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Almost 1 Year after CONTRACTOR DESTROYED MY HOUSE!!!

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The homeowner provides a detailed update on the extensive reconstruction of his property, which was severely damaged by a contractor who abandoned a job site, leaving the roof exposed to rain and snow. This negligence caused massive flooding that ruined the interior insulation, drywall, and structural elements, leading to significant mold growth that has left the family ill. Although the roof was temporarily tarped in April before the winter season ended, the internal damage was already irreversible, necessitating a complete gutting of the house. The situation has escalated into a legal battle, with the homeowner filing a federal lawsuit against his insurance company because they refused to cover the approximately $150,000 in damages caused by the contractor's actions and subsequent water intrusion. Significant progress has been made on specific areas of the home, including the completion of the sunroom renovation using salvaged windows and new tile flooring, as well as substantial work on the two garage spaces which are now being converted into a gym and utility area with new walls, plumbing, and insulation. The living room is currently undergoing drywall installation after the windows were reframed to accommodate added exterior foam, while the kitchen remains untouched for now so the family can still function. Additionally, a small mudroom has been upgraded into a fully functional bathroom with a corner shower, and various siding and gutter issues are being addressed, though much of the exterior work is still pending completion. Despite these improvements, the project remains far from finished, with the bedrooms, kitchen, and remaining portions of the living room scheduled for gutting and rebuilding in the coming months. The homeowner expresses frustration over the financial burden, noting that he had to use personal funds and construction loans to fix issues that should have been covered by insurance or the contractor's liability. He emphasizes that the damage was so severe that it went beyond simple repairs, requiring a total rebuild of systems like the HVAC and electrical wiring, which were destroyed rather than just poorly installed. With the lawsuit set to proceed and the hope that the exterior siding and gutters will be resolved soon, the family aims to finish the project by late September, though they anticipate living in a construction zone for several more months while waiting for legal resolution and further repairs.
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You guys have been asking me for a house update for a few months now. And uh we did get the roof back on in April, right when the season ended. That was paid for before I went completely broke. It's just we couldn't do it in the winter season, so we got the roof covered. Only part that's not done is the chimney yet. The damage has been done to the inside of the house. Uh if you guys are out of the loop, if you missed what happened, basically, I hired a roof company last year in the fall to do the roof. They walked off the job, left the roof open in the rain, and the whole house flooded. And then progressively throughout the that fall and winter and the early part of this year, anytime it rained or snowed, we had stuff getting through the house. And at one point we did have the whole roof finally tarped up, but again, the damage had been done. The insurance company refused to pay me. Uh it was Meeker Insurance, gave me a policy through Nazareth Mutual, and then they had Gerald Williams Adjustment Service. There is a lawsuit in the state court. Uh I'm filing a lawsuit in the federal court tomorrow because this is this is absurd. You know, we're talking $150,000 in damages. Basically, the whole entire house has to be gutted. Uh I did get a construction loan, and I'm in even more debt now just because some of you guys asking am I congested, uh why you talking like that? I'm sick as hell from the mold in this house. Um I'm very sick all the time, and we're finally getting it torn out and replaced. So, some of the siding is off because uh that's another thing. The guy that did the siding last year, a separate contractor, ruined the whole house. So, the all the siding that I paid for that was put up new last year, uh we're we're getting to that this week or next week. We're going to redo the whole outside of the house as well. So, it should look nice if it ever gets finished. Uh we'll start with uh the order of what we did in this house, which was the the sunroom. I don't think I ever showed you guys my house before I renovated it because it wasn't that nice, but uh this whole room is done. I mean, there's just so much stuff in it because we're doing the living room right now, but this whole room is is finished. It's It's pretty nice, looks good. Um this was all old windows along the whole thing. Uh we got this sliding door and these windows from an