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Baking Cookies in Graham's Tesla | Ep. 2

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In this episode of *The Gramps*, Graham Stephan and his co-host welcome back to discuss a series of recent events, starting with Kevin O'Leary's reaction video on CNBC regarding Graham's "Millennial Money" content. The hosts also recount their return visit to McDonald's where they combined an McDouble Jr. with an McChicken, finding the resulting meal surprisingly decent despite its unconventional nature. Additionally, the duo celebrated one year since launching the podcast; however, Graham felt he lacked sufficient material for that anniversary episode and instead prepared extensively for this session by discussing a major news story: Joe Rogan's reported licensing deal worth $100 million to Spotify. The conversation explores whether such a lump sum should be spent immediately or invested, drawing parallels to the movie *Brewster's Millions*, where spending money without retaining assets is required to win an inheritance. Graham suggests that while renting expensive properties like Hamptons homes could work for short-term challenges, investing in stocks and real estate offers a safer long-term strategy than risking capital on frivolous expenditures or gambling restrictions found in movies. The dialogue shifts to personal habits and financial philosophies as the hosts debate bucket lists and spending limits. Graham expresses interest in van life travel but admits he does not maintain a formal list of goals, preferring to focus on his current reality rather than dreaming about hypothetical scenarios like finding lost baseball cards or winning lotteries. When asked how they would handle receiving $10 million overnight, Graham reveals he might sit idle for two years before investing the majority in stocks, bonds, gold, silver, Bitcoin, and real estate. They also touch upon their differing driving styles; while Graham admits to being a "passive" driver who rarely exceeds speed limits significantly, his co-host notes that Graham's Tesla can feel jerky at higher speeds compared to her own more cautious approach. The episode further covers pet peeves, with both men expressing strong irritation toward littering, people who do not say thank you when doors are held open, line cutters in snack bars or on freeways, and individuals who are late without prior notice. A significant portion of the podcast is dedicated to audience submissions regarding food budgets, extreme frugality challenges like dumpster diving for video games, and productivity tips for younger viewers struggling with distractions like gaming. Graham explains that his takeout budget has increased due to working from home but notes he avoids leaving the house often unless it serves as a reward at restaurants like Cheesecake Factory or McDonald's. He acknowledges viewer suggestions for an "Extreme Cheapskates" episode involving dumpster diving, though he remains hesitant about eating directly out of dumpsters despite seeing others do so in the past to retrieve video games and posters. The hosts also discuss self-discipline strategies, agreeing that removing temptations from one's environment—such as keeping chocolate away or unplugging devices—is crucial for maintaining productivity once a habit is established. The final segment covers current events, specifically CNBC reports on billionaires gaining $434 billion in wealth during the pandemic versus figures like Ralph Lauren losing value. Graham argues that these fluctuations are often market-driven and not indicative of unethical behavior, noting that tech giants thrived because their services became essential online while others struggled. They also discuss TikTok's massive download numbers compared to Instagram and Snapchat, with Jason Derulo highlighted as a major star on the platform who has successfully transitioned his music career there. The hosts conclude by planning future episodes focused more on current events discussions rather than just Q&A segments, thanking their audience for support, promoting free stock offers via Weebly, and promising the third episode next week after this second installment wrapped up with a lighthearted sign-off about baking cookies in Graham's Tesla.
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so we can say it now what can we say Graham what what can we say welcome back welcome back to the Gramps of the iced coffee our right because the first time they're gonna be back yeah welcome back back to the non iced coffee this is old coffee but I'm just gonna roll with it today exactly that's how we do it here yes so uh welcome back everyone we hope you had a good week since the past week what we're gonna do is first off how was your week Graham good was it good good week so something crazy that happened and it just happened today was that Kevin O'Leary from shark tank right reacted to your millennial money yeah and that was pretty ridiculous yeah wise I wish because the thing is CNBC sent me an email the night before telling me that like hey this is gonna happen I think it would have been more surprising had I just like gone on YouTube and and had seen that and then been like totally caught off guard wouldn't surprise me but at least the bright side is that I had time to prep because I knew I was gonna be doing a reaction to that video so at least I had time to mentally be like okay how am I gonna structure the next day around that so yeah it was crazy you text me you're like dude like all caps and I was like I was like oh my god guys I thought first off but I was in trouble I wouldn't if you were in trouble I wouldn't start with dude you wouldn't know okay good to know so yeah that was pretty crazy another thing is during this past week Graham and I went back to McDonald's as we said we would do in the first-ever episode so tell me what happened there Graham we did them what that's so dirty when they say I don't want to say it but we basically we took the McDouble young with a McChicken and just put them together and eat them is once that's decent you know it's good I would say it's good did I overact it probably it wasn't it was a magical by any means I mean it's exactly as you think when you combine chicken and beef except the thing is they've kind of a similar like the chicken can go as meat really I don't know the chicken has the McChicken has a bit of a spice to it there's something with the McChicken with it it's in the batter or something like that we don't even know if that's real