do you Like, are the pictures right? We did the pictures. We've We've We have everybody look through this. So, we had Tiffany Malott look through this. We had Kelly Stamps look through this. You will be now the third to to go through this. I'm very curious. Can we talk about how you came in the new relationship? Or I don't know how long you've been in a really Yeah. Yeah, it's been a long time. How did you guys meet? And what what has been your experience like prior to this? Yeah, prior to this So, I've always been a relationship person, definitely like would just get in them too soon, too quick. I was in sort of two longer-term relationships and probably, you know, a handful of others that were 6 months or something. I don't know. And then this I This one I've been in for 5 years, and we met through our mutual friend, Ramy. He introduced us, and uh we've been going strong for 5 years. Wow, congratulations. 5 years. Macy and I are just about to hit two. Aw, congrats. On Tuesday. That's huge. Two on Tuesday. And that in 2 years will officially be the longest relationship I've ever had. Aw, how does it feel? 2 years. Good. Yeah. Yeah, it's weird. Yeah, yeah, yeah. I think I think the last one was like a week or two shy of of 2 years. Okay. So, it was like just barely got there. It's a I think I think 2 years is a big milestone. I feel like at that point you really know the other person so well and there's you know, the first 6 months is such a version of the relationship but then after that there's so many other kind of stepping stones and things that you learn and phases and I just think 2 years is a really cool that I want to hit. Yeah. So, do you have plans of of I don't know if this is too personal like getting married or having kids and like taking that stuff? So, I didn't want to get married before this at all. I was always very like wary of it and I think because of seeing my parents' tumultuous relationship, I thought that's not for me. That who that doesn't seem like it works. That's awful. And then after meeting him when we started getting serious, I was like I actually could see marrying this person and this is somebody that I want to make that commitment with and it feels realistic. It doesn't feel like some sort of you know, delusional thing anymore. Um so, that I want and kids I'm really not sure about. There was maybe 6 months where I thought that I wanted them but I I don't know if I want them. Yeah. Like oof. I've always wanted one. Like that that has always been one. No, I was I was pretty much raised as an only child. I loved it. Like listen, I So, I have a half older sister that she was I think she was 16 or 17 when I was born. So, I never really grew up with her. Um I loved it. I loved having it but maybe that's like I love having everything to myself. Whoops. Mhm. I like I hated sharing as a kid. Like I was like that's mine. I'm going to take that. I'm not going to share that with anybody. I brought that here. You're not going to play with it. But then if another kid is like, "Hey, can I can I see that?" So, it only applied to me but I don't know. I liked it. I liked it. I liked all the the attention of the focus. Even though I like to be left alone a lot of time like I liked that it was just me. Mhm. I'm surprised you even want a kid. Yeah. Yeah, actually I was surprised too. I would have expected no. At one point one one kid was was my goal. Macy wants two. Okay. I'm happy with one. We'll find uh you know, maybe it's two. That's or you know. And at some point does that mean like kind of revolving around work or like till things settle down or is it just such a thing? I can't I can't I can't imagine it right now. Yeah. Like right now, I just I don't know how that would be feasible. Um that's not something I want right now but in the future. You for sure want wow, cool. Yeah. How can you know? I feel like that's such a thing I don't know. That you want kids? Yeah, it's so interesting. I've also every every time I say that I'm not sure people are like, "Oh, wait." It's always like wait when I was 21 it'd be, "Well, wait till you hit 23." And then it's like, "Wait till you hit 25." Now I'm 28. They're like, "Wait till you hit 30." Like I don't know. Is this okay? Wait till you hit 35. Wait until you hit 50. When you're 65, you're really going to want one. Yeah. I've always known I want kids. 100%. Yeah, many. I would have guessed that about you. Yeah. So, how many? Uh well, I've always said two and then I heard Kevin said that he wants in Oh gosh. He makes you do videos on personal finance. He said he wants like seven or eight and I thought to myself like why would I not want seven or eight? And I couldn't come up with a good answer. Really? So, I maybe I'll have more. Yeah. Seven or eight, wow. Are you serious? Wait, are you being serious? Yes. Yeah, I'm being serious. Why would I not want more than two? I don't know if I would want 10. Wait, wait, you're saying you want up to two? No, no, no. I'm I used to say two but now I'm thinking like why not more? Yeah, one one for me mentally would be like that's it's it's it's I don't know. Yeah, cuz it could it's like then you then you lose out on that freedom that that just you could you know, do whatever. You stay out late one night. Some say something comes up. Your