auction. Uh so, we completely gutted the whole room. There's a nice tile floor in here. Full gut. Ripped out all the drywall, reinsulated, redid the floor, ripped out all all the way down to the the subfloor, new plywood, cement board, tile on top of the bottom. All new insulation, all new sheetrock, all new windows, all new trim. Uh I'll show you guys this, I guess, when we when we get the stuff out of here, but we have a new new access to the backyard now. This wasn't here before, and we're going to put a deck out there maybe soon. We might get to that this year. Uh so, the room we're working on now is the living room. Uh we pretty much gutted most of it and have new new in the process of putting new drywall up. All the windows in the house had to be reframed and brought out because we added foam to the outside of the house, and the guy that put the windows in didn't do it properly. So, we cut out all recut out all the windows, brought them out a few inches, uh retrimmed them. So, uh these windows have been brought out and retrimmed, just in the process of finishing that. So, all of this has been reinsulated, new drywall. So, you know, the the these were some pretty bad spots here where we had some mold damage. So, all the spots that uh were bad in the garage and in here have pretty much been fixed. You could see there's some some water damage there. Water was coming in here. I think we're going to take out this propane stove and put in a pellet stove, but uh don't know what we're doing in here yet. Uh this in here was where that dehumidifier leaked. Uh so we painted that with some mold paint, and we have all this all this redone. But this has been over the course of a few months, guys, so we're basically gutting the whole house. We'll eventually do the kitchen, too, but the kitchen's the only part that hasn't been touched yet. Uh we did we did finish the windows in here. We got the windows reframed here, but I don't know when we're going to do the kitchen cuz I don't want to be without a kitchen. Uh this mudroom hasn't been done yet. Uh did quite a bit of plumbing down in the crawl space for this new bathroom over here, but uh what's been taking most of the past 2 months is these two garages. So, it's been a lot of work in here. I don't think I really showed you guys it earlier, but again, this is a full gut. Uh we ripped out everything. There were like shelves over here. That wasn't there. Uh I wish I I should've taken a before and after, but uh the drywall's pretty much all done in here. The only thing that's left to be done is we have to just uh maybe put some mortar here, make that look nice, do the bottoms, and then we'll paint it, and we're done. Uh we're going to put uh this rubber matting back in here, and then another layer of rubber matting over that, brand new, have two nice layers of of rubber on the floor for the gym. We added these two windows. These two windows were not in here before. And that was not there. It was just an attic going up to this to the the stairs going up to the attic. We sheetrocked everything. We framed it in, and we put a door there. So, now that attic is closed off with a door. And now we'll have a nice room here with a lot more light for the gym. Uh those two windows are Adding those two windows in this room made it really nice. New door, new everything. Basically really rebuilding the whole house from the inside. All this insulation up here was like soaking wet. There was a lot of mold damage. Um there's more insulation in the ceilings of these two garages than the whole house combined. It's like an insane amount of insulation. So, same thing in here. Ripped out everything, reframed all the windows. There were two windows here. We took them out. We reframed them. Slightly bigger windows, I think. And then that window over there, uh we reframed it. Um this wall was uh this wall wasn't here. Uh and there was a lot of plumbing stuff here, so we we added a new wall and brought everything out. So, we added uh we can put two washing machines in here now. We put service for two washing machines. We put service for two dryers. Not that I think I'll need them. And this window, uh we made a nook here when we brought that wall out. And we also added this. Uh we framed out some new wall to just close off the water heater. And we also replumbed We replumbed the well and we replumbed uh the electric water heater just with new piping coming up from the well. Uh so, this is what we've been working on the past few weeks now. Hopefully, another week or two, both of these garages are painted and completely done and we can get the gym equipment back in here. Unfortunately, this wall has to stay open until we redo the other bathroom, which has to happen. And something that's been taking a lot of time is uh returning We turned this bathroom, which was just like a a wash sink and a toilet, we're making into a a bathroom with a shower. So, we have this nice corner shower here. That's all ready to go. Put put We're basically almost finished with this room. We just