chicken or that's what yeah that's what I'm saying that's why you know I would say chicken chickens not that expensive so I don't know probably beef is more expensive than chicken I don't know all right anyways so yeah we got the we got to make I'll blur that and yeah it was pretty decent and the final thing is a happy anniversary oh is it yesterday what Wow one year wow that's crazy yep happy happy one year yeah yeah congratulation survived to the first year exactly nice so one thing that I figured is I don't think I went to the last podcast with enough material so I prepared a lot for today and one thing that I thought was insane was the Joe Rogan thing a hundred million dollars for what was it was the licensing for his idea I don't know I think it was a licensing for the Joe Rogan podcast so only exclusively spot if I can have that so I think what he's doing is he's keeping it as is and then I think September he starts doing both and then I think by November of this year it's gonna be just unspotted I that's insane I'm just trying to picture my head because I don't know what his net worth was beforehand but waking up and just like getting a hundred million dollars a hundred million dollars I mean I don't know how its structured how the payments are cuz usually I'm guessing these deals wouldn't just be here's a hundred million up front it would be we guarantee 100 million dollars a year for the next three years you know contingent on these surgeons was that it a hundred million dollars per year no sorry sir what did I know million owes total but we're gonna pay you sorry like you know certain amount per year but it's gonna be a contract worth a hundred million dollars like we do here athletes gonna sign a 20 million dollar contract 30 million dollar contract it's all paid it once it's paid right right and you think that's just like recorded as income and just taxed as income with state and federal taxes just like yeah I don't know how he has it structured and but yeah I mean the portion of that would probably end up in his pocket yeah that's crazy and and one thing that it reminded me of just acquiring that big of a lump sum at once is that this movie called Brewster's Millions have you ever heard of Brewster's millionaire so it's about a guy who was like a failed minor-league pitcher so nothing spectacular and he just finds out like out of nowhere there's uncle had like a ton of money basically and the thing was there was like it was like a game and said if you can spend 30 million dollars and have net asset to zero by the end of it then you get the rest but like the other 300 so this guy in this movie he had a month to spend 30 million dollars and if he couldn't spend it he didn't get the extra 300 million but if he could do it then he got like you know 300 million dollars and like ten times more than he initially got rights which was like crazy in my mind because I saw this movie a long time ago so I'm probably butchering a lot of the facts and stuff like that but have you ever heard of Brewster's Millions no and it's crazy to me because I think like what would you do would you how would you spend like that thirty million dollars easy I would say art cars watches real estates I mean but then you'd have assets oh you have to spend Oh and not have any assets yeah so you have to have net assets zero from that thirty million dollars oh oh okay yeah I mean you could you could basically we couldn't tell anyone yes so you would be able to rent a really expensive house there are plenty of houses that you could rent Hamptons the Hamptons prime season I think it's like two hundred thousand a month you could pay even more for like full staff and stuff like that you could rent a whole bunch of houses like that you're not owning any assets on that you could rent some really expensive a is basically renting everything so that's what you would do yeah because in the movie he did a lot of things like there was there were limitations with like you can give away a certain amount you can't tip a certain rights and I'm thinking like like I might just accept the thirty million dollars because in the movie he was this close to not getting you would have known you would have to have a plan but I bet you could plan it out and diligently you know plan to spend the 30 million bucks it's just an immigrant it wait take a lot of time I mean it it seems like for a month you would really have to try to spend that much yeah because like people came with to him with like ridiculous investment ideas he'd be like sure read a checks write a check and one of them like paid off like a ton of money like back to his thirty million dollars so like and also at the same time he couldn't tell anyone that he was spending this money so everyone thought that you know what would be a great thing is just gamble it no you can't you can't game no there was a limitation on gambling okay but I'm thinking like no one knew so everyone thought that he was like a loser and everyone started hating him and like he ruined like a social life and everyone was abusing him for his money so you could almost buy like really expensive price priceless paintings and then dismiss inés oh do you damage them and that's so much less like imagine buying like a Mona Lisa let's just say it would be so mad at you just you just you just light it on fire you light on fine it something like that and in the ashes you sell the ashes back for let's say you know a million dollars or something like that and then now you only have a million to spend 30 days you know you could do that with with exotic cars too you just get like a vintage Ferrari you know ten million dollars its crash it crash it and then sell it a mil alright it's gotta be with something like that and then just you know now you spend a million dollars ma just repeat that right but also the risk of having that like thirty million dollars in my opinion is enough right like I if you put it in the market it's like seven percents 2.1 million dollars a year so you could live easily off of 1 million dollars a year off of 30 million dollars and to take the chance of not getting anything in the end it's a lot of work I would probably I'd probably take the challenge but I'd find a way to spend it fair enough fair enough if you had ten thousand dollars to spend in one day what would you spend I know it's not a lot of money but that's why I think it's an injury but I can't have assets or I can't have assets you can have assets tend to $10 a head spin but you couldn't like buy it and like put in the