buddies are going somewhere. All right, I'm I'll leave. Sure. Like that that's that sort of freedom that I mean maybe that's worth it but I don't Why so why so many? Like I I think two. Two max. That's a that's a good number. And uh the the manageable. Sure. It's expensive, too. If you could afford it that'd be if I could afford it and provide a good childhood for the kids. Right, yeah. There's no way you could There's no way you could give your attention appropriately to so many children. If I live to be a dad, I could be a dad to several kids. I don't know. any other advice that you have for Jack before we go into your stuff? Well, are all your profiles the same? No. No, I have different profiles. I'm really curious about the different profiles. And you want to see other photos? You can see other photos, sure. Do you have but is that all the There's so little writing. Yeah. Do you want more? I'll show you more. So, we'll see I I the biggest that I got into dating I was on OKCupid for like 7 days and then I unsubscribed. But it was always important to me to read what they had written cuz I can't I don't want to If somebody doesn't know general general grammar, nothing not like a grammar Nazi or something but just like generally what's going on that feels bad to me. Sure. How many messages would you gotten in 7 days? Like I I imagine 100. yeah, it was insane. Um and I tried to I went by a different name. I tried to use pictures that were really but then I was like, "Well, shoot." cuz I have to use some pictures but I and they like do they just test if there's facial record like they have to confirm that it's a face and they somehow match it to like other things to make sure I guess that you're not using a different person's face. Um but trying I was like, "Well, I don't want to be recognized on this thing. So, how can I use pictures that are kind of shaded or kind of profile or kind of something that's not like immediately recognizable?" But then I stopped after a week. Would you have Would you have dated someone who like knew who you were and was a fan? Like with you and your current boyfriend like did did he not know? Or I guess it's through Yeah, it's through mutual friends and he had no idea and I think if somebody was a fan, um that would that would be I guess strange just because they would have known me as a kid. So, that's not me and as a character. So, then Mhm, yeah. You know, I dated somebody who had who would always I I used to be big into Vine. I'm sorry. Um and I would make Vine videos and the guy was always like, "Be like you are on your Vines. Like be that funny." And I'm like I'm I'm not like on all the time. Like I'm a person and some and I like to have like conversations and I'm not just like performing all the time Perform dance. Dance. That would be hilarious. Imagine doing that over dinner. Tell a joke. That is terrible. Like Vine in person. How did you and Macy meet? Instagram. Oh, no kidding. Okay. Okay. Wow. Yeah, she sent me a funny message on Instagram and I didn't think anything of it. I just thought it was a funny comment. Yeah. And so, I just responded back to it. Yeah. And I said like the I just I think I said just ha facts. Like just No, it was a it was a little silly comment to to a story. Um and then she responded something back that was also funny and we literally just started from that and we just kept talking. Cool. Yeah. That's awesome, man. That's really cool. Instagram. I know. That's the way to go. How often do you go out then? Like actual meet meet the person? Oh, um yeah, never. Not really ever. It's hard to to get someone to want to go out with you. Well, during COVID stuff I'm sure it was a lot of Was it Zoom date or like how did that go? Like I mean, you just ask okay, are you seeing people? Are you like safe? And then I never saw anyone cuz I was locked up here. So, I was safe. Yeah. Yeah. And then since then no dates? No, I mean I had one but then she ghosted me after I didn't text her for a week. So, you you went out once with her? Yeah, and it was a great date. Like I I I thought I thought she really was into me. Yeah, I did. Did Were you into her? She talked about her ex-boyfriend Yeah, that's a no for me. That that's that's you you dodged a bullet. She talked about her ex-boyfriend a lot. so she's into you but she talked about her to her was don't give her that she should get back with him. Yeah, cuz And it went well? They were so GOOD TOGETHER. I REALLY FELT LIKE SHE WAS HAPPY. I really felt like she was happy with him and unfortunately they had to split and I said you should try to pick it back up. What did you like most about her? What did you like least? From the I know it was one date but um I wouldn't say there was anything specific that I liked about her but I was just happy to spend time with someone. We shouldn't be We should not be laughing about this but like I was really happy to spend time with someone. Oh man. What? That's just such a bummer. Yeah, that's a terrible day. It was I thought she was interested in me and that's the way that I interpreted it and she seemed It really seemed like she was. That reminds me of this one day. I don't know when. This this must have been like almost 10 years ago that I went on this date. I must have been like 22 or 23 and I went on this