got to put the sink in, put the baseboard heat in, then the toilet can go in, mirror. Uh added that uh Panasonic Whisper. Nice uh nice vent in there. That vents out to the soffit. So, a lot of work went into this tiny bathroom here, but now when we redo the other bathroom, I'll have a fully functioning bathroom to use. That was the thought behind this. Um you know, it's kind of silly having a bathroom this nice next to the gym, but uh if this room ever does turn into a a bedroom, which is probably what you do in a in a new house, uh if you don't want a gym, you know, that could be a bathroom for this bedroom over here. So, it's pretty much what we've been doing in here. All new lighting in here. Have to also reinstall the lighting in the garage, but it's been a lot of work. So, this room's going to get completely gutted, too. I don't know when, maybe soon. Uh I think what we're going to do is we're going to do the living room and the siding. As we're working between the living room and the siding, once this and the deck. With with the good weather, we're going to try to refinish all the siding and the deck. And then one once that's done, uh we got to finish this living room, redo all the floors in the whole house, and completely gut the bedrooms, too. So, the bedrooms have to be gutted just like the They haven't been touched yet. And then what's going to take maybe a a long time is we're going to also have to redo this bathroom here. This bathroom that that guy did a really crappy job of is going to have to be uh completely redone. So, rip all this tile rip all this cement board, and then once everything is finished, this living room, all this floor, both bedrooms, all the floors in the bedrooms, once every single thing in this house is done, the deck, the siding, once everything is done, we'll do the kitchen last. We'll bang out the kitchen. Uh in here, we're probably going to try to keep the cabinets and the countertop. If we break it, we break it, we'll get a new one, but um this, we're just going to tile everything and uh and try to keep all the same fixtures in here. But that that might not happen for a little while. Basically, rebuild the whole house, basically. When I tell you this is a a job, now now you can kind of see why. We we we ripped the whole house apart, we redid all the insulation, and that doesn't include uh we still have to go up in the attic and take out all and I'm going to get a company to do that. Take out all the blown-in insulation and uh put new stuff in cuz it got all wet and ruined from uh what happened here. You can kind of see that over here. Uh that's the blown-in insulation that was uh coming down from the attic. I mean, when we get we'll get to that kitchen eventually, but we got a lot to do right now between this living room, the pallet stove, the siding, all that stuff. Yeah, I just didn't really have the money for this, you know, I should have used that loan money for for my business, but uh uh I what am I supposed to do? I can't I can't live like this. It's kind of crazy and I'm I'm I'm basically living in a construction zone now and it's going to be a construction zone for at least another few months. I mean, hopefully we finish this year, but you know, it's not like I'm I'm going to get my money back, you know, we still have to pressure this insurance company, make sure they pay me, and um you know, that's $150,000 not including the stuff I'm redoing on my own. That's $150,000 for the water damage stuff. That doesn't include me redoing the siding, that doesn't include me having to fix the HVAC system. That's a whole separate insurance claim that that insure that that contractor's insurance should have paid me for, so hopefully something happens in the courts. I I you know, I I I find it hard to believe these people are able to just screw me over so easily and not pay me. Like my house literally gets flooded and ruined and I have to re and I what I have to do all this on my own dime, on my own money? It's crazy, you know? I was eventually planning to, you know, upgrade my house and do a few things here and there, but by no means would that have involved tearing out the sheetrock and reinsulating the entire house. It wasn't necessary, you know? Besides the water and mold damage from the from the flooding through the roof, it didn't really need to be replaced, you know? All the insulation was in pretty good shape. Everything was insulated. There was nothing wrong with anything. But because of that water damage, we had to tear it out and redo it. You know, I mean, there's a saying, if it ain't broke, don't fix it. We didn't have to fix it. If there was no water damage, if there was no mold, we wouldn't have had There was no reason to tear it out. It's not like it was built poorly. It was built okay. It wasn't built perfectly, but it was built okay. It was nice enough. You know, we didn't have It was It was just overkill. Overkill. You know, I I I I think I called two or three two or three companies to get a quote on this, and none of them even