market or anything like that probably buy a watch you might wanna buy a watch fair enough if I had to spend 10 grand a day and be a watch if you had a higher net worth so if your net worth was let's say like 50 to 100 million dollars and how would what would your day be like what would it consist of probably the same don't say the exact same thing right because I know you get stressed out with work yeah but I like it so you like it's like working out you know when you would sometimes work out and she's like I don't want to go work today and then you work out you feel so much better you did that same thing same thing with with working making YouTube videos sometimes it's painful to work outs of its pain and painful arena work sometimes but then afterwards you're so happy you did it but would you still do like three posts a week on the main channel in like you know three to four on the second channel but you still post as much I like that because I know once they start slipping on that the whole thing is gonna crumble so I don't slip would you ever spoil yourself I don't know what what like is they don't the aquarium honestly is the only thing that I really want is to set up like a big reef tank so that that would be the only thing that I'd probably bigger one I probably do a bigger tank I mean if money were no issue I would probably love to do like a thousand two thousand gallon aquarium and you know something crazy that's probably what I would end up doing but no you know there's really no oh you know what I would like to have a place with a garage yeah yeah yeah I want I want a usable garage to park like you know three cars I think my people and love for GT like mm original five Ford GT I think would be would be great SLS AMG Mercedes would be another one I really want one of those at some point maybe a z8 BMW I think you're really cool or like a gt3 RS Porsche or something like I think those would be great cars okay yeah fair enough what do you think about having bucket lists do you think that they're pointless do you think that they're worth a while to have I never really gave it much thought do you have a bucket list no you know what not really I think I definitely want to do van life at some point so I think van life is something that I really would want to try for like six months I think it's really that that seems fun to me maybe maybe like living on a boat for a month might be kind of cool do that traveling I do I really want to spend like six months and just just travel six months isn't that long I don't know so you don't really actually have like a bucket list per se but I mean those are things I definitely want to do at some point van life I think is probably would be sooner than later you know traveling I definitely want to do before I'm too old to travel so I definitely want to do that on the younger side of things otherwise no I'm very very happy there's just as things are it's amazing to me how just like fine content you are with everything I guess it's really cool I asked Graham a really interesting question which was one thing that I have is if I wake up shoe dude was that me do you here let me just you got to put it do not disturb if I woke up from a bad dream I'm happy like I'm happy that I have a bad dream because then when I wake up I know that it wasn't reality and I can go back to my reality and just be like stoked you know but if I have a really good dream I remember of the worst dream I've ever had in my entire life was I had a dream that I found 10 Honus Wagner baseball cards t 206 so it's like and those cards were like $500,000 so I was like oh my god of like five million dollars in baseball cards and I love baseball I woke up and I was just sad I was like 10 T 206 it's just gone and it was like depressing and I asked Graham I was like if you have a bad dream do you feel the same way and he said like you know he doesn't feel the same way like he's he's happy when he has a good dream because he wakes up and he still thinks that is like reality he's just it's kind of a dismal fought but hmm I I thought that kind of dumbfounded me I didn't think that I thought a lot of people were happy when they woke up from bad dreams wait I did I never said it wasn't happy to wake up from a bad dream no you said that you were happy waking up from good dreams yeah because I feel like like I I'm excited for life so yeah so I'm happy to wake up from a good dream but then you realize it is in the reality I'm happy with real you know I mean reality's pretty good too they're both good I think reality is just as good okay yeah good good answer yeah for me my bucket list would be pretty simple Graham said that he wants or he'd like for me to get a a Corvette at some point funny innominate engine that's it's been one of my um like goal cars since I was a kid I always liked Corvettes and then I'd also like to get a Tesla if possible go do something impactful and to be like you know wealthy enough would be my bucket list politically how wealthy and wealthy enough what is that I don't want to have to worry about money I want to be able to travel like you're you're definitely but you could do that off 750 grand if you get said but I don't want to travel like in like account you know we wouldn't coach surf and stuff like that like I'm a traveling nice play so you want to be it like the Marriott and Hilton and yeah I'll take a Marriott I'll take a ride sure like sure I think that like for you wealthy like I think well you know if I was as wealthy as you I'd be good enough like income obviously I'd be stoked if I had your income but I would be I would be contented yeah I don't need like thirty million dollars someone were given where to give him yet like sure I have a friend that said he would not accept like if someone gave him thirty million dollars because then the chase is over no he said because he just doesn't want it he'd know nothing about a chase he just doesn't want to be well like he's like I probably just by myself like a $500,000 house and it's wavy friends lying that's right that's what I said I was like no way with fall no that's what I said he was like he was so set in his own ways that he wouldn't want it I don't know I don't know unless you're unless that my only thing would be like if you give someone that then there's no chase yeah then there's no reason to pursue anything but you would accept 100 million yeah I mean know what yeah I want to see it with 95 percent certain day it would I would be there still 5 percent that yeah because there's that nervousness of