date with this girl. She was nuts. Like I knew that she was crazy from like the text messages. She was talk Like we'd never met before and she talked about like how her friend backstabbed her by like talking about her grandma. Like some weird stuff. So, I knew I was going into something crazy but I get there and it turns out that she had a boyfriend on a date. Uh so, she had a boyfriend and was talking about like um how they probably weren't going to like work out but she just wanted to meet other people like just in case it didn't work out and I I left her with the bill. I've never done that. I was so You you got up and left? Did you say something? No, I just left. So, she said I have a boyfriend you're like Did you she Yeah, Yeah, something like that. No, no, no. It wasn't just like I have a boyfriend I'm going to leave. She talked about having a boyfriend meanwhile like all this stuff he still was like doing that was bad. Talking about how her friends were backstabbing her. Uh and not only that but she got something really expensive on the menu. Like if if I'm going out with somebody, I order like a salad, an appetizer, like something reasonable. And she just full on just ordered like a steak and just I I think she went out just assuming that I was going to pay for this entire thing and like after I I was not into her immediately. Yeah. Um and she went off on me. Um I forget what I forget what she what she texted me afterwards. Uh I never responded to her and then a week later she asked me out again. Huh. I never responded. I I forget. So, what was it when you initially said crazy? I'm always worried when a guy says crazy, I'm like what did you do? Like it always comes back to you. get it. Usually, yeah. But and and I usually feel like there's some sort of That does sound crazy. Yeah, but she wanted me to go back and forth with gossiping about her friend like backstabbing her over text. I like I have nothing invested in I didn't want to go back and Oh, yeah, your friend is Yeah. immediately, she wanted that like drama hit. yeah, yeah, yeah, totally. So early on. That's Yeah, but I've never done that since. Um but yeah, that was I'm like I'm not going to sit there and pay 80 bucks for a meal. Oh, man. Yeah, but no, the the other one was just cringey. I I I met this girl in traffic. And I just she had her foot out the window like in traffic on Sunset Boulevard. Oh, literal traffic. I was like oh, that's that's some bar or something. No, no, no, no, no. Like in traffic, she had her foot out the window. I made I made a comment and I happened to get her number because her cars were like side by side. I just thought it was funny she had her foot out the window. And so we start texting back and forth and I was just really nervous. I I was scared to go on this date. I I like You said she was like gorgeous. I thought she was. I But again, I don't remember like I just saw her in her car. So like I I'm not 100% on that. But I was really really really nervous. So the date and we were going to meet up for lunch. Before the date, I met up with a friend. And I thought it was a good idea to bring my friend along on this date. Why? Because because I thought then it would be like oh, I'm so cool that like I have a friend with me and she she'd see that like I have friends. So, I thought it was just a good idea. So, I show up with him. And she's obviously confused. Uh and I think him and I were just talking the entire time because I was I was Did you take him cuz you were so nervous? I was nervous. Okay, okay. And I was just like you know, if maybe maybe it would be cool if like him and I are all like just talking and Oh my god. bad and we basically we basically just sat down. And I'm thinking oh, yeah, she's she thinks I'm so cool because of like I got a friend here. And she gets a call or she goes she picks up and she says she comes back and says hey like my nephew ate glue. And I and I have to watch like I have to watch like his brother or something like that. So cuz he's going to the hospital. So, I have to go like right now. And um yeah, I forget what I probably said something really stupid to that. And then I then I texted her again like a week later saying like hey, I hope your nephew's doing well. Um we should go out again sometime as long as your nephew doesn't eat glue again or like something something stupid. Never gets back to me. It's just embarrassing. Really embarrassing. Yeah. I'm not surprised by the not getting back after the friend bringing the friend. Yeah, I was I How could you do that, dude? I was just nervous. I I was nervous. I don't think I had gone on a date. I was just had no idea what to say or do. Hm. Yeah, I don't know. I was just scared. I don't think I have any interesting date stories? date stories. Like bad first dates or anything? Crazy fan? No. Um no, I've met people with like my face tattooed on their No. How is that not a How is that not a story? I mean How's that make you feel? I bad I mean I uncomfortable. A little bit uncomfortable. You don't feel honored? Well, I just I mean I don't have any tattoos. a lot of pressure. Yeah, it feels it feels kind of Sure. Okay. it feels it feels a a bit much. Yeah. That makes sense. Is that bad to say? No, no, I think that makes sense. I feel a little weird, I guess. Maybe at