Confronting Andrei Jikh | Why He Keeps $1 Million Dollars Cash

Welcome to the 22nd ever episode of the Iced Coffee Hour of the Iced Coffee Hour we have made so far 7,333 dollars. Yeah. So welcome back to the podcast. That was good. You know, people call you Las Vegas Graham. Yeah, and they call you of look alike and we got the same LA Andre. Yeah, and Las Vegas Graham. But now you're coming here. Yeah, exactly. Right? we got two Las Vegas Grahams. I know. One of them is an imposter. imposter. The the the nice one and the evil one. Which one's which? You're definitely the evil one. Anyway. So Andre, you have a really cool story. You started off with magic, then you got into personal finance, and you started making YouTube videos on personal finance with some really incredible editing, and you incorporate magic into your videos, and you're quickly approaching a million subscribers. Isn't that crazy? A million. A million. A million. And you've been growing really really fast here. Yeah, it's Very fast. to a million, please. Everyone subscribe to Andre. Yeah. Stop what you're doing right now and subscribe to Andre. Thank you. Yeah. I'll push you over a million. Thank you. Yeah. And then you bought some Pokémon card packs to be I did. You want to see them? million? I do. All right. So welcome. You are one of the most highly requested guests that people want on the podcast. Really? Yes. Wow. Well, here I am. So thank you so much for coming on. Of course. Yeah, the most anti-climactic guest ever. Hi. No, this is going to be a great episode because because before we even started filming, you wanted to show us your Pokémon cards. I'm like, "No, no, no, I don't want to see it. I don't want to see it. I want to wait until we start filming. So why don't we introduce you really quick?" Sure. So I don't know how you want it. Like I'm just going to freestyle it here, but you started in magic. Yeah. And you were what what is it? What do you call it? The cardistry, right? Yeah, so it's really interesting. You want to tell you that story? Yes, I do. the two people that care? Yeah. So there's a So in magic, which is basically what What doing, is doing card tricks to fool people and entertain people, right? That's the David Copperfields, the Chris Angels, the David Blaines. But within magic, there was a rift. There was a separation of people who had two different mindsets. And there was a an art form emerged that was called flourishing, right? Flourishing is basically like if I had a deck of cards I could show you, but it's like when you a magician fans a deck of cards and I'm like pick a card, right? The flourish is the deck of cards that was fanned or like the spring you know the little that people do. That's called a flourish. So a flourish is when you do an action to accentuate a bigger intent. So in the sense, the intent is for you to pick a card. But the action is like a really pretty flourishy thing. Like he twirled his hat with a flourish, right? So a bunch of guys got together and they were like, what if we took out all the flourishes from magic and just did that? Like there was no larger intent. There's no card tricks. I just want to do cool like flippy stuff with cards. And out of that came this art form called cardistry. So I was kind of around since the beginning of it, which was like in 2002. And I've been around since then, which was crazy. And yeah, we just took a bunch of these flourishes and made it into an art form. And yeah, that's the story of cardistry. It looks way cooler when you actually see what it looks like. some of these guys. They do the flips where they take it from one hand and they flip it up and they do the curl and they you So you're able to do that. Yes, the overhead spring. Wow. Do you know magic as well? I do. Yeah, I started off with magic, which was crazy cuz my parents do gymnastics. Like they're Cirque du Soleil acrobats. So I'm a circus kid. Like I traveled the world with my parents. We traveled to like Germany, Switzerland, Belgium, Holland, like all over Europe and then my parents were like, well, we have a kid. Let's settle down cuz he needs to go to school. So my dad got called to Cirque du Soleil here in Vegas to go and perform. And yeah, we settled down here in Vegas. I started going to school. And I always saw my parents growing up like do this crazy stuff with their bodies. Like they were manipulating doing essentially flourishes, but with their bodies, right? And so I was doing gymnastics at the time too, but I hated it cuz like it's so exhausting. It like it hurts, right? And so I'm like, I don't want to do this stuff forever, but I I love the fact that my parents perform in shows and that's what I grew up around. Like literally until the age of 12, I thought every single person in the world was a gymnast. I was like, "Hey, what does your dad do?" And they're like, "My dad's a cop." And I'm like, "What do you mean? He's not a clown? Well, is he like a Is he like Does he ride camels? Elephants? No, no, he's a cop. Wow. There's people that do things more than the circus? Like literally when I was 12. Wow. So, that kind of led me down this path of exploring this visual art art form. And I got My dad took me to a magic shop when I was like 9 years old. And I saw this card trick and it blew me away and I was like, whatever this feeling I got, I was like, I have to recreate it for other people. It's like this It's indescribable. What was the card trick? The card trick was just a simple pick a card trick. It wasn't anything fancy. It was called the invisible deck. Okay. It's basically when you're like, "Hey, name a card." And then you name a card, I take out the deck, I I fan it through and the card you named is in reverse, like it's face up. How do they do that? Can you tell us? We want to know. Can you reveal the trick? The fans want to know. The fans want to know. I actually do reveal tricks, but only if I know that you would practice it and like recreate that feeling for other people. I don't reveal things just for the sake of like your curiosity. If you told me how to do this, I would 100% do it for people. I love doing magic. I love it. All right, I'll I'll show Jack. He's going to put it in his Tinder profile. Pick a card, any card. Yeah, yeah, exactly. Especially with his Las Vegas address. Yeah, so saw that card trick, was blown away and I was like, "I got to do this." So, I started doing magic and that led me to make videos of of of my magic. And I discovered cardistry later on online forums back in, you know, before social media. And then I started to do filmmaking. And I picked up a camera and I was like, I got to make Remember those skateboarding videos? Like they used to be a huge thing and they were with I think Baker bootleg. Yeah. I used to buy these VHS sets at the skate shop. Seriously, and I used to put them in, watch them, and then go out and skateboard. And afterwards, cardistry was going through that phase of like of evolution, if you want to call it that. And so it was interesting because as my cardistry improved, my cinematography had to get better. So I was like, how do I showcase what I can do even cooler? And so my my magic and my cardistry would improve, then my video, and then it was like this little, you know, game of cat and mouse back and forth until I got a job at a starter up like a starter company, a startup. And uh yeah, we were basically teaching people how to do magic and card tricks online. And eventually we got to work on movies like Now You See Me and uh just all other sorts of like cool shows and it was awesome. It was a cool experience that taught me a lot. And uh yeah, that's the story. But then how did you make the shift to personal finance and investing? Yeah, my parents really sucked with money. So um they were immigrants when they came here. Like they didn't know what a credit card was. Where were they immigrants from? Uh from Russia. So we were from Russia. And when we came here, it was like they just bought so much crap like on credit. In Russia, credit gets you Yes. very good. Hey, yes. Stupid. Graham's like, I'm really proud of that one. I ruined it. Sorry, guys. But yeah, so my parents were just terrible with money. And I was like I I just saw them growing up fighting about it all the time. So bad to the point where there were months that I thought that we would be living on the streets because they couldn't come up with the bills, you know? They couldn't come up to pay. So I was like, I never want to have this feeling again in my life. And I was obsessed from that moment on since I was like 9 or 10 to worry about money and how to make more of it and I was chasing it and I didn't get anywhere but through that concept I just kind of learned about the FIRE community. I think we had the same like upbringing to where we followed like the same people growing up. We