just what if like you know if you take it what if this changes things and one of what if you know it you lose that hunger because all of a sudden you've been fed so much you know it is a lot more rewarding to work for it maybe I think that for you it's not so much about the money anymore I think it's more about that just like the work ethic I'm just like the drive yeah so that could still be there if you guys but but if you were to get $109 what would you do the next day I wouldn't do anything for probably two years I'd probably sit on the couch for two years wouldn't do a single thing to it but like not like you you would just go about the same day like what's up guys yeah I'm here wouldn't change a single thing for two years dang that's crazy maybe a year but I would probably just add 100 million what I'd probably end up doing is just I'd probably put seventy of that million into the stock market and then maybe 30 and is buy real estate outright at that point you just don't need the you just it's better just take the safe option that's what I would do I would do probably like 10% bonds it's like 5% like gold and silver and like maybe 3% Bitcoin and then most of it I would just do real estate in the rest oh do you like stocks dollar-cost average those what are your pet peeves Graham really grinds your gears she's two of my pet peeves would be littering it really really makes me mad on people later and people that don't say thank you when I open up the door for them that right there like I every single time someone doesn't do it I just want to look at them just say you're welcome like every single time because I'm going out of my way to help them yeah but you don't but you going out of your way doesn't necessarily deserve a thank you you go out of your way because you you want to help but I make sure that I say thank you and someone else is that when I cross the crosswalk and there's a car going my momma run I'll go see I just feel like you're not you're not obligated to receipt like if you if you want to open the door for somebody you do it because you want to open the door for you we don't do it without the expectation if I know it's nice it's cordial you know thank you I would say thank you but but yeah you can't be angry at someone you do something or someone they don't do something back but I'm not expecting anything I mean like I guess in a way I am but it's not necessarily like I need to be thanked from my own sake it's like I see them and I view it like them as like like I'm just like how could you not acknowledge that it's not on me like I don't need to receive a thank you I don't need a compliment but what I do need is just like to see that they're the type like type of person that would rights thank me okay so yeah I guess one of my pet peeves would be just people who are close-minded I would say that that's that's a big one yeah without like really get angry at people like you know yeah saying thank you for closing very yeah exactly but now I'd say people who are close minded get to me because I just I don't get it um got oh oh people who are late that gets me if you are late and I have to wait for somebody I can't stand that is the one thing that makes me angrier than anything and I barely get angry but if I'm kept waiting for something I do not like it because I am always like I want to see 99% time I'm very punctual and I get there early so I feel like if I make an effort to get somewhere early if someone else shows up late obviously if something is way beyond their control fine but even that you call in advance you know as soon as you know you're gonna be late you explain that that's that's really fair because it's like they're valuing their time over a war time oh yeah they think that their time is more important to you I forgot I just thought of it right now that you said that is a cutting in line I hate line cutters yeah like if I see someone cutting and like the snack bar line at high school that is who they are to me they're a line cutter to me like I don't even like like there are people that all I can think of when I select pit when someone says their name now is just there a line cutter you know it's funny when you say line cutting the first thing I think of is cutting on the freeway you know like whoa yeah yeah actually I read a survey or I read a study a while back that said the nicer or the more expensive car you have the more likely people are to let you in is that interesting that's super weird yet so it goes to show you like if you're driving up in a Ferrari you want to cut everybody or like a high-end car people are more likely to like but do you think that that's because they take more like chance is that like cutting people because I feel like people that drive nicer cars kind of drive a little crazy now I think it's it's the perception that that must be someone important where that person has status because they have a more expensive car I'm not gonna lie gram you're driving someone who scares me mine I don't think you're talking minute I think it's very scary when I'm in the car with you I'm not gonna say how fast you're going but you're going a decent speed on the freeway and it's very jerky no okay so I say this in all fairness I think I Drive like a grandma to be it but we get in the car with you and it's just like there's no urgency to get anywhere with you it's it's driving below the speed limit yeah if the light turns yellow and we're like kind of there it's like well let me just slow down and then we slow it down like the light turns yellow it's like five seconds yellow it's like could it just gone I'm a passive driver I don't I don't like tell me you compared to you I Drive fast but I think can compared to a lot I think I drove this me I do drive like a grandma sometimes yeah I will admit that yeah I get really scared going more than seven over the speed limit that's just where I cut it off yeah but yeah little jerky oh yeah that's a Tesla because that's that's the I know yeah yeah so the number one Google trend for today I feel like it's it's alright it's called the mobi rrah it's an instrument from Zimbabwe and apparently Google does this thing called a Google Doodle where they change the pic the logo of Google when you do you know www.google.com/mapmaker [Music] see that thing yeah it's crazy isn't that cool I had something like that as a kid bumping little bum thing yeah I had no idea what that was or what it was called I just thought it's like this fun little thing and you'd go like is interesting it's just a bunch of metal bars