Video summary
The homeowner provides a detailed update on the extensive reconstruction of his property, which was severely damaged by a contractor who abandoned a job site, leaving the roof exposed to rain and snow. This negligence caused massive flooding that ruined the interior insulation, drywall, and structural elements, leading to significant mold growth that has left the family ill. Although the roof was temporarily tarped in April before the winter season ended, the internal damage was already irreversible, necessitating a complete gutting of the house. The situation has escalated into a legal battle, with the homeowner filing a federal lawsuit against his insurance company because they refused to cover the approximately $150,000 in damages caused by the contractor's actions and subsequent water intrusion.
Significant progress has been made on specific areas of the home, including the completion of the sunroom renovation using salvaged windows and new tile flooring, as well as substantial work on the two garage spaces which are now being converted into a gym and utility area with new walls, plumbing, and insulation. The living room is currently undergoing drywall installation after the windows were reframed to accommodate added exterior foam, while the kitchen remains untouched for now so the family can still function. Additionally, a small mudroom has been upgraded into a fully functional bathroom with a corner shower, and various siding and gutter issues are being addressed, though much of the exterior work is still pending completion.
Despite these improvements, the project remains far from finished, with the bedrooms, kitchen, and remaining portions of the living room scheduled for gutting and rebuilding in the coming months. The homeowner expresses frustration over the financial burden, noting that he had to use personal funds and construction loans to fix issues that should have been covered by insurance or the contractor's liability. He emphasizes that the damage was so severe that it went beyond simple repairs, requiring a total rebuild of systems like the HVAC and electrical wiring, which were destroyed rather than just poorly installed. With the lawsuit set to proceed and the hope that the exterior siding and gutters will be resolved soon, the family aims to finish the project by late September, though they anticipate living in a construction zone for several more months while waiting for legal resolution and further repairs.
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You guys have been asking me for a house
update for a few months now.
And uh we did get the roof
back on in April, right when the season
ended. That was paid for before I went
completely broke. It's just we couldn't
do it in the winter season, so
we got the roof covered.
Only part that's not done is the chimney
yet. The damage has been done to the
inside of the house.
Uh if you guys are out of the loop, if
you missed what happened, basically, I
hired a roof company last year in the
fall to do the roof. They walked off the
job,
left the roof open in the rain, and the
whole house flooded. And then
progressively throughout the that fall
and winter
and the early part of this year, anytime
it rained or snowed, we had stuff
getting through the house.
And at one point we did have the whole
roof finally tarped up, but again, the
damage had been done.
The insurance company refused to
pay me.
Uh it was Meeker Insurance, gave me a
policy through Nazareth Mutual, and then
they had Gerald Williams Adjustment
Service. There is a lawsuit in the state
court. Uh I'm filing a lawsuit in the
federal court tomorrow
because this is this is absurd. You
know, we're talking $150,000 in damages.
Basically, the whole entire house has to
be gutted.
Uh I did get a construction loan,
and I'm in even more debt now just
because some of you guys asking am I
congested, uh why you talking like that?
I'm sick as hell from the mold in this
house. Um I'm very sick all the time,
and we're finally getting it torn out
and replaced. So,
some of the siding is off because uh
that's another thing. The guy that did
the siding last year, a separate
contractor,
ruined the whole house. So, the all the
siding that I paid for that was put up
new last year, uh we're we're getting to
that this week or next week. We're going
to redo the whole outside of the house
as well.
So, it should look nice if it ever gets
finished.
Uh we'll start with uh the order of what
we did in this house, which was the
the sunroom. I don't think I ever showed
you guys my house before I renovated it
because it wasn't that nice, but
uh this whole room is done. I mean,
there's just so much stuff in it because
we're doing the living room right now,
but this whole room is is finished. It's
It's pretty nice, looks good.
Um this was all old windows along the
whole thing. Uh we got this sliding door
and these windows from an auction.
Uh so, we
completely gutted the whole room.
There's a nice tile floor in here.
Full gut.
Ripped out all the drywall, reinsulated,
redid the floor, ripped out all all the
way down to the the
subfloor, new plywood,
cement board, tile on top of the bottom.
All new insulation, all new sheetrock,
all new windows, all new trim.