watched the same YouTubers. We watched Simple Pickup, right? Vitaly Zdtv, all of those guys. Good prank channels, man. So great. But I I feel like we grew up in that same era when those little niche communities were just like these little secret pockets of the internet. We would have these like weird people that are obsessed about these weird things and finance was one of them and I was always obsessed about it but in my community in magic I didn't know how to relate with people because entertainers are horrible with money. Like notoriously bad. I'm sure you've heard stories. Because they don't they get so much of it so fast. They don't know how to manage it, right? You hear stories all the time of like Mike Tyson being broke and making hundreds of millions. Yeah. But those are some of the best. What about for the average person who's doing this? How much money do they make? I mean they make a little bit above average, right? They'll make 50, 60k, maybe 70k, maybe 100k if you're like a really good performer and you have a solo act. But most of them are immigrants and they have no concept of what a Roth IRA is, you know, or like what a 401k is or what credit cards are or how they're supposed to work. And so they just spend it as they get it and that's how it works. Mhm. So. What? That's what I did. What? Did he Did he Did he Did he Did he Did he Did he Did he Did he You cut that out. Jeez, what kind of question is that? I like the effort though. A plus. Yes. He's trying so hard. I love it. You got to keep it in. All right, no we're not going to keep it Okay. Oh my god. out. Cut that out. Cut that out. Yeah. Um Hold on. Collect ourselves here. So, when did you make your first Going to collect yourself here. I'm sorry. All right. All right, let's go. So, when did you make your first YouTube video? 2019 in January. Okay. Who inspired you to make YouTube videos? Actually, it was my friend Peter McKinnon and Chris Ramsay. Yeah. Okay. I didn't find you until March of or April of that year, 2019. And at that time, I remember you had like 300,000 subs. Yep. And one of the first videos I saw of yours was that Apple one, the Apple credit card. Wow. was one of the first few videos that kind of blew up for you like really big. You got sued by Apple supposedly, right? Yeah. Oh, that was golden time. That was such a great time. That's when I discovered your channel. That's when I used to see Kevin, too, and I was like, "Who is this random dude?" And I see this guy all the time. And I at the time, I was like, "Oh, we got the same lamp in the background. That's kind of interesting. Oh, that's kind of cool." So, that was by chance. That was totally by chance. I didn't know who you were until March or April. haircut kind of by chance. Yes. Same style kind of by chance. Yes. But, you know what's interesting? I thought about that really deep and I was like, "How is it that we have so many coincidences, right?" And I was like, "But, of course we would exist in this space where it's so public. Of course, two like-minded people would find themselves at the same place at the same time. Because where else would we?" Right. That's true. Yeah. I bet you people like this exist all the time in separate industries, but they're not as public as ours. That's true. Right? Yeah. So, the fact that we found each other and we're like twins from a different upbringing is like it kind of makes sense. That's funny cuz there is a lot of physical resemblance between you two. It's it's weird. I've never noticed it until now. You guys part your hair the other way. Yes. Which is the only difference between you two. You used to and then they're like, "Oh, Graham Stephen." You're like, I was like, yeah. You got to change something. I'm the evil twin. Got to do it the other way. Mine doesn't go the other way. Mine automatically goes this way. But, yeah, there's a lot of similarities. Like, I remember seeing your videos for the first time and noticing that lamp. I think one of my first comments is, "Hey, nice lamp." Yeah, I bet. And you were like, "Ugh, that's stupid idiot." Stole my lamp idea. And my And my look. We look the same. it's it's it's Well, since I'm older, I would say I'm the OG. You're 30. I'm 31. 31. 30. Yes, you got me You got me by a year. Did you start out making finance content on YouTube? I did, but I mixed it with magic. Mhm. Uh yeah. that idea since the beginning? Yes. Oh man, I have I could talk to you for hours about like the theory of YouTube and how to like succeed on it because I like I I went into the psychology of it so deep because part of what magicians do is they study what's called subtleties. Yeah. And we study everything from things that you would never think about just to recreate 5 seconds of your life to make it seem like happenstance. And they're like there's no way this dude spent 24 hours preparing for 5 seconds of my life. It's like, no, that's exactly what I did. I prepared 24 hours just to make 5 seconds of your life like mind-blowing. And that's how far we go. Wow. Yeah. I don't know what point I was trying to make with that. But Did you know for a fact that you were going to be successful on YouTube with a background in doing production and now obviously good at magic? No, not at all. So, you didn't think you were suc- Why did you start posting content then? Yeah, because uh as I was in the magic industry, my friends Peter McKinnon and Chris Ramsay, they're other YouTubers as well, like massively bigger than myself and much more talented, uh they kind of encouraged me to do it and they're like, "Dude, you had to do it and you always talk to us about money. We want to learn. Just like go do it." And they were they kind of inspired me to go and try it. And my whole thing was I was like, "Who's going to watch me? Like I don't have a Lamborghini. I don't have money. I don't have millions of dollars." Like at least you had some street cred to your name. Like you were a millionaire when you started YouTube. Yeah. So, there's some level of confidence that like I didn't have cuz I'm like, "Dude, I have like $250,000 saved and invested. That's like peanuts in comparison when you're looking at the people that are on the internet." And I was like, "No one's going to watch me." I was like, "I'll give myself a year to do YouTube." And that's it. And it just took off, but it it made sense like six or seven months into doing it. Before then, like nobody cared. Yeah, I felt the same way, believe it or not. Even though you say I have street cred, when I started making videos, that was nothing because I was up against the Tai Lopez's and the Grant Cardone's and even the Alex Becker of just people were making so much money. I'm like, who would want to care who would care about what I have to say when they can listen to the next guy who's a little bit better? Yeah. No, I think you've accomplished so much at your age. You were 26 and you were a millionaire. That is not normal. Yeah, but but see, where I was selling real estate, I would see people younger than me that had started these companies and were doing so much better. Like I remember one of my one of my first big clients was Casper. This is when they first the mattress company. This is when they first started and they were all these young 20-somethings moving their office from New York to LA. They rented a house together. There's like five of them and they grew it in this whole like billion-dollar company. Mhm. And I remember seeing that and like, why wouldn't they just listen to those guys? Those guys were out So, I I felt the same way as you. Right. And then no matter where you are, there's always going to be someone doing a little bit better. A lot better, for sure. And I think that's the byproduct of being in LA and there's just so many people that are successful. I didn't have that problem, but I had the internet problem. So, like yeah, I wasn't successful in any way, but I had strengths and I have strengths and I think that what I realized doing YouTube is that as long as you have a voice and you have a unique way of saying it, that no matter what industry you want to attempt, there will be space for your voice as long as it's unique to you and how you say it. I remember when I started watching your videos, your videos were intimidating to me because you put in such good editing and I felt there's just there's no way I could could compete with you on that level. Right. There's no way and I think if there's space for you to between two videos and your video's up against mine, I can't compete with you in terms of quality. Right. You spend so long on each video, it's so meticulous. Your intros, you had one intro the other day that you must have spent a few hours On the fly one? Yes. On like a 30 to 45 second intro. It used to It used to take me that long, yeah. but I can't do that. So mine I tried to try to hit