the time I was honored, you know, when I first saw them or something, but it's been so long. show that to you or how does that come up? Yeah, so it usually some sort of a signing and they'd be like you're never going to guess and whenever that would come out of somebody's mouth, I'd be like I bet I can and then it'd be sort of either lifting the shirt or showing the arm or showing the back or whatever. That is weird cuz they still have it. Well, I mean they yeah, they have it now. It's like It's been years. And I and I was a child like they got a child tattoo They got an underage person not a child, a teenager. They got an underage person tattooed on their body. It's a little Yeah, it's weird. Yeah, okay. No, I get it. That's weird. But no super interesting date story. I wish I had like a cool date one. All right, so We got to talk about the book, man. We got to talk about the book. do you want to talk about? Um sure we talk about the book. I was very excited about that. I just sold to Simon & Schuster, I guess at the beginning of the year and I just turned in my first draft, got notes back and it will be coming out in June of next year. What's it about? Um it's called I'm glad my mom died. I know that's a harsh title. it is a memoir, which also I get sounds kind of crazy cuz I'm only 28, but it's very much covering kind of my childhood and adolescence and being famous at a young age, my relationship with my mom, uh abusive relationship if you hadn't already guessed and uh and it's darkly comedic. So, it's definitely not just like there's a lot of heavy subject matter, but it's done in a comedic way that uh hopefully doesn't un uh doesn't undermine the subject matter, but that just makes it a little lighter and more approachable. How do you go about writing a book? Is this something you've wanted to do or is this something Yeah? It's something I've wanted to do. Yeah, I want I wanted to be a writer since I was like that's what I would have chosen to do. Um psychologist or writer, I think had I not had my mom and had not had that kind of her agenda for me. But um for I previous prior to the book, I'd written mostly like uh short films, feature films like definitely script format. But for the book, I had actually done a one-woman show that already kind of had the framework and the structure built in. So, I took some of that and then obviously expanded on a lot more cuz the one-woman show was an hour and this book is you know, much longer than that. How do you go about writing a book like that? I mean every day, I I have a a schedule set where I just I usually don't even look at my phone before like 1:00 p.m. And I just first thing when I wake up, I write as many words as I I usually try to have a word count in mind. I think 1,500 words a day is what I aim for. And and for this it was because it was my life, the structure was like I said kind of very built in. Um So, yeah. Outlining first though definitely matters. Is it hard to write about yourself? Um I find it really important to the projects that I do. I can't think of a single thing that hasn't been There have been a few features that I've written that aren't like drawn from my life, but everything has to be drawn personally like from a deep personal place for me at least. Um I find that uh passion or that sort of connection to the material to be so important in order to see it through to the end because there's so many ups and downs and it in this business it's just like such a long process. Any project takes so long and there's so many hurdles to go over that like if you don't have a connection, I couldn't imagine staying invested in something if I didn't feel like there was something that I needed to sort of exercise out of myself or something that I wanted to share with others that hopefully might connect with. I I I just don't think I don't think it'd be possible if I was just like you know, whipping something out of thin air that I didn't relate to in a deep way. Yeah. fascinating. It does. Sounds like a really good book. Yeah, I've wanted to do a book at some point, but I feel like it's just I don't know what I I would probably talk about early retirement. Yeah. Something along those those lines, but it's just even starting. Just even start It seems so daunting. So daunting to do. I At one point, I want to do it. But I also feel too young. I know you Yeah, I feel like you you've had so many other experiences that you could write about. I feel like you know, you got to be like 50 usually. Like you have to have lived more. But you've experienced a lot. I would disagree with that. Especially if you're coming It seems like cuz what you would want to talk about finance and all the things that you do. And I feel like there's such a gap missing cuz every time I walk past the personal finance section, it's like a 60-year-old man telling me tip and I'm like I don't relate to this person. I feel like you'd hit a different audience. Maybe. think? You disagree? Maybe because the audience is on YouTube. Like those people under 35 are probably not reading books. They're probably watching YouTube videos. I would disagree. I'm curious what people would say. I feel like I feel like You're going to get a very skewed answer there cuz they're on YouTube. What do you think? But I think but I