Uh I'll show you guys this, I guess,
when we when we get the stuff out of
here, but
we have a new new access to the backyard
now. This wasn't here before, and we're
going to put a deck out there maybe
soon. We might get to that this year.
Uh so, the room we're working on now is
the living room.
Uh we pretty much gutted most of it and
have new new in the process of putting
new drywall up. All the windows in the
house had to be reframed and brought out
because we added foam to the outside of
the house, and the guy that put the
windows in didn't do it properly. So, we
cut out all recut out all the windows,
brought them out a few inches,
uh retrimmed them. So, uh these windows
have been brought out and retrimmed,
just in the process of finishing that.
So, all of this has been reinsulated,
new drywall. So,
you know, the the these were some pretty
bad spots here where we had some mold
damage. So, all the spots that uh were
bad in the garage and in here have
pretty much been fixed.
You could see there's some
some water damage there. Water was
coming in here.
I think we're going to take out this
propane stove and put in a pellet stove,
but uh don't know what we're doing in
here yet.
Uh this in here was where that
dehumidifier leaked.
Uh so we painted that with some mold
paint, and we have all this all this
redone. But this has been over the
course of a few months, guys, so
we're basically gutting the whole house.
We'll eventually do the kitchen, too,
but the kitchen's the only part that
hasn't been touched yet. Uh we did we
did finish the windows in here.
We got the windows reframed here, but I
don't know when we're going to do the
kitchen cuz I don't want to be without a
kitchen.
Uh this mudroom hasn't been done yet.
Uh did quite a bit of plumbing down in
the crawl space for this new bathroom
over here, but
uh what's been taking most of the past 2
months is these two garages. So, it's
been a lot of work in here.
I don't think I really showed you guys
it earlier, but again, this is a full
gut. Uh we ripped out everything. There
were like shelves over here.
That wasn't there.
Uh
I wish I I should've taken a before and
after, but uh
the drywall's pretty much all done in
here. The only thing that's left to be
done is we have to just uh
maybe put some mortar here, make that
look nice, do the bottoms, and then
we'll paint it, and we're done.
Uh we're going to put uh this rubber
matting back in here, and then another
layer of rubber matting over that, brand
new, have two nice layers of of rubber
on the floor for the gym.
We added these two windows. These two
windows were not in here before.
And that was not there. It was just an
attic going up to this to the the stairs
going up to the attic. We sheetrocked
everything. We framed it in, and we put
a door there. So, now that attic is
closed off with a door.
And now we'll have a nice room here with
a lot more light for the gym.
Uh those two windows are Adding those
two windows in this room made it really
nice. New door, new everything.
Basically really rebuilding the whole
house from the inside.
All this insulation up here was like
soaking wet. There was a lot of mold
damage. Um
there's more insulation in the ceilings
of these two garages than the whole
house combined. It's like an insane
amount of insulation. So,
same thing in here.
Ripped out everything, reframed all the
windows. There were two windows here. We
took them out. We reframed them.
Slightly bigger windows, I think. And
then that window over there,
uh we reframed it. Um
this wall was uh this wall wasn't here.
Uh and there was a lot of plumbing stuff
here, so we we added a new wall and
brought everything out. So,
we added uh we can put two washing
machines in here now. We put service for
two washing machines. We put service for
two dryers. Not that I think I'll need
them. And this window, uh we made a nook
here when we brought that wall out. And
we also added this.
Uh we framed out some new wall to just
close off the water heater. And we also
replumbed We replumbed the well and we
replumbed uh the electric water heater
just with new piping coming up from the
well.
Uh so, this is what we've been working
on the past few weeks now. Hopefully,
another week or two, both of these
garages are painted and completely done
and we can get the gym equipment back in
here.
Unfortunately, this wall has to stay
open until we redo the other bathroom,
which has to happen.
And something that's been taking a lot
of time is uh
returning We turned this bathroom, which
was just like a a wash sink and a
toilet, we're making into a a bathroom
with a shower. So, we have this nice
corner shower here. That's all ready to
go.
Put put We're basically almost finished
with this room. We just got to put the
sink in, put the baseboard heat in, then
the toilet can go in, mirror.
Uh
added that uh Panasonic Whisper.
Nice uh
nice vent in there. That vents out to
the soffit. So,
a lot of work went into this tiny
bathroom here, but now when we redo the
other bathroom, I'll have a fully
functioning bathroom to use. That was
the thought behind this.