my three a week. Now what what's wonderful about what you did was uh it's interesting because we have the same doubts probably at the same periods of our lives at the exact same time. Because for the last 6 years of my life I just like before I did YouTube I doubted myself. I was like I want to do it. I really want to do it. And I never did it. And then you had the courage to do it earlier by like what two three years than We'll call it late 2006. It was December 2000 that's really January 2017. Okay, so two years. Yeah, two years, right? And that gave you first mover advantage, right? So now you're kind of known as the finance guy and anything that anybody else does because our industry is so small is like whenever there's a new up and comer it's like well they're copying Graham. And that's because our industry is so tiny, but like how many YouTubers are there in the gaming space? In the in the cooking space? Like literally anything. Does that bother you? It doesn't bother me, no, but I'm just saying like because it is so small it is so easy to make those similarities and comparisons between us even though like it's fine to have multiple people teaching finance like like I said how many other YouTubers are there in literally any other space? So many. Yeah. Um So yeah. I don't know where I was going with this. I totally lost my train of thought. I was going to say something good. That happens a lot. going to tell them this, smash the like button for the YouTube algorithm. Of course. Smash the YouTube button for the YouTube algorithm. I totally got that wrong. So what kind of investing strategy do you employ for right now? What's what's your I'm just trying to diversify. Yeah, I used to be just a huge dividend investor and I still am, but I'm just trying to find other avenues as well for like real estate and crypto and all the other ones as well. Can we talk about the cash position? Can we Can we talk Is that off-limits? Sure. Holding a lot of cash. Yeah, are you, too? Or Or I thought you were, too. I I am. Yeah. But so is Kevin O'Leary, so it must be fine. But you're holding a lot of cash. I think you're holding more. I am. Yeah. I am. I am. What I'm saying but I have I I have some like 30% of everything in cash. What would you say your cash cash It's hard to say cash position. Say it. Yes. Cash posi- Cash position. Cash position. Cash position. It's hard to say. What What What would you say your cash cash Cash position, cash position, cash position, cash position. Cash position is. What would you say it is right now? I would say it is 90%. 90%. Yeah, but part of that It's like it's like over a million dollars. It's over a million dollars, but part of that is Why don't you invest? Because I've never made this much money in my life and I'm terrified of making a mistake and because I don't know how much I'm going to pay in taxes. I mean, I have an idea, obviously. Yeah. But the fact that like I have to pay so much in taxes, I just want to make sure that I get an idea about what's going to happen. going to pay a million dollars tax. I know. I know. It's going to be closer to 400, 450, 500, maybe, which is still a ton of money. I know I can invest the difference, but I don't know. There's still something that I'm holding off and I'm just like, you know what? I'm going to wait uh and see what go see what happens. dollar cost averaging or something really safe? dollar cost average every month, yeah. It's just like it's I mean, it's peanuts in comparison to what I'm making. Yeah. still investing. But that's uh I'm still investing five or six thousand a month. Like that's I'm still doing that. Yeah. You're missing the run-up, though. I am. who's to say maybe next month it drops 20%. Right. Who knows, but there's all those calculations that show you that investing as soon as possible is always better than holding off. Really? They did that study where dollar cost averaging was beaten by lump sum? Yes, 66% of the time lump sum investing beats dollar cost averaging. Okay, I think I I think I read that somewhere. have Yeah. a lump sum Right. available to you. The difference is when people make one investment and that's it Mhm. versus investing consistently. Investing consistently will always win. Mhm. But if you have a lump sum available right now, investing all of it at once Right. wins 66% of the I don't think I'm making that much of a misstep just because I'm still investing. It's not like I'm sitting out and I'm waiting to time it, right? Cuz there's ton of studies of like people trying to time it, trying to time the market perfectly. And even if you time it correctly, like five times in the last 50 years, you'd still lose to the person who just consistently invested month over month. But you But this isn't all the money you're you're going to have. You're not going to have, let's call it 500 grand lump sum and you're going to invest once and that's it for the rest of the of what you're saying. Well, not what you're saying, but like I have to do that right now. Like I would just have to invest 500 grand all at once. Ideally Which which I'm I'm a little terrified to do. Or you take 200,000 chunks. Take a $150,000 chunks on the first of the month. For sure. 150 grand 150 grand like also dollar cost averaging. Yes, but the whole point is getting over the psychological uh hesitation for just dumping it into the market. For sure. Cuz I think this almost reinforces then that I waited this long. I'm going to keep waiting. No, I don't think so. I think next year I'll definitely go hard on it. It's just my first year and I like I don't I like I've never Yeah. I've never made this much money in my life and I have no idea if next year it's going to continue or is it going to go down? Like you know what I mean? I don't know. Honestly, I have no idea. That is so new to this world. That is smart because Graham does say like and a lot of people say this as well, but if you start making a bunch of money at once or if you get like some sort of like crazy windfall Yes. the best thing to do is just sit on the cash. Yeah. Which is exactly what I'm getting. It does It does make sense. Yeah. That what you're doing. Plus you're You said you're 30%, right? Like your 30% is more than my million. Yes. Yeah, that's true. I mean, objectively as far as numbers are concerned 70% of my money is invested. Right, but that's still millions of dollars that could be earning interest. Not 90% non-invested. mean, percents aside, when we're talking about an objective number, we're still talking millions on your behalf that you are earning less interest than a million. my tax bill is probably going to be that same reason, right? Taxes. But you know how much taxes you're going to pay? It's not a surprise. Right, yeah. Right. So, literally your interest money is actually losing more money than my million cuz you have more millions. So, even though the percentage is more I'm looking at percentages here. Yeah, but I'm not. Not not total amounts. Percentages of total amounts are meaningless in our portfolios right now. Percentages are meaningless in the context of how much overall money we're talking about, right? No. What's a percent? 90% of your money's not invested. Mhm. 30% of my money's not invested. Right. So, that's the difference. Is that you need more money invested. No. Yeah, no. Also, you guys are in completely different situations. So, I would say if I was in Graham's situation, I would be acting more like him. If I was in yours, I would definitely be very very like hesitant to to actually Right. I'm not saying that you're being a hypocrite. I would do the exact same thing in your position. Just because when you have Graham's level of wealth, your goal is then not necessarily to risk that money as much as it is to protect what you have. And at my level, I mean, maybe you can make somewhat of the same point, but for me, I guess I'm comparing not percentages because my million dollars that's missing, let's say 7% per year, is let's say $70,000 per year that I'm missing out on appreciation. But if you have 3 million or 2 million in cash, you're literally missing out on two to three times as much. So, objectively speaking, numbers, if we're looking at the actual dollar figure, you're missing out on more money. Yes, but I'm also looking out for deals. Mhm. So, if I see a good real estate deal, especially moving here to Las Vegas, that opens up a lot of doors. Oh, for sure. Yeah. So, that's why I keep cash on hand because when you see a good deal for me, right? We're both looking at deals. buying real estate. I I will. What are you talking about? Soon. You We want We want Andre to move into the house next to me. Yeah, and I really want to. Yeah. This we're spilling it. Because you said uh you said someone who we're not going to talk about is planning cuz you didn't want to get people's