don't think it You want you can be you know, I think you can do both. I'm sure I feel like there's I'm sure there's a lot of people on YouTube that would order a book off of Amazon or Yeah. I want to be a New York Times best seller. I didn't realize takes 10,000 copies to be a New York Times best seller. Okay. I didn't know that. yeah, so you would be able to say you'd sell 10,000 copies, which I have no doubt you'd be able to do. New York Times best seller. Wait, I thought is I thought it was also based on like reviews and things like that. I mean I have no idea, but I thought it was just 10,000 copies on Amazon. how This is crazy. Google? Wasn't it Conan O'Brien that told us that? Yes, maybe that was it. Yeah. You have to sell 5 to 10,000 copies of a book in a week. But 5 to 10? Yeah, what if you sell more? If you have a if you have a link or something that we could put in the description, people could pre-order and maybe give their email. Whatever you have set up, we'll link to that. Thanks. I'll see if that's possible. Appreciate that. What What are the things that you came here wanting to discuss? Is there anything that you want to talk about? Or questions for us? Um My my biggest thing coming in, I was really curious about the house thing and if you would sort of urge me to get get a house. I was looking for advice on that. Um I would stay renting. I've I've been telling Jack this, too. Jack Jack wants to buy a house right now. Yeah. First of all, I think for for you, it doesn't make sense. I think for you mentally to lock yourself into a house like that. I think you would benefit from having that mobility of being able to say okay, you know what? I'm tired of this lease. It expires in 2 months. Let's let's go get a house in Topanga for a year or 2. I'm tired of that. Let's go move somewhere else. I think having that mobility for you right now is really important. Having a house, I think would lock you in. And prices and inventory right now are just insane. It I I just I'm looking at the prices today and I've never thought of selling before. I'm tempted. There was a triplex I was thinking about selling. Thinking about it. And I've never said that before. I've always wanted to keep everything forever. It's just the values have gotten to a point where they're so high that I feel almost like irresponsible for not cashing out. So, then what's holding you back? Um what else I would do with that money. It's like And And also taxes. I I did Whatever I sell, I'm going to pay the top tier taxes plus 13.3% to California. So So, like the triplex for instance, let's say capital gains stay exactly the same. I'm paying 20% capital gains, 3.8% net investment tax on top of that, then 13.3% to California. So, right off the bat then, uh more than a third of my of my profit on that is gone. Does it make sense? Probably not. I don't I don't think values are necessarily 30% higher for that to make it worthwhile to sell. But you know, but then of course you could 1031 exchange it to something else, but then it's like, well, if I buy something else, I don't want the stress of then finding another place to buy. Mhm. That makes sense. I agree with that. I think it's smart for you to rent. Yeah. So, yeah, this place too, it's like I don't live in it. We don't live in it enough to to justify keeping it, but it's like I we like it so much and it's great to have a place to come back to. Um and then just through the course of the interview, well, I'm still curious Feel free to get listen to that. off the record maybe, I don't know. I'm I'm like I find it fascinating. On the record's better. You can ask whatever you want. We got to monetize this at least. I just like want answers. I don't know why things aren't clicking. I don't know what's Is it the location? Is it Have you dated in other cities? I'll tell I'll tell you why. Jack, I think he's too logical. Yeah. Too serious. He's not letting loose and I don't think he's putting himself out there enough. That's what I think. I'm not very serious, I don't think. I'm I I feel like I'm extremely relaxed and I'm on these dates. Maybe not on the dates, but as in general. I've I've kind of eyeballed Jack on dates. It's It's a little In my opinion, a little too stiff. A little too rigid. a little nervous. rigid. talking to girls. Yeah. I feel like that's reasonable. Like it makes sense to get nervous, but then when you said that like I think we're talking about what you talk about and then you're like, I don't know or something. Well, I never I never treat them poorly. So, at least if I'm Yeah, I would Like at least if I'm if I'm nervous, at least I treat them well. And I hope that that's enough maybe for like a second date, you know? I heard a story I heard a story recently I'm going to put Jack on the spot. Uh So, The nerves. Like the little fists. No, no, I was just cracking my knuckles. Because I don't know whether that's a I'm I'm just going to tell it. I'm going to I'm going to say it's Kelly. And uh apparently Kelly was wearing some some boots that were very uncomfortable walking down the Las Vegas Strip. Jack offered his shoes. Did this happen? Yeah, dude. She was complaining about her feet and I thought they were hurting. His shoes. His shoes the size 10 or 11 shoes that he's offering to Kelly who's probably