Um you know, it's kind of silly having a
bathroom this nice next to the gym, but
uh if this room ever does turn into a a
bedroom, which is probably what you do
in a in a new house, uh if you don't
want a gym, you know, that could be a
bathroom for this bedroom over here.
So,
it's pretty much what we've been doing
in here.
All new lighting in here. Have to also
reinstall the lighting in the garage,
but it's been a lot of work.
So,
this room's going to get completely
gutted, too.
I don't know when, maybe soon.
Uh I think what we're going to do is
we're going to do the living room
and the siding. As we're working between
the living room and the siding,
once this and the deck. With with the
good weather, we're going to try to
refinish all the siding and the deck.
And then one once that's done,
uh we got to finish this living room,
redo all the floors in the whole house,
and completely gut the bedrooms, too.
So, the bedrooms have to be gutted just
like the They haven't been touched yet.
And then what's going to take maybe a a
long time is we're going to also have to
redo this bathroom here.
This bathroom that that guy did a really
crappy job of is going to have to be uh
completely redone.
So, rip all this tile rip all this
cement board, and then
once everything is finished,
this living room, all this floor, both
bedrooms, all the floors in the
bedrooms,
once every single thing in this house is
done, the deck, the siding, once
everything is done, we'll do the kitchen
last.
We'll bang out the kitchen.
Uh in here, we're probably going to try
to keep the cabinets
and the countertop. If we break it, we
break it, we'll get a new one, but um
this, we're just going to tile
everything
and uh and try to keep all the same
fixtures in here.
But that that might not happen for a
little while. Basically, rebuild the
whole house, basically.
When I tell you this is a a
job, now now you can kind of see why. We
we we ripped the whole house apart, we
redid all the insulation,
and that doesn't include uh we still
have to go up in the attic and take out
all and I'm going to get a company to do
that.
Take out all the blown-in insulation and
uh put new stuff in cuz it got all wet
and ruined from uh what happened here.
You can kind of see that over here.
Uh that's the blown-in insulation that
was uh
coming down from the attic. I mean, when
we get we'll get to that kitchen
eventually, but we got a lot to do right
now between this living room,
the pallet stove, the siding, all that
stuff. Yeah, I just didn't really have
the money for this, you know, I should
have used that loan money for for my
business, but uh
uh
I what am I supposed to do? I can't I
can't live like this. It's kind of crazy
and I'm I'm I'm basically living in a
construction zone now and it's going to
be a construction zone for at least
another few months. I mean, hopefully we
finish this year, but you know, it's not
like I'm I'm going to get my money back,
you know, we still have to pressure this
insurance company,
make sure they pay me, and um
you know, that's $150,000 not including
the stuff I'm redoing on my own. That's
$150,000 for the water damage stuff.
That doesn't include me redoing the
siding, that doesn't include me having
to fix the HVAC system. That's a whole
separate insurance claim that that
insure that that contractor's insurance
should have paid me for, so
hopefully something happens in the
courts. I I you know, I I I find it hard
to believe these people are able to just
screw me over so easily and not pay me.
Like my house literally gets flooded and
ruined and I have to re and I what I
have to do all this on my own dime, on
my own money? It's crazy, you know?
I was eventually planning to, you know,
upgrade my house and do a few things
here and there, but by no means would
that have involved
tearing out the sheetrock and
reinsulating the entire house.
It wasn't necessary, you know?
Besides the water and mold damage from
the from the flooding through the roof,
it didn't really need to be replaced,
you know?
All the insulation was in pretty good
shape. Everything was insulated. There
was nothing wrong with anything.
But because of that water damage, we had
to tear it out and redo it. You know, I
mean, there's a saying, if it ain't
broke, don't fix it. We didn't have to
fix it.
If there was no water damage, if there
was no mold,
we wouldn't have had There was no reason
to tear it out. It's not like it was
built poorly. It was built okay. It
wasn't built perfectly, but it was built
okay. It was nice enough.
You know, we didn't have It was It was
just overkill. Overkill.
You know, I I I I think I called two or
three
two or three companies to get a quote on
this,
and none of them even wanted to touch
it, you know? None of them wanted to
touch it.
It's a It's a It's just such a huge
project. Like, I don't want to get
started.