hopes up. Oh, yeah, I guess we're Yeah. I guess everyone knows. Uh spill the beans? Yeah. Yeah, so um yeah, so I guess I could be Grams and is it okay to say who else? Jeremy? Jeremy's neighbors. That would be super cool. Um I just don't have my 2 years yet and literally everybody I'm speaking to they're like just wait 2 more months. You're not going to get a prime rate from a jumbo loan right now and I'm a prime candidate, so I might as well wait 2 months. Why like risk anything and why pay more? Yeah, I really want you as a neighbor. Yeah, that'd be cool. Think about Think about the Think about all the money all the content we can make. You said You honestly think we would make more content if we were next door neighbors? Yes, 100%. We're here now. We came all the way here to do a podcast with you. Imagine having you back as a regular guest. Imagine just being able to walk out there What do you think of this thumbnail? What do you think of this title? Right. Honestly, the work Jack and I do together cannot be done over Zoom. It can't be done over the phone. like we're doing such independent work that we wouldn't necessarily collaborate in a way that's like we would. You think so? We would check in on each other a lot. Yeah. Guaranteed. We could be accountability buddies. Yeah, the only sucky thing we would not be able to do is like yo, you want to hang? Like no, I'm not home. What do you mean? What do you mean you're not home? I can see you from the window, bro. Sorry, I'm working tonight. That's probably what would happen if anything. It would just be I'm working. That's what I'm saying, yeah. Oh, damn. Oh, Jack's working tonight, too. That's what I'm saying, yeah. We would get together like maybe once a month with Jeremy, we'd go get some sushi and then we would go back to our home. I don't think so. I honestly don't think so. know. Yeah. Yeah. But to be fair, like I I don't know. Like I'm looking at Vegas real estate because let's face it, you haven't lived here for 20 years, right? Right. And I think people from California that are coming here to Vegas So by the way, the Vegas market, because why not? Um here in Las Vegas, uh we have low inventory, we have low interest rates, and people from California, like you said, are fleeing to Vegas just because it's so much cheaper. But what looks cheap to you, I'm like is not this is not cheap. This is very expensive, right? For our standards. So, I'm like I'm like ah I don't know if I want to buy a house like that that's brand new that's you know it's going to build it's going to be building or should I buy one that's already on the market? So, but you're not getting as much of a deal if you're building especially with a luxury builder. I disagree. From the research that I've done and from who I've talked to it seems like in these new communities when homes are being built you can get in at a discount and then prices only go up as more homes are built because you get a lower price for having to deal with construction for a year. Right. Right. So, if I could deal with construction for a year but save $100,000 compared to a home that's fully done, I'd rather do that. It seems like a lot of these new constructions after 5 6 years start to go down in value. Mhm. Versus getting it now, going up in price, and then having more time for it to go back and down depreciate. I guess my thing is you're kind of already paying a 30% premium for what you could already be buying that's already on the market. And why is that? Is that just because Las Vegas right now is really hot? The just the builders understand what's going on. They understand it's low inventory, they understand people from California are moving in, and it's just always been like that. People that are building new homes are just right out of the gate paying a 30% premium on the same thing that's already on the market. seen that. I looked that one day at like 13 different houses and the one that I got was objectively I think the best price to value. Mhm. In that community, yes. All of Summerlin and Henderson. Right. at 13 homes between them. I don't know. I've spoken to my friends who also live in like luxury markets about that and they just said like if you're going to live in a home that let's say doesn't even have a pool over a million dollars, it's going to be very difficult to sell unless you build a pool which I know you want. a pool, yeah. Yeah, but that's still like you're going to pay extra and for a house in Vegas for over a million that doesn't have a pool, that is a huge premium that most houses on the market just I mean if you're going to buy a million house like you're going to have a massive pool, a finished backyard like I'm just saying what looks like a great deal from a Californian's perspective, from somebody who's lived here for 20 years is is like a huge night and day difference. So, have you seen a lot of appreciation of Las Vegas real estate? No, I'm seeing depreciation right now. Every house that I'm looking at, they're just every month and not like it's not crazy depreciation, but Before this, to to build up the real estate prices, was there significant appreciation for a few years or something? the run-up to the low interest rates, yeah, it just exploded, right? Are we looking at the right the same homes? Cuz everything that I'm seeing is selling. Like I favorited certain homes. They're gone in a week. selling a lot. And that's and that's in the 750 to I want to say the one 8 178. Over 1.8, I agree with you. It seems like the market there is soft. Yeah. Under 1.8, it's just like everything is bidding up. that they're not selling. They're definitely selling. That's That's not the point. But they are definitely selling, yeah. But that that's, you know, that still doesn't speak to the value. That just speak to the velocity of sales. It's just I don't think has much of a relation to that. Well, that only could be in in the perspective of the buyer. So, something could be 10% overvalued, but if to another person that's cheap, they're going to buy it. They're going to continue bidding it up and bidding it up. people are doing here, right? They're coming here and they're like, "This is so cheap." And we're like, "No, it's not. You guys are making it more expensive." Kind of like what Logan Paul did with Pokémon cards. But just watch, it's going to get way more. You think so? I I'm the tip of the iceberg. Seriously, I think as things progressively get worse, more and more people are going to move. And I think this whole pandemic has caused everyone to realize they could work from home. A lot of people are going remote, and a lot of people think, you know, why why do I need to live in such a expensive city when I could just go over here? I think that's 100% true. I think what you're not taking into account is the fact that like I have a lot of friends here that are like I like to call boots on the ground, and they have like normal people jobs, and what I'm seeing from them, every single one of them, like unanimously are like, "Dude, there's a tsunami coming in Vegas. We don't know when it's going to hit, but for example, here on Thursday, right? Across the nation, there's going to be over 40,000 people laid off. Vegas gets hit the hardest, as well as Hawaii." Yep. Um the people that are coming here, which are Californians, are not our clients. They're not the people that spend the millions of dollars in the casinos. These are the average workers. I mean, yes, they make a fat salary of six figures, but they're not the whales, they're not the people from China that spend all that money. Yes. And because of that, we are getting a massive amount of layoffs from casinos and all across the board. So, the only saving grace that I could argue against myself is that maybe the luxury market insulates those kinds of people. So, like, if you and I buy a luxury home that's 1.5 million, you could argue those people are probably a little bit more savvy than the average home buyer, and they're probably doing it with a safety net in mind, so maybe those home values won't collapse as hard. But, I think, just unanimously, like, people are losing jobs, we are going to lose a lot of money here in the real estate. You know what was interesting? The realtor I talked to when I was asking him about just price insulation, Mhm. he mentioned that from his experience, this is a realtor of like 20-something years in Las Vegas, mentioned that above 1 and 1/2 million dollars, a lot of those buyers, he calls it buy down. Those are buyers who could afford 2 to 3 million, 4 million-dollar house, they're downsizing. So, for them, that's cheap, or that's affordable to go with that price point. Right. And so, those buyers are the ones where during a downturn, he said, I have no I I haven't researched it that much, those homes typically hold in value because those are