a size I don't know what size her feet are. Six or seven, I'm guessing. I don't understand I mean it's nice. But he was serious but he was serious. It's funny to be like, haha, like you can you can wear my shoes, like but to be serious. I just don't understand why that's so weird. It's odd. Really? Yeah. I don't know. It It doesn't click with me. I like I feel like I have like some like some wire in my brain like where I can't understand that. Yeah. I feel that way about certain things. I feel like there's something that I'm some things that I'm just on the outside of and I'm like, how did certain certain social I grew up homeschooled and Mormon so kind of certain things that I feel like I just don't understand socially of how you go about I don't know. Like I you know, I was definitely nervous coming here today and I was like, Really? Why? Gosh, we we were nervous. We wanted to like make sure it went well. No, I'm I've been so happy, but the first five five minutes I was when I was here I was like, oh god, okay, why am I nervous? Like what Why? Because of social of socializing with one person at a time I don't feel nervous. One person at a time I feel like there's something in that where it's just like it's clear that you go back and forth. But when there's more people it's like, well, which one do you How do you talk to Yeah, I get that. I feel like I kind of short circuit and it genuinely feels really difficult. You know, to go into those settings and to know how to navigate when there's multiple people around and it just I find it somewhat stressful, but you guys have been so welcoming and and nice. So, thank you. We're just so happy to have you here. My biggest thing I would say for stuff like that, um because I've I've Jack has told me that I've been not always the best host. And for me sometimes too, uh I need my space. Okay. It's like sometimes if if I talk too much or like this is fine, but if I'm doing this all day for like four days in a row, I just I love having my own space I just timed myself. Whether that be just like being in my office by myself or just, you know, looking at the aquarium by myself. No one's talking to me, no nothing, no distractions. So, sometimes when guests come over like I'm already like my my brain is fried and I'll just I I need to be by myself. Yeah. But I think some some people say it it maybe I don't like them, which is not the case. I'll put you on the spot here. There have been not one, but more than one occasions where people have came over to our house and then they brought me aside and they say, I don't think Graham likes me. Really? Yeah, I felt terrible cuz it's it's not cuz I like every guest we've ever had on the podcast, every single one of them. I don't think there's one guest that came in here that I was like, I don't like them. Oh, that's great. Yeah. Has there been? No, I don't think so. I'm trying to I'm trying to think there's like is there one person that wanted to leave? No. Um Do you have a guest every episode? Yes, now we do. In the beginning we didn't. Right. But uh but yeah, no, when Jack told me that I felt terrible because I I could I totally see that, but there's sometimes people come over I'm just like I've I've been non-stop. I've had zero time to myself. Yeah. And I just I can't do it. I just I don't have the energy. And so for me it's like, well, I just want to be like in the corner on my phone just doing my thing for like 30 minutes an hour. That's understandable. But yeah, but I agree when someone comes to the house and I'm doing that, I I agree that's something I When Jack told me that I felt really bad and I acknowledge that. Um I'm curious about one other thing. Your emotionality, you you don't think you're emotional, you think he's emotional. Is that correct? Yes. You don't consider yourself emotional. I don't. I get I get I know I get bummed if if I have a bad video, it doesn't perform well. I'm like, what did I do wrong? Uh we can't fix it. I get bummed with the fish. If I have a fish that's not doing well, I get really sad. Um That's it. Some sometimes there's like a time pressures. Like like if we're short on time, I was like, we just got to get it done. We got to get done. I don't have time for that. Like stuff like that. I think You just you react a lot. He has very high emotion reactions to certain things. And that's that's okay. It's not weird. You do. Dude, I showed up late here today uh because I said I would show up at 12. funny. Oh, I see I think I feel like you're serious though sometimes. Like rooted in the humor. I would say there's 20% serious. I told Jack to get here at 12, he showed up at 12:30. I'm like, Jack, you're late. show up at 12:30. I showed up at 12:17, 18, but I went to the guest unit. All right, whatever. Showed up late and I was like, Jack, you're late. You're late. And he's like, there's traffic. I'm like, you got to plan for that. You got to plan for traffic. He's like, oh, it's so bad. There's a car stopped on the freeway. I'm like, there's always a car stopped on the freeway. in the freeway. It was on the side. It was in the middle of the freeway. Every time there's going to be a car stopped. This was the 101. Yeah. It's always a car stopped there. It's the 405. So, I was like, yes. Like you showed up right on time. Like