that stick out of like some sort of like I don't know what it is yeah you just flick your thumb on it and it makes and they each have a different tune and you could just sit there just you know flicking flicking this instrument so it's like culture week or something in Zimbabwe so they they made that than them because it's like there and that's total instruments yeah that they're at Google Doodle so last week I sent out some suggestions for the name of the podcast and the winner was the iced coffee our fall so yeah I think that we're gonna choose that for the name of the podcast but I'd like to say some honorable mentions grams 20 cents I like that I like it too I really like it 27s coffee grams 20 cents a great title yeah thank you whoever said that yeah that's a good one telegram okay clever let me guess Instagram is yeah so telega is pretty good I like it money talks with Graham Stefan that's a good one I like money so isn't money talks oh you know what money talks is a youtuber original series called money yeah I didn't know that yeah I think a few of these probably we're not like completely the Papa Graham Graham podcast PGP it's it's it's so makes me a second to get that one yeah PGG p not bad you got 20 cent power our cool Nate I mean it Ron I like Power Hour like you know yeah yeah yeah okay Graham and the cracker that's funny okay Graham in the cracker not and not a bad one the long term the long yeah it's fine that was probably one of my favorites of the honorable mention this guy Graham Stefan builds your wealth and then in parentheses of knowledge a little wordy it's a little wordy but I like the creativity okay poor no more podcast mmm I think it's okay I like this one the only issue is like if I was telling my parents I bagged Oh what are you listening to check and I said oh the poor no more yeah yeah I don't like the the connotation of the word poor and I think I I want to appeal to mutt you know the whole audience whether you're poor or rich or whatever I'm also just thinking of many scenarios where people say poor no more and then people automatically like like it doesn't sound it sounds like poor no that's what I was saying yeah so if my mom's asking like what do you know poor no more yeah yeah that might be a little bad and then money where your mouth is a good title yes some dishonorable mentions that I have the lasagna in the dishwasher pot yes to Graham in a car grabbing 20 cent iced coffee all right reminds me a little bit of like Jerry sign I think that's what they were going for with that or died dead mouse used to do his podcast in a car really yeah what was he doing he would driver you'd pick up whoever he was his guest was and usually a really high-end car usually it was his McLaren and they would just drive around go through the drive-thru and that was it they would talk in the car go through drive-thru and that's it and it was a guest like a celebrity or something yeah interesting so now we're gonna move on to the next segment which is audio submissions hi Graham I'm interested to know what your food budget is like for each month there you go Eden I don't really have a budget I don't really think about it I'd say just every purchase I kind of think in my mind how much that's gonna be on at this point in since I've been working from home and it's it's I really haven't done much I would say my food budget has gone up because just going and getting takeout a little bit more often like that becomes my thing to enjoy like I'll work all day and then I'll enjoy going getting like some sushi or something like that so it's probably gone I'm probably at this point is a few hundred bucks a month I'd say is what it is do you think that you fell victim to the hedonic treadmill like at all like since I started making more money no I would say the biggest thing is just not leaving the house I like splurging a little bit more now because he it seems like a nice reward for the end of the day all these wouldn't be doing that if I didn't have the income at this point but but yeah it's just like I haven't left the house since like for two days so like it like last night we got the Cheesecake Factory but so it like that's it's a small little reward when did I leave the house we left the house on Monday for what to go to McDonald's and luggage in one day so I haven't left the house since Monday night Wow how do you feel Graham you're still more tan than I am I don't know well because they work out in the backyard do you really yeah Oh what workout yeah oh so I don't work out but like I work out in the backing yeah usually I'm out there oh I am on my computer so yeah that's why but yeah I guess I haven't I haven't left the house since Monday that's all right okay yeah that's groovy but so yeah so that's that's the reason why I think it's it's going and getting food like that it seems like a nice little reward since I'm not leaving the house anyway right plus you probably feel more compelled just to like leave the house since you're like stuck at home so a lot of that's delivered just don't leave Allison here yes but sometimes it is fun like you know last night I wanted to go drive to the Cheesecake Factory but to like tie me just didn't work out for that so I'm good okay fair enough so there you go second submission let me pull this up hey Graham huge fan yer I was warning for you to another episode of extreme cheapskates on the second channel where you try to pick cookies in your testicle yes that's a great idea that's a really good idea actually um we have not had that warm of a day like we really gotta wait for like an 80 degree 85 degree day so when that happens yes part of my fears that the whole car is gonna smell like cookies for I don't know how I don't know how you get that smell because I'd like to smells good man I don't I like the car the smell of the car now because it smells like I don't you wish cookies will like permanently change the smell of the car and might cuz you get you get some food in there sometimes it just it stinks at the car like it smells like fresh you didn't Gramm girlfriend's car I don't know I guess you wouldn't I don't think she'd have a problem yeah I could do that if she signs I as long as she's okay with it I'll do that yeah you do in my car if you yeah we'll do it yeah that's a good idea want to do that I think it's a great idea the extreme cheapskates thing was really interesting me because everyone wants you to go dumpster diving are you actually gonna do that if enough people want it I think people do you know like here's the