the buyers uh and homeowners who just can wait it out. Yeah, let's keep it. is really interesting economy because there's like signals that make both like sense across both directions, so you could argue I think that's 100% true, right? But, then you could also make the case that people are going to lose their jobs and the luxury market is almost always the first to fall. It's almost always the first that goes. It's the luxury goods that that fall the hardest. And these luxury homes, I don't know. You It could go either one way or the other. They They could be insulated more just because those people are more savvy, they have more money, they could hold through the downturn more, or we could see a massive collapse of real estate of 20 30% in a couple months once the evictions start to happen. I don't know. watch my video on evictions? I did. What do you think? I don't think we're going to see a mass wave of I know you don't think so. The numbers don't add up to that. the numbers go in both way. I think it literally it's it's a flip of a coin right now. How would it's not a flip. The National Multifamily Association found it like 93% of tenants are still paying on time across tens of thousands of rental units. That's not the statistics I saw. 90%? Yeah. Yeah, it's like 92%. Right. Yeah, I don't know. That's not the statistics I read. What did you read? I don't remember, but it's not what I read. Yeah, no. National Multifamily Housing Association. So, what it was. I We're getting mixed signals from every sorts of media platform. Like everyone is telling us a different story. All I know is that as far as the real people that work here, they are getting laid off like crazy. And things are going to got to get worse. I've seen it with all of my friends, with my parents, with my roommate. He's still out of a job. He just got permanently laid off. Like this is the heart of Vegas. This is what operates our properties. And if Vegas is going to start sucking for tourism, we are not going to be a, you know, we're not going to be doing really well very soon. And like I said, it could go one way or the other. You could very well be right and maybe the luxury market will continue to go up, or maybe it'll stay. But I think we will at least see 10 to 20% drop. And that's not to say that I'm going to wait until that happens. Like you know what I mean? Like if a 20% drop happens, I'll be okay, you'll be okay. So, I Yeah. I'm not going to try to time it is what I'm saying. Yeah. But I to me it's the toss of a coin. Like I I don't know which way it's going to go. I don't think anybody knows. And it in your argument as a favor Mhm. I do agree that Las Las Vegas is way more volatile. Yes. Overall nationally, real estate dropped about 35%. Yeah. Vegas, I think dropped as high as like 80%. But also the bubble in Vegas was higher than any other area. And still, if you look back historically, Vegas is not recovered to Uh pre-all-time highs when you account for inflation. Right. the curve was so high up that now we're like halfway up up the curve from where it was in 2006. Disregarding inflation, we're we're back at the same price, but not when you take that into account. Right. But that's because people in Vegas We have such a interesting economy, right? Like in LA, you live to whoever you live next to, you probably know your neighbor. You probably speak to them or like you have a Okay, maybe you don't cuz you're like I don't. me, we don't really have like much of a social life, but most people in California, they're very community-oriented. Like here in Vegas, it is such a transient town. The people that come here and they work, they're here for a little bit and then they leave. There's no sense of like permanent community. And because of that, jobs, there's such a high turnover rate and that's why there's so much volatility. It's the same for Hawaii. Hawaii gets hit, I think either the hardest or the second hardest after Vegas. So. But if you had the opportunity to, would you enter the luxury house I'm really thinking about it. It's so interesting because like I said, now I have this windfall of income, right? And I'm like, is this going to keep going? Do I buy a fancy house? Cuz the house that I've living right now is like $275,000. I pay $1,400. Well, I don't pay $1,400. We pay $1,400. I pay $450 a month for my rent. And like the amount of you're never going to get that again, man. of money that I save is like literally 99% now at this point. So, on one hand it's hard to leave that, but on the other hand, right now, my success is the thing that is crushing my success. Because now I've hit this threshold where in order to grow, I need to expand and I need to start hiring people to help me edit, to help answer comments, to help answer emails and sponsorships. Because now at this point, I'm upsetting more people than I'm like growing. Because now it's like, "Well Andre, how come you're not doing Patreon? You're not posting as much." And it's just like, there's only one dude doing this. And now that there's thousands of people with expectations, I can't grow beyond this point unless I start expanding. And I'm like, "Do I Do I want to buy a fancy luxury house?" Because if I have this fancy 4 or 5,000 square foot home, maybe with a basement, I can turn that into a studio, have a live-in editor, it's going to be awesome. Or do I continue just living here really modestly and just continue what I'm doing? I'm kind of torn. I don't know what to do. That's a That's a good conundrum to have. It's a good problem. Yeah. I mean, here's here's my thought is that once you move from here, you're never going to move back. So this is your one chance where you could spend $450 a month and save 99%. The other issue that I see is you need more places to film from. And I do think you need to spice things up a little bit. So I think moving into a larger house with a live-in editor or someone to help you is going to really expand your business. I think a good middle ground for you possibly might be to rent some sort of house or office space that you could work from. So you still stay here, Mhm. but you could rent, let's say, a warehouse Right. and just turn that into a studio. That's a full tax write-off Yeah. and then hire an editor Yeah. or someone to work with you who could stay there. I thought about that and then I weighed it against owning a luxury property and I was like, "Well, what if I buy a luxury property? It's kind of nice because now I have built in equity and now I'm building equity and maybe 2 years from now, if things don't work out with YouTube, I could still sell it. At worst, maybe break even assuming prices don't collapse." So why did you decide against that then? Decide against the warehouse? Oh, because I think I'm missing out on the upside of potentially owning a luxury property that could appreciate in price over the next 2 years. So even if YouTube doesn't work out for me, if I buy a million dollar house, maybe 2 years from now it'll be worth a bit more if I sell it. At worst I could break even assuming prices don't crash. Here's what you could do is this, man. Okay, I got the perfect solution for you. You stay here. Buy a luxury house. 100% business use. Right. The deductions that you can get from that are crazy. Cost segregation analysis. You could basically take I want to say maybe 30% of the structure and depreciate that over the first year. You'll have to look into all the specifics about that, but take 30% of the cost of the building. Depreciate it all the first year. That could be a few hundred thousand dollars as a tax write-off. But then the interest you pay, that's a tax write-off. The property taxes, write-off. Is it an interest-only loan you're talking about? No. Oh. You get a regular 30-year mortgage on the house. And you you deduct the interest on that. Okay. So if your mortgage is 6,000 a month, 3,500 of that is interest. There There you go. There you go. downside to that? No downside. I mean, I wouldn't see it. That's what I wanted to do. Yes. Okay. Yeah, well I'm I'm living in the house so I can only uh depreciate the cost. So I can only depreciate basically what I'm using exclusively for business. But in LA, before I made the decision to move, I was looking for a house that I would be able to fix up and use 100% as an office. And I looked for months to try to find something. Just nothing made sense or it was way too much work for me to to dive in. you write off 100% of the house if you're not using 100% of it for business use? What? How do you How do you write off 100% of the house if you're not using 100% of it You don't. But in your case, because you're living here and you're buying a house for your business, that would enable you to use that 100% for business use. So my LLC would own it then. No, you own it. Okay. And there's there's plenty of