perfectly on time within like a few minutes. Thank you. I left with plenty of time. I'm I'm a nervous driver so I like I am usually the one when we need to go somewhere, believe it or not, I'm usually the one Alex can attest to this, who's out the door first. With plenty of time to spare. And then it's Graham. I find the emotionality thing interesting because I feel like some I feel like it's such a I feel like when people hear about emotions they think they assume the person is like unprofessional or something, but I feel like sometimes people who have a certain emotionality are the most professional because that's part of what drives that like that's part of that's something that's cuz if you can sit if you if you're quick to react to certain things, there's also that underlying emotion that's compelling you to do the thing and that's driving you and that is passionate and that's Does this making sense? That makes sense. That's a great answer. That's what I meant to say. That's what I was going to say. I always think back to this when I try to understand why Graham is as successful as he is and why he's as emotional as he is. 100%. And there was one specific thing that happened. You and me and World together. is another finance YouTuber. Okay. And Graham had a poorly performing video. And Graham was getting mad. And it was weird. I like I felt weird in the room because we had a guest that we just brought over and Graham's getting all Oh, I remember this. Yeah. Graham was like, oh, is this the thumbnail? Is it the Is it the title? He's like, oh, what's going on? What's going on? And it was like really tense and I was like, be a little more welcoming if we have a guest here. And then Graham got up and left and I was like, I I told Vlad I was like, dude, I'm really sorry. Like I know that was probably like weird cuz you just arrived here as soon as we were posting and it didn't go well. Sorry about that. And he's like, I get it, man. That's why he's so successful. He He said that? Yeah. He's so nice. But but in my defense, I felt like I knew him already. I had we had been talking like loosely on YouTube for like a year. So, by that time I felt like we're already friends. So, it's like exactly exactly. And he's a YouTuber so he knows. Like I feel like if anyone understands it, it would be him. So, that kind of like it made me understand that those actually work well together. Oh my god. You get emotional about the work that you do. Absolutely. I think if you don't, it's going to be it shows in the work. I think it's you can't I don't know how a person can be successful if they're not absolutely driven to do the thing and there's not that emotional core underneath it. What it's going to be watered down. They're not going to care. It's going to be lazy. Like it's horrifying. I agree. That makes sense. Yeah, see, that's the thing. You you only have emotion for things you care about. If you If you're indifferent, you wouldn't have it you wouldn't have an emotion anyway. Right. Yeah. What are your thoughts on college? Um I did not go. My a couple of my brothers went and I was always under the impression that that would be kind of expected of me junior college cuz that's much more price friendly. But I wanted to go to film school cuz I at that point I had already really really wanted to write and direct and then I thought, "Well, I don't think it makes sense because the whole point like a what a lot of people are doing are kind of like networking with people that are also interested in what they're doing and I already know a lot of people in the film industry. I'm already in the industry. The career is somewhat adjacent to acting. It just makes more sense to not like it doesn't if I wanted to study something there's certain things that I think it makes sense to have a degree for and to go to college for and there's certain things that I'm like I think it just makes more sense to get experience on the ground and writing and directing was one of them so I just kind of took the money that I would have spent toward college and I put that toward making my own short films and I think I learned way more than I would have by just doing going through the motions of that kind of in college. I agree with that. And colleges aren't up to date either necessarily. Like I think you could make an amazing career on YouTube and just even producing your own content and there's so many different ways to to get into that industry. Totally agree. What would you say are the things that you are most passionate about in in your whole life? Like Um helping people grow, my growing myself and also helping other people grow whether that's like my friends and having thoughtful conversations or whether it's my favorite thing about directing is watching when actors like surprise themselves when they like reach some emotional place they didn't know they could go to and seeing them be so kind of in the moment like even talking about it now I feel so I feel emotional about it. I think it's so cool to see people come to new like levels within themselves. So I guess just growth is probably the the biggest thing. What about you? The things I'm most passionate about? Yeah. Family, friends, and work. I guess I like taking care of the environment. It's something I'm pretty passionate