So,
also the guy that we got to We put these
gutters up. We got to
cuz they didn't do the fascia board trim
right and stuff.
We got to take all the gutters down, all
the fascia trim down, redo that with the
soffit, but I'm probably going to get a
gutter company to do it anyway.
So, hopefully
What is it?
Just August just started.
August, September. Hopefully Hopefully
by the end of September, we're kind of
in a in a in a better organized spot. Um
but we'll see. It's It's a lot of work.
We're banging stuff out every week, and
um
there's just There's just too much to do
over here.
You know, I don't have time to really do
this myself. I have a couple guys
helping me, but
uh
you know, I'm trying to focus on the
business, but it's really just a bunch
of nonsense.
Cuz the bond The bond should have wrote
a check for $50 million already. I
should be living in a mansion, not
worrying about this mold-infested
[ __ ]
But,
that's the game plan. Basically, rebuild
my house from scratch custom.
When we redo the uh When we redo the
bedrooms, I might just I don't need it.
It's not necessary cuz this house is
already radiation-proof, but I might
show you guys how to do the aluminum
mesh in one room.
Just just for like sample. So, when we
take the sheetrock out of the the
bedroom, I'll put mesh on the wall
before we sheetrock it again. Just to
show you guys like, "Hey, this is how
you would radiation proof one room on
your own instead of doing the whole
house."
And if we And if you didn't, you know, I
don't want to get into that, but
uh you know, there's just a lot of
little things to do like
Once once we have
the siding it Once the outside on the
siding is fixed and the gutters new
gutters are up, I'll feel a lot more
comfortable cuz then the the the a lot
of the bulk of the work will be done.
And then it's kind of like I'll feel
like we're in the home stretch, you
know. Right now we're in the middle of a
lot of things. You know, the the garages
are like both
80 90% done.
That small bathroom in there is like 95%
done.
You know, we're in the halfway in the
middle of the living room. The siding
still needs to get torn apart, so we're
in the middle of a lot of different
projects, but once all these are tied up
and done,
then
then when then we'll just have the
bedrooms to bang out the flooring
and the deck seems a lot more manageable
than what we're doing now.
So,
that's the house update. Going to file
the federal lawsuit against those
insurance companies tomorrow.
You know, at least be reasonable, you
know.
Could have paid me something.
You know,
what what what really should have
happened was and what normally happens
is
they're supposed to go after the comp
the insurance company of the contractor.
They're supposed to go after the
contractor and get you paid.
And if they can't, they're supposed to
compensate you themselves. But they
didn't have try to help me at all. They
just denied the claim.
I've never heard this happening in my
life.
You know, that first contractor that
destroyed my bathroom, my HVAC system,
and my siding, and my windows, they
should have gone after What they're
supposed to do is um legally the
contractor has to fix that himself.
But
if not the insure and and usually the
contractor's insurance company won't
even cover it, but
that's if it's shoddy workmanship. I
don't think this counts as shoddy
workmanship. I think this counts as
destroying a [ __ ] house.
You know, the HVAC system is half
destroyed. The windows were half
destroyed. The siding was destroyed. It
didn't even I think it was totaled. I
don't think it even qualified as shoddy
workmanship. It was done so poorly, you
know.
It's not like you just need to fix a few
things here and there. You have to tear
out and redo the whole job new. And that
guy is a ghost. He
he's never going to do that, so
you know, my insurance company should
have really helped me and gone after
them and they should have had to pay me,
you know.
A lot of a lot of [ __ ] money. A lot
of money. Because I paid that guy to do
all those jobs. I paid him an agreed
hourly rate. I paid for all the
materials and supplies and equipment. I
paid for all of it, you know.
Not nearly as much as it would have been
to to pay a contractor, but I still paid
for it. Well, that's it guys. I could
probably ramble and show you guys around
this house for a while, but
hopefully we uh get this fixed up. I was
thinking about honestly going out to
California for a few months while these
guys worked on my house to uh
and just [snorts]
hang around outside Dr. Debon's office
to get paid, but
the thing is um
I have to kind of watch these guys and
make sure they they know everything what
to do.
Why is this
Did they really take my bug zapper plug
and hide What the [ __ ] is going on,
dude? I can't win.
This garage door is new, too.
But
once once the siding is done, [music]
which is a big project, once the siding
is done
we'll be in a good spot.