ways to go around. You could You could rent it to the LLC. Right. Or you could just straight-up on your own tax Talk talk to a CPA about I'm sure there's a lot of creative ways to structure it with a trust or something. No, you don't need to get that creative. I mean, there's I just don't know the the exact specifics for your situation, but there's ways to do it. Okay, I'll look into it. Yeah. Yeah, I'm sure you'll figure it out first and then you'll tell me. Well, I did it over at uh I forget what it was on on uh the duplex. I I forget how she had it structured, but I had the entire garage that was like 500 sq ft of my 800 sq ft of living space that was specifically for business use and it was. Okay. Yeah. I'll look into it. So, look into it, but a lot of great tax advantages there. But, I'm not sure that I want to buy a luxury home just yet. Like, I don't know what to do. Or do I buy a normal house like this and then pay it off in like a month or two and now I have a property that I can have a living editor and use exclusively as my studio and then rent that to them as well. I will say you're probably best off staying here and buying a place exclusively for business use. Right, that's what I figured. But, not necessarily a luxury one. It could be anything, but I think there's also a benefit of having a nice place to work from. Like, my backyard is so inspiring to work like I get more done in my backyard. Yeah, I mean, your house is so cool. Like, your First, your area is amazing. Yeah. What do you think needs to happen in your life for you to make that decision to buy a piece of real estate? Just That's not the politically correct way of saying it, so I won't say it. Uh just just get more courage and just I think if I have a little bit of a few months next year in 2021 just to see how things are going. If I'm still making like a a a still a good amount, then I would probably have more courage. But, I think I'm ready at this point. Like, I think even if things were to collapse even next year for me, I could still pay for the place for a year without breaking a sweat. You know what I mean? Like, it's fine. It's just I've never done anything like this before and it's such a huge like lifestyle inflation move that You can't go back. You can't go back, I know. my one lesson is is moving from that one-bedroom, one-bathroom, 800 Did you Did you saw it, right? Yeah, oh that's right. Okay. Going from that like I was super stoked with that place and for me that was all the space I ever needed. Right. Um when Macy moved in, I was like, "Okay, it's not big enough for two people when we're both like home all day." So then the Santa Monica house was perfect. Mhm. But that was a huge style. Like I was so nervous for that entire month. Right. I was like, "What happens if something something happens to the business, if I'm not able to pay it?" Okay, well, worst case, I could rent out the house and then the guest house and then move back in Like I'll I'll make it work. And then after I would say like two months, I'm like, "Okay, now this is fine. Right. Where's the next one?" Right. So it it's amazing how quickly your mind adapts to that and then it's like no big deal. I know, but even at that point, it's so easy to be like, "I'm ready for my next move." You know, and it's just it's so interesting. I just watched the minimalism documentary by Matt D'Avella and it was so great. I mean, I love minimalism, financial minimalism and it's just it's so true that you're content at this one place in your life, but as soon as you start trying to go beyond that boundary or you start to compare yourself to other people, it is so easy to be displeased with what you have and then once you expand, you're like, "Cool." I mean, that becomes your new norm. But I yeah, but I will say in defense of that, I was able to to do much better work Really? house. It has nothing to do with the cost. It has everything to do with the the tranquility Mhm. and just the feel and the warmth of the space. Just mentally speaking. Mentally speaking and it had nothing to do with that being an expensive house or being I mean, it wasn't that much. The house is your place. How many square feet is this? 2,000. This is bigger than the Santa Monica house where I'm living. Wow. This is bigger. I I think this is a few hundred square feet bigger than what I have. house is what, like 1,800 square feet? Eight times more expensive than this one? Yes. And it's 1,800 square feet, but for me it was the backyard of just posting up in the backyard, having the breeze. There's something inspiring about that that makes me want to uh, myself further. So it's really interesting because a few months, maybe not a few months ago, like literally a month ago, we just started, I don't know if you experience the same thing, all of our views started dropping. Yeah. I was like looking at these million dollar homes and I'm like, "Oh, crap, this month views are not doing well." I was like, "Yeah, see, I feel like if I had a huge responsibility like that over my head, I would be so much more stressed. So, on one hand, I would have more tranquility and just that whole aspect of the mentality, but then I would also have this stress of like, "Oh my god, this month the numbers are down. What if they're going to keep going down?" a good point. I waited to buy that house until all of my investments could cover the cost of the house. Right. So, you could pay in cash the entire cost of the house, right? Uh, at the time, yeah, actually. Oh, there you go. I think at the time I could I could have bought the house cash. Yeah. But even then, with with the down payment I put in the mortgage, so I think all in it's like eight grand a month. Right. I made sure all my other rental properties could cover that one. Right. So, everything sustains itself and worst-case scenario is that it just breaks even. Or what you like even worse than that, I'm like, "Okay, I'll rent out the guest house." Mhm. That's another $2,500 a month coming in. That'll put me in the green. Mhm. So, like I did all these calculations to make sure everything would I I could afford it without relying on YouTube. have those sources of income. If anything, my sources of income, there's like three of them that are responsible for I would say like 90% of my income, which is terrifying. So, I'm trying to build other sources of revenue that at least I'll have a little bit more. Yeah. So, in case one of them doesn't do well, I could at least rely on the other ones. And just right now, even though I'm making stupid money, not as stupid as yours, it's still like it's still scary. It's interesting. I would say your goal should be have $1 million invested in the stock market. When you do that, make the down payment on a house. Okay. I don't know. $1 million invested in the market. Right. Yeah. I can do that. After taxes though? I don't know. Hopefully I'll still be a millionaire. I think so. invested in the market. Yeah. What are your three streams of income? Three streams of income? Yeah, you said you have three. Like substantial Yeah, substantial ones is YouTube ad revenue, affiliates, and Patreon. Those are just the biggest ones for me. No. You We should talk about breathing about Pokémon. We should be talking about Pokémon cuz I Let's bring in this Let's make it a little more fun and lighthearted. It's been getting like really meaty. Yeah, yeah, yeah. Okay. People are asleep. Let me let me ask this. Um so besides the stock market then, what about other investments? Cuz you were going to show us the Pokémon cards, right? I don't know if they're investments or if they're more like justifications for my childhood. I'm sure we all have that. It's like What is this? I'll show you this. Oh yeah, I never noticed all this stuff. all the ladies. Oh my goodness. My Pokémon bring all the nerds to the yard. Wow. really cool card. It's a shadowless first edition psychic energy card. Of all the cards you picked, you had like a one in four shot one in five shot of picking that card and you picked the card. Yeah, it's the one I wanted. Wow. Look at this. Oh, I remember these. Who What was her name? Erika? Erika, yeah. Yeah, her name is Erika. Yeah, I got Erika's Venusaur. Wow, I remember these. Holy crap. What What is this worth? So this is a Venusaur. This is base set. Has base shadow Venusaur. Yeah, it's not like shadowless. I don't have a single shadowless card. Oh my god. Wait, can I hold it? Can I Can I hold it? Yeah. That one is so cool. The dark one. Yeah. Dark Charizard. I had this Okay, so this is a Japanese Charizard. Yeah. Wow, I remember this. I I like I used to like the Japanese shiny cards cuz they had a cooler holographic. Not only that, but you were guaranteed a holographic whenever you bought a a Japanese pack. That's right. I forgot about that. Yeah. And they were worth like $14 or $12, like something ridiculous. This I remember at the card store would be like 30 bucks yeah, the card store back then. And I like the back It's cool. Pokemon monsters. Yeah, Pokemon monsters. Wow, I always thought these were cool. Check this out, first edition Rocket one. Yeah, you're not delicate man. It's it's giving me anxiety. I'm holding these so carefully. Look at that. Woah, can I see this one? Yeah. Dark Blastoise. graded, that's why I'm not like babying them. And I'm not going to grade them. Yeah, so yeah, oh yeah, I see all the scratches on it and Yeah. Wow, who would have thought man? What's this Blastoise worth? It's it's just a regular Blastoise. I don't know, regular basic Blastoise. How much is that worth? I don't know. It's a good question. Imagine if you stole these. If if if it was you, you came to my elementary school. I'll tell you I told your story to Corey. I was like, "Graham stopped collecting Pokemon cards when he got his cards stolen." And Corey's like, "But you stole yours back." I had my cards stolen and I broke into the person's house and stole them back when I was a kid. I broke into my house and I knew who it was. I stole them back. Oh my god. It was amazing. So when did you stop collecting? When? Yeah. Ah, I don't remember. Yeah. don't remember. I'm still collecting. It's cool you don't stop collecting. You showed me this thing that you got from the the Pokemint or whatever you want to call it, the Pokemint, right? And you said you bought it for $2,000 and it's now $7,000. Yeah, it's like on it's like on eBay for five or seven thousand. a good investment then. That's awesome dude. That's so cool. Woah. Be careful about your first edition energy card. worth more than any other card in here if it's graded. It looks like a PSA 10. Or like a nine and It's got to be a PSA. That's for sure a PSA 10. Gosh. Yeah. Well, good stuff. We'll wrap it up. to get B-roll on that. So should we wrap up here? We're at we're at an hour. It's still recording. Still We probably have 10 minutes though that we weren't necessarily talking. I mean, let's make it more fun. We talked about pretty heavy stuff. Let's talk about it. What do you What do you do for fun? What do I do for fun? I have no fun. I have no life. I'm kidding. I just hang out with Corey, my girlfriend, and we just How long have you been Corey? How long have you been Corey? How long have you been Corey? Geez, how long have you You've been You've been her for 5 Corey 5 years, yeah. Yeah. Yeah, we met on Tinder. Cool. Yeah. I We did. to find love on Tinder, man. Dude, it works. It works. Sometimes you get people that are just, you know, you're going to be your friends, and some people that are like, "Oh, you're cool. Let's be more than friends." And you just never know, you know? It's the digital age. I guess everyone's meeting on Tinder and like whatever other social media network there is. Bumble. That's true, yeah, Bumble. Bumble's the worst. Girls never respond. I mean, I think they're the ones that are supposed to initiate the conversation, but then they don't put any effort into it. They're like, "Hey." Really? Oh, yeah, no, cuz they don't have to put effort in. Cuz they know the guys will respond. what's crazy? This must have been like 4 years ago. Um I had a Bumble profile. Yeah. Didn't get any matches. Like like I'm talking like like a match every now and then, you know? This like 4 years ago, whatever. Um almost no matches. Yeah. I changed the picture just to see what would happen of myself in front of a Lamborghini with the doors up. I kid you not, overnight You know how it showed you like like the potential matches? It was like 50 plus. No way. Overnight. And it got to a point on Bumble I would just swipe match, match, match. all about the title and thumbnail. That's funny. CTR. But that is your thumbnail. At the very least, I'm not saying they're all like, "Ooh, Lambo." Cuz they They don't know what the car is. But if they're scrolling, it at least was like, "What's this?" Right. Crazy. Yeah. You know, Graham said something really really funny to me. He You said when When had Tinder, you know, you could super someone and it has this cool blue glow. Yes. Well, it has this blue glow at the bottom of your your Tinder card or whatever. Graham edited all of his photos to have the blue glow. Everyone thought I superliked them. People thought that yeah, the girls would think that Graham superliked him, which you can only do one every 24 hours. And it drastically improved that match rate. I I my matches were so much that I I physically like I couldn't keep up with with the amount of messaging back. Wow. It got so overloaded. And uh I would had to be really careful about which profiles I swiped on because more than likely it was going to be a match. Couldn't believe it. It lasted about maybe 30 days before I got a notice from Tinder that they took down my profile. Oh, no way. Um yeah, so it it worked up until the point it didn't. And then they changed the I guess they changed the the superlike now or so I don't I don't know. Did you ever meet up with any of the people that you matched? Yeah. You did? Did you make friends or did you date anybody? old girlfriend for um gosh, almost two years. It was No, I had no idea. Yeah, Tinder. I didn't know that. That's cool. Huh. Good thing Macy's not here. I mean yeah, she I mean she knows. She knows that. Yeah, first year right now. I mean this is many years ago, man. I prefer Bumble. I think I honestly spend more time on Bumble than I do on Tinder. spend a ton of time on either, but I do spend more time on Bumble because I feel like it's just much easier when they message first. Yeah. You're a good looking dude. You're kind of tall. You got it all. Stop it right now. Stop. Yeah. No, you got it. being like 5'7 and 5'2 Graham. 5'5. But you guys are ripped. Okay, you guys are ripped. 4'9. Okay, no. I'm out of shape now. Yeah, but it's crazy how much street cred you get with girls just for being tall. Like you'll be like was in jail, have no job, completely broke, 6'5. Girls are like 6'5? That's great. I don't know. I think people focus on what they don't have because I don't view my height at all as a perk. I really don't think about it. I I don't think about it at all and I think about other things and I'm sure it's the same way with everybody. They only really highlight the negative stuff. your downside? What would you say like your critique of yourself is? I couldn't say it publicly. Oh, I I couldn't say it publicly. Why? Because, man. I don't like to hear it. I can't Come on. You can't do this to me. You say what you You're saying what your heart right here. Mine was height. Really? My big part was height until I would say 3 years ago. Maybe about 3, 4 years ago. It took me that long to get over my height. I was I was not self-conscious about my height until I would say right after high school because in high school like it didn't matter. I had I had a good group of friends. Nobody cared. It didn't It didn't make a difference. Then when I got out in the I want to say the real world, put myself out there, there was one moment where a friend was setting me up on like a blind date. This is like right after my girlfriend of like 2 years in high school broke up with me. So I was like shattered. Like I had no self-confidence. My friend was like, "Don't worry, bro. I'm going to set you up on a date with this girl. You're just going to hit it off like and he made it seem like this perfect thing and the girl walks in. She's like, "Oh wow, you're short." And just like but I don't I don't even know if she meant that in like a ew way but just as maybe just like a oh hey, you're short. Like something like that. And it just destroyed me. You got to give her a neg. Like oh yeah, you're right but that was a cute shirt. My grandma owns that shirt. Oh wow, you're ugly. No, just you got to give me How did that feel? Like did that crush your spirit? Crushed it. I'm so Crushed it. It took me years to get over it. People don't realize like one random thing if you can like pick out someone's insecurity with one comment, you have you may have no idea. You might have set them off on a path to overcompensate and become a YouTube billionaire. Yeah, exactly. Since then I'm like, "I'm going to show her. I'm going to get a YouTube channel. I'm going to make millions of dollars to laugh now but I think there is truth in that. See, no. I don't think so. I think there's truth in in in people that have less throughout life or like they have less confidence to work extra hard to make up for what they feel they lack. Really? I think so. I think that's probably a lot of cases, you know, but I wouldn't say that goes as a general I think that is a general rule. Really? think there are exceptions, but I think it is a general rule, yeah. I don't I don't think so. I