thing I don't think I don't know first of all I don't know where to dumpster dive but I guess we could figure that out um I don't how clean that is I don't know if I'd to feel comfortable eating out of a dumpster okay I don't I didn't okay I didn't think that we'd go that far do you know what do you think well back in the day there was like a there's like a dumpster diving community on YouTube where people like actually go to dumpsters like I used to play video games so I would see people go to like dumpsters at Gamestop and they'd pull out like fresh ps3's okay and I'd be like are you kidding me like that I think that they planted them there to be completely fair they could and like video games like actual like xbox or ps3 games they were fine just in the trash and like posters and stuff that they just threw out so I actually went one time and I went dumpster diving there was nothing I just got dirty it took like four hours and I had some boxes and that was pretty much it I got boxes like that's the thing I know that's gonna be a long video to make and it requires me to actually go to adult like find a dumpster go there sift through it clean off at like that's a five hour long process I just I just have to consider what my time is worth for the five hours enjoyment of making the video enjoyment of it yeah but sometimes I enjoy making the main video like the main Channel video I mean this would be something on the second channel so I have to consider like where I'm gonna get that time from it's got it's got to come from somewhere at this point so it's it's what what am i skipping so I could go and dumpster dive so I'm sure it'll happen at some point I just gotta make them well go I actually really want to go downstairs I think that would be fun okay this from hey Graham I'm 15 and I've been using this quarantine period to learn about finance and making money but I've been wondering how I could stop wasting so much time doing useless things like playing video games and I'm sure many others my age have a similar issue any thoughts yeah you just gotta force yourself I don't know it seems to just like a lack of motivation there you just gotta force yourself it's part of part of that for me is you got a pied the video game from yourself like if you know you don't have self-control don't do it don't don't put yourself in a position where you're gonna give in to it for me I would say a big one would be like like having chocolates in the house I know for me in the afternoon I would really crave chocolate so I purposely just won't go and get chocolate because I know like I don't have the self-control to hold myself back I think it's the same thing applies if you're gonna get caught up with video games you got to put it away that's fair um my old cross-country coach told me the hardest part of going for a run is just putting on your shoes which I totally agree with I think the hardest part about starting to be productive is just taking that first step and like making the first move to try to do something productive to like work towards a project and once you kind of get into the rhythm of things it just kind of goes yeah from then on I could see that so yeah just unplug and start working on something totally agree with that and also once you get into the rhythm of working on it the next day getting back into it it's so much easier like make it a habit yep final question hey Graham I'm from the YouTube channel s dot minute cherry cough cough shameless plug I was just wondering if you'll be telling us about how much money you make from this new podcast of yours thank you yeah I don't see why not least to see how this plays out I really have no idea what do exam I guess worst case scenario even if we post these up on YouTube like worst case scenario a one video a week a thousand dollars a month worst case I agree I would say that's like that's probably if it if it's just you know no one really watches or enjoys it but I'd say a thousand a month is probably the worst-case best-case I have no idea it just depends who knows 100 million dollars and in three years or whatever yeah I mean you never know but I I would start having bigger guests on you know like Elon Musk's like once you start having Elon Musk's on the channel exactly and you have someone on your podcast and it gains like newsworthy attention then I think that's the point where yeah all right so now I'm gonna ask you a couple of questions I really like okay would you rather have no money and three kids or no kids and three money what's three money which one is it Graham I probably picked this three kids three kids if I'm gonna be completely broke and I had the choice I'd rather have I'd rather see I don't understand why people the way I took it is like it's just a black and white question like I think like obviously I'm 21 I want three money and no kids but I don't know what Levitt this is forever like is assuming this is assuming we don't know that if it's if it's like right now today what do you want obviously the three money but if it's like the rest of your life either gonna have no money or three kids or three kids or start no money and I don't know why anyway the rest of my life I'd rather have kids and then at least they could make their own decision if they want three kids two or they want three money fair enough I just see you think that it's for like the whole duration of the rest yeah that's how I think I don't know how I take it I just personally I would choose a three money no kids right now and I don't know that's it yeah I mean but if it's right now I picked the three money if it's for the rest of my life I pick the three kids okay fair enough um is cereal a soup you can't look this up this is a I'm just looking define soup I wonder the definition for soup soup okay soup says a liquid dish typically made by boiling meat fish or vegetables in stock or water a substance or mixture perceived to resemble stupid appearance or consistency I would say this is it is a soup well it's okay well here's the thing cereal itself is not a soup it becomes a soup when you put it in milk then it becomes a soup it's like saying you know is is pasta a soup no not really like ramen is not right right itself but it is a soup when you combine ingredients so I would say it's cereal in a box is not soup but cereal when you add I don't think the soup I don't think anyone was asking you cereal in a box but I eat but you have to clarify that like because it could be ask a question like a box of cereal is not in itself soup okay fair enough