about. Oh, really? We should tell people not to use straws. So Guys, don't use straws. So so here's something. So I had oh, you'll see this on Sunday if you watch it. This one of my favorite episodes of the Ice Coffee Hour. I confronted my first boss ever who gave me a chance and like everything. I was like 12 13 years old, took me under his wing. This is when I was at this this basically aquarium store. Yeah. And I had not seen him in 14 years. Flew him into Las Vegas, confronted him, and it was such a cool experience but his his one thing for me is like the if I can ask one favor of you because he's obviously he's in the aquarium industry and so he sees the damage that that's being done is to give up plastic straws. He's like if I could ask one favor. I'm like absolutely. Like I would gladly that's like the least I could do. Yeah. So now like I would encourage you guys like if if I've helped in any way or you enjoy this, it's so easy to do. And people are like, "But Grant, that's only 0.1%." And like I get it. It it it it's not a you know, a huge part of the pollution but it's the lowest hanging fruit that people could do. It's just plastic straws. It's so easy to do and that's why for me it's like wasn't even an issue. So So yeah. But sea turtles mistake them for food and then they eat them and they can't digest them and then they leech plastics into the water. So if you can, go to bamboo instead or the metal straws. I use the metal ones. Got a set of them on Amazon for like six bucks. Yeah, see? We got bamboo straws. A whole bunch of them. So that's what I'm using now. plenty of metals if you need any extra metals. Cool. So that's it. That's my little spiel. So where do you want to grow then? Where do I want to grow? Yeah. You mean which areas or you mean Which areas do you want to grow in? I would like to a thing that I'm currently working on is I I have bitterness about my past and I mentioned not really feeling entirely grateful and I want to work on that. Not that I want to work toward like I think it can be forced to try to work toward a thing that's not genuine. Like I think it's so easy to say like, "Oh, and I'm so grateful for my journey." Like thing these just useless like okay, it just sounds like a lie. But just to I think bitterness is a good thing to work on. I don't want to be a bitter person. Um I don't want that to infuse my life moving forward so I think it's and I think it's something I should work on. Yeah, I want to be more carefree. I think that would be a nice a little looser a little looser sometimes. I think I little surprises that come up. I don't handle this well. I like I like things to be planned in order. I want to know what I'm doing tomorrow at like 10:00 a.m. Yeah. Like doing exactly that and stick you know, sticking on schedule. Yeah. So I could be a little bit more I don't know impulsive. What what do I uh Spontaneous? Spontaneous. That's a good word. Spontaneous. We could save this for a part two. If if you're down for a part two, we could we could do a part two episode. I'm worried this is going to be too long. Just a Jack interview. Yeah. Yeah, you're always welcome to like come back on. Yeah, preferably If you want to come to Vegas, you and your boyfriend come to Vegas, you would have a blast. Stay at Red Rock Casino. It's not on the strip. It's really nice. Um and we're like five minutes away from there. You would have a great time and this I are you into hiking? I I love hiking. My partner loves hiking except the heat I don't think is Yeah, you would be Yeah, you would be going during the worst time unless you go early in the morning. Like if you went from like 6:00 to 9:00, be fine. Cool. But yeah, we'll do a part two where you could How about Jack, you implement all the changes and then we'll report back and we'll do a part two in like a few months. Yeah. Go on a couple dates. Give us some info. Get married. There you go. Elope in Vegas. Elvis. Cool. Thank you so much Janet for coming on. Yeah, thanks for having me. This has been a blast. Thank you so much. Yeah, uh make sure before we end it to tell them to smash the like button. I smash that like this guy? Uh no, that one right there. Oh, that one. Smash that like the like button like right down below. Smash that like button. Then say destroy destroy it. Destr- Can you dest- Can you please destroy the like button already? God damn. Oh, wow. That's passion. We'll bleep a little bit of that. So with that said you guys, thank you so much for watching. I really appreciate it. As always, make sure to obliterate the like button, subscribe, hit the notification bell. All of our information is down below in the description where you can also get a free stock now worth all the way up to $70. Wait, how much? 70. No. Did you get your free stock worth it all the way up to $70 on Public? Wow. No. It's impressive. Yeah, and you can follow me on there cuz I'm posting all of my own stock trades. So if you're curious what I'm buying, down below in the description. Enjoy that free stock. Thank you so much for watching and till next time. Well, that is like half cream. So I can't go wrong. So you can say coffee and yeah. 70,000. And do you want to say the same amount as well? Uh yeah. Can I keep this here? Yeah, yeah, yeah. I can reference that. Whenever. Mhm.