don't think yeah. why you started I'm just saying that there is subconsciously some some aspect of you that desires every single person. That's every person, yeah. We desire to have status to some extent to make up for what we think we lack. But maybe there is an inequality with people that are more self-conscious. Oh, it stopped recording. Yeah, my ran out of memory. Cool. I just want to say, you know, I could be completely ignorant to it. This is just what I my initial thought. Okay. Yeah. Something like height, there's nothing to hide, right? Because when you meet someone, I mean, it's just right out there in the open. That's true. So, it's not like it's not like Your flaw is right there. No, I'm Everyone can see it. I'm just saying like if that's your insecurity, like it is apparent, you know, it like not that it's your insecurity, but that, you know, That is Yeah, I get it. You're calling me short. No, no, I'm not saying that. It's It's evident. It's right there. What What I'm trying to say is, guys, you guys are really giving me a hard time with this, all right? What I'm trying to say is like it's there, right? Whereas something else, this something else can eat away at you because you know that they don't know about it. It sounds like you just you you murdered somebody. We don't need to get into it. Let Let him lead into it. No, I'm not going to I'm not going to lead into it, but I'm just saying like this is something that, you know, What is it? You could bleep it out. You could and we'll just talk vaguely around it. Really? Yeah. We could talk vaguely around it. Okay. I've got a ginormous heart. No, like my biggest insecurities, I'll tell you. Okay. So, I guess ever since I was a kid that I was I was fat. I was really fat. I was really insecure about that. Um and then as I got older, I was so insecure about being fat that I would wear rash guard. I would never be shirtless. So, then I was extremely pale. Mhm. And like I would Yeah, so I was really pale for all my life and I was extremely nervous about that. And this may seem small to you, but I wouldn't take off my shirt in front of people, no way. And then as soon as I started getting tan, cuz I started running cross country, I started getting chest hair. And now it's like a forest, man. Like it's crazy. Yeah, you can't tell, but like it's a forest, bro. And I thought that when that happened, that would be the day that I would call it quits. You know, there's a thing What? There's a There's a thing called the trimmer. It's amazing. It'll change your life. No, but it's not the same, bro, because you get red bumps. It like it obviously it's still there. don't don't go bald. Let's just trim it. it. But at the same time, that is probably my number one, right? Just overall overall ape man, okay? And second second to that, I would just say asymmetrical face, man. Like You sound like a girl. Yeah. No, I don't. You don't understand. Like when I'm when when you have when we have these podcasts, I'm always on the left side. Mhm. Okay. You think this is hear this, yeah. No, but that's because you're a dude. Like I see you and I think you're a perfectly fine looking guy. And but you No one thinks that. Trust me. No, no, people know I'm a perfectly good looking guy. No one thinks that of a you. You guys know you guys are good looking guys, right? To be fair, the first time I saw Jack, I was I was like there's something off about him, and it was definitely the symmetry of your face. Exactly, man. See, that's what I'm saying. That's what I'm saying. But no, your face is perfectly symmetrical. in there, seriously, cuz there's an ancient face. I'm not going to leave in number numero uno, though. It's not that big of a deal. It is not. No, you don't You're over You don't understand. Okay, how about if you leave it in, you could have people comment about it. No one will ever bring that up. No, you can't. flaw Jack said, I also have. Really? Yeah, I think literally everything you said is like everyone else. man. Your arms aren't even I'm pale, like way paler than you. I'm hairier than you. Yeah. No, you're not. because I trim. I'm way hairier than you because your arms? Very rarely, but I do. I have never done that. Well, there we go. Every single flaw you said, I've I've had about myself. I don't know, man. Yeah. I don't know. But you know what? I can't grow a beard. You both can. It doesn't matter. I'd rather not have a beard, to be honest. Oh, I'd rather have a beard. Really? Yeah. I think it's so cool. I've always wanted to grow a beard. I can't do it. You know what, dude? This is ridiculous. Okay, so when I was a kid, me and my family, we went on a trip to Seattle, and there was a grooming place in Seattle where you can buy mustache trimmers. And ever since I was a kid, I just wanted a huge mustache, right? You shouldn't be self-conscious about that. a massive mustache ever since I was a kid. We go to this beard grooming place, I'm like a freshman in high school, and I'm thinking, I'm going to buy a mustache trimmer because I'm starting to grow hair elsewhere, and it might come in. Eight years later, this is what I get? After like months of growing it out, this? I literally like I grew hair everywhere else Wow. except these 2 in on my body. It's absolutely ridiculous. Gosh. Should leave that in there. Seriously. Yeah, that's cool. All I'm saying is that is the only way you're going to be able to to get over this, and this is like the first head start. You just do it. And actually I'm just yeah. And how you build a And how you build a brand. The more vulnerable you can be, the more relatable. This is your chance. You have one chance to put yourself it. super uncomfortable, but guys but guys Well, I also I exaggerated it, right? Because for comedic effect, like I'm not an ape, you know? Like I said that like as a joke. Yeah. I'm not that hairy. And I'm but but Don't worry, guys. Like it's not that big of a deal, guys. Like All right. Should we move on? What's the next thing? No. I I'm going to say the only way to move on is just to embrace it. you guys say your insecurities? I just did. Mine Mine was height, and I'm I wish I could grow a beard, and I can't grow a beard. Really? Yeah, because I feel like I I look too childlike without a beard. That's That's I've had that same I've had that same I've had that same criticism about me. I always have a beard just because I think the same about myself. Okay. I feel like I look like a child without a beard. But you guys are lucky. You don't want to look old. We're like the same person, like the same insecurities. I'm 12, even though I'm Andre, what about what about your You already talked about You already said yours, right? Yeah, I did. Yeah. So, we're fine. So, we all we all did it. If you now are the only one who blur out yours I'll leave it in, man. Let us know in the comments down below what your insecurities are. Yeah. Just Here's Let's Let's Let's set this as a as a goal. Okay, everyone put in your worst. Do your worst. And you know what? If you The darker it is, the better. If you do that, I will respond within the first few days of commenting, 100%, and I will tell you you are great. You know, don't worry about a thing. And that that'll be that. There we go. Just Just This is a self-help podcast now. Richard, it's it went in a different direction. I think that's a good way to wrap it up, though. It's very It's a very lighthearted way. Yeah, cool. So, thank you guys so much for watching. And thank you for coming on. Like that was honestly incredible. Thanks. It was nice meeting you as well, honestly. We didn't introduce ourselves. I'm Jack. Yeah, I'm Andre. I'm Graham. I'm Smash the Like button. Well, thank you so much for coming on. That was a pleasure. So, guys, make sure to subscribe. We'll link your information down below in the description. I will push me over a million, please. exactly. We're going to get you to a million today. Thank you. add us on Instagram. Two free stocks from WeBull down below in the description. Mentorship group, we got that running right now. So, if you want to talk uh Jack and I live twice a week, one like it's not one-on-one, but it may as well be. But so, if you want want to join that, link down below in the description. Thank you so much, and until next time. Till next time. Also, um let's get a better introduction of Andre. Yeah. Just because because I don't even think we mentioned the YouTube channel in the beginning. We just talked about uh the car stuff. Yeah, right. Okay. Uh so, let me do it. Cool. And yeah, we're good. All right, cool. Yeah. That was good. That was a good mix of fun. All right, Andre, so you're going to introduce us is the 22nd ever episode. We have made 7,333. 7,333 videos. Welcome to the 22nd episode. They have so far made 7,000 2,333. You've got to say welcome to the 22nd ever episode. Ever.