I think I gonna test it I agree with that if cereal is a soup is a hot dog a sandwich I would say no because really yeah no because the sandwich you don't usually have two buns that are connecting every time of my barbecue hot dogs I barbeque the buns and if you barbecue the buns they will break apart that's a tough one I feel like if you're one the hard job could be a type of sandwich like you have a Philly cheesesteak sandwich all right I figured that burger is this you know sandwich BLT is a sandwich then yes actually G I change my answer yeah if you say that you know a serials of soup you kind of have to say oh my god dog sandwich right would you rather fight the final question a hundred duck-sized horses or one horse-sized duck I've heard that hundred duck-sized horses I think so take is probably more manageable I think so too yeah because you can't fight a horse and right right and a duck actually has like a mouth that that yeah even really danger I think you that's yeah I would not do that really dangerous I like the little tiny ones what what it was like 200 where do you think you put your limit at for duck sized horses I put mine at 300 I don't know depends how well they're coordinated between them because the thing is just like you know one ant on itself is not that you know not that bad but you get you've hundreds of thousands bow arrows on them and then you know yeah how smart they are how you know agile I don't know I'd probably if I might might go to maybe like a I don't know 500 I don't know 500 something like I don't know a lot I don't know all right fair enough so I mean that was I thought I prepared so much more than that was two and a half pages in material really yeah you know it's kind of cool right now I just know CNBC CNBC make it trending it's not the main CNBC but cnbc.com slash make it I think because the kevin o'leary thank you kevin o'leary thing every number one yep or more number one trend day are you kidding me well let's see what CNBC make it so it's like they're they're offset so it's it's not it's like CNBC trending the main page would be like wow like that that's like major if you want CNBC right now trending it's like I can't compete with how long you take before your stimulus check arrives president president billionaires got Richard oh you know here's here's one here's what we can talk about American billionaire has got four hundred and thirty four billion dollars richer during the pandemic four hundred and thirty four billion dollars yes US billionaires saw their fortunes soar by four hundred and thirty four billion during the national lock down between mid march or mid May according to a new report Amazon's Jeff Bezos and Facebook's Mark Zuckerberg had the biggest gains that make sense make sense here's they like I saw this and it seems like they're trying to spin it like really wealthy people are taking advantage like this like the laws are conditioned to be it's like the rich get richer did that that's to be you know instruction now they don't they don't mention that you know overwhelmingly you know a lot of people had their wealth go down during this I mean you could probably survey most millionaires or pretty much anyone involved in the stock market is gonna have their wealth decline whether they're worth a hundred million fifty million whatever the thing that they isolate on this is it generally to have a net worth of a billion dollars or more usually it involves something that scales on a mass level it has to do with the internet you're gonna find very few billionaires who did so it's like you know building you know a real-estate Empire way fewer than you will like some thirty five forty year old who did it with the internet so it makes sense it just it just so happens that during this pandemic we all went online and so it makes sense that a lot will have billionaires have online stuff yeah and so that's how they make their money so it makes sense that they have a business right now online that just happens to be thriving during this time so it says to me it's no different than you know oil going up in price and billionaires added money to the wall for the stock market goes up and they could say like you know the average American added 10 percent of their wealth during you know these money so to me it's nothing nothing surprising but what I want to know is what percentage of billionaires actually made like a lot of money because I feel like that would be a lot more relevant than just saying the billionaire's made this much because what if it's just like a few billionaires at the top that made so much that offset the losses of a like some lower billionaires you know yeah let's see because no way every billionaire made a bunch of money if we could figure out where the report is I don't see any report of just like how do we how they get the information where do they get the information from this is American billionaire southern fortress or by for a face ok according to a new report they don't where is the report let's see oh wait here according to the report from the americans for tax fairness and the institute policies for program inequality i only i said i mean it just sounds like they would have an agenda yeah it seems like they're painting this to be a negative but to me it just so happens to me that they they had a business that is in very high demand and also i wouldn't expect this necessarily to continue i mean a lot of this is on paper as people are not going and doing the shopping everything is online i would expect that to come down at some point i don't think that it's gonna remain this high forever and i think it's gonna take some time to catch up after things settle down but i think they had a good product they had a good service that just so happens to be in need and they're offering a lot during this time that people use on a daily basis so i you know i don't have a problem with it it makes sense of like you know Facebook and Amazon would be doing extremely well right now though yeah you know oh yeah of course and and it also goes to say that Ralph Lorenz saw his wealth drop by a hundred million so now he's only worth five point six billion are you kidding well hold a wall hotelier John Pritzker sighs both dropped by thirty four million to two point five six but at that at that drop is is nothing because you gotta think five point six billion dollars to have your net worth drop a hundred million that's what yeah that's not that's not like yeah it's like a bad year in the market yeah I mean the if someone is worth a