wanted to touch it, you know? None of them wanted to touch it. It's a It's a It's just such a huge project. Like, I don't want to get started. So, also the guy that we got to We put these gutters up. We got to cuz they didn't do the fascia board trim right and stuff. We got to take all the gutters down, all the fascia trim down, redo that with the soffit, but I'm probably going to get a gutter company to do it anyway. So, hopefully What is it? Just August just started. August, September. Hopefully Hopefully by the end of September, we're kind of in a in a in a better organized spot. Um but we'll see. It's It's a lot of work. We're banging stuff out every week, and um there's just There's just too much to do over here. You know, I don't have time to really do this myself. I have a couple guys helping me, but uh you know, I'm trying to focus on the business, but it's really just a bunch of nonsense. Cuz the bond The bond should have wrote a check for $50 million already. I should be living in a mansion, not worrying about this mold-infested [ __ ] But, that's the game plan. Basically, rebuild my house from scratch custom. When we redo the uh When we redo the bedrooms, I might just I don't need it. It's not necessary cuz this house is already radiation-proof, but I might show you guys how to do the aluminum mesh in one room. Just just for like sample. So, when we take the sheetrock out of the the bedroom, I'll put mesh on the wall before we sheetrock it again. Just to show you guys like, "Hey, this is how you would radiation proof one room on your own instead of doing the whole house." And if we And if you didn't, you know, I don't want to get into that, but uh you know, there's just a lot of little things to do like Once once we have the siding it Once the outside on the siding is fixed and the gutters new gutters are up, I'll feel a lot more comfortable cuz then the the the a lot of the bulk of the work will be done. And then it's kind of like I'll feel like we're in the home stretch, you know. Right now we're in the middle of a lot of things. You know, the the garages are like both 80 90% done. That small bathroom in there is like 95% done. You know, we're in the halfway in the middle of the living room. The siding still needs to get torn apart, so we're in the middle of a lot of different projects, but once all these are tied up and done, then then when then we'll just have the bedrooms to bang out the flooring and the deck seems a lot more manageable than what we're doing now. So, that's the house update. Going to file the federal lawsuit against those insurance companies tomorrow. You know, at least be reasonable, you know. Could have paid me something. You know, what what what really should have happened was and what normally happens is they're supposed to go after the comp the insurance company of the contractor. They're supposed to go after the contractor and get you paid. And if they can't, they're supposed to compensate you themselves. But they didn't have try to help me at all. They just denied the claim. I've never heard this happening in my life. You know, that first contractor that destroyed my bathroom, my HVAC system, and my siding, and my windows, they should have gone after What they're supposed to do is um legally the contractor has to fix that himself. But if not the insure and and usually the contractor's insurance company won't even cover it, but that's if it's shoddy workmanship. I don't think this counts as shoddy workmanship. I think this counts as destroying a [ __ ] house. You know, the HVAC system is half destroyed. The windows were half destroyed. The siding was destroyed. It didn't even I think it was totaled. I don't think it even qualified as shoddy workmanship. It was done so poorly, you know. It's not like you just need to fix a few things here and there. You have to tear out and redo the whole job new. And that guy is a ghost. He he's never going to do that, so you know, my insurance company should have really helped me and gone after them and they should have had to pay me, you know. A lot of a lot of [ __ ] money. A lot of money. Because I paid that guy to do all those jobs. I paid him an agreed hourly rate. I paid for all the materials and supplies and equipment. I paid for all of it, you know. Not nearly as much as it would have been to to pay a contractor, but I still paid for it. Well, that's it guys. I could probably ramble and show you guys around this house for a while, but hopefully we uh get this fixed up. I was thinking about honestly going out to California for a few months while these guys worked on my house to uh and just [snorts] hang around outside Dr. Debon's office to get paid, but the thing is um I have to kind of watch these guys and make sure they they know everything what to do. Why is this Did they really take my bug zapper plug and hide What the [ __ ] is going on, dude? I can't win. This garage door is new, too. But once once the siding is done, [music] which is a big project, once the siding is done we'll be in a good spot.