hundred thousand and they have it all invest in the markets they're down ten percent that would be yeah Ralph Lauren is down three right so you know plus I feel like a lot of rich people like that caliber of like well they're probably really diversified in their portfolios don't you think I like they wouldn't be hit so hard by Ralph Lauren is not sweating 100 million loss at that level it's just that just becomes this arbitrary number it would make no difference at all but yeah so I found that found that interesting that's that's CNBC guys and then Oh what's this kevin O'Leary reacts to a 30 year old YouTube millionaire efuses spend money in coffee I'm like refuses to spend money on going his trail I think it's one's lost time you got Starbucks I got it as a gift for somebody else to the guy who's been helping us out at the nursery not like the plan yeah or three right has been hooking us up a lot so his request was like hey you know if you wouldn't mind the next time you come here just get me a Starbucks he wanted a like a tall iced coffee with some cream and two sugar and I thought for fun it might be kind of funny just to make my own coffee and get a start ghost coming before my own copy do the same thing and see if he notices but but no I I went through with it I got him a Starbucks 27 ounce coffee is good like I remember you you didn't really talk about it before like we you know started working together yeah because it came to fruition through the second channel um but the first time I tried it it was really really good dude he said well a lot of it's covered up by the by the coffee cream right so Bobby creamer is really where the where the flavor comes from but it's good it's good stuff yeah one thing I find really interesting Graham is that you tell people to make tic TOCs like you advise that to a lot of the people that are trying to grow that really yeah why don't you do it man I just think it's I think it's silly but we talked today it works but like I just think it's silly III know I barely have the time to do what I'm doing hmm so excuse me I need a sip of my coffee sort something for me but yeah I barely have this happens you what I'm doing so I don't want to add another thing into the mix I don't want to learn something else at this point it's why I get I just want to continue getting better at what I know what I'm good at you know I was I'd used tik-tok briefly it's it's just you have a tattoo audience I have a tick tock I have an account yeah I saw your video yeah it's just not my not my cup of coffee it's just I don't like making the content on there is don't like it I eat but it works so like I acknowledge it works I get it it's just I personally right now don't like it may maybe we come back at this a few years from now and like you know I'm not you known as like some YouTube gotten like the grab step in the tick-tock I I don't know but this is not I just don't like it no that's completely fair like did you know it's the most downloaded app ever that's crazy well I heard that and I think I think it's right that it is literally the most downloaded app ever I would be surprised as on Instagram no I think oh it says it's the most downloaded app on the Apple App Store Oh makes sense does it yeah but Instagram and snapchat are still in the Apple App Store big stock becomes most downloaded app after crossing the two billion mark 2 billion people 20 that's over 25% to billion tik-tok downloads I wonder how many of those are just how many people that is right I still think it's probably over a quarter of the population of like all humans why oh you know what quarter one so it actually it peaked in quarter four of 2018 went down 2019 and then this year so far it exploded probably because of the pandemic yeah I think just it gives people a thing to do it's just another thing to keep our minds occupied as tick tock so I was a hater of tick tock I didn't like it and I saw no point in it I thought vine was better than tick tock and I decided to get one because my friend told me to get one I haven't made any tick tiles but I saw it and actually after spending a little bit of time on it it's funny yeah I like the for you page the main page whatever it is you get some interesting stuff and you can't tonight there's a lot of creativity that goes into some of these things and I'm like how do you do that how do you think of that like that's really good and interesting to see where where it develops from there I see a lot of people going from tick talked into YouTube which is interesting but you know I think whatever platform you can you could get on is it make sense and yeah I mean it works it's just I might be a little too old to jump in at this point that's how I feel I might cut this but you know who Jason Derulo is he's like the king of take talk right now are you serious he has 20 he's like 20 million followers on tick-tock I'm like 4.5 on Instagram Wow Jason Derulo is big though yeah but why four times the amount of followers on tick-tock on Instagram he makes so many tick tocks like so many and he's super into it I think it's the funniest thing yeah Jason Derulo was a bit was a big music guy though like 10 years ago like he had a lot quite a few hit songs and it's good to see his continued that momentum yeah because I don't know if I know any new music by him but Wow way to go way to go Jason Derulo yeah yeah all he knows Jason yeah this is good so I think for the next one though what we should end up doing is let's find some news stories that we could discuss and talk about and that way I feel like it's less of like a QA and it like more of a discussion that we could talk about like current events and let let us know down below in the comments or reach out or do something let us know what you think of that but I mean that that's the direction I think would be rather interesting but whatever you think man I agree I think it should be more conversational yes and QA right based yeah I think that's a good idea otherwise we're gonna run out of stuff on the QA there's only so much to QA right right that news is forever um so yeah thank you guys so much for checking this out this would be the second episode yeah and you'll see the third next week exactly so I'm with that said that said thanks for watching guys thanks for watching smash like button add add us on Instagram to free stocks down below in the description to get Weeble Weeble Weeble get your two free stocks one of them's worth up to 1400 and yeah with that said you guys thanks so much for watching and until next time